Bar Harbor Bankshares (BHB)Financial Services | Banks - Regional | Bar Harbor, United States | NYSE American
37.47 USD
+0.27
(0.726%)
⇧
(July 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 4:49 a.m. EDT
Bar Harbor Bankshares presents a compelling case for income-focused investors seeking stability in a regional banking environment, though short-term technicals suggest caution. The company boasts a robust 3.5% dividend yield supported by a healthy 52% payout ratio and a consistent track record of increasing distributions over the last five years, earning a strong rating for income reliability. Fundamentally, the business is showing signs of recovery with double-digit revenue growth and expanding earnings, alongside a fortress-like balance sheet where equity exceeds book value. However, the price chart tells a different story for the immediate future; the stock is trading below its 50-day moving average, and the statistical forecast model leans slightly negative for the coming month. This disconnect is further highlighted by the options market, where traders are aggressively buying cheap put protection for the October expiration, signaling skepticism about a near-term bounce. While the long-term thesis is solid given the improving fundamentals and reasonable valuation, the short-term path appears choppy, making this a 'hold' or cautious accumulation point rather than a high-conviction momentum play. |
| Model | MAE |
|---|---|
| MSTL_48_126 ✓ | 0.021360 |
| AutoTheta | 0.031436 |
| AutoARIMA | 0.031520 |
| AutoETS | 0.031520 |
| MSTL_126 | 0.032131 |
| MSTL | 0.032269 |
| MSTL_48 | 0.048069 |
Forecast horizon: 60 days | Selected: MSTL_48_126
| Forecast Reliability | |
|---|---|
| Score | 48% |
| H-stat | 5.39 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.248 |
| Excess Kurtosis | 0.12 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-05-20 |
| Last Dividend Date | 2026-05-20 |
| Revenue per Share | 10.647 |
| Market Cap | 627,326,656 |
| Trailing P/E | 15.23 |
| Forward P/E | 9.72 |
| Beta | 0.59 |
| Profit Margins | 23.26% |
| Website | https://www.barharbor.bank |
As of July 11, 2026, 4:49 a.m. EDT: Speculator positioning is heavily skewed toward downside protection, with significant open interest in out-of-the-money puts expiring in October 2026, while call activity remains sparse and concentrated near the money. Implied volatility is notably elevated for put strikes compared to calls, suggesting a speculative bias toward a potential correction rather than a breakout.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.98% | 4.02% | 4.07% | 3.89% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-05-21 | 0.340000 | 0.978136 |
| 2026-02-20 | 0.320000 | 0.921128 |
| 2025-11-20 | 0.320000 | 1.107266 |
| 2025-08-14 | 0.320000 | 1.016841 |
| 2025-05-15 | 0.320000 | 1.026628 |
| 2025-02-20 | 0.300000 | 0.905250 |
| 2024-11-14 | 0.300000 | 0.842460 |
| 2024-08-15 | 0.300000 | 1.039141 |
| 2024-05-15 | 0.300000 | 1.118151 |
| 2024-02-14 | 0.280000 | 1.128122 |
| 2023-11-15 | 0.280000 | 1.069927 |
| 2023-08-15 | 0.280000 | 1.063426 |
| 2023-05-15 | 0.280000 | 1.230228 |
| 2023-02-15 | 0.260000 | 0.843061 |
| 2022-11-15 | 0.260000 | 0.853578 |
| 2022-08-15 | 0.260000 | 0.860927 |
| 2022-05-16 | 0.260000 | 1.034208 |
