Pathward Financial, Inc. (CASH)Financial Services | Banks - Regional | Sioux Falls, United States | NasdaqGS
90.97 USD
+0.19
(0.209%)
⇧
(July 14, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 6:59 a.m. EDT
Pathward Financial presents a compelling case for patient capital, driven by a massive multi-year recovery story that has finally reached an inflection point. The stock has erased nearly 400% of its losses over the last nine years, ending a long period of volatility with a strong upward trend and zero consecutive years of decline. Fundamentally, the company is showing signs of stabilization with a robust 22.8% return on equity and a forward P/E of just 9.3x, which implies the market is pricing in modest growth despite the improving operational metrics. While the recent news cycle has been noisy with headlines describing a 'plummet' or 'nosedive,' the price action over the last two weeks shows a resilient bounce, trading well above its 50-day moving average. The short-term outlook is constructive; the stock is building momentum as it consolidates gains, supported by light put activity and notable call interest at key resistance levels. However, investors should remain cautious regarding the dividend; the current yield is negligible at roughly 0.2%, offering no income cushion to offset potential volatility. This is a pure growth and recovery play for a regional bank that appears to be shedding its past burdens and establishing a sustainable competitive footing. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.126015 |
| AutoARIMA | 0.126016 |
| MSTL | 0.126617 |
| MSTL_84 | 0.132986 |
| AutoTheta | 0.134186 |
| MSTL_126 | 0.159517 |
| MSTL_84_126 | 0.160431 |
Forecast horizon: 60 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 40% |
| H-stat | 1.63 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.009 |
| Excess Kurtosis | 0.47 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-06-10 |
| Last Dividend Date | 2026-06-10 |
| Revenue per Share | 34.681 |
| Market Cap | 1,920,379,776 |
| Trailing P/E | 10.82 |
| Forward P/E | 9.41 |
| Beta | 0.61 |
| Profit Margins | 24.32% |
| Previous Name | Meta Financial Group, Inc. |
| Website | https://www.pathwardfinancial.com |
As of July 11, 2026, 6:59 a.m. EDT: Speculators are positioning for a range-bound to slightly bullish outcome over the next few months. Call open interest is heavily concentrated at the $85 strike, acting as a floor, while significant out-of-the-money call volume exists at the $100 strike, suggesting a target for upside momentum. Put activity is sparse and mostly clustered near the money ($75-$85), indicating limited hedging demand compared to the speculative call interest.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.06% | 0.25% | 0.30% | 0.36% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-06-11 | 0.050000 | 0.060306 |
| 2026-03-12 | 0.050000 | 0.055673 |
| 2025-12-10 | 0.050000 | 0.066445 |
| 2025-09-10 | 0.050000 | 0.065402 |
| 2025-06-13 | 0.050000 | 0.067231 |
| 2025-03-13 | 0.050000 | 0.071490 |
| 2024-12-10 | 0.050000 | 0.060709 |
| 2024-09-10 | 0.050000 | 0.075712 |
