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Capital Bancorp, Inc. (CBNK)

Financial Services | Banks - Regional | Rockville, United States | NasdaqGS
35.16 USD +0.05 (0.147%) ⇧ (July 15, 2026, 10:20 a.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★★☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 5:37 a.m. EDT

Capital Bancorp presents a compelling dichotomy: a fundamentally robust regional bank trading at a discount, yet lacking the explosive momentum to trigger a speculative rush. The long-term outlook is strong; the company has delivered a massive +179% return over the last six years, driven by a spectacular +61% surge in the most recent year. Fundamentals are solid, with a 14% return on equity, healthy operating margins, and a balance sheet that supports continued growth. However, the short-term picture is muted. Earnings growth has stalled at -11%, and the stock is currently flat relative to its recent highs, failing to build the technical momentum required for a high-conviction entry. The options market reflects this ambivalence, with traders sitting on the sidelines rather than committing capital to either side. While the business quality warrants a 'buy' rating, the lack of immediate catalysts and the recent stagnation in earnings growth keep the short-term rating neutral.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.045735
AutoARIMA0.048726
AutoETS0.048737
MSTL0.050369

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 44%
H-stat 20.79
Ljung-Box p 0.000
Jarque-Bera p 0.304
Excess Kurtosis -0.81
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-10
Last Dividend Date 2026-05-10
Revenue per Share 14.134
Market Cap 572,728,704
Trailing P/E 10.59
Forward P/E 9.47
Beta 0.53
Profit Margins 23.69%
Website https://capitalbankmd.com

As of July 11, 2026, 5:37 a.m. EDT: Options activity is sparse and lacks directional conviction. Call volume is negligible across expirations, with open interest concentrated at-the-money rather than showing a bullish skew toward higher strikes. Put activity is similarly minimal, appearing mostly as standard liquidity or hedging rather than a defensive bet against a crash. The lack of significant positioning suggests speculators are largely on the sidelines, waiting for clearer catalysts rather than betting aggressively on immediate moves.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.39% 1.56% 1.52%
Dividend History
Date Dividend Yield %
2026-05-11 0.12 0.389484
2026-02-09 0.12 0.365075
2025-11-10 0.12 0.428725
2025-08-11 0.12 0.380228
2025-05-12 0.10 0.304878
2025-02-10 0.10 0.313283
2024-11-04 0.10 0.395883
2024-08-05 0.10 0.421053
2024-05-03 0.08 0.400200
2024-02-02 0.08 0.389674
2023-11-03 0.08 0.382044
2023-08-04 0.08 0.400802
2023-05-12 0.06 0.379507
2023-02-03 0.06 0.272851
2022-11-04 0.06 0.252738
2022-08-05 0.06 0.250104
2022-05-06 0.05 0.225836
2022-02-07 0.05 0.200401
2021-11-12 0.05 0.179533
2021-07-29 0.05 0.219780
Additional Data
dividendRate 0.48
dividendYield 1.37
exDividendDate 2026-05-11
trailingAnnualDividendRate 0.46
trailingAnnualDividendYield 0.01310168
lastDividendValue 0.12
lastDividendDate 2026-05-11
dividendDate 2026-05-27

Info Dump

Attribute Value
52 Week Change 0.00919807
Address1 2,275 Research Boulevard
Address2 Suite 600
All Time High 36.41
All Time Low 6.98
Ask 46.08
Ask Size 2
Audit Risk 9
Average Analyst Rating 1.5 - Strong Buy
Average Daily Volume10 Day 54,140
Average Daily Volume3 Month 67,529
Average Volume 67,529
Average Volume10Days 54,140
Beta 0.533
Bid 25.24
Bid Size 2
Board Risk 8
Book Value 25.104
City Rockville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 35.1625
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 35.75
Day Low 34.4089
Display Name Capital Bancorp
Dividend Date 1,779,840,000
Dividend Rate 0.48
Dividend Yield 1.37
Earnings Growth -0.11
Earnings Quarterly Growth -0.137
Earnings Timestamp 1,777,320,000
Earnings Timestamp End 1,785,182,400
Earnings Timestamp Start 1,785,182,400
Ebitda Margins 0.0
Enterprise To Revenue 0.969
Enterprise Value 226,078,608
Eps Current Year 3.4125
Eps Forward 3.7125
Eps Trailing Twelve Months 3.32
Esg Populated 0
Ex Dividend Date 1,778,457,600
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 32.872
Fifty Day Average Change 2.2904968
Fifty Day Average Change Percent 0.06967926
Fifty Two Week Change Percent 0.91980696
Fifty Two Week High 36.41
Fifty Two Week High Change -1.2475014
Fifty Two Week High Change Percent -0.0342626
Fifty Two Week Low 26.4
Fifty Two Week Low Change 8.762499
Fifty Two Week Low Change Percent 0.33191285
Fifty Two Week Range 26.4 - 36.41
Financial Currency USD
First Trade Date Milliseconds 1,537,968,600,000
Float Shares 10,692,457
Forward Eps 3.7125
Forward P E 9.47138
Full Exchange Name NasdaqGS
Full Time Employees 434
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 233,228,000
Has Pre Post Market Data 1
Held Percent Insiders 0.32382
Held Percent Institutions 0.46011
Implied Shares Outstanding 16,288,055
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,778,457,600
Last Dividend Value 0.12
Last Fiscal Year End 1,767,139,200
Long Business Summary Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans; servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans; as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders and individuals, and financial institution clients, including Capital Bank. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.
Long Name Capital Bancorp, Inc.
Market us_market
Market Cap 572,728,704
Market State REGULAR
Max Age 86,400
Message Board Id finmb_3554903
Most Recent Quarter 1,774,915,200
Net Income To Common 55,256,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 571,873,611
Number Of Analyst Opinions 4
Open 35.15
Operating Cashflow 68,916,000
Operating Margins 0.26650998
Overall Risk 7
Payout Ratio 0.13859999
Phone 301 468 8848
Previous Close 35.11
Price Eps Current Year 10.304029
Price Hint 2
Price To Book 1.4006732
Price To Sales Trailing12 Months 2.45566
Profit Margins 0.23692
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.5
Region US
Regular Market Change 0.052497864
Regular Market Change Percent 0.14706314
Regular Market Day High 35.75
Regular Market Day Low 34.4089
Regular Market Day Range 34.4089 - 35.75
Regular Market Open 35.15
Regular Market Previous Close 35.11
Regular Market Price 35.1625
Regular Market Time 1,784,125,252
Regular Market Volume 6,156
Return On Assets 0.01544
Return On Equity 0.14197
Revenue Growth 0.057
Revenue Per Share 14.134
Sand P52 Week Change 0.2043345
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 16,288,055
Shares Percent Shares Out 0.0397
Shares Short 646,780
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 601,132
Short Name Capital Bancorp, Inc.
Short Percent Of Float 0.0594
Short Ratio 7.56
Source Interval 15
State MD
Symbol CBNK
Target High Price 40.0
Target Low Price 35.0
Target Mean Price 36.25
Target Median Price 35.0
Total Cash 405,576,000
Total Cash Per Share 24.9
Total Debt 59,781,000
Total Revenue 233,228,000
Tradeable 0
Trailing Annual Dividend Rate 0.46
Trailing Annual Dividend Yield 0.01310168
Trailing Eps 3.32
Trailing P E 10.591114
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 30.47325
Two Hundred Day Average Change 4.689249
Two Hundred Day Average Change Percent 0.15388083
Type Disp Equity
Volume 6,156
Website https://capitalbankmd.com
Zip 20,850