The Baldwin Insurance Group, Inc. (BWIN)Financial Services | Insurance Brokers | Tampa, United States | NasdaqGS
27.32 USD
+0.82
(3.094%)
⇧
(July 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 3:07 a.m. EDT
The immediate outlook is driven by a potent convergence of takeover rumors and aggressive speculative positioning. The market is pricing in a 'go-private' scenario, evidenced by JPMorgan's upgrade and specific price targets from BMO, which aligns with the heavy call open interest at the $30 strike. This creates a high-conviction short-term bullish case where the stock could surge if the rumors materialize. However, the long-term investment thesis remains fundamentally broken. The company is currently losing money, with negative operating margins and a massive debt load relative to equity. While revenue is growing, the bottom-line deterioration and the precarious balance sheet prevent any long-term buy rating. The recent price strength is a reaction to event-driven speculation, not a correction of the underlying business quality. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.200557 |
| MSTL | 0.207345 |
| AutoARIMA | 0.209820 |
| AutoETS | 0.209824 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 40% |
| H-stat | 2.11 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.093 |
| Excess Kurtosis | -0.40 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 158.367 |
| Revenue per Share | 21.687 |
| Market Cap | 2,663,425,536 |
| Forward P/E | 10.92 |
| Beta | 1.08 |
| Profit Margins | -2.80% |
| Previous Name | BRP Group, Inc. |
| Website | https://www.baldwin.com |
As of July 11, 2026, 3:07 a.m. EDT: Speculators are aggressively positioning for a sharp upward move in the near term. Call open interest is heavily concentrated at the $30 strike across multiple expirations, acting as a significant barrier and suggesting a target price for a breakout. Put volume is negligible compared to calls, with almost no open interest below the money, indicating a lack of hedging against downside and a speculative bias toward upside momentum.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.3578871 |
| Address1 | 4,211 West Boy Scout Blvd. |
| Address2 | Suite 800 |
| All Time High | 55.82 |
| All Time Low | 8.35 |
| Ask | 34.76 |
| Ask Size | 2 |
| Audit Risk | 3 |
| Average Analyst Rating | 1.8 - Buy |
| Average Daily Volume10 Day | 1,719,020 |
| Average Daily Volume3 Month | 1,664,909 |
| Average Volume | 1,664,909 |
| Average Volume10Days | 1,719,020 |
| Beta | 1.081 |
| Bid | 19.5 |
| Bid Size | 2 |
| Board Risk | 8 |
| Book Value | 9.974 |
| City | Tampa |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 4 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 27.32 |
| Current Ratio | 1.081 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 27.575 |
| Day Low | 26.54 |
| Debt To Equity | 158.367 |
| Display Name | The Baldwin Insurance |
| Earnings Call Timestamp End | 1,785,441,600 |
| Earnings Call Timestamp Start | 1,785,441,600 |
| Earnings Growth | -0.9 |
| Earnings Quarterly Growth | -0.832 |
| Earnings Timestamp | 1,785,441,600 |
| Earnings Timestamp End | 1,785,441,600 |
| Earnings Timestamp Start | 1,785,441,600 |
| Ebitda | 85,505,000 |
| Ebitda Margins | 0.05266 |
| Enterprise To Ebitda | 65.049 |
| Enterprise To Revenue | 3.426 |
| Enterprise Value | 5,562,036,736 |
| Eps Current Year | 2.01486 |
| Eps Forward | 2.50108 |
| Eps Trailing Twelve Months | -0.69 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 21.6744 |
| Fifty Day Average Change | 5.6455994 |
| Fifty Day Average Change Percent | 0.26047316 |
| Fifty Two Week Change Percent | -35.788708 |
| Fifty Two Week High | 43.64 |
| Fifty Two Week High Change | -16.32 |
| Fifty Two Week High Change Percent | -0.37396884 |
| Fifty Two Week Low | 15.88 |
| Fifty Two Week Low Change | 11.44 |
| Fifty Two Week Low Change Percent | 0.720403 |
| Fifty Two Week Range | 15.88 - 43.64 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,571,923,800,000 |
| Float Shares | 75,841,335 |
| Forward Eps | 2.50108 |
| Forward P E | 10.923281 |
| Free Cashflow | 118,522,752 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 5,000 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.30297002 |
| Gross Profits | 491,931,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.02451 |
| Held Percent Institutions | 0.93906 |
| Implied Shares Outstanding | 97,489,954 |
| Industry | Insurance Brokers |
| Industry Disp | Insurance Brokers |
| Industry Key | insurance-brokers |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida. |
| Long Name | The Baldwin Insurance Group, Inc. |
| Market | us_market |
| Market Cap | 2,663,425,536 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_427546442 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-13 |
| Net Income To Common | -45,411,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 2,663,425,543 |
| Number Of Analyst Opinions | 9 |
| Open | 26.54 |
| Operating Cashflow | 28,492,000 |
| Operating Margins | -0.17468001 |
| Overall Risk | 6 |
| Payout Ratio | 0.0 |
| Phone | 866 279 0698 |
| Pre Market Change | -0.20999908 |
| Pre Market Change Percent | -0.7686643 |
| Pre Market Price | 27.11 |
| Pre Market Time | 1,784,016,734 |
| Prev Name | BRP Group, Inc. |
| Previous Close | 26.5 |
| Price Eps Current Year | 13.559256 |
| Price Hint | 2 |
| Price To Book | 2.7391217 |
| Price To Sales Trailing12 Months | 1.6403291 |
| Profit Margins | -0.02797 |
| Quick Ratio | 0.857 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.8 |
| Region | US |
| Regular Market Change | 0.82 |
| Regular Market Change Percent | 3.09434 |
| Regular Market Day High | 27.575 |
| Regular Market Day Low | 26.54 |
| Regular Market Day Range | 26.54 - 27.575 |
| Regular Market Open | 26.54 |
| Regular Market Previous Close | 26.5 |
| Regular Market Price | 27.32 |
| Regular Market Time | 1,783,972,801 |
| Regular Market Volume | 840,735 |
| Return On Assets | -0.00947 |
| Return On Equity | -0.06227 |
| Revenue Growth | 0.287 |
| Revenue Per Share | 21.687 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 97,489,954 |
| Shares Percent Shares Out | 0.122 |
| Shares Short | 11,891,857 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 12,215,716 |
| Short Name | The Baldwin Insurance Group, In |
| Short Percent Of Float | 0.14039999 |
| Short Ratio | 5.52 |
| Source Interval | 15 |
| State | FL |
| Symbol | BWIN |
| Target High Price | 37.0 |
| Target Low Price | 24.0 |
| Target Mean Price | 30.33333 |
| Target Median Price | 30.0 |
| Total Cash | 146,408,992 |
| Total Cash Per Share | 1.502 |
| Total Debt | 2,457,305,088 |
| Total Revenue | 1,623,714,048 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.69 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 23.2568 |
| Two Hundred Day Average Change | 4.0632 |
| Two Hundred Day Average Change Percent | 0.1747102 |
| Type Disp | Equity |
| Volume | 840,735 |
| Website | https://www.baldwin.com |
| Zip | 33,607 |