| 2024-06-11 | 0.050000 | 0.093580 |
| 2024-03-11 | 0.050000 | 0.098425 |
| 2023-12-11 | 0.050000 | 0.094895 |
| 2023-09-11 | 0.050000 | 0.102082 |
| 2023-06-07 | 0.050000 | 0.098503 |
| 2023-03-10 | 0.050000 | 0.108366 |
| 2022-12-07 | 0.050000 | 0.117869 |
| 2022-09-07 | 0.050000 | 0.152439 |
| 2022-06-08 | 0.050000 | 0.121124 |
| 2022-03-09 | 0.050000 | 0.097257 |
| 2021-12-08 | 0.050000 | 0.084345 |
| 2021-09-08 | 0.050000 | 0.100080 |
| 2021-06-09 | 0.050000 | 0.093075 |
| 2021-03-09 | 0.050000 | 0.108015 |
| 2020-12-09 | 0.050000 | 0.145391 |
| 2020-09-09 | 0.050000 | 0.275482 |
| 2020-06-09 | 0.050000 | 0.238436 |
| 2020-03-09 | 0.050000 | 0.186289 |
| 2019-12-09 | 0.050000 | 0.142939 |
| 2019-09-09 | 0.050000 | 0.157085 |
| 2019-06-07 | 0.050000 | 0.182949 |
| 2019-03-08 | 0.050000 | 0.253550 |
| 2018-12-10 | 0.050000 | 0.239808 |
| 2018-09-06 | 0.050000 | 0.172315 |
| 2018-06-08 | 0.043333 | 0.115709 |
| 2018-03-09 | 0.043333 | 0.115043 |
| 2017-12-07 | 0.043333 | 0.140844 |
| 2017-09-07 | 0.043333 | 0.201237 |
| 2017-06-05 | 0.043333 | 0.148316 |
| 2017-03-03 | 0.043333 | 0.154393 |
| 2016-12-06 | 0.043333 | 0.140615 |
| 2016-09-01 | 0.043333 | 0.211312 |
| 2016-06-03 | 0.043333 | 0.255401 |
| 2016-03-04 | 0.043333 | 0.309227 |
| 2015-12-04 | 0.043333 | 0.283407 |
| 2015-09-02 | 0.043333 | 0.305952 |
| 2015-06-04 | 0.043333 | 0.320510 |
| 2015-03-05 | 0.043333 | 0.357238 |
| 2014-12-04 | 0.043333 | 0.370368 |
| 2014-09-04 | 0.043333 | 0.343822 |
| 2014-06-05 | 0.043333 | 0.352110 |
| 2014-03-06 | 0.043333 | 0.289272 |
| 2013-12-06 | 0.043333 | 0.346387 |
| 2013-09-06 | 0.043333 | 0.375177 |
| 2013-06-07 | 0.043333 | 0.484709 |
| 2013-03-08 | 0.043333 | 0.518751 |
| 2012-12-13 | 0.043333 | 0.550843 |
| 2012-09-06 | 0.043333 | 0.560341 |
| 2012-06-07 | 0.043333 | 0.614652 |
| 2012-03-08 | 0.043333 | 0.616694 |
| 2011-12-08 | 0.043333 | 0.866660 |
| 2011-09-08 | 0.043333 | 0.722217 |
| 2011-06-09 | 0.043333 | 0.860921 |
| 2011-03-10 | 0.043333 | 0.735705 |
| 2010-12-09 | 0.043333 | 0.948898 |
| 2010-09-09 | 0.043333 | 0.396943 |
| 2010-06-10 | 0.043333 | 0.426226 |
| 2010-03-11 | 0.043333 | 0.597697 |
| 2009-12-10 | 0.043333 | 0.608040 |
| 2009-09-10 | 0.043333 | 0.574962 |
| 2009-06-11 | 0.043333 | 0.653918 |
| 2009-03-12 | 0.043333 | 1.823268 |
| 2008-12-11 | 0.043333 | 1.436453 |
| 2008-09-11 | 0.043333 | 0.752309 |
| 2008-06-12 | 0.043333 | 0.521038 |
| 2008-03-13 | 0.043333 | 0.619043 |
| 2007-12-13 | 0.043333 | 0.317148 |
| 2007-09-13 | 0.043333 | 0.339246 |
| 2007-06-13 | 0.043333 | 0.345191 |
| 2007-03-13 | 0.043333 | 0.421938 |
| 2006-12-13 | 0.043333 | 0.485978 |
| 2006-09-13 | 0.043333 | 0.537630 |
| 2006-06-13 | 0.043333 | 0.590905 |
| 2006-03-13 | 0.043333 | 0.571424 |
| 2005-12-13 | 0.043333 | 0.614652 |
| 2005-09-13 | 0.043333 | 0.697794 |
| 2005-06-13 | 0.043333 | 0.619043 |
| 2005-03-11 | 0.043333 | 0.566444 |
| 2004-12-13 | 0.043333 | 0.571424 |
| 2004-09-13 | 0.043333 | 0.608325 |
| 2004-06-14 | 0.043333 | 0.536300 |
| 2004-03-11 | 0.043333 | 0.568426 |
| 2003-12-11 | 0.043333 | 0.604365 |
| 2003-09-11 | 0.043333 | 0.594689 |
| 2003-06-11 | 0.043333 | 0.704602 |
