Coastal Financial Corporation (CCB)Financial Services | Banks - Regional | Everett, United States | NasdaqGS
78.60 USD
+0.13
(0.166%)
⇧
(July 13, 2026, 4 p.m.
EDT)
After hours: 78.60 |
Hot Take ↕ | July 11, 2026, 3:25 a.m. EDT
Coastal Financial presents a classic 'value trap' scenario where the business is fundamentally exceptional, but the stock price is currently punishing the investor due to specific sector headwinds. The long-term outlook is a strong buy (4.5 stars); the company has delivered a spectacular +530% return over the last seven years, driven by massive revenue and earnings growth, and currently trades at a forward P/E of just 11x, implying the market has priced in a permanent decline that hasn't happened. The recent 12.5% drop following a revenue beat highlights the disconnect between operational reality and market sentiment regarding regional bank risks. However, the short-term picture is murky (2.5 stars). The stock is technically lagging its 200-day average, and the statistical forecast model offers no directional edge, merely noise. While the analyst consensus is a 'strong buy' with a target of $104, the immediate path is unclear given the recent volatility and loan loss headlines. Crucially, this is not a dividend play; the company has paid no dividends in the last five years, making it unsuitable for income investors. The opportunity lies entirely in betting on a mean reversion of the stock price to reflect its superior fundamentals, rather than expecting immediate catalysts or cash flow. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.139467 |
| AutoARIMA | 0.139468 |
| MSTL | 0.145053 |
| AutoTheta | 0.158169 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 38% |
| H-stat | 0.79 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 2.88 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 24.051 |
| Market Cap | 1,198,556,288 |
| Trailing P/E | 24.49 |
| Forward P/E | 11.26 |
| Beta | 0.72 |
| Profit Margins | 13.56% |
| Website | https://www.coastalbank.com |
As of July 11, 2026, 3:25 a.m. EDT: Speculators are positioning for a volatile rebound with heavy out-of-the-money call interest at $95 strikes, suggesting a bullish bet on a recovery toward analyst targets. However, there is significant protective put buying at lower strikes ($65-$75), indicating fear of further downside volatility. Implied volatility is elevated for near-term expirations, reflecting uncertainty around the recent earnings miss and loan loss concerns.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.2336914 |
| Address1 | 5,415 Evergreen Way |
| All Time High | 120.05 |
| All Time Low | 8.41 |
| Ask | 100.44 |
| Ask Size | 2 |
| Audit Risk | 10 |
| Average Analyst Rating | 1.3 - Strong Buy |
| Average Daily Volume10 Day | 122,330 |
| Average Daily Volume3 Month | 137,040 |
| Average Volume | 137,040 |
| Average Volume10Days | 122,330 |
| Beta | 0.717 |
| Bid | 56.26 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 33.052 |
| City | Everett |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 78.6 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 79.695 |
| Day Low | 77.77 |
| Display Name | Coastal Financial |
| Earnings Growth | 0.238 |
| Earnings Quarterly Growth | 0.235 |
| Earnings Timestamp | 1,777,492,800 |
| Earnings Timestamp End | 1,785,355,200 |
| Earnings Timestamp Start | 1,785,355,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | -0.672 |
| Enterprise Value | -244,037,696 |
| Eps Current Year | 4.495 |
| Eps Forward | 6.98 |
| Eps Trailing Twelve Months | 3.21 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 73.0229 |
| Fifty Day Average Change | 5.577095 |
| Fifty Day Average Change Percent | 0.0763746 |
| Fifty Two Week Change Percent | -23.369139 |
| Fifty Two Week High | 120.05 |
| Fifty Two Week High Change | -41.450005 |
| Fifty Two Week High Change Percent | -0.34527284 |
| Fifty Two Week Low | 66.5 |
| Fifty Two Week Low Change | 12.099998 |
| Fifty Two Week Low Change Percent | 0.18195486 |
| Fifty Two Week Range | 66.5 - 120.05 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,532,007,000,000 |
| Float Shares | 13,166,126 |
| Forward Eps | 6.98 |
| Forward P E | 11.260745 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 496 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 363,320,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.15276 |
| Held Percent Institutions | 0.86323 |
| Implied Shares Outstanding | 15,248,808 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and industrial loans, such as term loans, commercial lines of credit, capital call lines working capital loans, equipment financing, borrowing base loans, small business administration loans, and other loan products; owner and non-owner-occupied real estate loans, and multi-family residential loans; construction and development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as personal lines of credit, including overdraft protection. In addition, it provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services; and debit cards. Further, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as Banking as a Service (BaaS), a platform that allows digital financial service partners to offer their customers banking services. The company was founded in 1997 and is headquartered in Everett, Washington. |
| Long Name | Coastal Financial Corporation |
| Market | us_market |
| Market Cap | 1,198,556,288 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_46306705 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 49,282,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,196,573,963 |
| Number Of Analyst Opinions | 4 |
| Open | 78.75 |
| Operating Cashflow | 258,874,000 |
| Operating Margins | 0.15461001 |
| Overall Risk | 8 |
| Payout Ratio | 0.0 |
| Phone | 425 257 9000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 78.6 |
| Post Market Time | 1,783,981,119 |
| Previous Close | 78.47 |
| Price Eps Current Year | 17.486095 |
| Price Hint | 2 |
| Price To Book | 2.378071 |
| Price To Sales Trailing12 Months | 3.2989 |
| Profit Margins | 0.13564 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.25 |
| Region | US |
| Regular Market Change | 0.129997 |
| Regular Market Change Percent | 0.165665 |
| Regular Market Day High | 79.695 |
| Regular Market Day Low | 77.77 |
| Regular Market Day Range | 77.77 - 79.695 |
| Regular Market Open | 78.75 |
| Regular Market Previous Close | 78.47 |
| Regular Market Price | 78.6 |
| Regular Market Time | 1,783,972,801 |
| Regular Market Volume | 78,397 |
| Return On Assets | 0.00985 |
| Return On Equity | 0.10335 |
| Revenue Growth | 0.17 |
| Revenue Per Share | 24.051 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 15,248,808 |
| Shares Percent Shares Out | 0.097200006 |
| Shares Short | 1,482,911 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 1,476,846 |
| Short Name | Coastal Financial Corporation |
| Short Percent Of Float | 0.112399995 |
| Short Ratio | 12.82 |
| Source Interval | 15 |
| State | WA |
| Symbol | CCB |
| Target High Price | 110.0 |
| Target Low Price | 95.0 |
| Target Mean Price | 103.75 |
| Target Median Price | 105.0 |
| Total Cash | 1,495,467,008 |
| Total Cash Per Share | 98.071 |
| Total Debt | 52,873,000 |
| Total Revenue | 363,320,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 3.21 |
| Trailing P E | 24.485981 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 91.95467 |
| Two Hundred Day Average Change | -13.354675 |
| Two Hundred Day Average Change Percent | -0.14523107 |
| Type Disp | Equity |
| Volume | 78,397 |
| Website | https://www.coastalbank.com |
| Zip | 98,203 |