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Coastal Financial Corporation (CCB)

Financial Services | Banks - Regional | Everett, United States | NasdaqGS
48.48 USD +1.74 (3.723%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 48.48

Short-term:★★★★☆Long-term:★★⯪☆☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 2:35 a.m. EDT

The immediate outlook is driven by a massive divergence between the company's deteriorating fundamentals and aggressive speculative buying. While the business is currently bleeding value—reporting negative earnings, negative operating margins, and shrinking revenue—the options market is screaming 'bullish,' with heavy positioning in calls far above the current price. This suggests traders are betting on a catalyst, such as a fintech pivot or a turnaround story, rather than the current operational reality. However, the long-term picture remains murky; the stock has suffered a brutal multi-year collapse, dropping nearly 80% from its peak, and the company lacks a dividend to cushion the blow. Until the fundamentals turn positive, this remains a high-risk momentum play rather than a solid investment.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.144035
AutoETS0.146461
MSTL0.149412
AutoARIMA0.161460

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 25%
H-stat 65.31
Ljung-Box p 0.000
Jarque-Bera p 0.000
Excess Kurtosis 0.46
Attribute Value
Sector Financial Services
Revenue per Share 23.882
Market Cap 741,081,152
Forward P/E 8.20
Beta 0.77
Profit Margins -1.06%
Website https://www.coastalbank.com

As of Aug. 22, 2026, 2:35 a.m. EDT: Speculators are aggressively positioning for a sharp upward move in the near term. For the August expiration, there is heavy open interest concentration at strikes significantly above the current price (55 and 60), while put activity is negligible. This bullish skew persists into October, where out-of-the-money call volume vastly outweighs put volume, suggesting traders expect a rally to test the $50-$55 range within weeks.


Info Dump

Attribute Value
52 Week Change -0.5908613
Address1 5,415 Evergreen Way
All Time High 120.05
All Time Low 8.41
Ask 48.36
Ask Size 1
Audit Risk 10
Average Daily Volume10 Day 171,420
Average Daily Volume3 Month 223,069
Average Volume 223,069
Average Volume10Days 171,420
Beta 0.766
Bid 48.43
Bid Size 1
Board Risk 9
Book Value 30.329
City Everett
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 48.48
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 48.7044
Day Low 47.085
Display Name Coastal Financial
Earnings Call Timestamp End 1,785,412,800
Earnings Call Timestamp Start 1,785,412,800
Earnings Timestamp 1,785,414,600
Earnings Timestamp End 1,793,277,000
Earnings Timestamp Start 1,793,277,000
Ebitda Margins 0.0
Enterprise To Revenue -0.593
Enterprise Value -214,732,864
Eps Current Year 1.94333
Eps Forward 5.9125
Eps Trailing Twelve Months -0.29
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 63.7783
Fifty Day Average Change -15.298302
Fifty Day Average Change Percent -0.23986687
Fifty Two Week Change Percent -59.086132
Fifty Two Week High 120.05
Fifty Two Week High Change -71.57001
Fifty Two Week High Change Percent -0.5961683
Fifty Two Week Low 36.61
Fifty Two Week Low Change 11.869999
Fifty Two Week Low Change Percent 0.32422832
Fifty Two Week Range 36.61 - 120.05
Financial Currency USD
First Trade Date Milliseconds 1,532,007,000,000
Float Shares 13,160,916
Forward Eps 5.9125
Forward P E 8.199577
Full Exchange Name NasdaqGS
Full Time Employees 483
Fullday Change 1.74
Fullday Change Percent 3.72272
Fullday Price 48.48
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 362,017,984
Has Pre Post Market Data 1
Held Percent Insiders 0.15303999
Held Percent Institutions 0.85083
Implied Shares Outstanding 15,286,327
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and industrial loans, such as term loans, commercial lines of credit, capital call lines working capital loans, equipment financing, borrowing base loans, small business administration loans, and other loan products; owner and non-owner-occupied real estate loans, and multi-family residential loans; construction and development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as personal lines of credit, including overdraft protection. In addition, it provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services; and debit cards. Further, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as Banking as a Service (BaaS), a platform that allows digital financial service partners to offer their customers banking services. The company was founded in 1997 and is headquartered in Everett, Washington.
Long Name Coastal Financial Corporation
Market us_market
Market Cap 741,081,152
Market State CLOSED
Max Age 86,400
Message Board Id finmb_46306705
Most Recent Quarter 1,782,777,600
Net Income To Common -3,851,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 714,177,197
Number Of Analyst Opinions 4
Open 47.13
Operating Cashflow 269,692,000
Operating Margins -0.63276
Overall Risk 8
Payout Ratio 0.0
Phone 425 257 9000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 48.48
Post Market Time 1,787,959,804
Previous Close 46.74
Price Eps Current Year 24.946869
Price Hint 2
Price To Book 1.5984701
Price To Sales Trailing12 Months 2.0470839
Profit Margins -0.01064
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 1.74
Regular Market Change Percent 3.72272
Regular Market Day High 48.7044
Regular Market Day Low 47.085
Regular Market Day Range 47.085 - 48.7044
Regular Market Open 47.13
Regular Market Previous Close 46.74
Regular Market Price 48.48
Regular Market Time 1,787,947,201
Regular Market Volume 199,300
Return On Assets -0.00078
Return On Equity -0.00833
Revenue Growth -0.015
Revenue Per Share 23.882
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 15,286,327
Shares Percent Shares Out 0.069299996
Shares Short 1,059,465
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 1,130,173
Short Name Coastal Financial Corporation
Short Percent Of Float 0.08
Short Ratio 2.78
Source Interval 15
State WA
Symbol CCB
Target High Price 53.0
Target Low Price 47.0
Target Mean Price 49.5
Target Median Price 49.0
Total Cash 1,008,448,000
Total Cash Per Share 65.971
Total Debt 52,634,000
Total Revenue 362,017,984
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -0.29
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 83.47085
Two Hundred Day Average Change -34.99085
Two Hundred Day Average Change Percent -0.41919842
Type Disp Equity
Volume 199,300
Website https://www.coastalbank.com
Zip 98,203