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Bank of Montreal (BMO)

Financial Services | Banks - Diversified | Montreal, Canada | NYSE
178.69 USD -0.27 (-0.151%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 176.00 -2.69 (-2.690%) ⇩ (July 13, 2026, 7:55 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★★⯪☆
Hot Take | July 11, 2026, 6:37 a.m. EDT

The long-term investment case remains robust, driven by a powerful nine-year price trajectory that is up nearly 80% and a recent year-over-year gain of 32.7%. This multi-year ascent validates the market's reassessment of the bank's quality, supported by solid fundamentals including 15.8% revenue growth, 41.2% earnings expansion, and a healthy 11.4% return on equity. While the price-to-book ratio of 2.1x suggests the stock is not dirt cheap, the combination of sustained growth and a fortress balance sheet justifies a premium valuation for a top-tier diversified bank. However, the short-term outlook faces headwinds. The stock is trading near its 52-week high, and the statistical forecast model offers only a negligible upward lean with low confidence, signaling that the immediate momentum may be exhausting. More concerning is the options flow: traders are aggressively buying protection, with massive put open interest at strikes significantly below the current price, while call activity is muted. This divergence suggests that while the business is excellent, the market is pricing in a potential sharp pullback or a failure to sustain the recent rally. The dividend yield of 2.8% provides a nice floor, but it is not yet high enough to offset the risk of a near-term correction if the broader financial sector cools.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.071000
MSTL_52_1050.071101
MSTL_1050.074456
AutoTheta0.083303
AutoARIMA0.085004
AutoETS0.085005
MSTL_520.088671

Forecast horizon: 60 days | Selected: MSTL

Forecast Reliability
Score 43%
H-stat 87.40
Ljung-Box p 0.000
Jarque-Bera p 0.078
Excess Kurtosis -1.36
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-29
Last Dividend Date 2026-04-28
Revenue per Share 48.783
Market Cap 125,157,449,728
Trailing P/E 19.51
Forward P/E 15.54
Beta 1.15
Profit Margins 28.06%
Website https://www.bmo.com

