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Beacon Financial Corporation (BBT)

Financial Services | Banks - Regional | Boston, United States | NYSE
31.39 USD -0.15 (-0.476%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 31.39

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 2:40 a.m. EDT

Beacon Financial presents a compelling value case for income investors, trading at a discount to book value with a robust 4% yield that has recently been doubled, signaling strong management commitment to shareholder returns. The company's fundamentals are surprisingly resilient, boasting double-digit earnings growth and a clean balance sheet, which justifies a 'solid buy' classification despite the stock's sluggish multi-year performance. However, the technical picture remains muted; the stock is struggling to break above its 52-week high, and the statistical forecast models see no immediate upward momentum. This creates a tension where the business quality suggests upside potential, but the price action and options flow suggest the market is waiting for a catalyst or fearing a deeper correction. For the short term, the lack of clear directional momentum keeps the rating moderate, while the long-term outlook improves as the earnings recovery takes hold.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.036635
AutoTheta0.036811
AutoARIMA0.037815
AutoETS0.037815

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 48%
H-stat 6.29
Ljung-Box p 0.000
Jarque-Bera p 0.907
Excess Kurtosis 0.27
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-13
Last Dividend Date 2026-08-13
Revenue per Share 8.963
Market Cap 2,630,987,008
Trailing P/E 10.26
Forward P/E 9.44
Profit Margins 21.04%
Website https://www.beaconfinancialcorporation.com

As of Aug. 22, 2026, 2:40 a.m. EDT: Speculators are positioning for a range-bound outcome with a distinct bias toward downside protection. Open interest is heavily skewed toward out-of-the-money puts (OTM), particularly at the $25 strike, suggesting a fear of a significant drop to lower valuations. Conversely, call activity is concentrated at the $35 strike, indicating a speculative bet on a rally to test resistance levels, but with significantly less volume than the put side. Implied volatility is elevated on near-term strikes, reflecting uncertainty around the upcoming earnings report.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.01% 4.46% 3.40% 2.96%
Dividend History
Date Dividend Yield %
2026-08-14 0.323 1.007172
2026-05-15 0.323 1.166908
2026-02-13 0.323 1.052803
2025-11-10 0.323 1.234709
2025-08-14 0.180 0.701754
2025-05-15 0.180 0.672143
2025-02-20 0.180 0.629151
2024-11-14 0.180 0.586319
2024-09-30 0.180 0.668400
2024-06-20 0.180 0.843091
2024-03-20 0.180 0.813743
2023-11-15 0.180 0.834879
2023-08-16 0.180 0.830641
2023-05-17 0.180 0.867888
2023-02-15 0.180 0.588235
2022-11-16 0.180 0.596817
2022-08-10 0.120 0.408580
2022-05-11 0.120 0.483286
2022-02-09 0.120 0.395387
2021-11-09 0.120 0.426439
2021-08-25 0.120 0.467836
2021-06-28 0.120 0.441826
2021-03-22 0.120 0.539568
2020-12-16 0.120 0.660793
2020-09-21 0.120 1.257862
2020-06-26 0.240 2.376238
2020-02-13 0.240 0.835364
2019-11-13 0.230 0.718525
2019-08-07 0.230 0.779133
2019-05-08 0.230 0.768974
2019-02-13 0.230 0.795572
2018-11-07 0.220 0.643463
2018-08-08 0.220 0.530120
2018-05-09 0.220 0.572172
2018-02-14 0.220 0.583554
2017-11-08 0.210 0.574555
2017-08-08 0.210 0.586592
2017-05-09 0.210 0.563003
2017-02-14 0.210 0.590717
2016-11-08 0.200 0.674536
2016-08-02 0.200 0.767165
2016-05-10 0.200 0.761325
2016-02-09 0.200 0.764818
2015-11-09 0.190 0.643413
2015-08-04 0.190 0.644286
2015-05-12 0.190 0.681248
2015-02-10 0.190 0.738725
2014-11-10 0.180 0.708383
2014-08-05 0.180 0.749688
2014-05-13 0.180 0.775194
2014-02-11 0.180 0.733496
2013-11-12 0.180 0.709220
2013-08-06 0.180 0.690184
2013-05-14 0.180 0.671141
2013-02-12 0.180 0.734994
2012-11-06 0.180 0.781589
2012-08-07 0.170 0.767494
2012-05-08 0.170 0.744634
2012-02-14 0.170 0.773782
2011-11-08 0.170 0.869565
2011-08-09 0.160 0.752941
2011-05-10 0.160 0.740398
2011-02-08 0.160 0.726282
2010-11-02 0.160 0.810948
2010-08-03 0.160 0.801603
2010-05-11 0.160 0.777454
2010-02-16 0.160 0.896359
2009-11-09 0.160 0.834637
2009-08-04 0.160 0.674252
2009-05-12 0.160 0.740741
2009-02-10 0.160 0.679406
2008-11-04 0.160 0.587372
2008-07-29 0.160 0.602637
2008-05-06 0.160 0.603091
2008-02-05 0.150 0.654450
2007-11-06 0.150 0.575153
2007-08-02 0.150 0.564546
2007-05-02 0.140 0.424242
2007-02-06 0.140 0.415924
2006-11-02 0.140 0.395145
2006-08-08 0.140 0.394477
2006-05-03 0.140 0.411039
2006-02-02 0.140 0.424242
2005-11-03 0.140 0.415677
2005-08-04 0.140 0.419162
2005-05-05 0.120 0.368437
2005-02-03 0.120 0.335664
2004-11-04 0.120 0.318218
2004-08-03 0.120 0.334821
2004-05-06 0.120 0.362538
2004-02-05 0.120 0.327065
2003-11-04 0.120 0.332410
2003-08-05 0.120 0.400000
2003-05-06 0.120 0.443951
2003-02-04 0.120 0.520156
2002-11-05 0.120 0.480192
2002-08-06 0.120 0.499792
2002-05-07 0.120 0.525164
2002-02-05 0.120 0.559441
2001-11-05 0.110 0.579252
2001-08-03 0.110 0.567303
2001-05-03 0.110 0.628212
2001-02-01 0.100 0.588235
2000-11-01 0.100 0.672269
Additional Data
dividendRate 1.29
dividendYield 4.11
exDividendDate 2026-08-14
trailingAnnualDividendRate 1.29
trailingAnnualDividendYield 0.040900443
lastDividendValue 0.323
lastDividendDate 2026-08-14
dividendDate 2026-08-28

