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Colony Bankcorp, Inc. (CBAN)

Financial Services | Banks - Regional | Fitzgerald, United States | NYSE
19.70 USD -0.24 (-1.204%) ⇩ (Oct. 14, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 5:13 a.m. EDT

Colony Bankcorp presents a compelling value case for patient capital, though it lacks the explosive momentum required for aggressive short-term plays. Fundamentally, the bank is trading at a significant discount to its intrinsic value, with a price-to-book ratio near parity and a forward P/E of roughly 8.4x, which is attractive for a regional lender. The business is growing, with revenue up 25% and earnings surging 36% quarter-over-quarter, suggesting management is successfully navigating the current environment. The balance sheet remains healthy, supported by a low payout ratio of 28%, leaving ample room for future dividend growth. However, the stock is currently stuck in a technical rut, trading below its 50-day moving average, which dampens near-term appeal. While the long-term trajectory over the last nine years shows a solid 58% gain with no recent consecutive declines, the immediate path is unclear. The options market confirms this stagnation, with almost no speculative interest flowing either way. For investors seeking income, the 2.36% yield is decent but not exceptional, serving more as a floor than a primary driver. This is a 'buy and wait' scenario where the valuation offers safety, but the catalyst for a breakout remains to be seen.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.018954
AutoARIMA0.018956
AutoTheta0.019021
MSTL0.021962

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 54%
H-stat 1.03
Ljung-Box p 0.000
Jarque-Bera p 0.345
Excess Kurtosis -0.90
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-04
Last Dividend Date 2026-08-04
Revenue per Share 7.402
Market Cap 418,052,992
Trailing P/E 12.09
Forward P/E 8.31
Beta 0.55
Profit Margins 22.50%
Website https://colony.bank

As of Oct. 10, 2026, 5:13 a.m. EDT: Speculator positioning is extremely light and non-directional. Call volume is negligible across expirations, with open interest concentrated in out-of-the-money strikes rather than showing a specific directional bias. Put activity is virtually absent, indicating a lack of hedging or bearish bets. The market appears indifferent to immediate moves.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.54% 2.44% 3.05% 3.12%
Dividend History
Date Dividend Yield %
2026-08-05 0.12000 0.542250
2026-05-06 0.12000 0.608519
2026-02-11 0.12000 0.583658
2025-11-05 0.11500 0.706388
2025-08-06 0.11500 0.717853
2025-05-07 0.11500 0.745301
2025-02-05 0.11500 0.686158
2024-11-06 0.11300 0.645714
2024-08-07 0.11300 0.863254
2024-05-07 0.11300 1.004444
2024-02-06 0.11300 0.970790
2023-11-07 0.11000 1.074219
2023-08-08 0.11000 1.003650
2023-05-09 0.11000 1.214128
2023-02-08 0.11000 0.840979
2022-11-03 0.10800 0.800000
2022-08-04 0.10800 0.754717
2022-05-05 0.10800 0.646707
2022-02-03 0.10800 0.655340
2021-11-02 0.10300 0.535621
2021-08-02 0.10300 0.572222
2021-04-30 0.10300 0.660680
2021-01-28 0.10300 0.743146
2020-10-29 0.10000 0.781250
2020-08-06 0.10000 0.934579
2020-05-07 0.10000 0.887311
2020-01-30 0.10000 0.647668
2019-10-30 0.07500 0.482315
2019-07-30 0.07500 0.449102
2019-04-29 0.07500 0.440399
2019-01-29 0.07500 0.476190
2018-10-29 0.05000 0.293083
2018-08-30 0.05000 0.277778
2018-06-01 0.05000 0.312500
2018-03-02 0.05000 0.341297
2017-12-04 0.02500 0.178571
2017-08-30 0.02500 0.193798
2017-05-31 0.02500 0.184502
2017-02-27 0.02500 0.179856
2009-06-26 0.04900 0.616352
2009-03-27 0.09800 1.498471
2008-12-29 0.09800 1.152941
2008-09-26 0.09800 0.937799
2008-06-26 0.09800 0.863436
2008-03-27 0.09800 0.729167
2007-12-27 0.09500 0.624179
2007-09-26 0.09300 0.544815
2007-06-27 0.09000 0.462250
2007-03-28 0.08800 0.434568
2006-12-27 0.08500 0.484331
2006-09-27 0.08300 0.415000
2006-06-28 0.08000 0.413437
2006-03-29 0.07800 0.332056
2005-12-28 0.07500 0.289799
2005-09-28 0.07200 0.261818
2005-06-28 0.07000 0.233333
2005-03-29 0.06800 0.265625
2004-12-29 0.06640 0.240232
2004-09-28 0.06400 0.322971
2004-06-28 0.06240 0.351986
2004-03-29 0.06000 0.352444
2003-12-29 0.05840 0.365000
2003-09-26 0.05600 0.386740
2003-06-26 0.05440 0.425000
2003-03-27 0.04800 0.423012
2002-12-27 0.04800 0.468750
2002-09-26 0.04480 0.485100
2002-06-26 0.04480 0.506146
2002-03-26 0.03840 0.434783
2001-12-27 0.03840 0.473186
2001-09-26 0.03840 0.545455
2001-06-27 0.03840 0.568720
2001-03-28 0.03840 0.571429
2000-12-27 0.03840 0.615385
2000-09-27 0.02880 0.433735
2000-06-28 0.02880 0.452830
2000-03-29 0.02560 0.335079
1999-12-29 0.02560 0.301887
1999-09-28 0.02240 0.293194
1999-06-28 0.02304 0.288000
1999-03-29 0.01920 0.214286
1998-12-29 0.01920 0.235294
1998-09-28 0.01920 0.236453
Additional Data
dividendYield 2.38
exDividendDate 2026-08-05
trailingAnnualDividendRate 0.47
trailingAnnualDividendYield 0.02357071
lastDividendValue 0.12
lastDividendDate 2026-08-05
dividendDate 2026-08-19

