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Avidbank Holdings, Inc. (AVBH)

Financial Services | Banks - Regional | San Jose, United States | NasdaqGS
30.95 USD -0.25 (-0.801%) ⇩ (Oct. 13, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:☆☆☆☆☆
Hot Take ↕ | Oct. 10, 2026, 9:35 a.m. EDT

The immediate outlook is flat due to a lack of clear directional momentum. While the stock trades above its 200-day average, suggesting some underlying support, the recent price action shows no distinct breakout pattern, and the statistical forecast offers zero directional bias for the coming month. This creates a stale environment where neither aggressive buying nor selling is statistically justified in the near term. Looking further out, the business fundamentals present a mixed picture that prevents a strong buy recommendation. On the bright side, revenue is growing robustly at nearly 29%, and the company boasts healthy operating margins of roughly 39%. However, these operational strengths are currently being dragged down by significant losses; the company reported negative earnings per share and negative return on equity, indicating that profitability remains elusive despite top-line expansion. The balance sheet is also strained, with debt exceeding cash reserves. The multi-year price trajectory tells a story of recovery rather than dominance. Over the last nine years, the stock has gained over 65%, driven by a massive rebound from a 2020 crash. However, the most recent annual performance was flat, signaling that the explosive growth phase has stalled. The market appears to be pricing in the turnaround story, but the persistent losses prevent this from being a 'exceptional' buy-and-hold candidate yet. Finally, there is no dividend income to consider. The company has not paid a dividend in the last five years, likely due to the need to retain capital for operations and growth initiatives. Investors seeking income will find nothing here.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.017809
AutoETS0.019056
AutoTheta0.035526
AutoARIMA0.078456

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 60%
H-stat 7.01
Ljung-Box p 0.000
Jarque-Bera p 0.174
Excess Kurtosis -1.36
Attribute Value
Sector Financial Services
Revenue per Share 3.693
Market Cap 339,938,720
Forward P/E 8.01
Beta 0.33
Profit Margins -37.30%
Website https://www.avidbank.com

Info Dump

Attribute Value
52 Week Change 0.22304976
Address1 1,732 North 1st Street
Address2 6th Floor
All Time High 34.18
All Time Low 4.6
Ask 39.94
Ask Size 2
Audit Risk 5
Average Analyst Rating 1.2 - Strong Buy
Average Daily Volume10 Day 48,760
Average Daily Volume3 Month 77,950
Average Volume 77,950
Average Volume10Days 48,760
Beta 0.333
Bid 22.47
Bid Size 2
Board Risk 6
Book Value 26.968
City San Jose
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 8
Country United States
Crypto Tradeable 0
Currency USD
Current Price 30.95
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 31.41
Day Low 30.89
Display Name Avidbank
Dividend Yield 0.0
Earnings Call Timestamp End 1,793,131,200
Earnings Call Timestamp Start 1,793,131,200
Earnings Growth -0.053
Earnings Quarterly Growth 0.319
Earnings Timestamp 1,793,044,800
Earnings Timestamp End 1,793,044,800
Earnings Timestamp Start 1,793,044,800
Ebitda Margins 0.0
Enterprise To Revenue 9.324
Enterprise Value 352,896,704
Eps Current Year 3.372
Eps Forward 3.864
Eps Trailing Twelve Months -1.54
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 408 222 0535
Fifty Day Average 31.7934
Fifty Day Average Change -0.84339905
Fifty Day Average Change Percent -0.026527489
Fifty Two Week Change Percent 22.304976
Fifty Two Week High 34.18
Fifty Two Week High Change -3.2299995
Fifty Two Week High Change Percent -0.09449969
Fifty Two Week Low 24.03
Fifty Two Week Low Change 6.92
Fifty Two Week Low Change Percent 0.28797337
Fifty Two Week Range 24.03 - 34.18
Financial Currency USD
First Trade Date Milliseconds 1,089,639,000,000
Float Shares 7,031,624
Forward Eps 3.864
Forward P E 8.009834
Full Exchange Name NasdaqGS
Full Time Employees 162
Fullday Change -0.25
Fullday Change Percent -0.80128205
Fullday Price 30.95
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 37,849,000
Has Pre Post Market Data 1
Held Percent Insiders 0.08154
Held Percent Institutions 0.82501
Implied Shares Outstanding 10,983,480
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,025-08-08
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial solutions and services. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides lending products, including working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; sponsor finance comprising acquisition term loans, recapitalization term loans, and working capital lines; and venture lending, such as venture debt, growth capital, recurring revenue, and treasury management services. In addition, it offers commercial real estate lending consisting of permanent loans and bridge financing products; Asset-Based Lending that includes Borrowing Base and ABL term loans; and construction lending products, including land acquisition loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, pre-development loans, real estate bridge loans, and RLOC – real estate secured loans. Further, the company provides private equity and venture capital financing solutions; structure finance; security and fraud prevention services; domestic and international wires, ACH origination, corporate credit cards, bill pay, trade finance letters of credit, and zero balance account; remote deposit capture, ACH collections, incoming wires, lockbox, and merchant services; and online banking real time fraud mitigation tools, check positive pay, and ACH positive pay. Additionally, it offers ATM/debit cards, credit cards, business courier, and complimentary notary services, as well as online and mobile banking services. The company was founded in 2003 and is headquartered in San Jose, California.
Long Name Avidbank Holdings, Inc.
Market us_market
Market Cap 339,938,720
Market State PRE
Max Age 86,400
Message Board Id finmb_10530672
Most Recent Quarter 1,782,777,600
Net Income To Common -14,118,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 341,805,897
Number Of Analyst Opinions 5
Open 31.27
Operating Cashflow 52,470,000
Operating Margins 0.38858002
Overall Risk 4
Payout Ratio 0.0
Phone 408 200 7390
Previous Close 31.2
Price Eps Current Year 9.17853
Price Hint 2
Price To Book 1.1476564
Price To Sales Trailing12 Months 8.981445
Profit Margins -0.37300998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.2
Region US
Regular Market Change -0.25
Regular Market Change Percent -0.801282
Regular Market Day High 31.41
Regular Market Day Low 30.89
Regular Market Day Range 30.89 - 31.41
Regular Market Open 31.27
Regular Market Previous Close 31.2
Regular Market Price 30.95
Regular Market Time 1,791,921,601
Regular Market Volume 44,074
Return On Assets -0.00559
Return On Equity -0.056399997
Revenue Growth 0.289
Revenue Per Share 3.693
Sand P52 Week Change 0.17502642
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 10,983,480
Shares Percent Shares Out 0.0306
Shares Short 335,863
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 353,754
Short Name Avidbank Holdings, Inc.
Short Percent Of Float 0.036
Short Ratio 4.77
Source Interval 15
State CA
Symbol AVBH
Target High Price 40.0
Target Low Price 37.0
Target Mean Price 38.8
Target Median Price 39.0
Total Cash 14,871,000
Total Cash Per Share 1.354
Total Debt 27,829,000
Total Revenue 37,849,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -1.54
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 30.2456
Two Hundred Day Average Change 0.704401
Two Hundred Day Average Change Percent 0.023289371
Type Disp Equity
Volume 44,074
Website https://www.avidbank.com
Zip 95,112