Community Financial System, Inc. (CBU)Financial Services | Banks - Regional | Syracuse, United States | NYSE
63.31 USD
+1.65
(2.676%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 63.31 Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 1:36 p.m. EDT
CBU appears to be a relatively stable stock with a consistent dividend history, making it a decent option for dividend-focused investors. The recent price movement has been mixed, with the stock trading near its 50-day average, but the overall fundamentals remain solid. However, the short-term forecasting model suggests minimal directional movement, so traders should be cautious. Long-term investors might consider holding or buying if the stock dips further, given the consistent dividend payouts and strong fundamentals. Overall, it's a moderate-risk investment with potential for steady returns. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.042086 |
| AutoARIMA | 0.042221 |
| AutoETS | 0.042221 |
| AutoTheta | 0.065563 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.39 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.296 |
| Excess Kurtosis | -1.14 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-15 |
| Last Dividend Date | 2026-03-15 |
| Revenue per Share | 15.117 |
| Market Cap | 3,337,952,256 |
| Trailing P/E | 15.95 |
| Forward P/E | 11.80 |
| Beta | 0.78 |
| Profit Margins | 26.42% |
| Previous Name | Community Bank System, Inc. |
| Website | https://communityfinancialsystem.com/overview/default.aspx |
As of April 11, 2026, 1:36 p.m. EDT: Options speculators are showing mixed signals. For near-term expirations, there's a notable concentration of open interest in puts, particularly for strikes below the current price, suggesting some bearish sentiment. However, there's also positioning in calls for strikes above the current price, indicating potential bullish bets. The overall volatility is low, and the market is relatively quiet, which may indicate a lack of strong directional bias. Longer-dated options show more balanced positioning, with some calls and puts showing activity, but not enough to signal a strong consensus on future price direction.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.82% | 3.27% | 3.62% | 3.37% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-16 | 0.4700 | 0.819529 |
| 2025-12-12 | 0.4700 | 0.789403 |
| 2025-09-12 | 0.4700 | 0.811102 |
| 2025-06-13 | 0.4600 | 0.854582 |
| 2025-03-14 | 0.4600 | 0.829908 |
| 2024-12-13 | 0.4600 | 0.718183 |
| 2024-09-13 | 0.4600 | 0.837265 |
| 2024-06-14 | 0.4500 | 1.102119 |
| 2024-03-14 | 0.4500 | 1.100775 |
| 2023-12-14 | 0.4500 | 0.935716 |
| 2023-09-14 | 0.4500 | 1.106130 |
| 2023-06-14 | 0.4400 | 0.954031 |
| 2023-03-14 | 0.4400 | 0.902371 |
| 2022-12-14 | 0.4400 | 0.823136 |
| 2022-09-14 | 0.4400 | 0.789558 |
| 2022-06-14 | 0.4300 | 0.784508 |
| 2022-03-14 | 0.4300 | 0.677174 |
| 2021-12-14 | 0.4300 | 0.673748 |
| 2021-09-14 | 0.4300 | 0.741756 |
| 2021-06-14 | 0.4200 | 0.623049 |
| 2021-03-12 | 0.4200 | 0.595470 |
| 2020-12-11 | 0.4200 | 0.767417 |
| 2020-09-14 | 0.4200 | 0.849115 |
| 2020-06-12 | 0.4100 | 0.865531 |
