AmeriServ Financial, Inc. (ASRV)Financial Services | Banks - Regional | Johnstown, United States | NasdaqGM
3.94 USD
-0.10
(-2.475%) ⇩
(April 17, 2026, 4 p.m.
EDT)
After hours: 3.94 0.00 (-0.005%) ⇩ (April 17, 2026, 4:10 p.m. EDT) Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 2:47 p.m. EDT
ASRV appears to have a stable dividend yield with consistent payouts, making it attractive for income-focused investors. However, the short-term price movement is relatively flat, with limited momentum. While the stock is undervalued based on its price-to-book ratio and has a low beta, the short-term options data suggests caution. Long-term investors might consider it as a hold, but short-term traders should be wary of potential volatility. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.128601 |
| MSTL | 0.131501 |
| AutoETS | 0.134450 |
| AutoARIMA | 0.135206 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 57% |
| H-stat | 1.28 |
| Ljung-Box p | 0.001 |
| Jarque-Bera p | 0.021 |
| Excess Kurtosis | 1.55 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-02-01 |
| Last Dividend Date | 2026-02-01 |
| Revenue per Share | 3.337 |
| Market Cap | 66,839,216 |
| Trailing P/E | 11.59 |
| Beta | 0.43 |
| Profit Margins | 10.18% |
| Website | https://www.ameriserv.com |
As of April 11, 2026, 2:47 p.m. EDT: Options speculators are showing mixed signals. The puts for the April 17 expiration have significant open interest and volume, suggesting some bearish sentiment, while calls are minimal. The low implied volatility for both expirations may indicate a lack of directional conviction. However, the presence of ATM puts could imply some short-term caution or hedging activity.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.85% | 4.14% | 4.58% | 4.02% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-02-02 | 0.030000 | 0.845070 |
| 2025-11-03 | 0.030000 | 0.976620 |
| 2025-08-04 | 0.030000 | 1.050721 |
| 2025-05-05 | 0.030000 | 1.271287 |
| 2025-02-03 | 0.030000 | 1.175821 |
| 2024-11-04 | 0.030000 | 1.162755 |
| 2024-08-05 | 0.030000 | 1.390477 |
| 2024-05-03 | 0.030000 | 1.349480 |
| 2024-02-02 | 0.030000 | 1.047572 |
| 2023-11-03 | 0.030000 | 1.268560 |
| 2023-08-04 | 0.030000 | 1.021217 |
| 2023-05-05 | 0.030000 | 1.169662 |
| 2023-02-03 | 0.030000 | 0.841295 |
| 2022-11-04 | 0.030000 | 0.873323 |
| 2022-08-05 | 0.030000 | 0.880041 |
| 2022-05-06 | 0.030000 | 0.873475 |
| 2022-02-04 | 0.025000 | 0.674324 |
| 2021-11-05 | 0.025000 | 0.756333 |
| 2021-07-30 | 0.025000 | 0.783242 |
| 2021-04-30 | 0.025000 | 0.711342 |
| 2021-02-05 | 0.025000 | 0.772618 |
| 2020-10-30 | 0.025000 | 1.096433 |
| 2020-07-31 | 0.025000 | 1.063978 |
| 2020-05-01 | 0.025000 | 1.061910 |
| 2020-01-31 | 0.025000 | 0.757040 |
| 2019-11-01 | 0.025000 | 0.748876 |
| 2019-08-02 | 0.025000 | 0.758863 |
| 2019-05-03 | 0.025000 | 0.754407 |
| 2019-02-01 | 0.020000 | 0.620467 |
| 2018-11-02 | 0.020000 | 0.600062 |
| 2018-08-03 | 0.020000 | 0.577151 |
| 2018-05-04 | 0.020000 | 0.611355 |
| 2018-02-02 | 0.015000 | 0.474194 |
| 2017-11-03 | 0.015000 | 0.459117 |
| 2017-08-03 | 0.015000 | 0.489582 |
| 2017-05-04 | 0.015000 | 0.485335 |
| 2017-02-02 | 0.015000 | 0.499472 |
| 2016-11-03 | 0.015000 | 0.618857 |
| 2016-08-04 | 0.015000 | 0.635586 |
| 2016-05-05 | 0.010000 | 0.429878 |
| 2016-02-04 | 0.010000 | 0.424360 |
| 2015-10-29 | 0.010000 | 0.395573 |
| 2015-07-30 | 0.010000 | 0.397920 |
