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Sierra Bancorp (BSRR)

Financial Services | Banks - Regional | Porterville, United States | NasdaqGS
39.15 USD +0.29 (0.746%) ⇧ (Oct. 15, 2026, 4 p.m. EDT)
After hours: 39.15
Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 3:06 a.m. EDT

Sierra Bancorp presents a classic 'value trap' scenario where attractive metrics mask deteriorating operational reality. While the stock trades at a modest P/E of roughly 11 and offers a 2.7% yield, the underlying business is struggling: revenue has contracted by 3.2% and earnings have slipped by 6.7% recently. The market has correctly priced this outperformance, evidenced by the stock trading significantly below its 52-week high despite a recent earnings miss. The recent price action shows the stock hovering near its 50-day moving average, suggesting a lack of immediate catalysts to reverse the downtrend. The dividend, while stable, is being funded by a payout ratio that, while currently manageable at 30%, sits on a foundation of shrinking top-line growth. For investors, this is a hold for income but a pass for capital appreciation until the revenue contraction halts and turns positive.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.018344
AutoETS0.019717
MSTL0.022332
AutoTheta0.050270

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 54%
H-stat 6.15
Ljung-Box p 0.000
Jarque-Bera p 0.213
Excess Kurtosis -1.13
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-02
Last Dividend Date 2026-08-02
Revenue per Share 11.582
Market Cap 507,517,024
Trailing P/E 11.62
Forward P/E 10.31
Beta 0.75
Profit Margins 29.66%
Website https://www.bankofthesierra.com