| 2003-03-12 | 0.043333 | 0.803455 |
| 2002-12-11 | 0.043333 | 0.825390 |
| 2002-09-11 | 0.043333 | 0.923288 |
| 2002-06-12 | 0.043333 | 0.921979 |
| 2002-03-13 | 0.043333 | 0.971592 |
| 2001-12-12 | 0.043333 | 0.942022 |
| 2001-09-17 | 0.043333 | 1.039992 |
| 2001-09-10 | 0.043330 | 0.966468 |
| 2001-06-13 | 0.043333 | 1.060351 |
| 2001-03-13 | 0.043333 | 1.061216 |
| 2000-12-13 | 0.043333 | 1.395962 |
| 2000-09-13 | 0.043333 | 1.283941 |
| 2000-06-13 | 0.043333 | 1.386656 |
| 2000-03-13 | 0.043333 | 1.253003 |
| 1999-12-13 | 0.043333 | 1.094729 |
| 1999-09-13 | 0.043333 | 0.928564 |
| 1999-06-11 | 0.043333 | 0.877630 |
| 1999-03-11 | 0.043333 | 0.873943 |
| 1998-12-11 | 0.043333 | 0.838703 |
| 1998-09-11 | 0.040000 | 0.680851 |
| 1998-06-11 | 0.040000 | 0.510638 |
| 1998-03-12 | 0.040000 | 0.521739 |
| 1997-12-11 | 0.040000 | 0.545455 |
| 1997-09-11 | 0.030000 | 0.480000 |
| 1997-06-12 | 0.030000 | 0.562500 |
| 1997-03-12 | 0.030000 | 0.537313 |
| 1996-12-12 | 0.030000 | 0.545455 |
| 1996-09-12 | 0.024444 | 0.478252 |
| 1996-06-12 | 0.024444 | 0.468077 |
| 1996-03-13 | 0.024444 | 0.499991 |
| 1995-12-13 | 0.024444 | 0.494373 |
| 1995-09-13 | 0.016667 | 0.352948 |
| 1995-06-13 | 0.016667 | 0.441185 |
| 1995-03-09 | 0.016667 | 0.483881 |
| 1994-12-09 | 0.016667 | 0.517252 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.11495948 |
| Address1 | 5,501 South Broadband Lane |
| All Time High | 101.26 |
| All Time Low | 1.906667 |
| Ask | 116.48 |
| Ask Size | 2 |
| Audit Risk | 10 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 223,800 |
| Average Daily Volume3 Month | 215,845 |
| Average Volume | 215,845 |
| Average Volume10Days | 223,800 |
| Beta | 0.608 |
| Bid | 65.22 |
| Bid Size | 2 |
| Board Risk | 1 |
| Book Value | 39.828 |
| City | Sioux Falls |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 90.97 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 91.6514 |
| Day Low | 90.52 |
| Display Name | Pathward Financial |
| Dividend Date | 1,782,864,000 |
| Dividend Rate | 0.2 |
| Dividend Yield | 0.22 |
| Earnings Call Timestamp End | 1,784,750,400 |
| Earnings Call Timestamp Start | 1,784,750,400 |
| Earnings Growth | 0.067 |
| Earnings Quarterly Growth | -0.027 |
| Earnings Timestamp | 1,784,750,400 |
| Earnings Timestamp End | 1,784,750,400 |
| Earnings Timestamp Start | 1,784,750,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 2.374 |
| Enterprise Value | 1,844,694,784 |
| Eps Current Year | 8.67667 |
| Eps Forward | 9.67 |
| Eps Trailing Twelve Months | 8.41 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,781,136,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 84.2188 |
| Fifty Day Average Change | 6.751198 |
| Fifty Day Average Change Percent | 0.08016259 |
| Fifty Two Week Change Percent | 11.495948 |
| Fifty Two Week High | 101.26 |
| Fifty Two Week High Change | -10.290001 |
| Fifty Two Week High Change Percent | -0.1016196 |
| Fifty Two Week Low | 65.87 |
| Fifty Two Week Low Change | 25.099998 |
| Fifty Two Week Low Change Percent | 0.38105354 |
| Fifty Two Week Range | 65.87 - 101.26 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 748,531,800,000 |
