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Axos Financial, Inc. (AX)

Financial Services | Banks - Regional | Las Vegas, United States | NYSE
97.85 USD +0.49 (0.503%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 97.85

Short-term:★★⯪☆☆Long-term:★★★★☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 1:52 a.m. EDT

Axos Financial offers a compelling long-term investment case anchored by exceptional profitability and growth, though short-term technicals remain subdued. The company demonstrates robust fundamentals with 18% revenue growth, 35.5% profit margins, and a 16.8% return on equity, all supported by a nine-year price trajectory showing a 359% cumulative gain without recent consecutive declines. Valuation is attractive with a forward P/E under 9x. However, the stock has retreated from its 52-week high over the past two weeks and trades below the 50-day moving average, creating near-term uncertainty. Options data reflects this tension, with heavy put positioning in the near term contrasting with bullish long-dated call activity. Despite the lack of a dividend yield, the strong earnings beat and analyst upgrades suggest the current dip may offer a buying opportunity for investors focused on capital appreciation.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.083025
AutoETS0.083757
MSTL0.086595
AutoTheta0.105083

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 42%
H-stat 23.89
Ljung-Box p 0.000
Jarque-Bera p 0.290
Excess Kurtosis -0.91
Attribute Value
Sector Financial Services
Revenue per Share 24.346
Market Cap 5,551,426,560
Trailing P/E 11.48
Forward P/E 9.06
Beta 1.23
Profit Margins 35.55%
Website https://www.axosfinancial.com

As of Aug. 22, 2026, 1:52 a.m. EDT: Near-term options show a defensive bias with significantly higher implied volatility and open interest in out-of-the-money puts compared to calls, suggesting hedging against volatility. In contrast, longer-dated calls exhibit substantial in-the-money open interest, indicating bullish positioning for the multi-month horizon.


Info Dump

Attribute Value
52 Week Change 0.081537485
Address1 9,205 West Russell Road
Address2 Suite 400
All Time High 105.74
All Time Low 0.7525
Ask 108.0
Ask Size 100
Audit Risk 7
Average Analyst Rating 1.4 - Strong Buy
Average Daily Volume10 Day 267,440
Average Daily Volume3 Month 368,595
Average Volume 368,595
Average Volume10Days 267,440
Beta 1.232
Bid 97.78
Bid Size 100
Board Risk 6
Book Value 55.812
City Las Vegas
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 97.85
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 98.4
Day Low 97.18
Display Name Axos Financial
Earnings Call Timestamp End 1,785,445,200
Earnings Call Timestamp Start 1,785,445,200
Earnings Growth 0.124
Earnings Quarterly Growth 0.129
Earnings Timestamp 1,785,441,600
Earnings Timestamp End 1,793,304,000
Earnings Timestamp Start 1,793,304,000
Ebitda Margins 0.0
Enterprise To Revenue 4.206
Enterprise Value 5,802,270,208
Eps Current Year 9.65833
Eps Forward 10.8
Eps Trailing Twelve Months 8.52
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 97.7076
Fifty Day Average Change 0.14239502
Fifty Day Average Change Percent 0.0014573586
Fifty Two Week Change Percent 8.1537485
Fifty Two Week High 105.74
Fifty Two Week High Change -7.8899994
Fifty Two Week High Change Percent -0.07461698
Fifty Two Week Low 74.89
Fifty Two Week Low Change 22.96
Fifty Two Week Low Change Percent 0.306583
Fifty Two Week Range 74.89 - 105.74
Financial Currency USD
First Trade Date Milliseconds 1,110,983,400,000
Float Shares 54,160,215
Forward Eps 10.8
Forward P E 9.0601845
Full Exchange Name NYSE
Full Time Employees 2,191
Fullday Change 0.489998
Fullday Change Percent 0.503285
Fullday Price 97.85
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 1,379,388,032
Has Pre Post Market Data 1
Held Percent Insiders 0.045879997
Held Percent Institutions 0.8854
Implied Shares Outstanding 56,734,049
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,782,777,600
Last Split Date 1,447,804,800
Last Split Factor 4:1
Long Business Summary Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business. The company offers various deposits products, including consumer and business checking, savings, and time deposits; and demand accounts, and money market accounts. It also provides residential single family, multifamily, and commercial mortgage loans; loans secured by commercial real estate properties; loans secured by commercial assets and non-bank lenders; auto and unsecured loans and other loans; and lender finance loans, asset-based loans, capital call facilities, equipment lending and leasing, retail and floor plan marine loans, and other consumer loans. In addition, the company offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, and securities clearing and custody, as well as margin loans and securities lending services; and retail self-directed and digital advice services. It offers it services through its digital online and mobile banking platforms, distribution channels, and affinity partners. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
Long Name Axos Financial, Inc.
Market us_market
Market Cap 5,551,426,560
Market State CLOSED
Max Age 86,400
Message Board Id finmb_13314302
Most Recent Quarter 1,782,777,600
Net Income To Common 490,372,000
Next Fiscal Year End 1,814,313,600
Non Diluted Market Cap 5,523,627,010
Number Of Analyst Opinions 7
Open 98.05
Operating Cashflow 542,411,008
Operating Margins 0.45029998
Overall Risk 6
Payout Ratio 0.0
Peg Ratio 0.95
Phone 858 649 2218
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 97.85
Post Market Time 1,787,959,805
Previous Close 97.36
Price Eps Current Year 10.131151
Price Hint 2
Price To Book 1.7532072
Price To Sales Trailing12 Months 4.0245576
Profit Margins 0.35549998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.42857
Region US
Regular Market Change 0.489998
Regular Market Change Percent 0.503285
Regular Market Day High 98.4
Regular Market Day Low 97.18
Regular Market Day Range 97.18 - 98.4
Regular Market Open 98.05
Regular Market Previous Close 97.36
Regular Market Price 97.85
Regular Market Time 1,787,947,202
Regular Market Volume 211,950
Return On Assets 0.01791
Return On Equity 0.16773
Revenue Growth 0.181
Revenue Per Share 24.346
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 8
Shares Outstanding 56,734,049
Shares Percent Shares Out 0.052199997
Shares Short 2,963,650
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 3,069,400
Short Name Axos Financial, Inc.
Short Percent Of Float 0.0746
Short Ratio 8.69
Source Interval 15
State NV
Symbol AX
Target High Price 128.0
Target Low Price 110.0
Target Mean Price 119.14286
Target Median Price 120.0
Total Cash 1,126,235,008
Total Cash Per Share 19.851
Total Debt 1,377,000,960
Total Revenue 1,379,388,032
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 8.52
Trailing P E 11.484741
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 91.02965
Two Hundred Day Average Change 6.8203506
Two Hundred Day Average Change Percent 0.0749245
Type Disp Equity
Volume 211,950
Website https://www.axosfinancial.com
Zip 89,148