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Arrow Financial Corporation (AROW)

Financial Services | Banks - Regional | Glens Falls, United States | NasdaqGS
37.37 USD +0.98 (2.693%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 37.37

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 3:59 p.m. EDT

AROW shows a relatively stable dividend yield with a consistent payout history, making it a decent option for income-focused investors. The recent price movement has been positive, with the stock approaching its 52-week high, and the forward PE suggests potential for growth. However, the short-term forecast indicates modest gains, and the options data suggests a cautious outlook. Long-term investors might consider this a solid opportunity to buy and hold, while short-term traders should be cautious and look for momentum opportunities or consider buying calls if the stock continues to trend upward.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.035037
MSTL0.050682
AutoETS0.052310
AutoARIMA0.053798

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.48
Ljung-Box p 0.000
Jarque-Bera p 0.264
Excess Kurtosis -1.19
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-10
Last Dividend Date 2026-02-10
Revenue per Share 9.594
Market Cap 617,040,064
Trailing P/E 14.10
Forward P/E 8.63
Beta 0.76
Profit Margins 27.76%
Website https://www.arrowfinancial.com

As of April 11, 2026, 3:59 p.m. EDT: The options data suggests a mixed sentiment. For calls, the ATM strike at 35.0 with high IV and OI indicates some bullish speculation, while the OTM puts at 25.0 and 30.0 with elevated IV and OI suggest caution or potential downside concerns. The recent short interest increase and the presence of puts with high OI could indicate that speculators are anticipating a possible pullback or volatility. However, the overall options activity is not overwhelmingly bearish or bullish, suggesting a balanced market sentiment.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.86% 3.97% 4.70% 4.30%
Dividend History
Date Dividend Yield %
2026-02-11 0.300000 0.857878
2025-11-12 0.290000 0.955815
2025-08-11 0.290000 1.073221
2025-05-13 0.280000 1.083504
2025-02-10 0.280000 1.097041
2024-10-15 0.280000 1.007943
2024-08-12 0.270000 1.042077
2024-05-10 0.270000 1.218589
2024-02-09 0.270000 1.203950
2023-11-30 0.270000 1.200218
2023-08-31 0.270000 1.698420
2023-06-01 0.270000 1.668094
2023-03-02 0.270000 1.043178
2022-11-30 0.270000 0.884125
2022-08-31 0.262136 0.975889
2022-05-31 0.262136 0.953789
2022-02-28 0.262136 0.927445
2021-12-01 0.252427 0.902401
2021-09-02 0.252427 0.841465
2021-06-01 0.252427 0.847785
2021-03-01 0.252427 0.985630
2020-12-01 0.252427 1.061645
2020-09-01 0.252427 1.136141
2020-06-02 0.252427 1.140095
2020-03-02 0.252427 0.986077
2019-12-02 0.252427 0.932152
2019-09-03 0.245075 1.044307
2019-06-03 0.245075 1.033015
2019-02-28 0.245075 0.953519
2018-11-29 0.245075 0.968552
2018-08-30 0.237937 0.884594
2018-05-31 0.228785 0.887171
2018-02-28 0.228785 1.035666
2017-11-30 0.228785 0.914480
2017-08-30 0.222122 1.060230
2017-05-31 0.222122 1.078642
2017-02-27 0.222122 0.966465
2016-11-30 0.222122 0.915424
2016-08-31 0.222122 1.075633
2016-06-01 0.222122 1.214677
2016-03-01 0.222122 1.343652
2015-12-01 0.222122 1.255258
2015-09-01 0.217766 1.351716
2015-06-01 0.217766 1.407852
2015-02-27 0.217766 1.377731