| 2015-04-30 | 0.010000 | 0.420237 |
| 2015-01-29 | 0.010000 | 0.451038 |
| 2014-10-30 | 0.010000 | 0.437963 |
| 2014-07-31 | 0.010000 | 0.428296 |
| 2014-05-01 | 0.010000 | 0.394878 |
| 2014-01-30 | 0.010000 | 0.416479 |
| 2013-10-31 | 0.010000 | 0.439111 |
| 2013-08-01 | 0.010000 | 0.449105 |
| 2013-05-02 | 0.010000 | 0.452095 |
| 2008-11-10 | 0.025000 | 1.329395 |
| 2002-12-02 | 0.030000 | 1.401311 |
| 2002-08-30 | 0.090000 | 4.937669 |
| 2002-06-03 | 0.090000 | 2.655418 |
| 2002-03-01 | 0.090000 | 2.922545 |
| 2001-11-26 | 0.090000 | 3.025226 |
| 2001-08-31 | 0.090000 | 2.601355 |
| 2001-06-04 | 0.090000 | 2.644873 |
| 2001-03-02 | 0.090000 | 3.387839 |
| 2000-11-27 | 0.090000 | 3.569581 |
| 2000-09-01 | 0.090000 | 3.441855 |
| 2000-06-05 | 0.090000 | 3.564544 |
| 2000-03-03 | 0.150000 | 2.965756 |
| 1999-11-24 | 0.150000 | 2.170741 |
| 1999-09-03 | 0.150000 | 1.826644 |
| 1999-06-07 | 0.150000 | 1.763862 |
| 1999-03-05 | 0.140000 | 1.477047 |
| 1998-12-28 | 0.140000 | 1.343930 |
| 1998-11-25 | 0.140000 | 1.295169 |
| 1998-09-04 | 0.140000 | 1.213801 |
| 1998-06-01 | 0.140000 | 0.993874 |
| 1998-03-06 | 0.116667 | 0.955403 |
| 1997-12-29 | 0.116667 | 0.941576 |
| 1997-12-01 | 0.116667 | 1.033980 |
| 1997-08-29 | 0.116667 | 1.098890 |
| 1997-06-02 | 0.116667 | 1.435506 |
| 1997-03-07 | 0.100000 | 1.189135 |
| 1996-12-30 | 0.100000 | 1.402991 |
| 1996-12-02 | 0.100000 | 1.465453 |
| 1996-08-30 | 0.100000 | 1.638111 |
| 1996-06-03 | 0.100000 | 1.858544 |
| 1996-03-01 | 0.090000 | 1.659527 |
| 1995-11-27 | 0.090000 | 1.739092 |
| 1995-09-01 | 0.090000 | 1.963181 |
| 1995-06-01 | 0.083333 | 2.301336 |
| 1995-03-01 | 0.083333 | 2.315459 |
| 1994-11-23 | 0.083333 | 2.535979 |
| 1994-08-31 | 0.083333 | 2.210323 |
| 1994-06-13 | 0.083333 | 2.134478 |
| 1994-03-02 | 0.073333 | 2.015693 |
| 1993-11-26 | 0.073333 | 2.033958 |
| 1993-09-01 | 0.066667 | 1.809200 |
| 1993-05-04 | 0.066667 | 1.941378 |
| 1993-03-03 | 0.066667 | 1.877471 |
| 1992-11-25 | 0.066667 | 2.110501 |
| 1992-09-01 | 0.066667 | 2.180208 |
| 1992-05-28 | 0.066667 | 2.338350 |
| 1992-03-04 | 0.050000 | 1.968299 |
| 1991-11-27 | 0.033333 | 1.360940 |
| 1991-05-29 | 0.033333 | 1.623953 |
| 1990-11-29 | 0.008333 | 0.492283 |
| 1987-06-01 | 0.073333 | 4.255055 |
| 1987-02-27 | 0.073333 | 2.915121 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.73568285 |
| Address1 | Main and Franklin Street |
| Address2 | PO BOX 430 |
| All Time High | 27.666668 |
| All Time Low | 0.9 |
| Ask | 3.99 |
| Ask Size | 1 |
| Average Daily Volume10 Day | 14,850 |
| Average Daily Volume3 Month | 16,832 |
| Average Volume | 16,832 |
| Average Volume10Days | 14,850 |
| Beta | 0.428 |
| Bid | 3.68 |
| Bid Size | 1 |
| Book Value | 7.221 |
| City | Johnstown |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 3.94 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 4.0 |
| Day Low | 3.855 |
| Display Name | AmeriServ Financial |
| Dividend Date | 1,771,286,400 |
| Dividend Rate | 0.12 |
| Dividend Yield | 3.04 |
| Earnings Growth | 0.748 |
| Earnings Quarterly Growth | 0.622 |
| Earnings Timestamp | 1,768,915,800 |
| Earnings Timestamp End | 1,776,774,600 |
| Earnings Timestamp Start | 1,776,774,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 1.526 |
| Enterprise Value | 84,147,208 |
| Eps Trailing Twelve Months | 0.34 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,769,990,400 |
| Exchange | NGM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 3.7192 |
