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BayFirst Financial Corp. (BAFN)

Financial Services | Banks - Regional | Saint Petersburg, United States | NasdaqCM
7.82 USD +0.36 (4.826%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 7.82
Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 2:53 p.m. EDT

BAFN appears to be a stock with a relatively low price-to-book ratio and a high dividend yield, suggesting potential value. However, the negative profit margins and return on assets indicate poor financial performance. The recent price history shows some volatility, but the stock is currently trading near its 52-week low, which may present a buy-the-dip opportunity. The dividend payouts are consistent, but the payout ratio is low, indicating that the company may not be generating enough earnings to sustain the dividend. The forecasting model suggests a negative direction for the next 45 days, which may indicate a short-term bearish trend. Long-term investors should consider the company's fundamentals and the potential for improvement, but the current financial performance is not encouraging.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.065566
AutoETS0.067165
MSTL0.068210
AutoTheta0.072770

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 61%
H-stat 1.91
Ljung-Box p 0.000
Jarque-Bera p 0.327
Excess Kurtosis -0.28
Attribute Value
Sector Financial Services
Ex Dividend Date 2025-05-29
Last Dividend Date 2025-05-29
Revenue per Share 9.588
Market Cap 32,140,232
Beta 0.31
Profit Margins -57.93%
Previous Name First Home Bancorp, Inc.
Website https://www.bayfirstfinancial.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.49% 0.49% 1.83% 1.81%
Dividend History
Date Dividend Yield %
2025-05-30 0.080000 0.490798
2025-02-28 0.080000 0.435547
2024-11-29 0.080000 0.609502
2024-08-30 0.080000 0.584950
2024-05-31 0.080000 0.725815
2024-02-29 0.080000 0.628381
2023-11-30 0.080000 0.816043
2023-08-31 0.080000 0.612807
2023-05-31 0.080000 0.573059
2023-02-28 0.080000 0.452598
2022-11-30 0.080000 0.528141
2022-08-31 0.080000 0.453137
2022-05-31 0.080000 0.523890
2022-02-28 0.080000 0.396720
2021-11-12 0.070000 0.269631
2021-08-12 0.070000 0.282450
2021-06-16 0.070000 0.322951
2021-05-13 0.070000 0.323915
2021-02-11 0.066667 0.396588
Additional Data
dividendRate 0.32
dividendYield 4.19
exDividendDate 2025-05-30
trailingAnnualDividendRate 0.16
trailingAnnualDividendYield 0.02144772
lastDividendValue 0.08
lastDividendDate 2025-05-30
dividendDate 2025-06-15

Info Dump

Attribute Value
52 Week Change -0.4757923
Address1 700 Central Avenue
All Time High 32.5
All Time Low 4.801
Ask 7.34
Ask Size 1
Average Daily Volume10 Day 11,770
Average Daily Volume3 Month 17,160
Average Volume 17,160
Average Volume10Days 11,770
Beta 0.308
Bid 7.26
Bid Size 1
Book Value 17.487
City Saint Petersburg
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 7.82
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 7.82
Day Low 7.3601
Display Name BayFirst Financial
Dividend Date 1,749,945,600
Dividend Rate 0.32
Dividend Yield 4.19
Earnings Call Timestamp End 1,777,640,400
Earnings Call Timestamp Start 1,777,640,400
Earnings Timestamp 1,777,579,200
Earnings Timestamp End 1,777,579,200
Earnings Timestamp Start 1,777,579,200
Ebitda Margins 0.0
Enterprise To Revenue -3.493
Enterprise Value -138,307,872
Eps Trailing Twelve Months -5.93
Esg Populated 0
Ex Dividend Date 1,748,563,200
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 6.54464
Fifty Day Average Change 1.2753601
Fifty Day Average Change Percent 0.19487093
Fifty Two Week Change Percent -47.579227
Fifty Two Week High 17.45
Fifty Two Week High Change -9.630001
Fifty Two Week High Change Percent -0.5518625
Fifty Two Week Low 4.801
Fifty Two Week Low Change 3.019
Fifty Two Week Low Change Percent 0.62882733
Fifty Two Week Range 4.801 - 17.45
Financial Currency USD
First Trade Date Milliseconds 1,610,116,200,000
Five Year Avg Dividend Yield 2.08
Float Shares 3,497,202
Full Exchange Name NasdaqCM
Full Time Employees 144
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 39,595,000
Has Pre Post Market Data 1
Held Percent Insiders 0.15446
Held Percent Institutions 0.16218
Implied Shares Outstanding 4,110,004
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,021-11-30
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,748,563,200
Last Dividend Value 0.08
Last Fiscal Year End 1,767,139,200
Last Split Date 1,620,777,600
Last Split Factor 3:2
Long Business Summary BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Long Name BayFirst Financial Corp.
Market us_market
Market Cap 32,140,232
Market State CLOSED
Max Age 86,400
Message Board Id finmb_46503588
Most Recent Quarter 1,767,139,200
Name Change Date 2,026-04-18
Net Income To Common -24,478,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 31,385,670
Open 7.75
Operating Cashflow 285,295,008
Operating Margins -0.23289
Payout Ratio 0.1749
Phone 727 440 6848
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 7.82
Post Market Time 1,776,456,604
Prev Name First Home Bancorp, Inc.
Previous Close 7.46
Price Hint 2
Price To Book 0.44718936
Price To Sales Trailing12 Months 0.8117245
Profit Margins -0.57929003
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.36
Regular Market Change Percent 4.82574
Regular Market Day High 7.82
Regular Market Day Low 7.3601
Regular Market Day Range 7.3601 - 7.82
Regular Market Open 7.75
Regular Market Previous Close 7.46
Regular Market Price 7.82
Regular Market Time 1,776,456,001
Regular Market Volume 22,587
Return On Assets -0.017719999
Return On Equity -0.23111999
Revenue Growth -0.681
Revenue Per Share 9.588
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 4,108,072
Shares Percent Shares Out 0.013300001
Shares Short 54,438
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 7,137
Short Name BayFirst Financial Corp.
Short Percent Of Float 0.0156
Short Ratio 2.69
Source Interval 15
State FL
Symbol BAFN
Total Cash 206,982,000
Total Cash Per Share 50.384
Total Debt 20,819,000
Total Revenue 39,595,000
Tradeable 0
Trailing Annual Dividend Rate 0.16
Trailing Annual Dividend Yield 0.02144772
Trailing Eps -5.93
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 8.724045
Two Hundred Day Average Change -0.9040446
Two Hundred Day Average Change Percent -0.10362677
Type Disp Equity
Volume 22,587
Website https://www.bayfirstfinancial.com
Zip 33,701