2014-12-01 0.217766 1.458300
2014-08-28 0.213497 1.410488
2014-05-29 0.213497 1.453330
2014-02-27 0.213497 1.466752
2013-12-02 0.213497 1.429975
2013-08-29 0.209310 1.507091
2013-05-30 0.209310 1.574882
2013-02-27 0.209310 1.632679
2012-11-29 0.209310 1.631196
2012-08-30 0.205206 1.658142
2012-05-30 0.205206 1.737422
2012-02-29 0.205206 1.719339
2011-11-30 0.205206 1.766067
2011-08-31 0.199229 1.782224
2011-06-01 0.199229 1.815234
2011-03-01 0.199229 1.777978
2010-12-01 0.199229 1.564969
2010-08-31 0.193426 1.928159
2010-06-01 0.193426 1.806092
2010-03-01 0.193426 1.747989
2009-12-01 0.193426 1.770258
2009-09-01 0.187793 1.757073
2009-06-01 0.187793 1.762546
2009-02-27 0.187793 1.981275
2008-12-01 0.187793 1.979438
2008-09-02 0.187793 1.884375
2008-05-29 0.180281 2.040894
2008-02-28 0.180281 2.151225
2007-11-30 0.180281 2.193975
2007-08-30 0.175030 2.124550
2007-06-01 0.175030 2.143572
2007-02-27 0.175030 2.156169
2006-12-01 0.175030 2.082630
2006-08-31 0.169932 1.841273
2006-06-01 0.169932 1.940473
2006-02-28 0.169932 1.887722
2005-12-05 0.169932 1.808533
2005-09-02 0.164983 1.802723
2005-06-03 0.158108 1.787337
2005-02-24 0.158108 1.795895
2004-11-26 0.158108 1.588607
2004-08-27 0.153503 1.721083
2004-05-26 0.153503 1.683092
2004-02-25 0.146829 1.636167
2003-11-25 0.146829 1.793348
2003-08-27 0.138820 1.858021
2003-05-28 0.138820 1.828515
2003-02-26 0.133481 2.002886
2002-11-26 0.133481 1.912522
2002-08-28 0.127125 1.858514
2002-05-29 0.127125 2.007882
2002-02-27 0.116955 1.888736
2001-11-28 0.116955 1.932794
2001-08-29 0.111386 2.073620
2001-05-30 0.111386 2.270518
2001-02-27 0.101700 2.388489
2000-11-29 0.101700 3.190088
2000-08-30 0.096857 3.198652
2000-05-30 0.096857 3.546129
2000-02-28 0.092014 2.713072
1999-11-26 0.092014 2.501722
1999-08-30 0.089108 2.351875
1999-05-27 0.085234 2.221452
1999-02-25 0.085234 2.115601
1998-11-25 0.085234 2.285080
1998-08-27 0.081360 2.158627
1998-07-30 0.080585 1.921247
1998-05-28 0.073964 1.860462
1998-02-25 0.073964 1.949869
1997-11-26 0.073964 1.827180
1997-08-28 0.067087 2.144352
1997-05-29 0.067087 2.260606
1997-02-26 0.067087 2.409108
1996-11-27 0.067087 2.454101
1996-08-29 0.051840 2.297146
1996-05-29 0.051840 2.315454
1996-02-28 0.051840 2.506350
1995-11-29 0.048791 2.676847
1995-08-30 0.045741 2.661727
1995-05-25 0.042692 2.817289
1995-02-23 0.039642 2.595209
1994-11-25 0.036593 2.662243
1994-10-05 0.013722 0.899058
1994-08-26 0.033544 2.012332
1994-05-25 0.024395 1.722598
1994-02-23 0.021346 1.863000
1993-11-24 0.018296 1.511428
1993-09-07 0.015247 1.373083
1992-11-09 0.028969 3.731323
1991-08-09 0.029579 5.186431
1991-05-01 0.030494 3.020642
1991-02-01 0.054889 5.891081
1990-11-01 0.054889 6.150465
1990-07-26 0.054889 5.010561
1990-04-17 0.051840 3.870966
1990-01-18 0.051840 3.594984
1989-10-18 0.048791 3.249482
1989-07-18 0.048791 3.278628
1989-04-18 0.048791 3.613843
1989-01-18 0.048791 3.488498
1988-10-18 0.048791 3.520686
1988-07-18 0.042692 3.253392
1988-04-18 0.042692 3.047262
1988-01-14 0.042692 3.258007
1987-10-19 0.042692 2.969351
1987-07-17 0.041167 2.864107
1987-04-16 0.041167 3.008084
1987-01-16 0.041167 3.009313
Additional Data
dividendRate 1.2
dividendYield 3.21
exDividendDate 2026-02-11
trailingAnnualDividendRate 1.14
trailingAnnualDividendYield 0.03132729
lastDividendValue 0.3
lastDividendDate 2026-02-11
dividendDate 2026-02-25

