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Pathward Financial, Inc. (CASH)

Financial Services | Banks - Regional | Sioux Falls, United States | NasdaqGS
90.97 USD +0.19 (0.209%) ⇧ (July 14, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 6:59 a.m. EDT

Pathward Financial presents a compelling case for patient capital, driven by a massive multi-year recovery story that has finally reached an inflection point. The stock has erased nearly 400% of its losses over the last nine years, ending a long period of volatility with a strong upward trend and zero consecutive years of decline. Fundamentally, the company is showing signs of stabilization with a robust 22.8% return on equity and a forward P/E of just 9.3x, which implies the market is pricing in modest growth despite the improving operational metrics. While the recent news cycle has been noisy with headlines describing a 'plummet' or 'nosedive,' the price action over the last two weeks shows a resilient bounce, trading well above its 50-day moving average. The short-term outlook is constructive; the stock is building momentum as it consolidates gains, supported by light put activity and notable call interest at key resistance levels. However, investors should remain cautious regarding the dividend; the current yield is negligible at roughly 0.2%, offering no income cushion to offset potential volatility. This is a pure growth and recovery play for a regional bank that appears to be shedding its past burdens and establishing a sustainable competitive footing.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.126015
AutoARIMA0.126016
MSTL0.126617
MSTL_840.132986
AutoTheta0.134186
MSTL_1260.159517
MSTL_84_1260.160431

Forecast horizon: 60 days | Selected: AutoETS

Forecast Reliability
Score 40%
H-stat 1.63
Ljung-Box p 0.000
Jarque-Bera p 0.009
Excess Kurtosis 0.47
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-10
Last Dividend Date 2026-06-10
Revenue per Share 34.681
Market Cap 1,920,379,776
Trailing P/E 10.82
Forward P/E 9.41
Beta 0.61
Profit Margins 24.32%
Previous Name Meta Financial Group, Inc.
Website https://www.pathwardfinancial.com

