California BanCorp (BCAL)Financial Services | Banks - Regional | San Diego, United States | NasdaqCM
18.80 USD
+0.49
(2.676%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 18.80 Short-term: ★★★★☆ | Long-term: ★★★★☆ | Dividends: ★★★☆☆ |
Hot Take | April 18, 2026, 10:20 p.m. EDT
BCAL presents a strong value buy thesis for the long term based on its ability to trade near book value (P/B ~1.06) with a punitive P/E (9.7x) and a 'strong buy' consensus, yet the short-term technical rating is capped to 4 because the 45-day model prediction indicates a -2.0% downside correction is probable before any medium-term recovery. The recent price action shows steady accumulation above the 50-day moving average, confirmed by insider buying in April and a recent Zacks upgrade, suggesting smart money accumulation despite the near-term statistical drag. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.025382 |
| MSTL | 0.025617 |
| AutoARIMA | 0.025763 |
| AutoTheta | 0.027777 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 78% |
| H-stat | 1.05 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.169 |
| Excess Kurtosis | -1.34 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-23 |
| Last Dividend Date | 2026-03-23 |
| Revenue per Share | 5.835 |
| Market Cap | 607,745,088 |
| Trailing P/E | 9.74 |
| Forward P/E | 10.25 |
| Beta | 0.27 |
| Profit Margins | 33.36% |
| Previous Name | Southern Calif Bancorp |
| Website | https://www.californiabankofcommerce.com |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-24 | 0.1 | 0.571755 |
| 2025-12-24 | 0.1 | 0.528222 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.49206352 |
| Address1 | 12,265 El Camino Real |
| Address2 | Suite 210 |
| All Time High | 20.47 |
| All Time Low | 4.75 |
| Ask | 18.83 |
| Ask Size | 1 |
| Audit Risk | 8 |
| Average Analyst Rating | 1.3 - Strong Buy |
| Average Daily Volume10 Day | 221,630 |
| Average Daily Volume3 Month | 239,022 |
| Average Volume | 239,022 |
| Average Volume10Days | 221,630 |
| Beta | 0.27 |
| Bid | 18.75 |
| Bid Size | 1 |
| Board Risk | 7 |
| Book Value | 17.786 |
| City | San Diego |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 8 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 18.8 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 19.05 |
| Day Low | 18.53 |
| Dividend Date | 1,776,211,200 |
| Dividend Rate | 0.4 |
| Dividend Yield | 2.13 |
| Earnings Growth | -0.011 |
| Earnings Quarterly Growth | -0.021 |
| Earnings Timestamp | 1,769,607,000 |
| Earnings Timestamp End | 1,776,947,400 |
| Earnings Timestamp Start | 1,776,947,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 1.379 |
| Enterprise Value | 260,600,080 |
| Eps Current Year | 1.65 |
| Eps Forward | 1.83333 |
| Eps Trailing Twelve Months | 1.93 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,774,310,400 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 18.2082 |
| Fifty Day Average Change | 0.5917988 |
| Fifty Day Average Change Percent | 0.032501772 |
| Fifty Two Week Change Percent | 49.206352 |
| Fifty Two Week High | 20.47 |
| Fifty Two Week High Change | -1.6700001 |
| Fifty Two Week High Change Percent | -0.08158281 |
| Fifty Two Week Low | 12.37 |
| Fifty Two Week Low Change | 6.4299994 |
| Fifty Two Week Low Change Percent | 0.5198059 |
| Fifty Two Week Range | 12.37 - 20.47 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,131,633,000,000 |
| Float Shares | 22,875,460 |
| Forward Eps | 1.83333 |
| Forward P E | 10.254563 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 288 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 189,000,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.15448 |
| Held Percent Institutions | 0.65370005 |
| Implied Shares Outstanding | 32,326,866 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ipo Expected Date | 2,023-05-11 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,774,310,400 |
| Last Dividend Value | 0.1 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California. |
| Long Name | California BanCorp |
| Market | us_market |
| Market Cap | 607,745,088 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_12546727 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-04-19 |
| Net Income To Common | 63,058,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 604,302,440 |
| Number Of Analyst Opinions | 3 |
| Open | 18.53 |
| Operating Cashflow | 57,290,000 |
| Operating Margins | 0.54987997 |
| Overall Risk | 5 |
| Payout Ratio | 0.051799998 |
| Phone | 844 265 7622 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 18.8 |
| Post Market Time | 1,776,456,281 |
| Prev Name | Southern Calif Bancorp |
| Previous Close | 18.31 |
| Price Eps Current Year | 11.393939 |
| Price Hint | 2 |
| Price To Book | 1.0570111 |
| Price To Sales Trailing12 Months | 3.2155824 |
| Profit Margins | 0.33363998 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.33333 |
| Region | US |
| Regular Market Change | 0.49 |
| Regular Market Change Percent | 2.67613 |
| Regular Market Day High | 19.05 |
| Regular Market Day Low | 18.53 |
| Regular Market Day Range | 18.53 - 19.05 |
| Regular Market Open | 18.53 |
| Regular Market Previous Close | 18.31 |
| Regular Market Price | 18.8 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 181,230 |
| Return On Assets | 0.01564 |
| Return On Equity | 0.11587 |
| Revenue Growth | 0.019 |
| Revenue Per Share | 5.835 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 1 |
| Shares Outstanding | 32,152,298 |
| Shares Percent Shares Out | 0.0286 |
| Shares Short | 923,687 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 342,802 |
| Short Name | California BanCorp |
| Short Percent Of Float | 0.0335 |
| Short Ratio | 4.33 |
| Source Interval | 15 |
| State | CA |
| Symbol | BCAL |
| Target High Price | 22.0 |
| Target Low Price | 21.0 |
| Target Mean Price | 21.5 |
| Target Median Price | 21.5 |
| Total Cash | 399,912,992 |
| Total Cash Per Share | 12.371 |
| Total Debt | 52,768,000 |
| Total Revenue | 189,000,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.1 |
| Trailing Annual Dividend Yield | 0.0054614968 |
| Trailing Eps | 1.93 |
| Trailing P E | 9.740932 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 17.7395 |
| Two Hundred Day Average Change | 1.0604992 |
| Two Hundred Day Average Change Percent | 0.059781797 |
| Type Disp | Equity |
| Volume | 181,230 |
| Website | https://www.californiabankofcommerce.com |
| Zip | 92,130 |