| 2022-02-16 | 0.240000 | 0.797872 |
| 2021-11-16 | 0.240000 | 0.767018 |
| 2021-08-16 | 0.240000 | 0.868936 |
| 2021-05-17 | 0.240000 | 0.797077 |
| 2021-02-17 | 0.220000 | 0.880000 |
| 2020-11-17 | 0.220000 | 0.899428 |
| 2020-08-17 | 0.220000 | 1.054650 |
| 2020-05-15 | 0.220000 | 1.262192 |
| 2020-02-14 | 0.220000 | 0.964067 |
| 2019-11-12 | 0.220000 | 0.844530 |
| 2019-08-12 | 0.220000 | 0.975610 |
| 2019-05-13 | 0.220000 | 0.833333 |
| 2019-02-14 | 0.200000 | 0.813008 |
| 2018-11-13 | 0.200000 | 0.786473 |
| 2018-08-13 | 0.200000 | 0.687758 |
| 2018-05-11 | 0.200000 | 0.670916 |
| 2018-02-14 | 0.187000 | 0.668335 |
| 2017-11-14 | 0.187000 | 0.671454 |
| 2017-08-11 | 0.187000 | 0.733333 |
| 2017-05-11 | 0.187000 | 0.640192 |
| 2017-02-13 | 0.186667 | 0.668738 |
| 2016-11-09 | 0.186667 | 0.747066 |
| 2016-08-11 | 0.183333 | 0.770739 |
| 2016-05-12 | 0.180000 | 0.857687 |
| 2016-02-10 | 0.176667 | 0.833335 |
| 2015-11-10 | 0.173333 | 0.742856 |
| 2015-08-12 | 0.170000 | 0.773665 |
| 2015-05-13 | 0.166667 | 0.704227 |
| 2015-02-11 | 0.163333 | 0.755472 |
| 2014-11-12 | 0.156667 | 0.787008 |
| 2014-08-13 | 0.153333 | 0.864335 |
| 2014-05-23 | 0.148667 | 0.865685 |
| 2014-02-12 | 0.144444 | 0.900025 |
| 2013-11-13 | 0.142222 | 0.875991 |
| 2013-08-13 | 0.140000 | 0.828729 |
| 2013-05-13 | 0.137778 | 0.867863 |
| 2013-02-13 | 0.135556 | 0.871431 |
| 2012-11-14 | 0.133333 | 0.906068 |
| 2012-08-15 | 0.131111 | 0.832157 |
| 2012-05-11 | 0.128889 | 0.808701 |
| 2012-02-13 | 0.126667 | 0.957664 |
| 2011-11-14 | 0.124444 | 0.990095 |
| 2011-08-15 | 0.122222 | 0.975176 |
| 2011-05-16 | 0.120000 | 0.947368 |
| 2011-02-14 | 0.120000 | 0.930072 |
| 2010-11-12 | 0.117778 | 0.972479 |
| 2010-08-13 | 0.115556 | 0.932237 |
| 2010-05-14 | 0.115556 | 0.873073 |
| 2010-02-11 | 0.115556 | 0.961898 |
| 2009-11-13 | 0.115556 | 0.863791 |
| 2009-08-14 | 0.115556 | 0.764259 |
| 2009-05-15 | 0.115556 | 0.987096 |
| 2009-02-12 | 0.115556 | 1.078395 |
| 2008-11-12 | 0.115556 | 0.986721 |
| 2008-08-13 | 0.115556 | 0.893474 |
| 2008-05-14 | 0.111111 | 0.806451 |
| 2008-02-13 | 0.111111 | 0.787401 |
| 2007-11-14 | 0.108889 | 0.779015 |
| 2007-08-15 | 0.106667 | 0.846563 |
| 2007-05-16 | 0.104444 | 0.733226 |
| 2007-02-14 | 0.104444 | 0.729584 |
| 2006-11-15 | 0.102222 | 0.790648 |
| 2006-08-16 | 0.102222 | 0.782311 |
| 2006-05-17 | 0.100000 | 0.743802 |
| 2006-02-15 | 0.097778 | 0.795662 |
| 2005-11-16 | 0.093333 | 0.770639 |
| 2005-08-17 | 0.093333 | 0.783287 |
| 2005-05-18 | 0.093333 | 0.786220 |
| 2005-02-16 | 0.093333 | 0.757027 |
| 2004-11-17 | 0.088889 | 0.714287 |
| 2004-08-18 | 0.088889 | 0.766284 |
| 2004-05-19 | 0.088889 | 0.790515 |
| 2004-02-18 | 0.088889 | 0.776097 |
| 2003-11-19 | 0.084444 | 0.778365 |
| 2003-08-20 | 0.084444 | 0.815446 |
| 2003-05-21 | 0.084444 | 0.945269 |
| 2003-02-19 | 0.084444 | 1.029247 |
| 2002-11-15 | 0.084444 | 1.039382 |
| 2002-08-16 | 0.084444 | 1.027022 |
| 2002-05-17 | 0.084444 | 0.962020 |
| 2002-02-20 | 0.084444 | 1.183794 |
| 2001-11-21 | 0.084444 | 1.021500 |
| 2001-08-17 | 0.084444 | 1.091948 |
| 2001-05-18 | 0.084444 | 1.266660 |
| 2001-02-21 | 0.084444 | 1.257439 |
| 2000-11-22 | 0.084444 | 1.288129 |
| 2000-08-17 | 0.084444 | 1.266660 |
| 2000-05-18 | 0.084444 | 1.196844 |
| 2000-02-16 | 0.084444 | 1.169225 |
