| Browse All

Atlanticus Holdings Corporation (ATLC)

Financial Services | Credit Services | Atlanta, United States | NasdaqGS
70.96 USD +4.00 (5.974%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 70.95 -0.01 (-0.014%) ⇩ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 11, 2026, 1:34 p.m. EDT

The stock has shown some recent upward momentum, particularly in the last few days, with a closing price near the 52-week high. However, the short-term forecasting model indicates a very low predicted direction change, suggesting limited short-term upside potential. The stock's high beta and overall risk indicate it's volatile, and the recent price fluctuations may reflect market uncertainty. While the analyst recommendations are positive, the lack of dividend history and the high debt-to-equity ratio suggest caution for long-term investors. Overall, this stock may not be ideal for short-term trading due to its volatility and uncertain fundamentals.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.058351
AutoTheta0.058747
AutoETS0.059466
MSTL0.060216

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 30%
H-stat 2.62
Ljung-Box p 0.000
Jarque-Bera p 0.000
Excess Kurtosis 2.44
Attribute Value
Sector Financial Services
Ex Dividend Date 2009-12-28
Last Dividend Date 2009-12-28
Debt to Equity Ratio 1016.201
Revenue per Share 36.867
Market Cap 1,058,681,792
Trailing P/E 11.91
Forward P/E 5.57
Beta 1.88
Profit Margins 21.93%
Website https://www.atlanticus.com

Dividend Data

Dividend History
Date Dividend Yield %
2009-12-29 0.5 16.393443
Additional Data
exDividendDate 2009-12-29
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 0.5
lastDividendDate 2009-12-29
dividendDate 2015-05-06

Info Dump

Attribute Value
52 Week Change 0.4155196
Address1 Five Concourse Parkway
Address2 Suite 300
All Time High 91.98
All Time Low 1.15
Ask 71.53
Ask Size 1
Audit Risk 9
Average Analyst Rating 1.2 - Strong Buy
Average Daily Volume10 Day 67,850
Average Daily Volume3 Month 68,267
Average Volume 68,267
Average Volume10Days 67,850
Beta 1.884
Bid 70.0
Bid Size 1
Board Risk 10
Book Value 40.791
City Atlanta
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 9
Country United States
Crypto Tradeable 0
Currency USD
Current Price 70.96
Current Ratio 5.953
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 72.24
Day Low 68.76
Debt To Equity 1,016.201
Display Name Atlanticus
Dividend Date 1,430,870,400
Earnings Call Timestamp End 1,773,349,200
Earnings Call Timestamp Start 1,773,349,200
Earnings Growth 0.227
Earnings Quarterly Growth 0.122
Earnings Timestamp 1,773,345,600
Earnings Timestamp End 1,778,184,000
Earnings Timestamp Start 1,778,184,000
Ebitda Margins 0.0
Enterprise To Revenue 12.591
Enterprise Value 7,015,324,672
Eps Current Year 8.9275
Eps Forward 12.7425
Eps Trailing Twelve Months 5.96
Esg Populated 0
Ex Dividend Date 1,262,044,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 56.004
Fifty Day Average Change 14.955997
Fifty Day Average Change Percent 0.2670523
Fifty Two Week Change Percent 41.55196
Fifty Two Week High 78.91
Fifty Two Week High Change -7.9500046
Fifty Two Week High Change Percent -0.10074774
Fifty Two Week Low 45.74
Fifty Two Week Low Change 25.219997
Fifty Two Week Low Change Percent 0.5513773
Fifty Two Week Range 45.74 - 78.91
Financial Currency USD
First Trade Date Milliseconds 924,874,200,000
Float Shares 4,953,396
Forward Eps 12.7425
Forward P E 5.5687656
Full Exchange Name NasdaqGS
Full Time Employees 576
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.71130997
Gross Profits 396,320,992
Has Pre Post Market Data 1
Held Percent Insiders 0.66394997
Held Percent Institutions 0.25104
Implied Shares Outstanding 14,919,417
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,262,044,800
Last Dividend Value 0.5
Last Fiscal Year End 1,767,139,200
Long Business Summary Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.
Long Name Atlanticus Holdings Corporation
Market us_market
Market Cap 1,058,681,792
Market State CLOSED
Max Age 86,400
Message Board Id finmb_400461
Most Recent Quarter 1,767,139,200
Net Income To Common 111,796,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,052,485,995
Number Of Analyst Opinions 5
Open 68.76
Operating Cashflow 637,963,008
Operating Margins 0.26275998
Overall Risk 9
Payout Ratio 0.0
Peg Ratio -0.1
Phone 770 828 2000
Post Market Change -0.013702393
Post Market Change Percent -0.019310024
Post Market Price 70.9463
Post Market Time 1,776,462,489
Previous Close 66.96
Price Eps Current Year 7.948474
Price Hint 2
Price To Book 1.7395993
Price To Sales Trailing12 Months 1.9001158
Profit Margins 0.21933001
Quick Ratio 5.785
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.2
Region US
Regular Market Change 4.0
Regular Market Change Percent 5.97372
Regular Market Day High 72.24
Regular Market Day Low 68.76
Regular Market Day Range 68.76 - 72.24
Regular Market Open 68.76
Regular Market Previous Close 66.96
Regular Market Price 70.96
Regular Market Time 1,776,456,001
Regular Market Volume 52,496
Return On Assets 0.02214
Return On Equity 0.1972
Revenue Growth 0.501
Revenue Per Share 36.867
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 14,911,958
Shares Percent Shares Out 0.0325
Shares Short 484,377
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 482,225
Short Name Atlanticus Holdings Corporation
Short Percent Of Float 0.3163
Short Ratio 7.25
Source Interval 15
State GA
Symbol ATLC
Target High Price 105.0
Target Low Price 72.0
Target Mean Price 92.4
Target Median Price 98.0
Total Cash 621,092,992
Total Cash Per Share 41.63
Total Debt 6,542,605,824
Total Revenue 557,166,976
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 5.96
Trailing P E 11.90604
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 58.667
Two Hundred Day Average Change 12.292999
Two Hundred Day Average Change Percent 0.20953856
Type Disp Equity
Volume 52,496
Website https://www.atlanticus.com
Zip 30,328