Avidia Bancorp, Inc. (AVBC)Financial Services | Banks - Regional | Hudson, United States | NYSE
21.96 USD
+0.13
(0.596%)
⇧
(Oct. 16, 2026, 4 p.m.
EDT)
After hours: 21.96 |
Hot Take ↕ | Oct. 10, 2026, 5:36 a.m. EDT
The immediate outlook is driven by a sharp divergence between the company's deteriorating operational reality and aggressive insider buying. While the bank reports surging earnings estimates and a dividend increase, the underlying fundamentals tell a different story: revenue growth has stalled at just 16.9%, return on equity is a meager 6%, and the stock has failed to generate any cumulative price appreciation over the last full year despite the recent rally. This disconnect suggests the recent price action is fueled by speculative momentum and insider confidence rather than a sustainable business turnaround. The options market reflects this uncertainty with minimal hedging and a focus on lottery-ticket call strikes. For investors, the short-term bias remains slightly positive due to the insider activity and earnings hype, but the long-term investment case is neutral at best given the lack of multi-year price validation and weak capital efficiency. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.035093 |
| MSTL | 0.051059 |
| AutoETS | 0.054948 |
| AutoARIMA | 0.056342 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 53% |
| H-stat | 2.76 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.753 |
| Excess Kurtosis | -0.51 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-08-17 |
| Last Dividend Date | 2026-08-17 |
| Revenue per Share | 5.818 |
| Market Cap | 405,634,112 |
| Trailing P/E | 23.12 |
| Forward P/E | 14.54 |
| Profit Margins | 16.26% |
| Website | https://www.avidiabank.com |
As of Oct. 10, 2026, 5:36 a.m. EDT: Speculator positioning is extremely light and skewed toward upside speculation. Call volume and open interest are concentrated in out-of-the-money strikes (25.0), while put activity is negligible. Implied volatility is elevated for near-term calls relative to longer-dated strikes, suggesting traders are pricing in a potential catalyst or earnings surprise rather than a broad trend reversal. The lack of significant put writing indicates a lack of hedging against downside risk.
| Date | Dividend | Yield % |
|---|---|---|
| 2026-08-18 | 0.06 | 0.271493 |
| 2026-05-19 | 0.05 | 0.263019 |
| 2026-02-17 | 0.05 | 0.259740 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.49213946 |
| Address1 | 42 Main Street |
| All Time High | 22.897 |
| All Time Low | 14.0 |
| Ask | 22.0 |
| Ask Size | 700 |
| Audit Risk | 7 |
| Average Analyst Rating | 1.0 - Strong Buy |
| Average Daily Volume10 Day | 106,560 |
| Average Daily Volume3 Month | 146,804 |
| Average Volume | 146,804 |
| Average Volume10Days | 106,560 |
| Bid | 8.79 |
| Bid Size | 500 |
| Board Risk | 9 |
| Book Value | 20.953 |
| City | Hudson |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 21.96 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 22.26 |
| Day Low | 21.915 |
| Display Name | Avidia Bancorp |
| Dividend Date | 1,787,788,800 |
| Dividend Rate | 0.16 |
| Dividend Yield | 0.73 |
| Earnings Growth | 1.001 |
| Earnings Quarterly Growth | 0.852 |
| Earnings Timestamp End | 1,794,427,200 |
| Earnings Timestamp Start | 1,794,427,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 4.863 |
| Enterprise Value | 526,012,224 |
| Eps Current Year | 1.44 |
| Eps Forward | 1.51 |
| Eps Trailing Twelve Months | 0.95 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,787,011,200 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 21.9274 |
| Fifty Day Average Change | 0.032598495 |
| Fifty Day Average Change Percent | 0.0014866557 |
| Fifty Two Week Change Percent | 49.213947 |
| Fifty Two Week High | 22.897 |
| Fifty Two Week High Change | -0.9370003 |
| Fifty Two Week High Change Percent | -0.040922403 |
| Fifty Two Week Low | 14.31 |
| Fifty Two Week Low Change | 7.6499987 |
| Fifty Two Week Low Change Percent | 0.5345911 |
| Fifty Two Week Range | 14.31 - 22.897 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,754,055,000,000 |
| Float Shares | 17,535,846 |
| Forward Eps | 1.51 |
| Forward P E | 14.543046 |
| Full Exchange Name | NYSE |
| Full Time Employees | 241 |
