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Bank of Marin Bancorp (BMRC)

Financial Services | Banks - Regional | Novato, United States | NasdaqGS
26.63 USD -0.10 (-0.374%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 26.63

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 5:41 a.m. EDT

Bank of Marin Bancorp presents a classic value trap scenario where attractive headline numbers mask deteriorating operational reality. While the stock trades at a modest forward P/E and offers a 3.7% dividend yield, the company is currently losing money, posting negative profit margins and negative return on equity. This indicates that the reported earnings are likely driven by non-operational factors or one-time items rather than core business strength. The price trajectory confirms this fundamental weakness. Despite a recent year-over-year gain, the stock has suffered a cumulative decline of over 20% since 2023, with the most severe drop occurring in 2023 (-40%). This multi-year structural decline suggests the market has permanently reassessed the bank's quality, regardless of the current yield. The recent news of missing earnings estimates and credit cleanup further validates concerns about asset quality. The dividend, while seemingly stable, is paid against negative operating income, which is unsustainable and risks being a NAV erosion play if profitability does not improve immediately. With no clear catalyst for a turnaround and weak institutional sentiment, the security warrants a neutral stance.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.066187
AutoTheta0.069685
AutoARIMA0.070506
AutoETS0.070509

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 52%
H-stat 0.44
Ljung-Box p 0.000
Jarque-Bera p 0.565
Excess Kurtosis -0.12
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-05
Last Dividend Date 2026-08-05
Revenue per Share 3.795
Market Cap 431,252,800
Forward P/E 11.10
Beta 0.77
Profit Margins -23.60%
Website https://www.bankofmarin.com

As of Aug. 22, 2026, 5:41 a.m. EDT: Options activity is extremely thin with negligible open interest across all expirations. The sparse put/call ratio and lack of significant strikes suggest a lack of speculative positioning or conviction from traders, offering no clear directional signal.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.87% 3.74% 4.61% 4.23%
Dividend History
Date Dividend Yield %
2026-08-06 0.250000 0.870171
2026-05-07 0.250000 0.958957
2026-02-05 0.250000 0.931793
2025-11-06 0.250000 0.976562
2025-08-07 0.250000 1.143118
2025-05-08 0.250000 1.181474
2025-02-06 0.250000 0.979624
2024-11-07 0.250000 1.005227
2024-08-08 0.250000 1.384275
2024-05-08 0.250000 1.565435
2024-02-07 0.250000 1.445087
2023-11-02 0.250000 1.377410
2023-08-03 0.250000 1.175364
2023-05-04 0.250000 1.808973
2023-02-02 0.250000 0.809586
2022-11-04 0.250000 0.706015
2022-08-04 0.250000 0.781494
2022-05-05 0.240000 0.740741
2022-02-03 0.240000 0.652351
2021-11-04 0.240000 0.632411
2021-07-29 0.240000 0.703606
2021-04-29 0.230000 0.635710
2021-02-04 0.230000 0.623813
2020-11-05 0.230000 0.750653
2020-07-30 0.230000 0.724409
2020-04-30 0.230000 0.697816
2020-02-06 0.230000 0.519774
2019-10-31 0.210000 0.478687
2019-08-01 0.210000 0.496806
2019-05-02 0.190000 0.456621
2019-02-07 0.190000 0.452812
2018-10-31 0.175000 0.411813
2018-08-02 0.160000 0.358142
2018-05-03 0.155000 0.407627
2018-02-01 0.145000 0.421818
2017-11-02 0.145000 0.418470
2017-08-02 0.145000 0.444104
2017-05-03 0.135000 0.431655
2017-02-01 0.135000 0.396185
2016-11-02 0.135000 0.537849
2016-08-03 0.125000 0.513558
2016-05-04 0.125000 0.511561
2016-02-03 0.125000 0.485248
2015-10-28 0.120000 0.444444
2015-07-29 0.110000 0.466695
2015-04-29 0.110000 0.437115
2015-02-04 0.110000 0.442033
2014-10-29 0.110000 0.453795
2014-07-30 0.100000 0.441696
2014-04-30 0.095000 0.418410
2014-02-05 0.095000 0.439205
2013-10-30 0.095000 0.436581
2013-07-30 0.090000 0.429697
2013-04-29 0.090000 0.459301
2013-01-30 0.090000 0.452489
2012-10-31 0.090000 0.482186
2012-07-31 0.090000 0.481026
2012-05-01 0.085000 0.458345
2012-01-30 0.085000 0.436569
2011-11-01 0.085000 0.512048
2011-08-02 0.080000 0.415584
2011-05-03 0.080000 0.443213
2011-02-01 0.080000 0.448179
2010-11-01 0.080000 0.481783
2010-07-29 0.075000 0.449236
2010-04-29 0.075000 0.430911
2010-02-02 0.075000 0.477707
2009-10-29 0.075000 0.451535
2009-07-30 0.070000 0.442478
2009-04-29 0.070000 0.550098
2009-01-29 0.070000 0.698254
2008-10-30 0.070000 0.522583
2008-07-30 0.070000 0.493827
2008-04-29 0.070000 0.485269
2008-02-13 0.070000 0.458565
2007-11-19 0.065000 0.455342
2007-08-21 0.065000 0.415203
2007-06-20 0.000500 0.003030
2007-05-17 0.065000 0.388060
2007-02-12 0.060000 0.310078
2006-11-15 0.060000 0.362319
2006-08-16 0.060000 0.387597
2006-05-17 0.060000 0.365742
2006-02-15 0.047619 0.274574
2005-11-17 0.047619 0.297619
2005-08-17 0.047619 0.283286
2004-05-25 0.181406 1.321878
Additional Data
dividendRate 1.0
dividendYield 3.75
exDividendDate 2026-08-06
trailingAnnualDividendRate 1.0
trailingAnnualDividendYield 0.03741115
lastDividendValue 0.25
lastDividendDate 2026-08-06
dividendDate 2026-08-13