As of July 11, 2026, 6:37 a.m. EDT: Speculators are positioning defensively with heavy put volume and open interest concentrated deep in-the-money (strikes 110-145) and at-the-money levels, suggesting a fear of a significant downside correction or a 'capitulation' event. Conversely, call activity is sparse and skewed toward lower strikes, indicating a lack of aggressive bullish conviction despite the recent price rally. Implied volatility is elevated on the downside strikes relative to the upside, reflecting asymmetric risk pricing.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.82% 1.89% 3.93% 3.95%
Dividend History
Date Dividend Yield %
2026-04-29 1.221 0.823942
2025-07-30 1.183 1.063466
2025-04-29 1.150 1.207476
2025-01-30 1.103 1.107430
2024-10-30 1.114 1.212319
2024-07-30 1.119 1.356364
2024-04-26 1.106 1.216588
2024-01-29 1.123 1.166875
2023-10-27 1.063 1.432228
2023-07-27 1.113 1.211626
2023-04-27 1.049 1.171282
2023-01-27 1.073 1.070324
2022-10-31 1.022 1.109904
2022-07-29 1.085 1.077244
2022-04-29 1.039 0.979819
2022-01-31 1.042 0.920657
2021-10-29 0.859 0.791632
2021-07-30 0.852 0.854564
2021-04-30 0.863 0.914776
2021-01-29 0.827 1.112905
2020-10-30 0.796 1.338490
2020-07-31 0.790 1.422911
2020-04-30 0.764 1.500982
2020-01-31 0.802 1.052217
2019-10-31 0.783 1.058251
2019-07-31 0.783 1.046652
2019-04-30 0.743 0.940864
2019-01-31 0.761 1.039759
2018-10-31 0.732 0.979395
2018-04-30 0.725 0.954827
2018-01-31 0.754 0.916049
2017-10-31 0.701 0.915024
2017-07-28 0.717 0.947035
2017-04-27 0.646 0.911271
2017-01-30 0.669 0.885858
2016-10-28 0.642 1.006743
2016-07-27 0.652 1.013997
2016-04-28 0.667 1.028210
2016-01-28 0.596 1.123680
2015-10-29 0.622 1.059445
2015-07-29 0.635 1.116975
2015-04-29 0.665 1.002110
2015-01-29 0.638 1.055942
2014-10-30 0.698 0.961830
2014-07-30 0.719 0.957645
2014-04-29 0.689 1.004227
2014-01-30 0.680 1.095008
2013-10-30 0.707 1.017999
2013-07-30 0.721 1.156932
2013-04-29 0.728 1.175141
2013-01-30 0.724 1.144121
2012-10-31 0.722 1.221245
2012-07-30 0.695 1.206597
2012-04-27 0.713 1.196710
2012-01-30 0.700 1.206481
2011-10-28 0.703 1.166611
2011-07-29 0.739 1.176003
2011-04-28 0.725 1.109920
2011-01-28 0.703 1.217105
2010-10-28 0.680 1.157841
2010-07-29 0.679 1.123428
2010-04-29 0.690 1.090909
2010-01-28 0.658 1.329293
2009-11-04 0.646 1.373007
2009-08-05 0.655 1.288609
2009-04-29 0.572 1.745499
2009-02-04 0.561 2.187988
2008-10-29 0.543 1.557213
2008-07-30 0.683 1.449183
2008-04-30 0.708 1.416850
2008-01-30 0.695 1.220369
2007-10-31 0.728 1.093421
2007-08-01 0.640 1.035599
2007-05-02 0.609 0.986554
2007-01-31 0.551 0.924497
2006-11-01 0.554 0.908942
2006-08-02 0.548 0.978047
2006-05-03 0.468 0.827147
2006-02-01 0.426 0.711542
2005-11-02 0.416 0.849673
2005-08-03 0.460 0.912155
2005-05-04 0.460 1.017249
2005-02-02 0.355 0.807185
2004-11-03 0.440 0.934579
2004-08-04 0.400 0.962232
2004-05-05 0.400 1.044659
2004-02-04 0.350 0.812631
2003-11-07 0.350 0.911221
2003-08-04 0.330 1.060411
2003-05-05 0.330 1.174795
2003-02-10 0.330 1.266795
2002-10-30 0.300 1.215559
2002-07-31 0.300 1.349528
2002-05-01 0.300 1.249479
2002-01-30 0.300 1.329198
2001-10-31 0.280 1.310248
2001-08-01 0.280 1.061813
2001-05-02 0.280 1.222707
2001-01-31 0.280 1.025453
2000-11-01 0.250 1.106501
2000-08-02 0.250 1.174743
2000-05-03 0.250 1.365188
2000-02-02 0.250 1.526718
1999-11-03 0.235 1.301038
1999-08-04 0.235 1.294320
1999-05-05 0.235 1.146341
1999-02-03 0.235 1.077364
1998-11-04 0.220 1.036819
1998-08-05 0.220 0.931217
1998-05-06 0.220 0.824356
1998-02-04 0.220 0.928760
1997-11-05 0.220 0.951351
1997-08-05 0.200 0.960961
1997-05-05 0.200 1.056106
1997-02-05 0.200 1.118881
1996-11-06 0.200 1.180812
1996-08-06 0.180 1.500000
1996-05-06 0.180 1.515789
1996-02-06 0.180 1.515789
1995-11-06 0.165 1.450549
1995-08-04 0.165 1.571429
1995-05-03 0.165 1.619632
1995-02-02 0.165 1.795918
1994-11-02 0.015 0.165517
Additional Data
dividendRate 4.95
dividendYield 2.77
exDividendDate 2026-07-30
trailingAnnualDividendRate 6.6
trailingAnnualDividendYield 0.036879748
lastDividendValue 1.221
lastDividendDate 2026-04-29
dividendDate 2026-08-26

