BILL Holdings, Inc. (BILL)Technology | Software - Application | San Jose, United States | NYSE
50.31 USD
+1.44
(2.947%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 50.25 -0.06 (-0.060%) ⇩ (Aug. 28, 2026, 7:54 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 3:46 a.m. EDT
The investment case for BILL is currently broken by a severe multi-year structural decline. Despite the company showing signs of operational recovery with positive operating margins and robust free cash flow, the stock has lost over 56% of its value over the last five years, with four consecutive years of negative annual returns. This persistent price deterioration suggests the market views the current fundamentals as insufficient to reverse the trend, likely due to lingering concerns about the competitive landscape or past execution issues. The lack of a dividend and the heavy speculative positioning in put options confirm that investors are waiting for a definitive proof of a turnaround before committing capital. Until the price trajectory stabilizes and turns positive, the risk of further downside outweighs the potential for a quick rebound. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.121205 |
| MSTL | 0.121260 |
| AutoETS | 0.122847 |
| AutoTheta | 0.126953 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 41% |
| H-stat | 1.53 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.147 |
| Excess Kurtosis | -1.43 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 53.743 |
| Revenue per Share | 16.545 |
| Market Cap | 5,010,711,552 |
| Forward P/E | 11.56 |
| Beta | 1.09 |
| Profit Margins | -0.68% |
| Previous Name | Bill.com Holdings, Inc. |
| Website | https://www.bill.com |
As of Aug. 22, 2026, 3:46 a.m. EDT: Speculators are heavily positioned for downside protection, evidenced by massive open interest in out-of-the-money puts (over 11k contracts at the nearest expiry) compared to negligible call volume. While there is some buying of near-term calls around the current price, the overwhelming capital allocation is defensive, suggesting a fear of further decline rather than a bet on a rally. Implied volatility is significantly elevated for downside strikes relative to upside strikes.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.045794964 |
| Address1 | 6,220 America Center Drive |
| Address2 | Suite 100 |
| All Time High | 348.495 |
| All Time Low | 23.61 |
| Ask | 50.21 |
| Ask Size | 200 |
| Audit Risk | 1 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 2,600,890 |
| Average Daily Volume3 Month | 2,586,701 |
| Average Volume | 2,586,701 |
| Average Volume10Days | 2,600,890 |
| Beta | 1.088 |
| Bid | 50.07 |
| Bid Size | 300 |
| Board Risk | 7 |
| Book Value | 38.35 |
| City | San Jose |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 9 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 50.31 |
| Current Ratio | 1.51 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 50.35 |
| Day Low | 48.66 |
| Debt To Equity | 53.743 |
| Display Name | BILL |
| Earnings Call Timestamp End | 1,787,169,600 |
| Earnings Call Timestamp Start | 1,787,169,600 |
| Earnings Timestamp | 1,787,169,600 |
| Earnings Timestamp End | 1,793,908,800 |
| Earnings Timestamp Start | 1,793,908,800 |
| Ebitda | 100,104,000 |
| Ebitda Margins | 0.060549997 |
| Enterprise To Ebitda | 42.458 |
| Enterprise To Revenue | 2.571 |
| Enterprise Value | 4,250,210,816 |
| Eps Current Year | 3.73256 |
| Eps Forward | 4.35293 |
| Eps Trailing Twelve Months | -0.12 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 43.3862 |
| Fifty Day Average Change | 6.9238014 |
| Fifty Day Average Change Percent | 0.15958534 |
| Fifty Two Week Change Percent | 4.5794964 |
| Fifty Two Week High | 57.21 |
| Fifty Two Week High Change | -6.8999977 |
| Fifty Two Week High Change Percent | -0.12060825 |
| Fifty Two Week Low | 31.41 |
| Fifty Two Week Low Change | 18.900002 |
| Fifty Two Week Low Change Percent | 0.60171926 |