| Fifty Day Average Change | 0.22080016 |
| Fifty Day Average Change Percent | 0.05936765 |
| Fifty Two Week Change Percent | 73.56828 |
| Fifty Two Week High | 4.04 |
| Fifty Two Week High Change | -0.099999905 |
| Fifty Two Week High Change Percent | -0.024752451 |
| Fifty Two Week Low | 2.23 |
| Fifty Two Week Low Change | 1.71 |
| Fifty Two Week Low Change Percent | 0.76681614 |
| Fifty Two Week Range | 2.23 - 4.04 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 475,943,400,000 |
| Five Year Avg Dividend Yield | 3.64 |
| Float Shares | 12,873,673 |
| Full Exchange Name | NasdaqGM |
| Full Time Employees | 311 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 55,132,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.26329002 |
| Held Percent Institutions | 0.39713 |
| Implied Shares Outstanding | 16,964,267 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | https://www.ameriserv.com/#/investor-information |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,769,990,400 |
| Last Dividend Value | 0.03 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 902,102,400 |
| Last Split Factor | 3:1 |
| Long Business Summary | AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and life insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania. |
| Long Name | AmeriServ Financial, Inc. |
| Market | us_market |
| Market Cap | 66,839,216 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_311189 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 5,612,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 66,924,033 |
| Open | 4.0 |
| Operating Cashflow | 3,187,000 |
| Operating Margins | 0.13205 |
| Payout Ratio | 0.3529 |
| Peg Ratio | 0.95 |
| Phone | 814 533 5300 |
| Post Market Change | -0.004999876 |
| Post Market Change Percent | -0.12673958 |
| Post Market Price | 3.94 |
| Post Market Time | 1,776,456,604 |
| Previous Close | 4.04 |
| Price Hint | 4 |
| Price To Book | 0.5456308 |
| Price To Sales Trailing12 Months | 1.2123488 |
| Profit Margins | 0.101789996 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.099999905 |
| Regular Market Change Percent | -2.475245 |
| Regular Market Day High | 4.0 |
| Regular Market Day Low | 3.855 |
| Regular Market Day Range | 3.855 - 4.0 |
| Regular Market Open | 4.0 |
| Regular Market Previous Close | 4.04 |
| Regular Market Price | 3.94 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 23,914 |
| Return On Assets | 0.0039 |
| Return On Equity | 0.04954 |
| Revenue Growth | 0.127 |
| Revenue Per Share | 3.337 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 16,964,267 |
| Shares Percent Shares Out | 0.0041 |
| Shares Short | 70,347 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 64,597 |
| Short Name | AmeriServ Financial Inc. |
| Short Percent Of Float | 0.0045 |
| Short Ratio | 6.38 |
| Source Interval | 15 |
| State | PA |
| Symbol | ASRV |
| Total Cash | 60,758,000 |
| Total Cash Per Share | 3.582 |
| Total Debt | 78,066,000 |
| Total Revenue | 55,132,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.12 |
| Trailing Annual Dividend Yield | 0.02970297 |
| Trailing Eps | 0.34 |
| Trailing P E | 11.588235 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 3.233 |
| Two Hundred Day Average Change | 0.707 |
| Two Hundred Day Average Change Percent | 0.21868233 |
| Type Disp | Equity |
| Volume | 23,914 |
| Website | https://www.ameriserv.com |
| Zip | 15,907-0430 |