As of July 11, 2026, 6:59 a.m. EDT: Speculators are positioning for a range-bound to slightly bullish outcome over the next few months. Call open interest is heavily concentrated at the $85 strike, acting as a floor, while significant out-of-the-money call volume exists at the $100 strike, suggesting a target for upside momentum. Put activity is sparse and mostly clustered near the money ($75-$85), indicating limited hedging demand compared to the speculative call interest.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.06% 0.25% 0.30% 0.36%
Dividend History
Date Dividend Yield %
2026-06-11 0.050000 0.060306
2026-03-12 0.050000 0.055673
2025-12-10 0.050000 0.066445
2025-09-10 0.050000 0.065402
2025-06-13 0.050000 0.067231
2025-03-13 0.050000 0.071490
2024-12-10 0.050000 0.060709
2024-09-10 0.050000 0.075712
2024-06-11 0.050000 0.093580
2024-03-11 0.050000 0.098425
2023-12-11 0.050000 0.094895
2023-09-11 0.050000 0.102082
2023-06-07 0.050000 0.098503
2023-03-10 0.050000 0.108366
2022-12-07 0.050000 0.117869
2022-09-07 0.050000 0.152439
2022-06-08 0.050000 0.121124
2022-03-09 0.050000 0.097257
2021-12-08 0.050000 0.084345
2021-09-08 0.050000 0.100080
2021-06-09 0.050000 0.093075
2021-03-09 0.050000 0.108015
2020-12-09 0.050000 0.145391
2020-09-09 0.050000 0.275482
2020-06-09 0.050000 0.238436
2020-03-09 0.050000 0.186289
2019-12-09 0.050000 0.142939
2019-09-09 0.050000 0.157085
2019-06-07 0.050000 0.182949
2019-03-08 0.050000 0.253550
2018-12-10 0.050000 0.239808
2018-09-06 0.050000 0.172315
2018-06-08 0.043333 0.115709
2018-03-09 0.043333 0.115043
2017-12-07 0.043333 0.140844
2017-09-07 0.043333 0.201237
2017-06-05 0.043333 0.148316
2017-03-03 0.043333 0.154393
2016-12-06 0.043333 0.140615
2016-09-01 0.043333 0.211312
2016-06-03 0.043333 0.255401
2016-03-04 0.043333 0.309227
2015-12-04 0.043333 0.283407
2015-09-02 0.043333 0.305952
2015-06-04 0.043333 0.320510
2015-03-05 0.043333 0.357238
2014-12-04 0.043333 0.370368
2014-09-04 0.043333 0.343822
2014-06-05 0.043333 0.352110
2014-03-06 0.043333 0.289272
2013-12-06 0.043333 0.346387
2013-09-06 0.043333 0.375177
2013-06-07 0.043333 0.484709
2013-03-08 0.043333 0.518751
2012-12-13 0.043333 0.550843
2012-09-06 0.043333 0.560341
2012-06-07 0.043333 0.614652
2012-03-08 0.043333 0.616694
2011-12-08 0.043333 0.866660
2011-09-08 0.043333 0.722217
2011-06-09 0.043333 0.860921
2011-03-10 0.043333 0.735705
2010-12-09 0.043333 0.948898
2010-09-09 0.043333 0.396943
2010-06-10 0.043333 0.426226
2010-03-11 0.043333 0.597697
2009-12-10 0.043333 0.608040
2009-09-10 0.043333 0.574962
2009-06-11 0.043333 0.653918
2009-03-12 0.043333 1.823268
2008-12-11 0.043333 1.436453
2008-09-11 0.043333 0.752309
2008-06-12 0.043333 0.521038
2008-03-13 0.043333 0.619043
2007-12-13 0.043333 0.317148
2007-09-13 0.043333 0.339246
2007-06-13 0.043333 0.345191
2007-03-13 0.043333 0.421938
2006-12-13 0.043333 0.485978
2006-09-13 0.043333 0.537630
2006-06-13 0.043333 0.590905
2006-03-13 0.043333 0.571424
2005-12-13 0.043333 0.614652
2005-09-13 0.043333 0.697794
2005-06-13 0.043333 0.619043
2005-03-11 0.043333 0.566444
2004-12-13 0.043333 0.571424
2004-09-13 0.043333 0.608325
2004-06-14 0.043333 0.536300
2004-03-11 0.043333 0.568426
2003-12-11 0.043333 0.604365
2003-09-11 0.043333 0.594689
2003-06-11 0.043333 0.704602
2003-03-12 0.043333 0.803455
2002-12-11 0.043333 0.825390
2002-09-11 0.043333 0.923288
2002-06-12 0.043333 0.921979
2002-03-13 0.043333 0.971592
2001-12-12 0.043333 0.942022
2001-09-17 0.043333 1.039992
2001-09-10 0.043330 0.966468
2001-06-13 0.043333 1.060351
2001-03-13 0.043333 1.061216
2000-12-13 0.043333 1.395962
2000-09-13 0.043333 1.283941
2000-06-13 0.043333 1.386656
2000-03-13 0.043333 1.253003
1999-12-13 0.043333 1.094729
1999-09-13 0.043333 0.928564
1999-06-11 0.043333 0.877630
1999-03-11 0.043333 0.873943
1998-12-11 0.043333 0.838703
1998-09-11 0.040000 0.680851
1998-06-11 0.040000 0.510638
1998-03-12 0.040000 0.521739
1997-12-11 0.040000 0.545455
1997-09-11 0.030000 0.480000
1997-06-12 0.030000 0.562500
1997-03-12 0.030000 0.537313
1996-12-12 0.030000 0.545455
1996-09-12 0.024444 0.478252
1996-06-12 0.024444 0.468077
1996-03-13 0.024444 0.499991
1995-12-13 0.024444 0.494373
1995-09-13 0.016667 0.352948
1995-06-13 0.016667 0.441185
1995-03-09 0.016667 0.483881
1994-12-09 0.016667 0.517252
Additional Data
dividendRate 0.2
dividendYield 0.22
exDividendDate 2026-06-11
trailingAnnualDividendRate 0.2
trailingAnnualDividendYield 0.0022031285
lastDividendValue 0.05
lastDividendDate 2026-06-11
dividendDate 2026-07-01

