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Capital Bancorp, Inc. (CBNK)

Financial Services | Banks - Regional | Rockville, United States | NasdaqGS
36.54 USD +0.20 (0.550%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 36.54

Short-term:★★★⯪☆Long-term:★★★★⯪Dividends:★★★☆☆
Hot Take | Aug. 22, 2026, 5:05 a.m. EDT

Capital Bancorp presents a compelling asymmetric setup where a turnaround story meets a fortress balance sheet. The long-term outlook is exceptionally strong; the company has delivered a massive +193% cumulative return over the last six years, driven by four consecutive years of positive annual growth. Crucially, the recent price action shows no signs of a structural decline, with the latest year seeing a robust +40% gain. Fundamentally, the business is healthy with a 14% ROE, expanding deposits up 20% annually, and a pristine payout ratio of just 14%, leaving ample room for future dividend growth. While the short-term statistical forecast is tepid and the stock is trading near its 52-week highs, the combination of accelerating earnings, a new COO bringing modernization, and a highly attractive valuation (under 11x forward P/E) suggests the market may be underweighting the quality of this regional bank. The options flow confirms this, with traders betting on continued appreciation rather than a crash.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.046062
AutoTheta0.046878
AutoARIMA0.050527
AutoETS0.050528

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 48%
H-stat 8.61
Ljung-Box p 0.000
Jarque-Bera p 0.212
Excess Kurtosis -1.28
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-09
Last Dividend Date 2026-08-09
Revenue per Share 14.5
Market Cap 595,253,248
Trailing P/E 10.62
Forward P/E 9.55
Beta 0.52
Profit Margins 23.66%
Website https://capitalbankmd.com

As of Aug. 22, 2026, 5:05 a.m. EDT: Speculators are positioning for a moderate upside move over the next few months, evidenced by significant open interest in $40 calls expiring in January 2027. Conversely, near-term put activity is concentrated at strikes significantly below the current price ($25 and $30), suggesting a floor rather than a bearish bet. Implied volatility is elevated for near-term protection but compressed for longer-dated upside plays, indicating a 'buy the dip' sentiment rather than a fear of collapse.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.38% 1.56% 1.52% 1.34%
Dividend History
Date Dividend Yield %
2026-08-10 0.14 0.375235
2026-05-11 0.12 0.389484
2026-02-09 0.12 0.365075
2025-11-10 0.12 0.428725
2025-08-11 0.12 0.380228
2025-05-12 0.10 0.304878
2025-02-10 0.10 0.313283
2024-11-04 0.10 0.395883
2024-08-05 0.10 0.421053
2024-05-03 0.08 0.400200
2024-02-02 0.08 0.389674
2023-11-03 0.08 0.382044
2023-08-04 0.08 0.400802
2023-05-12 0.06 0.379507
2023-02-03 0.06 0.272851
2022-11-04 0.06 0.252738
2022-08-05 0.06 0.250104
2022-05-06 0.05 0.225836
2022-02-07 0.05 0.200401
2021-11-12 0.05 0.179533
2021-07-29 0.05 0.219780
Additional Data
dividendRate 0.5
dividendYield 1.37
exDividendDate 2026-08-10
trailingAnnualDividendRate 0.48
trailingAnnualDividendYield 0.013208585
lastDividendValue 0.14
lastDividendDate 2026-08-10
dividendDate 2026-08-26