As of Oct. 10, 2026, 3:06 a.m. EDT: Options activity is virtually dormant with negligible open interest and volume across both calls and puts. Implied volatility is extremely low, indicating a lack of speculative positioning or hedging activity. The market appears indifferent to near-term directional moves.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.67% 2.98% 3.59% 3.85%
Dividend History
Date Dividend Yield %
2026-08-03 0.2700 0.668482
2026-05-04 0.2600 0.725851
2026-02-09 0.2600 0.704607
2025-11-03 0.2500 0.878426
2025-08-04 0.2500 0.874126
2025-05-05 0.2500 0.926612
2025-02-03 0.2500 0.845166
2024-10-31 0.2400 0.845070
2024-07-31 0.2400 0.825026
2024-04-29 0.2300 1.120312
2024-01-30 0.2300 1.056500
2023-10-30 0.2300 1.293588
2023-07-28 0.2300 1.096805
2023-04-28 0.2300 1.403295
2023-01-30 0.2300 1.078799
2022-10-28 0.2300 1.044505
2022-07-29 0.2300 1.024499
2022-04-29 0.2300 1.057471
2022-01-28 0.2300 0.874857
2021-10-28 0.2200 0.881764
2021-07-29 0.2200 0.900532
2021-04-28 0.2100 0.767263
2021-01-28 0.2100 0.940439
2020-10-29 0.2000 1.001502
2020-07-30 0.2000 1.124859
2020-04-29 0.2000 0.935016
2020-01-29 0.2000 0.736106
2019-10-30 0.1900 0.685921
2019-07-31 0.1900 0.728807
2019-05-01 0.1800 0.683371
2019-01-30 0.1800 0.675929
2018-10-31 0.1600 0.587587
2018-08-01 0.1600 0.543478
2018-05-02 0.1600 0.574506
2018-01-31 0.1600 0.584368
2017-11-01 0.1400 0.535578
2017-08-01 0.1400 0.500894
2017-05-02 0.1400 0.553797
2017-01-31 0.1400 0.523169
2016-11-01 0.1200 0.679887
2016-08-02 0.1200 0.685323
2016-05-03 0.1200 0.724200
2016-02-02 0.1200 0.682206
2015-10-27 0.1100 0.689223
2015-07-28 0.1100 0.667071
2015-04-28 0.1000 0.600240
2015-01-27 0.1000 0.618429
2014-10-28 0.0900 0.526624
2014-07-29 0.0900 0.570342
2014-04-29 0.0800 0.514139
2014-01-28 0.0800 0.472813
2013-10-29 0.0700 0.361197
2013-07-30 0.0700 0.462963
2013-04-30 0.0600 0.464396
2013-01-29 0.0600 0.472813
2012-10-31 0.0600 0.533333
2012-07-31 0.0600 0.561798
2012-05-01 0.0600 0.660793
2012-01-31 0.0600 0.657174
2011-11-01 0.0600 0.589970
2011-07-28 0.0600 0.530035
2011-01-28 0.0600 0.570342
2010-10-29 0.0600 0.576369
2010-07-26 0.0600 0.485437
2010-04-23 0.0600 0.437956
2010-01-28 0.0600 0.588235
2009-11-03 0.1000 1.216545
2009-07-29 0.1000 0.814996
2009-04-28 0.1000 0.846024
2009-02-03 0.1000 0.786782
2008-10-27 0.1700 0.860759
2008-07-29 0.1700 0.907150
2008-04-29 0.1700 0.753212
2008-01-25 0.1700 0.740096
2007-10-30 0.1600 0.596792
2007-08-03 0.1600 0.621601
2007-05-01 0.1500 0.530786
2007-01-30 0.1500 0.497678
2006-10-30 0.1400 0.446144
2006-08-03 0.1400 0.448000
2006-05-03 0.1300 0.513834
2006-01-30 0.1300 0.529747
2005-10-28 0.1200 0.513919
2005-08-01 0.1100 0.450635
2005-05-04 0.1100 0.527325
2005-02-01 0.1100 0.489542
2004-11-01 0.1000 0.550661
2004-07-23 0.0900 0.555213
2004-04-28 0.0900 0.586701
2004-01-27 0.0900 0.539892
2003-12-02 0.0400 0.237107
2003-10-22 0.0800 0.543478
2003-08-05 0.0800 0.507937
2003-04-29 0.0800 0.590406
2003-01-28 0.0800 0.684346
2002-10-29 0.0700 0.703518
2002-07-30 0.0700 0.648148
2002-04-30 0.0700 0.562701
2002-01-29 0.0700 0.783875
2001-10-19 0.0400 0.579710
2001-07-20 0.0400 0.592593
2001-04-20 0.0400 0.592593
2001-01-18 0.0600 0.744186
2000-10-24 0.0600 0.969697
2000-08-14 0.0600 0.800000
2000-04-25 0.0500 0.645161
2000-01-20 0.0500 0.588235
1999-10-21 0.0500 0.575540
1999-07-20 0.0500 0.451977
1996-04-29 0.0400 0.659794
1995-04-07 0.0550 1.571429
1994-04-28 0.0325 1.258065
Additional Data
dividendYield 2.78
exDividendDate 2026-08-03
trailingAnnualDividendRate 1.04
trailingAnnualDividendYield 0.026762737
lastDividendValue 0.27
lastDividendDate 2026-08-03
dividendDate 2026-08-10

