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Colony Bankcorp, Inc. (CBAN)

Financial Services | Banks - Regional | Fitzgerald, United States | NYSE
20.31 USD +0.20 (0.995%) ⇧ (July 13, 2026, 4 p.m. EDT)
After hours: 20.31

Short-term:★★★⯪☆Long-term:★★★★⯪Dividends:★★★⯪☆
Hot Take | July 11, 2026, 3:40 a.m. EDT

The most compelling signal here is the transformative merger agreement with First Reliance Bancshares, which validates the company's strategy to scale into a larger Southeast banking partner. This deal, combined with robust recent fundamentals—specifically a 34% surge in revenue growth and a 24% jump in quarterly earnings—suggests the market is beginning to re-rate the stock from a distressed regional bank to a growing franchise. While the recent price action shows some volatility, the underlying business quality is improving rapidly, supported by a fortress-like balance sheet and a payout ratio that leaves ample room for reinvestment. The analyst consensus is overwhelmingly positive, reflecting this shift in perception. For the short term, the stock looks poised for a bounce as traders digest the merger details, though the statistical forecast model remains muted, likely due to the lag in pricing in such a large strategic announcement. Long-term, this appears to be a high-conviction buy as the company executes its growth plan.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.022472
AutoETS0.022835
AutoARIMA0.022850
MSTL0.023477

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 51%
H-stat 0.47
Ljung-Box p 0.000
Jarque-Bera p 0.194
Excess Kurtosis -0.49
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-05
Last Dividend Date 2026-05-05
Revenue per Share 7.337
Market Cap 429,726,112
Trailing P/E 12.69
Forward P/E 8.12
Beta 0.55
Profit Margins 21.73%
Website https://colony.bank

As of July 11, 2026, 3:40 a.m. EDT: Speculators are positioning for a modest upside move with heavy call open interest at strikes significantly above the current price (22.5 and 25.0), suggesting a bullish bias for the near term. Put activity is minimal and concentrated deep out-of-the-money, indicating limited hedging demand against a crash. Implied volatility is elevated on the short-dated puts relative to calls, hinting at a fear of a sharp dip despite the overall bullish positioning.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.61% 2.62% 3.20% 3.13%
Dividend History
Date Dividend Yield %
2026-05-06 0.12000 0.608519
2026-02-11 0.12000 0.583658
2025-11-05 0.11500 0.706388
2025-08-06 0.11500 0.717853
2025-05-07 0.11500 0.745301
2025-02-05 0.11500 0.686158
2024-11-06 0.11300 0.645714
2024-08-07 0.11300 0.863254
2024-05-07 0.11300 1.004444
2024-02-06 0.11300 0.970790
2023-11-07 0.11000 1.074219
2023-08-08 0.11000 1.003650
2023-05-09 0.11000 1.214128
2023-02-08 0.11000 0.840979
2022-11-03 0.10800 0.800000
2022-08-04 0.10800 0.754717
2022-05-05 0.10800 0.646707
2022-02-03 0.10800 0.655340
2021-11-02 0.10300 0.535621
2021-08-02 0.10300 0.572222
2021-04-30 0.10300 0.660680
2021-01-28 0.10300 0.743146
2020-10-29 0.10000 0.781250
2020-08-06 0.10000 0.934579
2020-05-07 0.10000 0.887311
2020-01-30 0.10000 0.647668
2019-10-30 0.07500 0.482315
2019-07-30 0.07500 0.449102
2019-04-29 0.07500 0.440399
2019-01-29 0.07500 0.476190
2018-10-29 0.05000 0.293083
2018-08-30 0.05000 0.277778
2018-06-01 0.05000 0.312500
2018-03-02 0.05000 0.341297
2017-12-04 0.02500 0.178571
2017-08-30 0.02500 0.193798
2017-05-31 0.02500 0.184502
2017-02-27 0.02500 0.179856
2009-06-26 0.04900 0.616352
2009-03-27 0.09800 1.498471
2008-12-29 0.09800 1.152941
2008-09-26 0.09800 0.937799
2008-06-26 0.09800 0.863436
2008-03-27 0.09800 0.729167
2007-12-27 0.09500 0.624179
2007-09-26 0.09300 0.544815
2007-06-27 0.09000 0.462250
2007-03-28 0.08800 0.434568
2006-12-27 0.08500 0.484331
2006-09-27 0.08300 0.415000
2006-06-28 0.08000 0.413437
2006-03-29 0.07800 0.332056
2005-12-28 0.07500 0.289799
2005-09-28 0.07200 0.261818
2005-06-28 0.07000 0.233333
2005-03-29 0.06800 0.265625
2004-12-29 0.06640 0.240232
2004-09-28 0.06400 0.322971
2004-06-28 0.06240 0.351986
2004-03-29 0.06000 0.352444
2003-12-29 0.05840 0.365000
2003-09-26 0.05600 0.386740
2003-06-26 0.05440 0.425000
2003-03-27 0.04800 0.423012
2002-12-27 0.04800 0.468750
2002-09-26 0.04480 0.485100
2002-06-26 0.04480 0.506146
2002-03-26 0.03840 0.434783
2001-12-27 0.03840 0.473186
2001-09-26 0.03840 0.545455
2001-06-27 0.03840 0.568720
2001-03-28 0.03840 0.571429
2000-12-27 0.03840 0.615385
2000-09-27 0.02880 0.433735
2000-06-28 0.02880 0.452830
2000-03-29 0.02560 0.335079
1999-12-29 0.02560 0.301887
1999-09-28 0.02240 0.293194
1999-06-28 0.02304 0.288000
1999-03-29 0.01920 0.214286
1998-12-29 0.01920 0.235294
1998-09-28 0.01920 0.236453
Additional Data
dividendRate 0.47
dividendYield 2.34
exDividendDate 2026-05-06
trailingAnnualDividendRate 0.465
trailingAnnualDividendYield 0.023122825
lastDividendValue 0.12
lastDividendDate 2026-05-06
dividendDate 2026-05-20

