Carter Bankshares, Inc. (CARE)Financial Services | Banks - Regional | Martinsville, United States | NasdaqGS
24.25 USD
+0.11
(0.456%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 24.25 Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 18, 2026, 11:36 p.m. EDT
CARE presents a classic 'accumulator' profile: fundamentally sound regional bank with low volatility (Beta 0.44) that is undervalued on the forward consensus (9.7x P/E), but currently lacks a catalyst to drive short-term momentum. The data supports a Neutral-to-Slightly Bearish short-term outlook (2 stars) because the options market has sold protection at lows, and the high autocorrect p-value in the forecast model indicates low statistical confidence in a significant price move over the next 45 days. However, the long-term outlook (3 stars) remains solid, anchored by a 19.9% profit margin and a Forward P/E that offers safety if earnings are sustained. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.071086 |
| AutoARIMA | 0.078335 |
| AutoETS | 0.078422 |
| MSTL | 0.078811 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 50% |
| H-stat | 3.94 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.290 |
| Excess Kurtosis | -1.06 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2020-02-13 |
| Last Dividend Date | 2020-02-13 |
| Revenue per Share | 6.994 |
| Market Cap | 537,488,000 |
| Trailing P/E | 17.57 |
| Forward P/E | 9.70 |
| Beta | 0.44 |
| Profit Margins | 19.97% |
| Previous Name | Carter Bank & Trust |
| Website | https://www.carterbank.com |
As of April 18, 2026, 11:36 p.m. EDT: Mixed signals with a skewed strike distribution. Calls show heavy Volume and Open Interest (OI) at $20.00 for June (200+ total contracts), indicating significant defensive hedging or short-puts cover at that level, despite the stock trading at $24.25. Puts for April show notable OI at $25.00 and $20.00, suggesting a floor is being established near recent lows or expectations are priced in at the lower end. The low OI and volume for out-of-the-money calls above the current price suggest a lack of aggressive bullish speculation that current forward volatility would allow for.
| Date | Dividend | Yield % |
|---|---|---|
| 2020-02-14 | 0.14 | 0.714286 |
| 2016-07-13 | 0.10 | 0.796175 |
| 2016-04-21 | 0.10 | 0.783928 |
| 2016-01-13 | 0.10 | 0.757792 |
| 2015-10-13 | 0.10 | 0.824501 |
| 2015-07-15 | 0.10 | 0.831166 |
| 2015-04-13 | 0.10 | 0.805617 |
| 2015-01-14 | 0.10 | 0.855973 |
| 2014-10-09 | 0.10 | 0.905354 |
| 2014-07-10 | 0.10 | 0.924926 |
| 2014-04-10 | 0.10 | 0.957753 |
| 2014-01-09 | 0.10 | 0.988253 |
| 2013-10-10 | 0.10 | 0.988334 |
| 2013-07-11 | 0.10 | 1.053969 |
| 2013-04-11 | 0.10 | 1.137364 |
| 2013-01-10 | 0.10 | 1.262464 |
| 2012-10-11 | 0.10 | 1.273749 |
| 2012-07-11 | 0.10 | 1.347971 |
| 2012-04-10 | 0.10 | 1.380046 |
| 2012-01-11 | 0.10 | 1.483755 |
| 2011-10-12 | 0.10 | 1.551005 |
| 2011-07-07 | 0.10 | 1.279141 |
| 2011-04-08 | 0.10 | 1.352384 |
| 2011-01-11 | 0.10 | 1.345236 |
| 2010-10-07 | 0.10 | 1.612558 |
| 2010-07-09 | 0.10 | 1.562967 |
| 2010-04-08 | 0.10 | 1.517226 |
| 2010-01-12 | 0.10 | 1.977979 |
| 2009-10-08 | 0.10 | 2.023741 |
| 2009-07-09 | 0.10 | 1.922776 |
| 2009-04-08 | 0.10 | 2.203520 |
| 2009-01-15 | 0.10 | 2.354811 |
| 2008-10-08 | 0.10 | 2.018409 |
| 2008-07-16 | 0.10 | 1.886400 |
| 2008-04-16 | 0.10 | 1.741491 |
| 2008-01-11 | 0.10 | 1.644201 |
| 2007-10-11 | 0.10 | 1.526347 |
| 2007-08-07 | 0.10 | 1.366918 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.64073074 |
| Address1 | 1,300 Kings Mountain Road |
| All Time High | 24.86 |
| All Time Low | 5.05 |
| Ask | 24.33 |
| Ask Size | 4 |
| Audit Risk | 5 |
| Average Daily Volume10 Day | 350,750 |
| Average Daily Volume3 Month | 222,718 |
| Average Volume | 222,718 |
| Average Volume10Days | 350,750 |
| Beta | 0.443 |
| Bid | 24.14 |
| Bid Size | 4 |
| Board Risk | 6 |
| Book Value | 19.005 |
| City | Martinsville |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 24.25 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 24.79 |
| Day Low | 24.21 |
| Display Name | Carter Bankshares |
| Dividend Date | 1,583,193,600 |
| Earnings Growth | 0.062 |
| Earnings Quarterly Growth | 0.024 |
| Earnings Timestamp | 1,776,947,400 |
| Earnings Timestamp End | 1,776,947,400 |
