Atlanticus Holdings Corporation (ATLCP)Financial Services | Credit Services | Atlanta, United States | NasdaqGS
22.98 USD
+0.31
(1.345%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 22.86 -0.18 (-0.183%) ⇩ (April 17, 2026, 4:10 p.m. EDT) Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 3:26 p.m. EDT
ATLCP presents a mixed picture for investors. The stock has shown a relatively stable dividend yield of 8.57%, with consistent quarterly payouts of $0.477, suggesting a reliable income stream. However, the short-term price movement has been volatile, with recent declines and a current price below the 52-week low. The stock's high beta (1.884) indicates it is more sensitive to market movements, which could amplify both gains and losses. While the dividend yield is attractive, the stock's fundamentals are weak, with a low trailing PE ratio and a high debt-to-equity ratio, which raises concerns about financial stability. The recent price target decrease and the lack of positive earnings guidance suggest caution for short-term traders. For long-term investors, the stock's fundamentals are not strong enough to justify a buy-and-hold strategy. Overall, while the dividend is a positive factor, the stock's volatility and weak financials make it a risky investment. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.030560 |
| MSTL | 0.030704 |
| AutoTheta | 0.032779 |
| AutoARIMA | 0.041123 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 35% |
| H-stat | 194.63 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.038 |
| Excess Kurtosis | -0.87 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-02-26 |
| Last Dividend Date | 2026-02-26 |
| Debt to Equity Ratio | 1016.201 |
| Revenue per Share | 36.867 |
| Trailing P/E | 3.02 |
| Beta | 1.88 |
| Profit Margins | 21.93% |
| Website | https://www.atlanticus.com |
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.94% | 8.31% | 9.59% | — |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-02-27 | 0.477 | 1.939024 |
| 2025-12-01 | 0.477 | 2.034796 |
| 2025-08-29 | 0.477 | 2.093594 |
| 2025-05-30 | 0.477 | 2.239653 |
| 2025-02-28 | 0.477 | 2.187558 |
| 2024-11-29 | 0.477 | 2.197883 |
| 2024-08-30 | 0.477 | 2.385427 |
| 2024-05-31 | 0.477 | 2.496771 |
| 2024-02-29 | 0.477 | 2.501145 |
| 2023-11-30 | 0.477 | 2.744637 |
| 2023-08-31 | 0.477 | 2.781350 |
| 2023-05-31 | 0.477 | 3.163508 |
| 2023-02-28 | 0.477 | 3.017386 |
| 2022-11-30 | 0.477 | 2.929332 |
| 2022-08-31 | 0.477 | 2.860062 |
| 2022-05-31 | 0.483 | 2.804259 |
| 2022-03-03 | 0.470 | 2.668534 |
| 2021-11-30 | 0.477 | 2.777299 |
| 2021-09-02 | 0.498 | 2.892211 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.0035226345 |
| Address1 | Five Concourse Parkway |
| Address2 | Suite 300 |
| All Time High | 25.55 |
| All Time Low | 15.875 |
| Ask | 22.3 |
| Ask Size | 1 |
| Average Daily Volume10 Day | 5,830 |
| Average Daily Volume3 Month | 5,803 |
| Average Volume | 5,803 |
| Average Volume10Days | 5,830 |
| Beta | 1.884 |
| Bid | 22.27 |
| Bid Size | 1 |
| Book Value | 40.791 |
| City | Atlanta |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 22.98 |
| Current Ratio | 5.953 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 23.05 |
| Day Low | 22.74 |
| Debt To Equity | 1,016.201 |
| Display Name | Atlanticus |
| Dividend Date | 1,773,619,200 |
| Dividend Rate | 1.91 |
| Dividend Yield | 8.36 |
| Earnings Growth | 0.227 |
| Earnings Quarterly Growth | 0.122 |
| Earnings Timestamp End | 1,754,942,400 |
| Earnings Timestamp Start | 1,754,510,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 11.301 |
| Enterprise Value | 6,296,656,384 |
| Eps Trailing Twelve Months | 7.609 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,772,150,400 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 23.7081 |
| Fifty Day Average Change | -0.7280998 |
| Fifty Day Average Change Percent | -0.030711016 |
| Fifty Two Week Change Percent | 0.35226345 |
| Fifty Two Week High | 25.0 |
| Fifty Two Week High Change | -2.0200005 |
| Fifty Two Week High Change Percent | -0.08080002 |
| Fifty Two Week Low | 20.46 |
| Fifty Two Week Low Change | 2.5200005 |
| Fifty Two Week Low Change Percent | 0.12316719 |
| Fifty Two Week Range | 20.46 - 25.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,623,677,400,000 |
| Float Shares | 4,953,396 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 576 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.71130997 |
| Gross Profits | 396,320,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.0 |
| Held Percent Institutions | 0.028889999 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,772,150,400 |
| Last Dividend Value | 0.477 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia. |
| Long Name | Atlanticus Holdings Corporation |
| Market | us_market |
| Market State | POST |
| Max Age | 86,400 |
| Message Board Id | finmb_400461 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 111,796,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Open | 22.74 |
| Operating Cashflow | 637,963,008 |
| Operating Margins | 0.26275998 |
| Phone | 770 828 2000 |
| Post Market Change | -0.1828003 |
| Post Market Change Percent | -0.7933076 |
| Post Market Price | 22.86 |
| Post Market Time | 1,776,456,604 |
| Previous Close | 22.675 |
| Price Hint | 2 |
| Price To Book | 0.56335956 |
| Profit Margins | 0.21933001 |
| Quick Ratio | 5.785 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.3050003 |
| Regular Market Change Percent | 1.3450952 |
| Regular Market Day High | 23.05 |
| Regular Market Day Low | 22.74 |
| Regular Market Day Range | 22.74 - 23.05 |
| Regular Market Open | 22.74 |
| Regular Market Previous Close | 22.675 |
| Regular Market Price | 22.98 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 2,924 |
| Return On Assets | 0.02214 |
| Return On Equity | 0.1972 |
| Revenue Growth | 0.501 |
| Revenue Per Share | 36.867 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Short | 2,429 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,675 |
| Short Name | Atlanticus Holdings Corporation |
| Short Ratio | 0.4 |
| Source Interval | 15 |
| State | GA |
| Symbol | ATLCP |
| Total Cash | 621,092,992 |
| Total Cash Per Share | 41.63 |
| Total Debt | 6,542,605,824 |
| Total Revenue | 557,166,976 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 7.609 |
| Trailing P E | 3.0201075 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 23.6937 |
| Two Hundred Day Average Change | -0.71370125 |
| Two Hundred Day Average Change Percent | -0.030121982 |
| Type Disp | Equity |
| Volume | 2,924 |
| Website | https://www.atlanticus.com |
| Zip | 30,328 |