| 2020-03-13 | 0.4100 | 0.858780 |
| 2019-12-12 | 0.4100 | 0.713547 |
| 2019-09-13 | 0.4100 | 0.760552 |
| 2019-06-13 | 0.3800 | 0.724435 |
| 2019-03-14 | 0.3800 | 0.757784 |
| 2018-12-13 | 0.3800 | 0.779490 |
| 2018-09-13 | 0.3800 | 0.744487 |
| 2018-06-14 | 0.3400 | 0.708786 |
| 2018-03-14 | 0.3400 | 0.767649 |
| 2017-12-14 | 0.3400 | 0.825749 |
| 2017-09-14 | 0.3400 | 0.841974 |
| 2017-06-13 | 0.3200 | 0.709470 |
| 2017-03-13 | 0.3200 | 0.725413 |
| 2016-12-13 | 0.3200 | 0.686847 |
| 2016-09-13 | 0.3200 | 0.893260 |
| 2016-08-10 | 0.5000 | 1.470154 |
| 2016-06-13 | 0.3100 | 1.013921 |
| 2016-03-11 | 0.3100 | 1.069169 |
| 2015-12-11 | 0.3100 | 1.074574 |
| 2015-09-11 | 0.3100 | 1.190273 |
| 2015-06-11 | 0.3000 | 1.104375 |
| 2015-05-13 | 0.4500 | 1.752622 |
| 2015-03-12 | 0.3000 | 1.173226 |
| 2014-12-11 | 0.3000 | 1.130498 |
| 2014-09-11 | 0.3000 | 1.196304 |
| 2014-06-12 | 0.2800 | 1.106493 |
| 2014-03-12 | 0.2800 | 1.084288 |
| 2013-12-12 | 0.2800 | 1.090358 |
| 2013-09-12 | 0.2800 | 1.234900 |
| 2013-06-12 | 0.2700 | 1.390823 |
| 2013-03-13 | 0.2700 | 1.386398 |
| 2012-12-12 | 0.2700 | 1.517515 |
| 2012-09-12 | 0.2700 | 1.438927 |
| 2012-06-13 | 0.2600 | 1.542589 |
| 2012-03-13 | 0.2600 | 1.457005 |
| 2011-12-13 | 0.2600 | 1.562195 |
| 2011-09-13 | 0.2600 | 1.803776 |
| 2011-06-13 | 0.2400 | 1.646302 |
| 2011-03-11 | 0.2400 | 1.634208 |
| 2010-12-13 | 0.2400 | 1.489842 |
| 2010-09-13 | 0.2400 | 1.759294 |
| 2010-06-11 | 0.2400 | 1.772001 |
| 2010-03-11 | 0.2200 | 1.610062 |
| 2009-12-11 | 0.2200 | 2.025912 |
| 2009-09-11 | 0.2200 | 2.071359 |
| 2009-06-11 | 0.2200 | 2.410916 |
| 2009-03-12 | 0.2200 | 2.457338 |
| 2008-12-11 | 0.2200 | 1.853713 |
| 2008-09-11 | 0.2200 | 1.758657 |
| 2008-06-12 | 0.2100 | 1.701051 |
| 2008-03-12 | 0.2100 | 1.666182 |
| 2007-12-12 | 0.2100 | 1.905113 |
| 2007-09-12 | 0.2100 | 2.024120 |
| 2007-06-13 | 0.2000 | 1.892305 |
| 2007-03-13 | 0.2000 | 1.927663 |
| 2006-12-13 | 0.2000 | 1.634717 |
| 2006-09-13 | 0.2000 | 1.762574 |
| 2006-06-13 | 0.1900 | 1.935762 |
| 2006-03-13 | 0.1900 | 1.767292 |
| 2005-12-13 | 0.1900 | 1.611331 |
| 2005-09-13 | 0.1900 | 1.669191 |
| 2005-06-13 | 0.1800 | 1.544668 |
| 2005-03-11 | 0.1800 | 1.615365 |
| 2004-12-13 | 0.1800 | 1.357155 |
| 2004-09-13 | 0.1800 | 1.484502 |
| 2004-06-14 | 0.1600 | 1.586940 |
| 2004-03-11 | 0.1600 | 1.536394 |
| 2003-12-11 | 0.1600 | 1.398504 |
| 2003-09-11 | 0.1600 | 1.538015 |
| 2003-06-12 | 0.1450 | 1.689420 |
| 2003-03-12 | 0.1450 | 1.990751 |
| 2002-12-12 | 0.1450 | 2.010602 |
| 2002-09-12 | 0.1450 | 2.143620 |
| 2002-06-12 | 0.1350 | 1.977262 |
| 2002-03-13 | 0.1350 | 2.064222 |
| 2001-12-12 | 0.1350 | 2.361911 |
| 2001-09-17 | 0.1350 | 2.244859 |
| 2001-09-10 | 0.2700 | 4.589567 |
| 2001-06-13 | 0.1350 | 2.265654 |
| 2001-03-13 | 0.1350 | 2.342627 |
| 2000-12-13 | 0.1350 | 2.937072 |
| 2000-09-13 | 0.1350 | 2.776788 |
| 2000-06-13 | 0.1250 | 2.722126 |
| 2000-03-13 | 0.1250 | 3.016501 |
| 1999-12-13 | 0.1250 | 2.626864 |
| 1999-09-13 | 0.1250 | 2.542071 |
| 1999-06-11 | 0.1150 | 2.537682 |
| 1999-03-11 | 0.1150 | 2.464256 |
| 1998-12-11 | 0.1150 | 2.114265 |