Info Dump

Attribute Value
52 Week Change 0.097691655
Address1 504 Redwood Blvd.
Address2 Suite 100
All Time High 47.77
All Time Low 5.036954
Ask 34.22
Ask Size 2
Audit Risk 10
Average Daily Volume10 Day 156,740
Average Daily Volume3 Month 157,388
Average Volume 157,388
Average Volume10Days 156,740
Beta 0.773
Bid 26.69
Bid Size 1
Board Risk 3
Book Value 24.815
City Novato
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 26.63
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 26.96
Day Low 26.435
Dividend Date 1,786,579,200
Dividend Rate 1.0
Dividend Yield 3.75
Earnings Call Timestamp End 1,785,166,200
Earnings Call Timestamp Start 1,785,166,200
Earnings Timestamp 1,785,155,400
Earnings Timestamp End 1,793,017,800
Earnings Timestamp Start 1,793,017,800
Ebitda Margins 0.0
Enterprise To Revenue 3.544
Enterprise Value 214,140,640
Eps Current Year 2.255
Eps Forward 2.39833
Eps Trailing Twelve Months -0.9
Esg Populated 0
Ex Dividend Date 1,785,974,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 28.0684
Fifty Day Average Change -1.4384003
Fifty Day Average Change Percent -0.051246252
Fifty Two Week Change Percent 9.769165
Fifty Two Week High 30.92
Fifty Two Week High Change -4.290001
Fifty Two Week High Change Percent -0.13874517
Fifty Two Week Low 22.5
Fifty Two Week Low Change 4.129999
Fifty Two Week Low Change Percent 0.18355551
Fifty Two Week Range 22.5 - 30.92
Financial Currency USD
First Trade Date Milliseconds 945,959,400,000
Five Year Avg Dividend Yield 4.11
Float Shares 15,190,048
Forward Eps 2.39833
Forward P E 11.1035595
Full Exchange Name NasdaqGS
Full Time Employees 315
Fullday Change -0.1
Fullday Change Percent -0.374113
Fullday Price 26.63
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 60,417,000
Has Pre Post Market Data 1
Held Percent Insiders 0.04671
Held Percent Institutions 0.68963
Implied Shares Outstanding 16,194,248
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,785,974,400
Last Dividend Value 0.25
Last Fiscal Year End 1,767,139,200
Last Split Date 1,543,363,200
Last Split Factor 2:1
Long Business Summary Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services. It also provides commercial real estate, commercial and industrial, small business, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant and payroll services; commercial equipment leasing program; payment solutions; treasury management services; credit cards; automated teller machines; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, it provides wealth management and trust services comprising customized investment portfolio management, trust administration, estate settlement, and custody services; international banking; and telephone and digital banking services. The company was founded in 1989 and is headquartered in Novato, California.
Long Name Bank of Marin Bancorp
Market us_market
Market Cap 431,252,800
Market State CLOSED
Max Age 86,400
Message Board Id finmb_414400
Most Recent Quarter 1,782,777,600
Net Income To Common -14,259,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 432,386,421
Number Of Analyst Opinions 5
Open 26.8
Operating Cashflow 39,359,000
Operating Margins 0.39622003
Overall Risk 4
Payout Ratio 1.6128999
Peg Ratio 2.56
Phone 415 763 4520
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 26.63
Post Market Time 1,787,947,805
Previous Close 26.73
Price Eps Current Year 11.809312
Price Hint 2
Price To Book 1.0731412
Price To Sales Trailing12 Months 7.137938
Profit Margins -0.23601
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.1
Regular Market Change Percent -0.374113
Regular Market Day High 26.96
Regular Market Day Low 26.435
Regular Market Day Range 26.435 - 26.96
Regular Market Open 26.8
Regular Market Previous Close 26.73
Regular Market Price 26.63
Regular Market Time 1,787,947,201
Regular Market Volume 128,160
Return On Assets -0.0037599998
Return On Equity -0.034140002
Revenue Growth 2.754
Revenue Per Share 3.795
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 16,194,248
Shares Percent Shares Out 0.052399997
Shares Short 848,177
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 839,638
Short Name Bank of Marin Bancorp
Short Percent Of Float 0.0551
Short Ratio 5.35
Source Interval 15
State CA
Symbol BMRC
Target High Price 34.0
Target Low Price 30.0
Target Mean Price 31.8
Target Median Price 32.0
Total Cash 279,840,992
Total Cash Per Share 17.497
Total Debt 68,073,000
Total Revenue 60,417,000
Tradeable 0
Trailing Annual Dividend Rate 1.0
Trailing Annual Dividend Yield 0.03741115
Trailing Eps -0.9
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 26.6167
Two Hundred Day Average Change 0.013299942
Two Hundred Day Average Change Percent 0.00049968413
Type Disp Equity
Volume 128,160
Website https://www.bankofmarin.com
Zip 94,947