| Fullday Change | 0.12999916 |
| Fullday Change Percent | 0.5955069 |
| Fullday Price | 21.96 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.0 |
| Gross Profits | 108,159,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.13427 |
| Held Percent Institutions | 0.36648 |
| Implied Shares Outstanding | 18,471,500 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,787,011,200 |
| Last Dividend Value | 0.06 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers. The company offers savings and checking, certificates of deposit, individual retirement, money market, demand deposit, and interest-bearing and noninterest-bearing checking accounts. It also provides savings, checking, debit cards, credit cards, youth accounts, veterans checking, mobile banking, internet banking, international wires, and health savings and borrowing services, including loans, home equity, mortgages, masshousing homeowner loans, and auto loans. Additionally, the company offers e-banking services, cash management, merchant services, law firm banking, nonprofit banking, and municipal banking services and borrowing services that include commercial loans, commercial mortgage loans, land development loans, business term loans, working capital lines of credit, letters of credit, business manager, dental practice loans, condo association loans, and small business banking partnership services. Further, it offers payments processing services; and invests in liquid assets, including U.S. Treasury securities, U.S. government agency and government-sponsored enterprise securities, mortgage-backed securities, municipal securities, certificates of deposit of federally-insured institutions, and investment grade corporate bonds. Avidia Bancorp, Inc. was founded in 1869 and is headquartered in Hudson, Massachusetts. |
| Long Name | Avidia Bancorp, Inc. |
| Market | us_market |
| Market Cap | 405,634,112 |
| Market State | POST |
| Max Age | 86,400 |
| Message Board Id | finmb_1935101278 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 17,591,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 399,538,545 |
| Number Of Analyst Opinions | 2 |
| Open | 21.98 |
| Operating Cashflow | 51,405,000 |
| Operating Margins | 0.34355 |
| Overall Risk | 8 |
| Payout Ratio | 0.105299994 |
| Phone | 800 508 2265 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 21.96 |
| Post Market Time | 1,792,180,816 |
| Previous Close | 21.83 |
| Price Eps Current Year | 15.249999 |
| Price Hint | 2 |
| Price To Book | 1.0480599 |
| Price To Sales Trailing12 Months | 3.75035 |
| Profit Margins | 0.16264 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.0 |
| Region | US |
| Regular Market Change | 0.129999 |
| Regular Market Change Percent | 0.595507 |
| Regular Market Day High | 22.26 |
| Regular Market Day Low | 21.915 |
| Regular Market Day Range | 21.915 - 22.26 |
| Regular Market Open | 21.98 |
| Regular Market Previous Close | 21.83 |
| Regular Market Price | 21.96 |
| Regular Market Time | 1,792,180,802 |
| Regular Market Volume | 147,502 |
| Return On Assets | 0.0061299996 |
| Return On Equity | 0.060560003 |
| Revenue Growth | 0.169 |
| Revenue Per Share | 5.818 |
| Sand P52 Week Change | 0.16207206 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 9 |
| Shares Outstanding | 18,471,500 |
| Shares Percent Shares Out | 0.0256 |
| Shares Short | 473,389 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 496,602 |
| Short Name | Avidia Bancorp, Inc. |
| Short Percent Of Float | 0.026600001 |
| Short Ratio | 2.73 |
| Source Interval | 15 |
| State | MA |
| Symbol | AVBC |
| Target High Price | 26.0 |
| Target Low Price | 25.0 |
| Target Mean Price | 25.5 |
| Target Median Price | 25.5 |
| Total Cash | 76,686,000 |
| Total Cash Per Share | 4.149 |
| Total Debt | 199,178,000 |
| Total Revenue | 108,159,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.1 |
| Trailing Annual Dividend Yield | 0.004580852 |
| Trailing Eps | 0.95 |
| Trailing P E | 23.11579 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 20.0766 |
| Two Hundred Day Average Change | 1.8834 |
| Two Hundred Day Average Change Percent | 0.09381071 |
| Type Disp | Equity |
| Volume | 147,502 |
| Website | https://www.avidiabank.com |
| Zip | 1,749 |