Info Dump

Attribute Value
52 Week Change 0.18946576
Address1 131 Clarendon Street
All Time High 44.25
All Time Low 8.55
Ask 31.43
Ask Size 400
Audit Risk 4
Average Daily Volume10 Day 772,190
Average Daily Volume3 Month 828,212
Average Volume 828,212
Average Volume10Days 772,190
Bid 31.43
Bid Size 200
Board Risk 2
Book Value 30.105
City Boston
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 9
Country United States
Crypto Tradeable 0
Currency USD
Current Price 31.39
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 31.8032
Day Low 31.375
Display Name Beacon Financial
Dividend Date 1,787,875,200
Dividend Rate 1.29
Dividend Yield 4.11
Earnings Call Timestamp End 1,785,432,600
Earnings Call Timestamp Start 1,785,432,600
Earnings Growth 2.11
Earnings Quarterly Growth 1.925
Earnings Timestamp 1,785,355,200
Earnings Timestamp End 1,793,217,600
Earnings Timestamp Start 1,793,217,600
Ebitda Margins 0.0
Enterprise To Revenue 3.195
Enterprise Value 2,426,882,048
Eps Current Year 3.04286
Eps Forward 3.32429
Eps Trailing Twelve Months 3.06
Esg Populated 0
Ex Dividend Date 1,786,665,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 30.9382
Fifty Day Average Change 0.4517994
Fifty Day Average Change Percent 0.014603286
Fifty Two Week Change Percent 18.946575
Fifty Two Week High 32.83
Fifty Two Week High Change -1.4400024
Fifty Two Week High Change Percent -0.04386239
Fifty Two Week Low 22.81
Fifty Two Week Low Change 8.58
Fifty Two Week Low Change Percent 0.37615082
Fifty Two Week Range 22.81 - 32.83
Financial Currency USD
First Trade Date Milliseconds 962,199,000,000
Five Year Avg Dividend Yield 4.6
Float Shares 77,904,925
Forward Eps 3.32429
Forward P E 9.442617
Full Exchange Name NYSE
Full Time Employees 1,972
Fullday Change -0.150002
Fullday Change Percent -0.475591
Fullday Price 31.39
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 759,496,000
Has Pre Post Market Data 1
Held Percent Insiders 0.013250001
Held Percent Institutions 0.93748003
Implied Shares Outstanding 83,816,086
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.snl.com/irweblinkx/corporateprofile.aspx?IID=4054645
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,786,665,600
Last Dividend Value 0.323
Last Fiscal Year End 1,767,139,200
Long Business Summary Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.
Long Name Beacon Financial Corporation
Market us_market
Market Cap 2,630,987,008
Market State CLOSED
Max Age 86,400
Message Board Id finmb_1961905675
Most Recent Quarter 1,782,777,600
Net Income To Common 159,788,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,643,559,352
Number Of Analyst Opinions 6
Open 31.72
Operating Cashflow 233,092,992
Operating Margins 0.46051997
Overall Risk 5
Payout Ratio 0.4188
Peg Ratio 2.6
Phone 617 425 4600
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 31.39
Post Market Time 1,787,961,301
Previous Close 31.54
Price Eps Current Year 10.315952
Price Hint 2
Price To Book 1.042684
Price To Sales Trailing12 Months 3.4641223
Profit Margins 0.21039
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.150002
Regular Market Change Percent -0.475591
Regular Market Day High 31.8032
Regular Market Day Low 31.375
Regular Market Day Range 31.375 - 31.8032
Regular Market Open 31.72
Regular Market Previous Close 31.54
Regular Market Price 31.39
Regular Market Time 1,787,947,203
Regular Market Volume 783,046
Return On Assets 0.00945
Return On Equity 0.084230006
Revenue Growth 1.445
Revenue Per Share 8.963
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 83,816,086
Shares Percent Shares Out 0.045700002
Shares Short 3,827,658
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 3,765,559
Short Name Beacon Financial Corporation
Short Percent Of Float 0.0462
Short Ratio 4.96
Source Interval 15
State MA
Symbol BBT
Target High Price 38.0
Target Low Price 33.0
Target Mean Price 34.83333
Target Median Price 34.5
Total Cash 1,313,906,944
Total Cash Per Share 15.574
Total Debt 1,092,579,968
Total Revenue 759,496,000
Tradeable 0
Trailing Annual Dividend Rate 1.29
Trailing Annual Dividend Yield 0.040900443
Trailing Eps 3.06
Trailing P E 10.25817
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 29.26525
Two Hundred Day Average Change 2.1247501
Two Hundred Day Average Change Percent 0.07260318
Type Disp Equity
Volume 783,046
Website https://www.beaconfinancialcorporation.com
Zip 2,116