| Five Year Avg Dividend Yield | 0.36 |
| Float Shares | 20,808,161 |
| Forward Eps | 9.67 |
| Forward P E | 9.407446 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,181 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 777,176,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.014400001 |
| Held Percent Institutions | 1.02231 |
| Implied Shares Outstanding | 21,110,034 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,781,136,000 |
| Last Dividend Value | 0.05 |
| Last Fiscal Year End | 1,759,190,400 |
| Last Split Date | 1,538,697,600 |
| Last Split Factor | 3:1 |
| Long Business Summary | Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota. |
| Long Name | Pathward Financial, Inc. |
| Market | us_market |
| Market Cap | 1,920,379,776 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_343688 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-15 |
| Net Income To Common | 188,606,000 |
| Next Fiscal Year End | 1,790,726,400 |
| Non Diluted Market Cap | 1,917,213,287 |
| Number Of Analyst Opinions | 2 |
| Open | 90.73 |
| Operating Cashflow | 675,278,016 |
| Operating Margins | 0.38235 |
| Overall Risk | 5 |
| Payout Ratio | 0.0238 |
| Peg Ratio | 0.2 |
| Phone | 877 497 7497 |
| Prev Name | Meta Financial Group, Inc. |
| Previous Close | 90.78 |
| Price Eps Current Year | 10.484437 |
| Price Hint | 2 |
| Price To Book | 2.2840717 |
| Price To Sales Trailing12 Months | 2.4709716 |
| Profit Margins | 0.24322 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.33333 |
| Region | US |
| Regular Market Change | 0.19000244 |
| Regular Market Change Percent | 0.20929989 |
| Regular Market Day High | 91.6514 |
| Regular Market Day Low | 90.52 |
| Regular Market Day Range | 90.52 - 91.6514 |
| Regular Market Open | 90.73 |
| Regular Market Previous Close | 90.78 |
| Regular Market Price | 90.97 |
| Regular Market Time | 1,784,059,201 |
| Regular Market Volume | 156,729 |
| Return On Assets | 0.02693 |
| Return On Equity | 0.22820999 |
| Revenue Growth | -0.037 |
| Revenue Per Share | 34.681 |
| Sand P52 Week Change | 0.20365608 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 21,110,034 |
| Shares Percent Shares Out | 0.1069 |
| Shares Short | 2,255,995 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 2,165,986 |
| Short Name | Pathward Financial, Inc. |
| Short Percent Of Float | 0.129 |
| Short Ratio | 8.99 |
| Source Interval | 15 |
| State | SD |
| Symbol | CASH |
| Target High Price | 108.0 |
| Target Low Price | 107.0 |
| Target Mean Price | 107.5 |
| Target Median Price | 107.5 |
| Total Cash | 157,602,000 |
| Total Cash Per Share | 7.466 |
| Total Debt | 82,702,000 |
| Total Revenue | 777,176,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.2 |
| Trailing Annual Dividend Yield | 0.0022031285 |
| Trailing Eps | 8.41 |
| Trailing P E | 10.816885 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 81.77495 |
| Two Hundred Day Average Change | 9.195053 |
| Two Hundred Day Average Change Percent | 0.1124434 |
| Type Disp | Equity |
| Volume | 156,729 |
| Website | https://www.pathwardfinancial.com |
| Zip | 57,108 |