Info Dump

Attribute Value
52 Week Change 0.23433578
Address1 115 South Grant Street
Address2 P.O. Box 989
All Time High 34.0
All Time Low 1.9
Ask 31.22
Ask Size 800
Audit Risk 6
Average Daily Volume10 Day 121,170
Average Daily Volume3 Month 165,835
Average Volume 165,835
Average Volume10Days 121,170
Beta 0.551
Bid 7.9
Bid Size 300
Board Risk 2
Book Value 18.431
City Fitzgerald
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 19.7
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 19.85
Day Low 19.59
Display Name Colony Bankcorp
Dividend Date 1,787,097,600
Dividend Yield 2.38
Earnings Call Timestamp End 1,793,304,000
Earnings Call Timestamp Start 1,793,304,000
Earnings Growth 0.115
Earnings Quarterly Growth 0.361
Earnings Timestamp 1,793,217,600
Earnings Timestamp End 1,793,217,600
Earnings Timestamp Start 1,793,217,600
Ebitda Margins 0.0
Enterprise To Revenue 3.378
Enterprise Value 491,275,008
Eps Current Year 2.02
Eps Forward 2.37
Eps Trailing Twelve Months 1.63
Esg Populated 0
Ex Dividend Date 1,785,888,000
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 21.1078
Fifty Day Average Change -1.4077988
Fifty Day Average Change Percent -0.06669567
Fifty Two Week Change Percent 23.433578
Fifty Two Week High 22.46
Fifty Two Week High Change -2.7599983
Fifty Two Week High Change Percent -0.122885056
Fifty Two Week Low 15.8
Fifty Two Week Low Change 3.9000006
Fifty Two Week Low Change Percent 0.24683547
Fifty Two Week Range 15.8 - 22.46
Financial Currency USD
First Trade Date Milliseconds 891,527,400,000
Five Year Avg Dividend Yield 2.92
Float Shares 20,281,513
Forward Eps 2.37
Forward P E 8.312237
Full Exchange Name NYSE
Full Time Employees 528
Fullday Change -0.059999466
Fullday Change Percent -0.29999733
Fullday Price 19.7
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 145,424,992
Has Pre Post Market Data 1
Held Percent Insiders 0.040760003
Held Percent Institutions 0.63425
Implied Shares Outstanding 21,220,965
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://investors.colonybank.com/CorporateProfile.aspx?iid=100882
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,785,888,000
Last Dividend Value 0.12
Last Fiscal Year End 1,767,139,200
Last Split Date 1,116,288,000
Last Split Factor 5:4
Long Business Summary Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans and lines of credit; consumer loans; financing for marine and recreational vehicles; and small business administration and other government guaranteed loans. In addition, the company offers wealth management, consumer insurance, internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Further, it provides health savings accounts, student savings, retirement and educational accounts, and certificates of deposit; financial advisory services; lot and small acreage loans, auto loans, working capital loans, USDA loan programs, healthcare lending, and equipment loans, as well as boat, RV, and ATV loans; agriculture lending for equipment, livestock, farmland, and crop production; homeowners, fixed life, auto, boat, renters, condo, ATV, motorcycle, and business insurance; liquidity management; and digital banking, mobile deposit, e-statements, and e-alerts services. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.
Long Name Colony Bankcorp, Inc.
Market us_market
Market Cap 418,052,992
Market State PRE
Max Age 86,400
Message Board Id finmb_384854
Most Recent Quarter 1,782,777,600
Net Income To Common 32,723,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 433,756,524
Number Of Analyst Opinions 2
Open 19.64
Operating Cashflow 24,035,000
Operating Margins 0.36481997
Overall Risk 3
Payout Ratio 0.2848
Peg Ratio 2.11
Phone 229 426 6000
Previous Close 19.94
Price Eps Current Year 9.752476
Price Hint 2
Price To Book 1.0688515
Price To Sales Trailing12 Months 2.8746984
Profit Margins 0.22502
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.24
Regular Market Change Percent -1.20361
Regular Market Day High 19.85
Regular Market Day Low 19.59
Regular Market Day Range 19.59 - 19.85
Regular Market Open 19.64
Regular Market Previous Close 19.94
Regular Market Price 19.7
Regular Market Time 1,792,008,003
Regular Market Volume 143,761
Return On Assets 0.00971
Return On Equity 0.09571
Revenue Growth 0.253
Revenue Per Share 7.402
Sand P52 Week Change 0.1570785
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 21,220,965
Shares Percent Shares Out 0.0636
Shares Short 1,348,927
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 1,055,425
Short Name Colony Bankcorp, Inc.
Short Percent Of Float 0.066199996
Short Ratio 8.93
Source Interval 15
State GA
Symbol CBAN
Target High Price 26.25
Target Low Price 24.0
Target Mean Price 25.125
Target Median Price 25.125
Total Cash 159,946,000
Total Cash Per Share 7.537
Total Debt 233,168,000
Total Revenue 145,424,992
Tradeable 0
Trailing Annual Dividend Rate 0.47
Trailing Annual Dividend Yield 0.02357071
Trailing Eps 1.63
Trailing P E 12.08589
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 20.28
Two Hundred Day Average Change -0.5799999
Two Hundred Day Average Change Percent -0.028599601
Type Disp Equity
Volume 143,761
Website https://colony.bank
Zip 31,750