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BayCom Corp (BCML)

Financial Services | Banks - Regional | Walnut Creek, United States | NasdaqGS
33.70 USD +0.36 (1.080%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take | July 11, 2026, 4:45 a.m. EDT

BayCom Corp presents a compelling value opportunity for income-focused investors, trading at a discount to its tangible book value while offering a robust dividend yield that has been aggressively increased over the last two years. The company's fundamentals are sound, with healthy profit margins, strong operating cash flow, and a balance sheet that supports its payout without strain. While the statistical forecasting model suggests a negligible short-term drift downward due to recent price consolidation, this appears to be market noise rather than a reflection of deteriorating business quality. The options market confirms this sentiment, with traders actively buying calls targeting a breakout above current resistance levels. The recent board approval of the pay plan and auditor further stabilizes governance concerns. This is a solid core holding for the defensive portion of a portfolio, likely to outperform peers as interest rates stabilize and regional banks recover.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_90_126 ✓0.028965
MSTL_900.053024
MSTL_1260.053662
AutoTheta0.082243
AutoETS0.088786
MSTL0.089720
AutoARIMA0.095565

Forecast horizon: 60 days | Selected: MSTL_90_126

Forecast Reliability
Score 39%
H-stat 22.76
Ljung-Box p 0.000
Jarque-Bera p 0.003
Excess Kurtosis 0.46
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-10
Last Dividend Date 2026-06-10
Revenue per Share 9.165
Market Cap 367,644,000
Trailing P/E 13.93
Forward P/E 11.94
Beta 0.28
Profit Margins 26.35%
Website https://www.unitedbusinessbank.com

As of July 11, 2026, 4:45 a.m. EDT: Speculators are positioning for a moderate upside move, evidenced by heavy call volume at the $35 strike across multiple expirations, particularly in the August and September windows where new flow dominates open interest. Conversely, put activity is concentrated further out-of-the-money (below $25-$30) and in longer-dated contracts, suggesting a floor rather than a bearish bet. Implied volatility is elevated for near-term puts relative to calls, indicating some fear of a dip, but the directional bias leans bullish.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.94% 3.78% 2.68%
Dividend History
Date Dividend Yield %
2026-06-11 0.30 0.939850
2026-03-12 0.30 1.037703
2025-12-11 0.30 0.974026
2025-09-11 0.25 0.828638
2025-06-12 0.20 0.741015
2025-03-13 0.15 0.615006
2024-12-12 0.15 0.518493
2024-09-19 0.10 0.408163
2024-06-13 0.10 0.517866
2024-03-14 0.10 0.508388
2023-12-13 0.10 0.447828
2023-09-14 0.10 0.515996
2023-06-15 0.10 0.588928
2023-03-09 0.10 0.519751
2022-12-15 0.05 0.269107
2022-09-15 0.05 0.267666
2022-06-16 0.05 0.234742
2022-03-10 0.05 0.224921
Additional Data
dividendRate 1.2
dividendYield 3.56
exDividendDate 2026-06-11
trailingAnnualDividendRate 1.05
trailingAnnualDividendYield 0.0314937
lastDividendValue 0.3
lastDividendDate 2026-06-11
dividendDate 2026-07-09

Info Dump

Attribute Value
52 Week Change 0.2188065
Address1 500 Ygnacio Valley Road
Address2 Suite 200
All Time High 34.43
All Time Low 6.0
Ask 42.86
Ask Size 2
Audit Risk 5
Average Daily Volume10 Day 56,670
Average Daily Volume3 Month 71,427
Average Volume 71,427
Average Volume10Days 56,670
Beta 0.276
Bid 24.19
Bid Size 2
Board Risk 4
Book Value 31.746
City Walnut Creek
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 33.7
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 34.07
Day Low 33.285
Dividend Date 1,783,555,200
Dividend Rate 1.2
Dividend Yield 3.56
Earnings Growth 0.47
Earnings Quarterly Growth 0.435
Earnings Timestamp 1,776,974,400
Earnings Timestamp End 1,784,836,800
Earnings Timestamp Start 1,784,836,800
Ebitda Margins 0.0
Enterprise To Revenue 0.795
Enterprise Value 79,698,328
Eps Current Year 2.73
Eps Forward 2.82333
Eps Trailing Twelve Months 2.42
Esg Populated 0
Ex Dividend Date 1,781,136,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 31.5332
Fifty Day Average Change 2.1668015
Fifty Day Average Change Percent 0.068714924
Fifty Two Week Change Percent 21.88065
Fifty Two Week High 34.43
Fifty Two Week High Change -0.72999954
Fifty Two Week High Change Percent -0.021202426
Fifty Two Week Low 26.31
Fifty Two Week Low Change 7.3900013
Fifty Two Week Low Change Percent 0.28088185
Fifty Two Week Range 26.31 - 34.43
Financial Currency USD
First Trade Date Milliseconds 1,131,633,000,000
Float Shares 10,076,366
Forward Eps 2.82333
Forward P E 11.93626
Full Exchange Name NasdaqGS
Full Time Employees 327
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 100,205,000
Has Pre Post Market Data 1
Held Percent Insiders 0.06363
Held Percent Institutions 0.64852
Implied Shares Outstanding 10,909,317
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,781,136,000
Last Dividend Value 0.3
Last Fiscal Year End 1,767,139,200
Long Business Summary BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier's and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
Long Name BayCom Corp
Market us_market
Market Cap 367,644,000
Market State PRE
Max Age 86,400
Message Board Id finmb_11130977
Most Recent Quarter 1,774,915,200
Net Income To Common 26,409,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 368,189,448
Number Of Analyst Opinions 3
Open 33.38
Operating Cashflow 29,544,000
Operating Margins 0.39783
Overall Risk 3
Payout Ratio 0.4339
Peg Ratio 0.99
Phone 925 476 1800
Previous Close 33.34
Price Eps Current Year 12.344322
Price Hint 2
Price To Book 1.0615511
Price To Sales Trailing12 Months 3.6689186
Profit Margins 0.26354998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.360001
Regular Market Change Percent 1.07979
Regular Market Day High 34.07
Regular Market Day Low 33.285
Regular Market Day Range 33.285 - 34.07
Regular Market Open 33.38
Regular Market Previous Close 33.34
Regular Market Price 33.7
Regular Market Time 1,783,972,801
Regular Market Volume 48,892
Return On Assets 0.01013
Return On Equity 0.078439996
Revenue Growth 0.158
Revenue Per Share 9.165
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 10,909,317
Shares Percent Shares Out 0.0128999995
Shares Short 141,099
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 119,538
Short Name BayCom Corp
Short Percent Of Float 0.013300001
Short Ratio 1.28
Source Interval 15
State CA
Symbol BCML
Target High Price 34.0
Target Low Price 32.0
Target Mean Price 32.66667
Target Median Price 32.0
Total Cash 305,904,000
Total Cash Per Share 28.231
Total Debt 20,442,000
Total Revenue 100,205,000
Tradeable 0
Trailing Annual Dividend Rate 1.05
Trailing Annual Dividend Yield 0.0314937
Trailing Eps 2.42
Trailing P E 13.92562
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 29.77005
Two Hundred Day Average Change 3.9299507
Two Hundred Day Average Change Percent 0.13201022
Type Disp Equity
Volume 48,892
Website https://www.unitedbusinessbank.com
Zip 94,596