| 1999-11-17 | 0.084444 | 0.999995 |
| 1999-08-18 | 0.084444 | 0.944094 |
| 1999-05-19 | 0.075556 | 0.844726 |
| 1999-02-17 | 0.075556 | 0.783866 |
| 1998-11-19 | 0.075556 | 0.715794 |
| 1998-08-20 | 0.075556 | 0.783866 |
| 1998-05-20 | 0.075556 | 0.661804 |
| 1998-02-19 | 0.071111 | 0.627450 |
| 1997-11-26 | 0.071111 | 0.625916 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.1694436 |
| Address1 | 82 Main Street |
| Address2 | PO Box 400 |
| All Time High | 39.67 |
| All Time Low | 5.666667 |
| Ask | 37.95 |
| Ask Size | 200 |
| Audit Risk | 4 |
| Average Analyst Rating | 2.5 - Buy |
| Average Daily Volume10 Day | 188,500 |
| Average Daily Volume3 Month | 116,509 |
| Average Volume | 116,509 |
| Average Volume10Days | 188,500 |
| Beta | 0.591 |
| Bid | 14.99 |
| Bid Size | 400 |
| Board Risk | 1 |
| Book Value | 32.131 |
| City | Bar Harbor |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 37.47 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 37.65 |
| Day Low | 37.09 |
| Dividend Date | 1,781,740,800 |
| Dividend Rate | 1.3 |
| Dividend Yield | 3.47 |
| Earnings Growth | 0.226 |
| Earnings Quarterly Growth | 0.326 |
| Earnings Timestamp | 1,776,801,600 |
| Earnings Timestamp End | 1,784,664,000 |
| Earnings Timestamp Start | 1,784,664,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 4.446 |
| Enterprise Value | 769,135,616 |
| Eps Current Year | 3.635 |
| Eps Forward | 3.855 |
| Eps Trailing Twelve Months | 2.46 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,779,321,600 |
| Exchange | ASE |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 35.7882 |
| Fifty Day Average Change | 1.6818008 |
| Fifty Day Average Change Percent | 0.046993166 |
| Fifty Two Week Change Percent | 16.94436 |
| Fifty Two Week High | 39.67 |
| Fifty Two Week High Change | -2.199997 |
| Fifty Two Week High Change Percent | -0.05545745 |
| Fifty Two Week Low | 28.06 |
| Fifty Two Week Low Change | 9.410002 |
| Fifty Two Week Low Change Percent | 0.3353529 |
| Fifty Two Week Range | 28.06 - 39.67 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 875,021,400,000 |
| Five Year Avg Dividend Yield | 3.8 |
| Float Shares | 16,189,112 |
| Forward Eps | 3.855 |
| Forward P E | 9.719845 |
| Full Exchange Name | NYSE American |
| Full Time Employees | 530 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 172,996,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.033469997 |
| Held Percent Institutions | 0.60076 |
| Implied Shares Outstanding | 16,742,104 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://www.bhbt.com/investor_relations/ |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,779,321,600 |
| Last Dividend Value | 0.34 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,490,140,800 |
| Last Split Factor | 3:2 |