| 1998-09-11 | 0.1150 | 2.385249 |
| 1998-06-11 | 0.1000 | 1.604829 |
| 1998-03-12 | 0.1000 | 1.587770 |
| 1997-12-11 | 0.1000 | 1.762075 |
| 1997-09-11 | 0.1000 | 1.972437 |
| 1997-06-12 | 0.0900 | 1.964866 |
| 1997-03-12 | 0.0450 | 1.074740 |
| 1996-12-12 | 0.0900 | 2.640906 |
| 1996-09-12 | 0.0900 | 2.915522 |
| 1996-06-12 | 0.0825 | 2.955704 |
| 1996-03-13 | 0.0825 | 3.083626 |
| 1995-12-13 | 0.0825 | 2.948721 |
| 1995-09-13 | 0.0750 | 2.496493 |
| 1995-06-13 | 0.0750 | 3.549430 |
| 1995-03-09 | 0.0750 | 3.325249 |
| 1994-12-09 | 0.0675 | 3.068975 |
| 1994-09-09 | 0.0675 | 2.618825 |
| 1994-06-09 | 0.0675 | 2.832948 |
| 1994-03-09 | 0.0625 | 2.550507 |
| 1993-12-09 | 0.0625 | 2.740029 |
| 1993-09-09 | 0.0625 | 2.752152 |
| 1993-06-09 | 0.0625 | 3.161128 |
| 1993-03-09 | 0.0625 | 2.828938 |
| 1992-12-09 | 0.0625 | 3.740892 |
| 1992-09-09 | 0.0625 | 4.017995 |
| 1992-06-09 | 0.0500 | 3.927184 |
| 1992-03-10 | 0.0500 | 4.429961 |
| 1991-12-10 | 0.0475 | 4.817183 |
| 1991-09-10 | 0.0475 | 5.079671 |
| 1991-06-10 | 0.0475 | 5.467625 |
| 1991-03-11 | 0.0475 | 7.166236 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.20498669 |
| Address1 | 333 Butternut Drive |
| All Time High | 82.53 |
| All Time Low | 1.6875 |
| Ask | 66.13 |
| Ask Size | 100 |
| Audit Risk | 4 |
| Average Analyst Rating | 2.7 - Hold |
| Average Daily Volume10 Day | 206,850 |
| Average Daily Volume3 Month | 254,541 |
| Average Volume | 254,541 |
| Average Volume10Days | 206,850 |
| Beta | 0.784 |
| Bid | 60.35 |
| Bid Size | 200 |
| Board Risk | 1 |
| Book Value | 38.078 |
| City | Syracuse |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 63.31 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 64.1 |
| Day Low | 62.24 |
| Display Name | Community Financial System |
| Dividend Date | 1,775,779,200 |
| Dividend Rate | 1.87 |
| Dividend Yield | 2.95 |
| Earnings Call Timestamp End | 1,777,474,800 |
| Earnings Call Timestamp Start | 1,777,474,800 |
| Earnings Growth | 0.097 |
| Earnings Quarterly Growth | 0.093 |
| Earnings Timestamp | 1,777,465,800 |
| Earnings Timestamp End | 1,777,465,800 |
| Earnings Timestamp Start | 1,777,465,800 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 4.759 |
| Enterprise Value | 3,791,174,144 |
| Eps Current Year | 4.705 |
| Eps Forward | 5.365 |
| Eps Trailing Twelve Months | 3.97 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,773,619,200 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 60.9856 |
| Fifty Day Average Change | 2.3244019 |
| Fifty Day Average Change Percent | 0.038113948 |
| Fifty Two Week Change Percent | 20.498669 |
| Fifty Two Week High | 67.5 |
| Fifty Two Week High Change | -4.1899986 |
| Fifty Two Week High Change Percent | -0.062074054 |
| Fifty Two Week Low | 51.12 |
| Fifty Two Week Low Change | 12.190002 |
| Fifty Two Week Low Change Percent | 0.23845859 |
| Fifty Two Week Range | 51.12 - 67.5 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 501,863,400,000 |
| Five Year Avg Dividend Yield | 3.06 |
| Float Shares | 52,247,307 |
| Forward Eps | 5.365 |
| Forward P E | 11.80056 |
| Full Exchange Name | NYSE |