Info Dump

Attribute Value
52 Week Change 0.5754638
Address1 250 Glen Street
All Time High 38.09
All Time Low 1.036801
Ask 37.73
Ask Size 1
Audit Risk 9
Average Daily Volume10 Day 118,810
Average Daily Volume3 Month 97,501
Average Volume 97,501
Average Volume10Days 118,810
Beta 0.762
Bid 37.06
Bid Size 1
Board Risk 6
Book Value 26.26
City Glens Falls
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 37.37
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 38.045
Day Low 36.65
Display Name Arrow Financial
Dividend Date 1,771,977,600
Dividend Rate 1.2
Dividend Yield 3.21
Earnings Growth 2.165
Earnings Quarterly Growth 2.135
Earnings Timestamp 1,769,693,400
Earnings Timestamp End 1,777,552,200
Earnings Timestamp Start 1,777,552,200
Ebitda Margins 0.0
Enterprise To Revenue 2.729
Enterprise Value 431,992,096
Eps Current Year 3.65
Eps Forward 4.33
Eps Trailing Twelve Months 2.65
Esg Populated 0
Ex Dividend Date 1,770,768,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 34.1968
Fifty Day Average Change 3.1731987
Fifty Day Average Change Percent 0.09279227
Fifty Two Week Change Percent 57.54638
Fifty Two Week High 38.09
Fifty Two Week High Change -0.7200012
Fifty Two Week High Change Percent -0.018902631
Fifty Two Week Low 23.35
Fifty Two Week Low Change 14.019999
Fifty Two Week Low Change Percent 0.60042816
Fifty Two Week Range 23.35 - 38.09
Financial Currency USD
First Trade Date Milliseconds 338,131,800,000
Five Year Avg Dividend Yield 3.8
Float Shares 14,092,687
Forward Eps 4.33
Forward P E 8.630485
Full Exchange Name NasdaqGS
Full Time Employees 578
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 158,322,000
Has Pre Post Market Data 1
Held Percent Insiders 0.02627
Held Percent Institutions 0.58837
Implied Shares Outstanding 16,511,643
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,770,768,000
Last Dividend Value 0.3
Last Fiscal Year End 1,767,139,200
Last Split Date 1,663,286,400
Last Split Factor 103:100
Long Business Summary Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the United States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and enhancement to commercial properties, as well as commercial construction and land development loans to finance projects. The company's lending activities also include consumer installment loans to finance personal expenditures, personal lines of credit, overdraft protection, and automobile loans; and residential real estate loans, fixed home equity loans, and home equity lines of credit for consumers to finance home improvements, debt consolidation, education, and other uses, as well as maintains an indirect lending program. In addition, it provides retirement planning, trust, and estate administration services for individuals, as well as pension, profit-sharing, and employee benefit plan administration services for corporations. Further, the company offers insurance agency services comprising group health care policies and life insurance, and property and casualty insurance products. The company was founded in 1851 and is headquartered in Glens Falls, New York.
Long Name Arrow Financial Corporation
Market us_market
Market Cap 617,040,064
Market State CLOSED
Max Age 86,400
Message Board Id finmb_251652
Most Recent Quarter 1,767,139,200
Net Income To Common 43,811,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 617,865,681
Number Of Analyst Opinions 1
Open 36.67
Operating Cashflow 41,280,000
Operating Margins 0.407
Overall Risk 7
Payout Ratio 0.4302
Peg Ratio 2.84
Phone 518 745 1000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 37.37
Post Market Time 1,776,456,604
Previous Close 36.39
Price Eps Current Year 10.238356
Price Hint 2
Price To Book 1.4230769
Price To Sales Trailing12 Months 3.8973742
Profit Margins 0.27762
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.98
Regular Market Change Percent 2.69305
Regular Market Day High 38.045
Regular Market Day Low 36.65
Regular Market Day Range 36.65 - 38.045
Regular Market Open 36.67
Regular Market Previous Close 36.39
Regular Market Price 37.37
Regular Market Time 1,776,456,000
Regular Market Volume 134,038
Return On Assets 0.010039999
Return On Equity 0.10556
Revenue Growth 0.37
Revenue Per Share 9.594
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 16,511,643
Shares Percent Shares Out 0.012999999
Shares Short 214,063
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 139,839
Short Name Arrow Financial Corporation
Short Percent Of Float 0.013300001
Short Ratio 2.19
Source Interval 15
State NY
Symbol AROW
Target High Price 35.5
Target Low Price 35.5
Target Mean Price 35.5
Target Median Price 35.5
Total Cash 222,118,000
Total Cash Per Share 13.452
Total Debt 37,070,000
Total Revenue 158,322,000
Tradeable 0
Trailing Annual Dividend Rate 1.14
Trailing Annual Dividend Yield 0.03132729
Trailing Eps 2.65
Trailing P E 14.101886
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 30.66085
Two Hundred Day Average Change 6.7091484
Two Hundred Day Average Change Percent 0.21881808
Type Disp Equity
Volume 134,038
Website https://www.arrowfinancial.com
Zip 12,801