Info Dump

Attribute Value
52 Week Change 0.57576823
Address1 129 rue Saint-Jacques
All Time High 179.33
All Time Low 8.5625
Ask 178.38
Ask Size 100
Audit Risk 1
Average Analyst Rating 2.7 - Hold
Average Daily Volume10 Day 883,050
Average Daily Volume3 Month 806,106
Average Volume 806,106
Average Volume10Days 883,050
Beta 1.154
Bid 178.3
Bid Size 200
Board Risk 3
Book Value 84.66565
City Montreal
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 8
Country Canada
Crypto Tradeable 0
Currency USD
Current Price 178.69
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 180.07
Day Low 177.8201
Dividend Date 1,787,702,400
Dividend Rate 4.95
Dividend Yield 2.77
Earnings Call Timestamp End 1,779,884,100
Earnings Call Timestamp Start 1,779,884,100
Earnings Growth 0.412
Earnings Quarterly Growth 0.34
Earnings Timestamp 1,787,661,000
Earnings Timestamp End 1,787,661,000
Earnings Timestamp Start 1,787,661,000
Ebitda Margins 0.0
Enterprise To Revenue 0.061
Enterprise Value 2,110,445,696
Eps Current Year 14.50303
Eps Forward 11.502115
Eps Trailing Twelve Months 9.16
Esg Populated 0
Ex Dividend Date 1,785,369,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 163.9214
Fifty Day Average Change 14.7686
Fifty Day Average Change Percent 0.090095624
Fifty Two Week Change Percent 57.576824
Fifty Two Week High 180.07
Fifty Two Week High Change -1.3800049
Fifty Two Week High Change Percent -0.0076637133
Fifty Two Week Low 109.64
Fifty Two Week Low Change 69.05
Fifty Two Week Low Change Percent 0.62978846
Fifty Two Week Range 109.64 - 180.07
Financial Currency CAD
First Trade Date Milliseconds 783,264,600,000
Five Year Avg Dividend Yield 4.16
Float Shares 699,604,136
Forward Eps 11.502115
Forward P E 15.535403
Full Exchange Name NYSE
Full Time Employees 53,234
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 34,682,998,784
Has Pre Post Market Data 1
Held Percent Insiders 0.00034000003
Held Percent Institutions 0.53786
Implied Shares Outstanding 700,416,619
Industry Banks - Diversified
Industry Disp Banks - Diversified
Industry Key banks-diversified
Ir Website http://www.bmo.com/home/about/banking/investor-relations/home
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,777,420,800
Last Dividend Value 1.221
Last Fiscal Year End 1,761,868,800
Last Split Date 984,614,400
Last Split Factor 2:1
Long Business Summary Bank of Montreal provides diversified financial services primarily in North America. It operates through Canadian Personal and Commercial Banking; U.S. Banking; Wealth Management; and Capital Markets segments. The company offers checking accounts, savings, money markets and certificates of deposits, debit cards, overdrafts, digital banking, credit cards, loans, mortgages, investment and retirement options, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.
Long Name Bank of Montreal
Market us_market
Market Cap 125,157,449,728
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_19053
Most Recent Quarter 1,777,507,200
Net Income To Common 9,281,999,872
Next Fiscal Year End 1,793,404,800
Non Diluted Market Cap 125,011,317,241
Number Of Analyst Opinions 3
Open 179.55
Operating Cashflow 3,604,000,000
Operating Margins 0.42977002
Overall Risk 5
Payout Ratio 0.5069
Peg Ratio 1.82
Phone 877 262 5907
Post Market Change -2.6900024
Post Market Change Percent -1.5054017
Post Market Price 176.0
Post Market Time 1,783,986,906
Previous Close 178.96
Price Eps Current Year 12.320874
Price Hint 2
Price To Book 2.1105373
Price To Sales Trailing12 Months 3.6086109
Profit Margins 0.28057
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.71429
Region US
Regular Market Change -0.270004
Regular Market Change Percent -0.150874
Regular Market Day High 180.07
Regular Market Day Low 177.8201
Regular Market Day Range 177.8201 - 180.07
Regular Market Open 179.55
Regular Market Previous Close 178.96
Regular Market Price 178.69
Regular Market Time 1,783,972,802
Regular Market Volume 469,705
Return On Assets 0.0066299997
Return On Equity 0.11367
Revenue Growth 0.158
Revenue Per Share 48.783
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 700,416,619
Shares Percent Shares Out 0.0058
Shares Short 4,211,967
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 4,267,068
Short Name Bank Of Montreal
Short Ratio 5.48
Source Interval 15
State QC
Symbol BMO
Target High Price 177.62865
Target Low Price 139.73454
Target Mean Price 156.38942
Target Median Price 151.80505
Total Cash 454,605,996,032
Total Cash Per Share 649.051
Total Debt 329,961,996,288
Total Revenue 34,682,998,784
Tradeable 0
Trailing Annual Dividend Rate 6.6
Trailing Annual Dividend Yield 0.036879748
Trailing Eps 9.16
Trailing P E 19.507643
Trailing Peg Ratio 1.8205
Triggerable 1
Two Hundred Day Average 141.7009
Two Hundred Day Average Change 36.989105
Two Hundred Day Average Change Percent 0.2610365
Type Disp Equity
Volume 469,705
Website https://www.bmo.com
Zip H2Y 1L6