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Beacon Financial Corporation (BBT)

Financial Services | Banks - Regional | Boston, United States | NYSE
27.50 USD +0.01 (0.036%) ⇧ (Oct. 16, 2026, 4 p.m. EDT)
After hours: 27.50
Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 7:23 a.m. EDT

Beacon Financial presents a classic value trap scenario where attractive metrics mask a deteriorating business trajectory. While the stock trades at a low P/E and offers a robust 4.7% dividend yield, the underlying fundamentals tell a different story: earnings growth is actually negative (-9.6%), and the company has suffered four consecutive years of declining annual returns. This multi-year decline suggests the market has correctly identified structural issues that a simple low valuation cannot fix. The recent price action shows the stock struggling to break above its 50-day moving average, confirming a lack of immediate momentum. Although the options market is split between defensive put buyers and speculative call writers hoping for a turnaround, the weight of the evidence points to a neutral stance rather than a buy. The dividend is generous but likely insufficient to offset the capital loss from the stock's continued underperformance.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.052457
AutoARIMA0.052769
AutoETS0.052770
MSTL0.053823

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 45%
H-stat 0.85
Ljung-Box p 0.000
Jarque-Bera p 0.001
Excess Kurtosis 0.34
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-13
Last Dividend Date 2026-08-13
Revenue per Share 8.963
Market Cap 2,304,942,336
Trailing P/E 7.43
Forward P/E 8.28
Profit Margins 21.04%
Website https://www.beaconfinancialcorporation.com

As of Oct. 10, 2026, 7:23 a.m. EDT: Speculators are positioning defensively with heavy put volume at the $30 strike for the December expiration, suggesting a fear of a downside test near the 52-week low. Conversely, there is significant out-of-the-money call open interest at strikes $35 and $45, indicating a speculative belief in a potential rebound toward the upper end of the trading range, though current pricing remains below these targets.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.01% 4.46% 3.40% 2.96%
Dividend History
Date Dividend Yield %
2026-08-14 0.323 1.007172
2026-05-15 0.323 1.166908
2026-02-13 0.323 1.052803
2025-11-10 0.323 1.234709
2025-08-14 0.180 0.701754
2025-05-15 0.180 0.672143
2025-02-20 0.180 0.629151
2024-11-14 0.180 0.586319
2024-09-30 0.180 0.668400
2024-06-20 0.180 0.843091
2024-03-20 0.180 0.813743
2023-11-15 0.180 0.834879
2023-08-16 0.180 0.830641
2023-05-17 0.180 0.867888
2023-02-15 0.180 0.588235
2022-11-16 0.180 0.596817
2022-08-10 0.120 0.408580
2022-05-11 0.120 0.483286
2022-02-09 0.120 0.395387
2021-11-09 0.120 0.426439
2021-08-25 0.120 0.467836
2021-06-28 0.120 0.441826
2021-03-22 0.120 0.539568
2020-12-16 0.120 0.660793
2020-09-21 0.120 1.257862
2020-06-26 0.240 2.376238
2020-02-13 0.240 0.835364
2019-11-13 0.230 0.718525
2019-08-07 0.230 0.779133
2019-05-08 0.230 0.768974
2019-02-13 0.230 0.795572
2018-11-07 0.220 0.643463
2018-08-08 0.220 0.530120
2018-05-09 0.220 0.572172
2018-02-14 0.220 0.583554
2017-11-08 0.210 0.574555
2017-08-08 0.210 0.586592
2017-05-09 0.210 0.563003
2017-02-14 0.210 0.590717
2016-11-08 0.200 0.674536
2016-08-02 0.200 0.767165
2016-05-10 0.200 0.761325
2016-02-09 0.200 0.764818
2015-11-09 0.190 0.643413
2015-08-04 0.190 0.644286
2015-05-12 0.190 0.681248
2015-02-10 0.190 0.738725
2014-11-10 0.180 0.708383
2014-08-05 0.180 0.749688
2014-05-13 0.180 0.775194
2014-02-11 0.180 0.733496
2013-11-12 0.180 0.709220
2013-08-06 0.180 0.690184
2013-05-14 0.180 0.671141
2013-02-12 0.180 0.734994
2012-11-06 0.180 0.781589
2012-08-07 0.170 0.767494
2012-05-08 0.170 0.744634
2012-02-14 0.170 0.773782
2011-11-08 0.170 0.869565
2011-08-09 0.160 0.752941
2011-05-10 0.160 0.740398
2011-02-08 0.160 0.726282
2010-11-02 0.160 0.810948
2010-08-03 0.160 0.801603
2010-05-11 0.160 0.777454
2010-02-16 0.160 0.896359
2009-11-09 0.160 0.834637
2009-08-04 0.160 0.674252
2009-05-12 0.160 0.740741
2009-02-10 0.160 0.679406
2008-11-04 0.160 0.587372
2008-07-29 0.160 0.602637
2008-05-06 0.160 0.603091
2008-02-05 0.150 0.654450
2007-11-06 0.150 0.575153
2007-08-02 0.150 0.564546
2007-05-02 0.140 0.424242
2007-02-06 0.140 0.415924
2006-11-02 0.140 0.395145
2006-08-08 0.140 0.394477
2006-05-03 0.140 0.411039
2006-02-02 0.140 0.424242
2005-11-03 0.140 0.415677
2005-08-04 0.140 0.419162
2005-05-05 0.120 0.368437
2005-02-03 0.120 0.335664
2004-11-04 0.120 0.318218
2004-08-03 0.120 0.334821
2004-05-06 0.120 0.362538
2004-02-05 0.120 0.327065
2003-11-04 0.120 0.332410
2003-08-05 0.120 0.400000
2003-05-06 0.120 0.443951
2003-02-04 0.120 0.520156
2002-11-05 0.120 0.480192
2002-08-06 0.120 0.499792
2002-05-07 0.120 0.525164
2002-02-05 0.120 0.559441
2001-11-05 0.110 0.579252
2001-08-03 0.110 0.567303
2001-05-03 0.110 0.628212
2001-02-01 0.100 0.588235
2000-11-01 0.100 0.672269
Additional Data
dividendRate 1.29
dividendYield 4.69
exDividendDate 2026-08-14
trailingAnnualDividendRate 1.29
trailingAnnualDividendYield 0.046926156
lastDividendValue 0.323
lastDividendDate 2026-08-14
dividendDate 2026-08-28