| Long Business Summary | Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also provides commercial construction loans, such as raw land, land development, and construction of commercial and multifamily residential properties; commercial real estate owner occupied and non-owner occupied loans; tax exempt loans to various state and municipal government entities; commercial and industrial loans, including loans for the purpose of financing working capital and capital investment; residential real estate loans consists of one-to-four family homes; home equity loans; and consumer loans, including personal lines of credit and amortizing loans to qualified individuals for various purposes, such as auto loans, recreational equipment, overdraft protection, and other consumer loans, as well as allowance for credit losses. In addition, the company provides life insurance, annuity, and retirement products; financial planning services; and third-party investment and insurance services. Further, it offers trust and estate administration, wealth advisory, and investment management services to individuals, businesses, not-for-profit organizations, and municipalities; and 401(K) plan, financial, estate and charitable planning, investment management, family office, municipal, and tax services. Bar Harbor Bankshares was founded in 1887 and is headquartered in Bar Harbor, Maine. |
| Long Name | Bar Harbor Bankshares |
| Market | us_market |
| Market Cap | 627,326,656 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_365885 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 40,245,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 627,326,636 |
| Number Of Analyst Opinions | 2 |
| Open | 37.11 |
| Operating Cashflow | 43,977,000 |
| Operating Margins | 0.42196998 |
| Overall Risk | 1 |
| Payout Ratio | 0.5203 |
| Phone | 207 669 6784 |
| Pre Market Change | 0.36999893 |
| Pre Market Change Percent | 0.9848255 |
| Pre Market Price | 37.94 |
| Pre Market Time | 1,784,028,783 |
| Previous Close | 37.2 |
| Price Eps Current Year | 10.308116 |
| Price Hint | 2 |
| Price To Book | 1.1661636 |
| Price To Sales Trailing12 Months | 3.6262496 |
| Profit Margins | 0.23264 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.5 |
| Region | US |
| Regular Market Change | 0.27 |
| Regular Market Change Percent | 0.725808 |
| Regular Market Day High | 37.65 |
| Regular Market Day Low | 37.09 |
| Regular Market Day Range | 37.09 - 37.65 |
| Regular Market Open | 37.11 |
| Regular Market Previous Close | 37.2 |
| Regular Market Price | 37.47 |
| Regular Market Time | 1,783,972,800 |
| Regular Market Volume | 54,057 |
| Return On Assets | 0.00921 |
| Return On Equity | 0.08007 |
| Revenue Growth | 0.257 |
| Revenue Per Share | 10.647 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 16,742,104 |
| Shares Percent Shares Out | 0.0414 |
| Shares Short | 693,495 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 229,936 |
| Short Name | Bar Harbor Bankshares, Inc. |
| Short Percent Of Float | 0.0429 |
| Short Ratio | 4.31 |
| Source Interval | 15 |
| State | ME |
| Symbol | BHB |
| Target High Price | 41.0 |
| Target Low Price | 36.0 |
| Target Mean Price | 38.5 |
| Target Median Price | 38.5 |
| Total Cash | 90,827,000 |
| Total Cash Per Share | 5.425 |
| Total Debt | 232,636,000 |
| Total Revenue | 172,996,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.28 |
| Trailing Annual Dividend Yield | 0.0344086 |
| Trailing Eps | 2.46 |
| Trailing P E | 15.231708 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 32.92185 |
| Two Hundred Day Average Change | 4.548153 |
| Two Hundred Day Average Change Percent | 0.13814999 |
| Type Disp | Equity |
| Volume | 54,057 |
| Website | https://www.barharbor.bank |
| Zip | 04,609-0400 |