| Full Time Employees | 2,853 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 796,657,024 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.00777 |
| Held Percent Institutions | 0.77876997 |
| Implied Shares Outstanding | 52,723,931 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://ir.communitybanksystem.com/CorporateProfile.aspx?iid=100185 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,773,619,200 |
| Last Dividend Value | 0.47 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,081,814,400 |
| Last Split Factor | 2:1 |
| Long Business Summary | Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York. |
| Long Name | Community Financial System, Inc. |
| Market | us_market |
| Market Cap | 3,337,952,256 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_262564 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-04-18 |
| Net Income To Common | 211,328,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 3,326,163,622 |
| Number Of Analyst Opinions | 6 |
| Open | 62.5 |
| Operating Cashflow | 301,859,008 |
| Operating Margins | 0.34952998 |
| Overall Risk | 2 |
| Payout Ratio | 0.4685 |
| Peg Ratio | 2.62 |
| Phone | 315 445 2282 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 63.31 |
| Post Market Time | 1,776,464,401 |
| Prev Name | Community Bank System, Inc. |
| Previous Close | 61.66 |
| Price Eps Current Year | 13.455898 |
| Price Hint | 2 |
| Price To Book | 1.66264 |
| Price To Sales Trailing12 Months | 4.189949 |
| Profit Margins | 0.26417 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.66667 |
| Region | US |
| Regular Market Change | 1.65 |
| Regular Market Change Percent | 2.67597 |
| Regular Market Day High | 64.1 |
| Regular Market Day Low | 62.24 |
| Regular Market Day Range | 62.24 - 64.1 |
| Regular Market Open | 62.5 |
| Regular Market Previous Close | 61.66 |
| Regular Market Price | 63.31 |
| Regular Market Time | 1,776,456,002 |
| Regular Market Volume | 139,202 |
| Return On Assets | 0.01249 |
| Return On Equity | 0.11168 |
| Revenue Growth | 0.107 |
| Revenue Per Share | 15.117 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 52,537,729 |
| Shares Percent Shares Out | 0.0373 |
| Shares Short | 1,960,144 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,881,534 |
| Short Name | Community Financial System, Inc |
| Short Percent Of Float | 0.051599998 |
| Short Ratio | 7.14 |
| Source Interval | 15 |
| State | NY |
| Symbol | CBU |
| Target High Price | 73.0 |
| Target Low Price | 62.0 |
| Target Mean Price | 67.16667 |
| Target Median Price | 67.0 |
| Total Cash | 309,294,016 |
| Total Cash Per Share | 5.866 |
| Total Debt | 762,515,968 |
| Total Revenue | 796,657,024 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.86 |
| Trailing Annual Dividend Yield | 0.030165423 |
| Trailing Eps | 3.97 |
| Trailing P E | 15.9471035 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 58.99445 |
| Two Hundred Day Average Change | 4.3155518 |
| Two Hundred Day Average Change Percent | 0.07315183 |
| Type Disp | Equity |
| Volume | 139,202 |
| Website | https://communityfinancialsystem.com/overview/default.aspx |
| Zip | 13,214-2141 |