Info Dump

Attribute Value
52 Week Change 0.13551664
Address1 115 South Grant Street
Address2 P.O. Box 989
All Time High 34.0
All Time Low 1.9
Ask 32.3
Ask Size 600
Audit Risk 6
Average Analyst Rating 1.0 - Strong Buy
Average Daily Volume10 Day 419,990
Average Daily Volume3 Month 307,290
Average Volume 307,290
Average Volume10Days 419,990
Beta 0.55
Bid 0.0
Bid Size 400
Board Risk 2
Book Value 17.976
City Fitzgerald
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 20.31
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 20.42
Day Low 20.02
Display Name Colony Bankcorp
Dividend Date 1,779,235,200
Dividend Rate 0.47
Dividend Yield 2.34
Earnings Call Timestamp End 1,784,836,800
Earnings Call Timestamp Start 1,784,836,800
Earnings Growth 0.024
Earnings Quarterly Growth 0.241
Earnings Timestamp 1,784,750,400
Earnings Timestamp End 1,784,750,400
Earnings Timestamp Start 1,784,750,400
Ebitda Margins 0.0
Enterprise To Revenue 2.856
Enterprise Value 392,204,864
Eps Current Year 2.04
Eps Forward 2.5
Eps Trailing Twelve Months 1.6
Esg Populated 0
Ex Dividend Date 1,778,025,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 20.0604
Fifty Day Average Change 0.24959946
Fifty Day Average Change Percent 0.012442397
Fifty Two Week Change Percent 13.551664
Fifty Two Week High 21.61
Fifty Two Week High Change -1.3000011
Fifty Two Week High Change Percent -0.060157385
Fifty Two Week Low 15.8
Fifty Two Week Low Change 4.5099993
Fifty Two Week Low Change Percent 0.28544298
Fifty Two Week Range 15.8 - 21.61
Financial Currency USD
First Trade Date Milliseconds 891,527,400,000
Five Year Avg Dividend Yield 3.05
Float Shares 18,212,339
Forward Eps 2.5
Forward P E 8.124
Full Exchange Name NYSE
Full Time Employees 506
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 137,330,000
Has Pre Post Market Data 1
Held Percent Insiders 0.038540002
Held Percent Institutions 0.59911
Implied Shares Outstanding 21,158,353
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://investors.colonybank.com/CorporateProfile.aspx?iid=100882
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,778,025,600
Last Dividend Value 0.12
Last Fiscal Year End 1,767,139,200
Last Split Date 1,116,288,000
Last Split Factor 5:4
Long Business Summary Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans and lines of credit; consumer loans; financing for marine and recreational vehicles; and small business administration and other government guaranteed loans. In addition, the company offers wealth management, consumer insurance, internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Further, it provides health savings accounts, student savings, retirement and educational accounts, and certificates of deposit; financial advisory services; lot and small acreage loans, auto loans, working capital loans, USDA loan programs, healthcare lending, and equipment loans, as well as boat, RV, and ATV loans; agriculture lending for equipment, livestock, farmland, and crop production; homeowners, fixed life, auto, boat, renters, condo, ATV, motorcycle, and business insurance; liquidity management; and digital banking, mobile deposit, e-statements, and e-alerts services. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.
Long Name Colony Bankcorp, Inc.
Market us_market
Market Cap 429,726,112
Market State PREPRE
Max Age 86,400
Message Board Id finmb_384854
Most Recent Quarter 1,774,915,200
Net Income To Common 29,844,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 425,494,478
Number Of Analyst Opinions 2
Open 20.22
Operating Cashflow 30,763,000
Operating Margins 0.31742
Overall Risk 3
Payout Ratio 0.2906
Peg Ratio 2.11
Phone 229 426 6000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 20.31
Post Market Time 1,783,981,119
Previous Close 20.11
Price Eps Current Year 9.955882
Price Hint 2
Price To Book 1.1298398
Price To Sales Trailing12 Months 3.1291497
Profit Margins 0.21732001
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.0
Region US
Regular Market Change 0.199999
Regular Market Change Percent 0.994524
Regular Market Day High 20.42
Regular Market Day Low 20.02
Regular Market Day Range 20.02 - 20.42
Regular Market Open 20.22
Regular Market Previous Close 20.11
Regular Market Price 20.31
Regular Market Time 1,783,972,803
Regular Market Volume 423,166
Return On Assets 0.00866
Return On Equity 0.08944
Revenue Growth 0.339
Revenue Per Share 7.337
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 21,158,353
Shares Percent Shares Out 0.0364
Shares Short 769,409
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 405,256
Short Name Colony Bankcorp, Inc.
Short Percent Of Float 0.0379
Short Ratio 1.95
Source Interval 15
State GA
Symbol CBAN
Target High Price 24.25
Target Low Price 24.0
Target Mean Price 24.125
Target Median Price 24.125
Total Cash 295,835,008
Total Cash Per Share 13.981
Total Debt 258,287,008
Total Revenue 137,330,000
Tradeable 0
Trailing Annual Dividend Rate 0.465
Trailing Annual Dividend Yield 0.023122825
Trailing Eps 1.6
Trailing P E 12.693749
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.8723
Two Hundred Day Average Change 1.4377003
Two Hundred Day Average Change Percent 0.07618045
Type Disp Equity
Volume 423,166
Website https://colony.bank
Zip 31,750