Coastal Financial Corporation (CCB)Financial Services | Banks - Regional | Everett, United States | NasdaqGS
41.45 USD
+0.54
(1.320%)
⇧
(Oct. 13, 2026, 4 p.m.
EDT)
After hours: 41.45 |
Hot Take ↕ | Oct. 10, 2026, 5:35 a.m. EDT
The investment case for Coastal Financial is currently fractured by deteriorating fundamentals and a lack of shareholder returns. The company is reporting negative profit margins and negative returns on equity, which is a severe warning sign for a bank franchise. While the forward P/E looks attractive at 7.5x, this is a classic value trap metric applied to a business that is currently losing money; the market is pricing in a complete turnaround that has not yet materialized in the earnings reports. The price action confirms this skepticism, with the stock trading significantly below its 200-day average and failing to sustain recent rallies. Furthermore, the absence of any dividend payments over the last five years eliminates the income floor that often supports regional banks during downturns. While the long-term price trajectory shows massive gains over the last seven years, the most recent annual data point reveals a sharp reversal, and the current operational metrics suggest the business quality has degraded. Investors should wait for concrete evidence of margin recovery and capital generation before adding to positions. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.411627 |
| MSTL | 0.424855 |
| AutoETS | 0.427174 |
| AutoTheta | 0.428942 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 38% |
| H-stat | 1.17 |
| Ljung-Box p | 0.111 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 6.05 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 23.882 |
| Market Cap | 633,618,240 |
| Forward P/E | 7.62 |
| Beta | 0.86 |
| Profit Margins | -1.06% |
| Website | https://www.coastalbank.com |
As of Oct. 10, 2026, 5:35 a.m. EDT: Speculators are positioning defensively with heavy put volume at near-the-money strikes (40 and 45) for the October expiration, suggesting a fear of a downside gap. However, there is significant call open interest at 50 and 55 strikes for the same period, indicating a 'long gamma' setup where traders are betting on volatility expansion rather than a specific directional move. For the January 2027 horizon, call volume dominates, with notable interest at the 60 strike, while put activity is concentrated deep in-the-money, implying a belief that the stock could recover significantly from current lows but faces immediate headwinds.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.62635857 |
| Address1 | 5,415 Evergreen Way |
| All Time High | 120.05 |
| All Time Low | 8.41 |
| Ask | 52.42 |
| Ask Size | 2 |
| Audit Risk | 10 |
| Average Analyst Rating | 1.5 - Strong Buy |
| Average Daily Volume10 Day | 268,400 |
| Average Daily Volume3 Month | 276,681 |
| Average Volume | 276,681 |
| Average Volume10Days | 268,400 |
| Beta | 0.857 |
| Bid | 30.18 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 30.329 |
| City | Everett |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 41.45 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 42.08 |
| Day Low | 40.46 |
| Display Name | Coastal Financial |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,785,412,800 |
| Earnings Call Timestamp Start | 1,785,412,800 |
| Earnings Timestamp | 1,785,414,600 |
| Earnings Timestamp End | 1,793,277,000 |
| Earnings Timestamp Start | 1,793,277,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | -0.89 |
| Enterprise Value | -322,195,744 |
| Eps Current Year | 2.495 |
| Eps Forward | 5.44 |
| Eps Trailing Twelve Months | -0.28 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 45.6458 |
| Fifty Day Average Change | -4.195801 |
| Fifty Day Average Change Percent | -0.091920845 |
| Fifty Two Week Change Percent | -62.635857 |
| Fifty Two Week High | 120.05 |
| Fifty Two Week High Change | -78.600006 |
| Fifty Two Week High Change Percent | -0.6547272 |
| Fifty Two Week Low | 35.56 |
| Fifty Two Week Low Change | 5.8899994 |
| Fifty Two Week Low Change Percent | 0.16563553 |
| Fifty Two Week Range | 35.56 - 120.05 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,532,007,000,000 |
| Float Shares | 13,183,387 |
| Forward Eps | 5.44 |
| Forward P E | 7.6194854 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 483 |
| Fullday Change | 0.5400009 |
| Fullday Change Percent | 1.3199729 |
| Fullday Price | 41.45 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.0 |
| Gross Profits | 362,017,984 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.15301 |
| Held Percent Institutions | 0.84859 |
| Implied Shares Outstanding | 15,286,327 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and industrial loans, such as term loans, commercial lines of credit, capital call lines working capital loans, equipment financing, borrowing base loans, small business administration loans, and other loan products; owner and non-owner-occupied real estate loans, and multi-family residential loans; construction and development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as personal lines of credit, including overdraft protection. In addition, it provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services; and debit cards. Further, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as Banking as a Service (BaaS), a platform that allows digital financial service partners to offer their customers banking services. The company was founded in 1997 and is headquartered in Everett, Washington. |
| Long Name | Coastal Financial Corporation |
| Market | us_market |
| Market Cap | 633,618,240 |
| Market State | POST |
| Max Age | 86,400 |
| Message Board Id | finmb_46306705 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -3,851,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 671,069,755 |
| Number Of Analyst Opinions | 4 |
| Open | 41.53 |
| Operating Cashflow | 269,692,000 |
| Operating Margins | -0.63276 |
| Overall Risk | 8 |
| Payout Ratio | 0.0 |
| Phone | 425 257 9000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 41.45 |
| Post Market Time | 1,791,921,677 |
| Previous Close | 40.91 |
| Price Eps Current Year | 16.613228 |
| Price Hint | 2 |
| Price To Book | 1.3666787 |
| Price To Sales Trailing12 Months | 1.7502397 |
| Profit Margins | -0.01064 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.5 |
| Region | US |
| Regular Market Change | 0.540001 |
| Regular Market Change Percent | 1.31997 |
| Regular Market Day High | 42.08 |
| Regular Market Day Low | 40.46 |
| Regular Market Day Range | 40.46 - 42.08 |
| Regular Market Open | 41.53 |
| Regular Market Previous Close | 40.91 |
| Regular Market Price | 41.45 |
| Regular Market Time | 1,791,921,601 |
| Regular Market Volume | 210,500 |
| Return On Assets | -0.00078 |
| Return On Equity | -0.00833 |
| Revenue Growth | -0.015 |
| Revenue Per Share | 23.882 |
| Sand P52 Week Change | 0.17502642 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 15,286,327 |
| Shares Percent Shares Out | 0.0888 |
| Shares Short | 1,357,286 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 1,089,963 |
| Short Name | Coastal Financial Corporation |
| Short Percent Of Float | 0.1025 |
| Short Ratio | 6.18 |
| Source Interval | 15 |
| State | WA |
| Symbol | CCB |
| Target High Price | 54.0 |
| Target Low Price | 47.0 |
| Target Mean Price | 51.0 |
| Target Median Price | 51.5 |
| Total Cash | 1,008,448,000 |
| Total Cash Per Share | 65.971 |
| Total Debt | 52,634,000 |
| Total Revenue | 362,017,984 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.28 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 73.2555 |
| Two Hundred Day Average Change | -31.8055 |
| Two Hundred Day Average Change Percent | -0.43417218 |
| Type Disp | Equity |
| Volume | 210,500 |
| Website | https://www.coastalbank.com |
| Zip | 98,203 |