| Earnings Timestamp Start | 1,776,947,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 3.958 |
| Enterprise Value | 621,659,008 |
| Eps Current Year | 5.49 |
| Eps Forward | 2.5 |
| Eps Trailing Twelve Months | 1.38 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,581,638,400 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 21.829 |
| Fifty Day Average Change | 2.4209995 |
| Fifty Day Average Change Percent | 0.11090749 |
| Fifty Two Week Change Percent | 64.073074 |
| Fifty Two Week High | 24.86 |
| Fifty Two Week High Change | -0.6100006 |
| Fifty Two Week High Change Percent | -0.024537433 |
| Fifty Two Week Low | 14.58 |
| Fifty Two Week Low Change | 9.67 |
| Fifty Two Week Low Change Percent | 0.66323733 |
| Fifty Two Week Range | 14.58 - 24.86 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,173,965,400,000 |
| Five Year Avg Dividend Yield | 3.04 |
| Float Shares | 20,055,727 |
| Forward Eps | 2.5 |
| Forward P E | 9.7 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 687 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 157,055,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.02268 |
| Held Percent Institutions | 0.54138 |
| Implied Shares Outstanding | 22,164,454 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,581,638,400 |
| Last Dividend Value | 0.14 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans, such as secured and unsecured, real estate construction and acquisition, and commercial and industrial loans; consumer loans, such as automobiles, home improvements, education, overdraft protection, and personal, and residential mortgages loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it offers other banking services that include safe deposit boxes, direct deposit of payroll, social security checks, and debit cards; online banking products, including online and mobile banking, online account opening, bill payment, electronic statement, mobile deposit, Zelle, credit monitoring tools, digital wallet, MoneyPass, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia. |
| Long Name | Carter Bankshares, Inc. |
| Market | us_market |
| Market Cap | 537,488,000 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_33103467 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-04-19 |
| Net Income To Common | 31,001,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 537,157,915 |
| Number Of Analyst Opinions | 4 |
| Open | 24.42 |
| Operating Cashflow | 39,862,000 |
| Operating Margins | 0.29962 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Phone | 276 656 1776 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 24.25 |
| Post Market Time | 1,776,456,604 |
| Prev Name | Carter Bank & Trust |
| Previous Close | 24.14 |
| Price Eps Current Year | 4.4171224 |
| Price Hint | 2 |
| Price To Book | 1.2759801 |
| Price To Sales Trailing12 Months | 3.4222913 |
| Profit Margins | 0.19969 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.110001 |
| Regular Market Change Percent | 0.455678 |
| Regular Market Day High | 24.79 |
| Regular Market Day Low | 24.21 |
| Regular Market Day Range | 24.21 - 24.79 |
| Regular Market Open | 24.42 |
| Regular Market Previous Close | 24.14 |
| Regular Market Price | 24.25 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 548,451 |
| Return On Assets | 0.00659 |
| Return On Equity | 0.07801 |
| Revenue Growth | 0.064 |
| Revenue Per Share | 6.994 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 22,159,980 |
| Shares Percent Shares Out | 0.045900002 |
| Shares Short | 1,016,988 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,062,144 |
| Short Name | Carter Bankshares, Inc. |
| Short Percent Of Float | 0.047 |
| Short Ratio | 4.55 |
| Source Interval | 15 |
| State | VA |
| Symbol | CARE |
| Target High Price | 27.0 |
| Target Low Price | 25.0 |
| Target Mean Price | 26.0 |
| Target Median Price | 26.0 |
| Total Cash | 115,345,000 |
| Total Cash Per Share | 5.204 |
| Total Debt | 199,516,000 |
| Total Revenue | 157,055,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.38 |
| Trailing P E | 17.572464 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 19.64885 |
| Two Hundred Day Average Change | 4.6011505 |
| Two Hundred Day Average Change Percent | 0.23416895 |
| Type Disp | Equity |
| Volume | 548,451 |
| Website | https://www.carterbank.com |
| Zip | 24,112 |