Info Dump

Attribute Value
52 Week Change 0.14446294
Address1 131 Clarendon Street
All Time High 44.25
All Time Low 8.55
Ask 27.46
Ask Size 300
Audit Risk 4
Average Analyst Rating 2.4 - Buy
Average Daily Volume10 Day 822,990
Average Daily Volume3 Month 922,380
Average Volume 922,380
Average Volume10Days 822,990
Bid 27.36
Bid Size 200
Board Risk 1
Book Value 30.302
City Boston
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 9
Country United States
Crypto Tradeable 0
Currency USD
Current Price 27.5
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 27.84
Day Low 27.4
Display Name Beacon Financial
Dividend Date 1,787,875,200
Dividend Rate 1.29
Dividend Yield 4.69
Earnings Call Timestamp End 1,792,699,200
Earnings Call Timestamp Start 1,792,699,200
Earnings Growth 2.11
Earnings Quarterly Growth 1.925
Earnings Timestamp 1,792,612,800
Earnings Timestamp End 1,792,612,800
Earnings Timestamp Start 1,792,612,800
Ebitda Margins 0.0
Enterprise To Revenue 2.743
Enterprise Value 2,083,615,360
Eps Current Year 3.04143
Eps Forward 3.32286
Eps Trailing Twelve Months 3.7
Esg Populated 0
Ex Dividend Date 1,786,665,600
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 30.1216
Fifty Day Average Change -2.6215992
Fifty Day Average Change Percent -0.08703387
Fifty Two Week Change Percent 14.446295
Fifty Two Week High 32.83
Fifty Two Week High Change -5.330002
Fifty Two Week High Change Percent -0.16235155
Fifty Two Week Low 22.81
Fifty Two Week Low Change 4.6900005
Fifty Two Week Low Change Percent 0.2056116
Fifty Two Week Range 22.81 - 32.83
Financial Currency USD
First Trade Date Milliseconds 962,199,000,000
Five Year Avg Dividend Yield 4.46
Float Shares 77,364,762
Forward Eps 3.32286
Forward P E 8.276003
Full Exchange Name NYSE
Full Time Employees 1,972
Fullday Change 0.010000229
Fullday Change Percent 0.0363777
Fullday Price 27.5
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 759,496,000
Has Pre Post Market Data 1
Held Percent Insiders 0.01388
Held Percent Institutions 0.94412005
Implied Shares Outstanding 83,816,086
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.snl.com/irweblinkx/corporateprofile.aspx?IID=4054645
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,786,665,600
Last Dividend Value 0.323
Last Fiscal Year End 1,767,139,200
Long Business Summary Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.
Long Name Beacon Financial Corporation
Market us_market
Market Cap 2,304,942,336
Market State CLOSED
Max Age 86,400
Message Board Id finmb_1961905675
Most Recent Quarter 1,782,777,600
Net Income To Common 159,788,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,339,306,960
Number Of Analyst Opinions 6
Open 27.57
Operating Cashflow 233,092,992
Operating Margins 0.46051997
Overall Risk 5
Payout Ratio 0.3481
Peg Ratio 2.6
Phone 617 425 4600
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 27.5
Post Market Time 1,792,180,849
Previous Close 27.49
Price Eps Current Year 9.0418
Price Hint 2
Price To Book 0.90753084
Price To Sales Trailing12 Months 3.0348315
Profit Margins 0.21039
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.42857
Region US
Regular Market Change 0.0100002
Regular Market Change Percent 0.0363777
Regular Market Day High 27.84
Regular Market Day Low 27.4
Regular Market Day Range 27.4 - 27.84
Regular Market Open 27.57
Regular Market Previous Close 27.49
Regular Market Price 27.5
Regular Market Time 1,792,180,803
Regular Market Volume 706,870
Return On Assets 0.00945
Return On Equity 0.084230006
Revenue Growth 1.445
Revenue Per Share 8.963
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 83,816,086
Shares Percent Shares Out 0.0589
Shares Short 4,935,750
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 4,003,494
Short Name Beacon Financial Corporation
Short Percent Of Float 0.059499998
Short Ratio 4.31
Source Interval 15
State MA
Symbol BBT
Target High Price 38.0
Target Low Price 31.0
Target Mean Price 34.0
Target Median Price 33.0
Total Cash 1,313,906,944
Total Cash Per Share 15.676
Total Debt 1,092,579,968
Total Revenue 759,496,000
Tradeable 0
Trailing Annual Dividend Rate 1.29
Trailing Annual Dividend Yield 0.046926156
Trailing Eps 3.7
Trailing P E 7.432432
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 29.79015
Two Hundred Day Average Change -2.2901497
Two Hundred Day Average Change Percent -0.076876074
Type Disp Equity
Volume 706,870
Website https://www.beaconfinancialcorporation.com
Zip 2,116