Info Dump

Attribute Value
52 Week Change 0.07851243
Address1 2,275 Research Boulevard
Address2 Suite 600
All Time High 38.83
All Time Low 6.98
Ask 46.64
Ask Size 2
Audit Risk 9
Average Analyst Rating 1.5 - Strong Buy
Average Daily Volume10 Day 49,630
Average Daily Volume3 Month 65,407
Average Volume 65,407
Average Volume10Days 49,630
Beta 0.515
Bid 36.54
Bid Size 1
Board Risk 8
Book Value 25.919
City Rockville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 36.54
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 36.73
Day Low 36.35
Display Name Capital Bancorp
Dividend Date 1,787,702,400
Dividend Rate 0.5
Dividend Yield 1.37
Earnings Growth 0.115
Earnings Quarterly Growth 0.085
Earnings Timestamp 1,785,182,400
Earnings Timestamp End 1,793,044,800
Earnings Timestamp Start 1,793,044,800
Ebitda Margins 0.0
Enterprise To Revenue 0.967
Enterprise Value 230,440,256
Eps Current Year 3.4625
Eps Forward 3.8275
Eps Trailing Twelve Months 3.44
Esg Populated 0
Ex Dividend Date 1,786,320,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 36.1798
Fifty Day Average Change 0.3602028
Fifty Day Average Change Percent 0.009955909
Fifty Two Week Change Percent 7.851243
Fifty Two Week High 38.83
Fifty Two Week High Change -2.290001
Fifty Two Week High Change Percent -0.05897504
Fifty Two Week Low 26.4
Fifty Two Week Low Change 10.140001
Fifty Two Week Low Change Percent 0.38409096
Fifty Two Week Range 26.4 - 38.83
Financial Currency USD
First Trade Date Milliseconds 1,537,968,600,000
Float Shares 10,694,847
Forward Eps 3.8275
Forward P E 9.546701
Full Exchange Name NasdaqGS
Full Time Employees 434
Fullday Change 0.200001
Fullday Change Percent 0.55036
Fullday Price 36.54
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 238,196,992
Has Pre Post Market Data 1
Held Percent Insiders 0.32377
Held Percent Institutions 0.47702
Implied Shares Outstanding 16,290,456
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,786,320,000
Last Dividend Value 0.14
Last Fiscal Year End 1,767,139,200
Long Business Summary Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans; servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans; as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders and individuals, and financial institution clients, including Capital Bank. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.
Long Name Capital Bancorp, Inc.
Market us_market
Market Cap 595,253,248
Market State CLOSED
Max Age 86,400
Message Board Id finmb_3554903
Most Recent Quarter 1,782,777,600
Net Income To Common 56,370,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 592,158,075
Number Of Analyst Opinions 4
Open 36.44
Operating Cashflow 68,097,000
Operating Margins 0.29938
Overall Risk 7
Payout Ratio 0.1408
Phone 301 468 8848
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 36.54
Post Market Time 1,787,959,806
Previous Close 36.34
Price Eps Current Year 10.553068
Price Hint 2
Price To Book 1.4097766
Price To Sales Trailing12 Months 2.4989955
Profit Margins 0.23665
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.5
Region US
Regular Market Change 0.200001
Regular Market Change Percent 0.55036
Regular Market Day High 36.73
Regular Market Day Low 36.35
Regular Market Day Range 36.35 - 36.73
Regular Market Open 36.44
Regular Market Previous Close 36.34
Regular Market Price 36.54
Regular Market Time 1,787,947,201
Regular Market Volume 60,315
Return On Assets 0.01549
Return On Equity 0.14053
Revenue Growth 0.088
Revenue Per Share 14.5
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 16,290,456
Shares Percent Shares Out 0.040999997
Shares Short 667,962
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 653,291
Short Name Capital Bancorp, Inc.
Short Percent Of Float 0.061300002
Short Ratio 11.75
Source Interval 15
State MD
Symbol CBNK
Target High Price 42.0
Target Low Price 40.0
Target Mean Price 41.5
Target Median Price 42.0
Total Cash 424,712,992
Total Cash Per Share 26.071
Total Debt 59,900,000
Total Revenue 238,196,992
Tradeable 0
Trailing Annual Dividend Rate 0.48
Trailing Annual Dividend Yield 0.013208585
Trailing Eps 3.44
Trailing P E 10.622093
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 31.6925
Two Hundred Day Average Change 4.8475018
Two Hundred Day Average Change Percent 0.15295424
Type Disp Equity
Volume 60,315
Website https://capitalbankmd.com
Zip 20,850