Info Dump

Attribute Value
52 Week Change 0.44305193
Address1 86 North Main Street
All Time High 43.13
All Time Low 2.5
Ask 38.83
Ask Size 1
Audit Risk 8
Average Analyst Rating 2.6 - Hold
Average Daily Volume10 Day 55,080
Average Daily Volume3 Month 56,853
Average Volume 56,853
Average Volume10Days 55,080
Beta 0.753
Bid 28.12
Bid Size 2
Board Risk 1
Book Value 28.686
City Porterville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 39.15
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 39.66
Day Low 38.74
Dividend Date 1,786,320,000
Dividend Yield 2.78
Earnings Growth -0.013
Earnings Quarterly Growth -0.067
Earnings Timestamp 1,785,155,400
Earnings Timestamp End 1,793,017,800
Earnings Timestamp Start 1,793,017,800
Ebitda Margins 0.0
Enterprise To Revenue 4.749
Enterprise Value 721,027,776
Eps Current Year 3.554
Eps Forward 3.798
Eps Trailing Twelve Months 3.37
Esg Populated 0
Ex Dividend Date 1,785,715,200
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 40.0052
Fifty Day Average Change -0.8551979
Fifty Day Average Change Percent -0.021377169
Fifty Two Week Change Percent 44.305195
Fifty Two Week High 43.13
Fifty Two Week High Change -3.9799995
Fifty Two Week High Change Percent -0.09227914
Fifty Two Week Low 26.49
Fifty Two Week Low Change 12.660002
Fifty Two Week Low Change Percent 0.47791627
Fifty Two Week Range 26.49 - 43.13
Financial Currency USD
First Trade Date Milliseconds 766,675,800,000
Five Year Avg Dividend Yield 3.61
Float Shares 11,385,062
Forward Eps 3.798
Forward P E 10.308057
Full Exchange Name NasdaqGS
Full Time Employees 452
Fullday Change 0.29000092
Fullday Change Percent 0.746271
Fullday Price 39.15
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 151,831,008
Has Pre Post Market Data 1
Held Percent Insiders 0.109280005
Held Percent Institutions 0.62469
Implied Shares Outstanding 12,963,397
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,785,715,200
Last Dividend Value 0.27
Last Fiscal Year End 1,767,139,200
Last Split Date 879,724,800
Last Split Factor 2:1
Long Business Summary Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers automated teller machines; electronic point-of-sale payment alternatives; multiple account access options; online account opening platform; online banking with bill-pay and mobile banking capabilities, including mobile check deposit; online lending solutions for consumers and small businesses; customer service center services; an automated telephone banking system; and remote deposit capture and payroll services. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
Long Name Sierra Bancorp
Market us_market
Market Cap 507,517,024
Market State PREPRE
Max Age 86,400
Message Board Id finmb_696032
Most Recent Quarter 1,782,777,600
Net Income To Common 45,032,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 510,757,841
Number Of Analyst Opinions 4
Open 39.18
Operating Cashflow 45,487,000
Operating Margins 0.36095002
Overall Risk 2
Payout Ratio 0.3
Peg Ratio 1.43
Phone 559 782 4900
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 39.15
Post Market Time 1,792,094,485
Previous Close 38.86
Price Eps Current Year 11.015758
Price Hint 2
Price To Book 1.3647772
Price To Sales Trailing12 Months 3.3426442
Profit Margins 0.29659
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.6
Region US
Regular Market Change 0.290001
Regular Market Change Percent 0.746271
Regular Market Day High 39.66
Regular Market Day Low 38.74
Regular Market Day Range 38.74 - 39.66
Regular Market Open 39.18
Regular Market Previous Close 38.86
Regular Market Price 39.15
Regular Market Time 1,792,094,401
Regular Market Volume 53,152
Return On Assets 0.01202
Return On Equity 0.124639995
Revenue Growth -0.032
Revenue Per Share 11.582
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 12,963,397
Shares Percent Shares Out 0.0311
Shares Short 403,257
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 426,813
Short Name Sierra Bancorp
Short Percent Of Float 0.0349
Short Ratio 8.62
Source Interval 15
State CA
Symbol BSRR
Target High Price 47.0
Target Low Price 39.0
Target Mean Price 43.0
Target Median Price 43.0
Total Cash 142,695,008
Total Cash Per Share 11.157
Total Debt 362,998,016
Total Revenue 151,831,008
Tradeable 0
Trailing Annual Dividend Rate 1.04
Trailing Annual Dividend Yield 0.026762737
Trailing Eps 3.37
Trailing P E 11.617211
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 37.832
Two Hundred Day Average Change 1.3180008
Two Hundred Day Average Change Percent 0.03483825
Type Disp Equity
Volume 53,152
Website https://www.bankofthesierra.com
Zip 93,257