| Fifty Two Week Range | 31.41 - 57.21 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,576,161,000,000 |
| Float Shares | 72,732,567 |
| Forward Eps | 4.35293 |
| Forward P E | 11.557733 |
| Free Cashflow | 222,836,880 |
| Full Exchange Name | NYSE |
| Full Time Employees | 1,683 |
| Fullday Change | 1.44 |
| Fullday Change Percent | 2.9466 |
| Fullday Price | 50.25 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.83938 |
| Gross Profits | 1,387,632,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.042680003 |
| Held Percent Institutions | 1.18099 |
| Implied Shares Outstanding | 99,596,727 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,782,777,600 |
| Long Business Summary | BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. The company offers cloud-based payments, accounts payable, accounts receivable, and spend and expense management solutions. It also provides BILL Spend and Expense, a spend and expense management suite that provides a solution for businesses to have charge cards, build and monitor budgets, manage payments, and eliminate the need for manual expense reports. In addition, the company offers onboarding implementation support, and ongoing support and training services. Additionally, it provides payment services, including ACH, card, real-time, and cross-border payments, as well as checks and pay by card services; lending and deposit products; and value-added services. The company's artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California. |
| Long Name | BILL Holdings, Inc. |
| Market | us_market |
| Market Cap | 5,010,711,552 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_37326955 |
| Most Recent Quarter | 1,782,777,600 |
| Name Change Date | 2,026-08-29 |
| Net Income To Common | -11,241,000 |
| Next Fiscal Year End | 1,814,313,600 |
| Non Diluted Market Cap | 4,867,292,048 |
| Number Of Analyst Opinions | 20 |
| Open | 48.63 |
| Operating Cashflow | 415,832,000 |
| Operating Margins | 0.09702 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.48 |
| Phone | 650 621 7700 |
| Post Market Change | -0.060001373 |
| Post Market Change Percent | -0.11926331 |
| Post Market Price | 50.25 |
| Post Market Time | 1,787,961,270 |
| Prev Name | Bill.com Holdings, Inc. |
| Previous Close | 48.87 |
| Price Eps Current Year | 13.478685 |
| Price Hint | 2 |
| Price To Book | 1.3118645 |
| Price To Sales Trailing12 Months | 3.0309901 |
| Profit Margins | -0.0068 |
| Quick Ratio | 0.57 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.95455 |
| Region | US |
| Regular Market Change | 1.44 |
| Regular Market Change Percent | 2.9466 |
| Regular Market Day High | 50.35 |
| Regular Market Day Low | 48.66 |
| Regular Market Day Range | 48.66 - 50.35 |
| Regular Market Open | 48.63 |
| Regular Market Previous Close | 48.87 |
| Regular Market Price | 50.31 |
| Regular Market Time | 1,787,947,203 |
| Regular Market Volume | 2,418,934 |
| Return On Assets | 0.0010800001 |
| Return On Equity | -0.00302 |
| Revenue Growth | 0.138 |
| Revenue Per Share | 16.545 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 99,596,727 |
| Shares Percent Shares Out | 0.106000006 |
| Shares Short | 10,552,777 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 12,822,172 |
| Short Name | BILL Holdings, Inc. |
| Short Percent Of Float | 0.1377 |
| Short Ratio | 4.36 |
| Source Interval | 15 |
| State | CA |
| Symbol | BILL |
| Target High Price | 75.0 |
| Target Low Price | 43.0 |
| Target Mean Price | 56.9 |
| Target Median Price | 56.5 |
| Total Cash | 1,937,508,992 |
| Total Cash Per Share | 22.72 |
| Total Debt | 1,897,444,992 |
| Total Revenue | 1,653,159,936 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.12 |
| Trailing Peg Ratio | 0.4763 |
| Triggerable | 1 |
| Two Hundred Day Average | 43.7839 |
| Two Hundred Day Average Change | 6.5261 |
| Two Hundred Day Average Change Percent | 0.1490525 |
| Type Disp | Equity |
| Volume | 2,418,934 |
| Website | https://www.bill.com |
| Zip | 95,002 |