Info Dump

Attribute Value
52 Week Change 0.11495948
Address1 5,501 South Broadband Lane
All Time High 101.26
All Time Low 1.906667
Ask 116.48
Ask Size 2
Audit Risk 10
Average Analyst Rating 2.3 - Buy
Average Daily Volume10 Day 223,800
Average Daily Volume3 Month 215,845
Average Volume 215,845
Average Volume10Days 223,800
Beta 0.608
Bid 65.22
Bid Size 2
Board Risk 1
Book Value 39.828
City Sioux Falls
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 90.97
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 91.6514
Day Low 90.52
Display Name Pathward Financial
Dividend Date 1,782,864,000
Dividend Rate 0.2
Dividend Yield 0.22
Earnings Call Timestamp End 1,784,750,400
Earnings Call Timestamp Start 1,784,750,400
Earnings Growth 0.067
Earnings Quarterly Growth -0.027
Earnings Timestamp 1,784,750,400
Earnings Timestamp End 1,784,750,400
Earnings Timestamp Start 1,784,750,400
Ebitda Margins 0.0
Enterprise To Revenue 2.374
Enterprise Value 1,844,694,784
Eps Current Year 8.67667
Eps Forward 9.67
Eps Trailing Twelve Months 8.41
Esg Populated 0
Ex Dividend Date 1,781,136,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 84.2188
Fifty Day Average Change 6.751198
Fifty Day Average Change Percent 0.08016259
Fifty Two Week Change Percent 11.495948
Fifty Two Week High 101.26
Fifty Two Week High Change -10.290001
Fifty Two Week High Change Percent -0.1016196
Fifty Two Week Low 65.87
Fifty Two Week Low Change 25.099998
Fifty Two Week Low Change Percent 0.38105354
Fifty Two Week Range 65.87 - 101.26
Financial Currency USD
First Trade Date Milliseconds 748,531,800,000
Five Year Avg Dividend Yield 0.36
Float Shares 20,808,161
Forward Eps 9.67
Forward P E 9.407446
Full Exchange Name NasdaqGS
Full Time Employees 1,181
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 777,176,000
Has Pre Post Market Data 1
Held Percent Insiders 0.014400001
Held Percent Institutions 1.02231
Implied Shares Outstanding 21,110,034
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,781,136,000
Last Dividend Value 0.05
Last Fiscal Year End 1,759,190,400
Last Split Date 1,538,697,600
Last Split Factor 3:1
Long Business Summary Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.
Long Name Pathward Financial, Inc.
Market us_market
Market Cap 1,920,379,776
Market State PRE
Max Age 86,400
Message Board Id finmb_343688
Most Recent Quarter 1,774,915,200
Name Change Date 2,026-07-15
Net Income To Common 188,606,000
Next Fiscal Year End 1,790,726,400
Non Diluted Market Cap 1,917,213,287
Number Of Analyst Opinions 2
Open 90.73
Operating Cashflow 675,278,016
Operating Margins 0.38235
Overall Risk 5
Payout Ratio 0.0238
Peg Ratio 0.2
Phone 877 497 7497
Prev Name Meta Financial Group, Inc.
Previous Close 90.78
Price Eps Current Year 10.484437
Price Hint 2
Price To Book 2.2840717
Price To Sales Trailing12 Months 2.4709716
Profit Margins 0.24322
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.33333
Region US
Regular Market Change 0.19000244
Regular Market Change Percent 0.20929989
Regular Market Day High 91.6514
Regular Market Day Low 90.52
Regular Market Day Range 90.52 - 91.6514
Regular Market Open 90.73
Regular Market Previous Close 90.78
Regular Market Price 90.97
Regular Market Time 1,784,059,201
Regular Market Volume 156,729
Return On Assets 0.02693
Return On Equity 0.22820999
Revenue Growth -0.037
Revenue Per Share 34.681
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 8
Shares Outstanding 21,110,034
Shares Percent Shares Out 0.1069
Shares Short 2,255,995
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 2,165,986
Short Name Pathward Financial, Inc.
Short Percent Of Float 0.129
Short Ratio 8.99
Source Interval 15
State SD
Symbol CASH
Target High Price 108.0
Target Low Price 107.0
Target Mean Price 107.5
Target Median Price 107.5
Total Cash 157,602,000
Total Cash Per Share 7.466
Total Debt 82,702,000
Total Revenue 777,176,000
Tradeable 0
Trailing Annual Dividend Rate 0.2
Trailing Annual Dividend Yield 0.0022031285
Trailing Eps 8.41
Trailing P E 10.816885
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 81.77495
Two Hundred Day Average Change 9.195053
Two Hundred Day Average Change Percent 0.1124434
Type Disp Equity
Volume 156,729
Website https://www.pathwardfinancial.com
Zip 57,108