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Amerant Bancorp Inc. (AMTB)

Financial Services | Banks - Regional | Coral Gables, United States | NYSE
25.63 USD +0.13 (0.510%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take | July 11, 2026, 2:39 a.m. EDT

Amerant Bancorp presents a compelling value story obscured by recent leadership changes and a single year of price weakness. Fundamentally, the business is robust: the new CEO appointment signals strategic stabilization, while the balance sheet remains healthy with a low payout ratio of roughly 25% and strong operating margins. The forward P/E of 11.8x implies significant earnings growth potential, yet the stock has underperformed recently, dropping nearly 19% year-over-year. This disconnect creates a 'mean reversion' opportunity rather than a momentum play. While the recent price action shows resilience, bouncing off the 200-day average, the options market is clearly pricing in downside risk, creating a divergence between the improving fundamentals and the speculative sentiment. For investors willing to overlook the short-term noise and the recent CEO transition, the valuation offers a solid entry point for a regional bank with superior profitability metrics.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.043959
AutoETS0.045132
AutoARIMA0.045132
AutoTheta0.046317

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 41%
H-stat 31.17
Ljung-Box p 0.000
Jarque-Bera p 0.112
Excess Kurtosis -0.71
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-14
Last Dividend Date 2026-05-14
Revenue per Share 9.709
Market Cap 1,004,253,888
Trailing P/E 18.05
Forward P/E 11.84
Beta 0.88
Profit Margins 14.60%
Website https://www.amerantbank.com

As of July 11, 2026, 2:39 a.m. EDT: Speculators are positioning defensively with heavy out-of-the-money put volume relative to calls, particularly for the near-term July expiration where OTM puts dominate open interest. This suggests a fear of a downside gap or volatility spike rather than a bullish breakout, despite the stock trading above its moving averages.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.40% 1.77% 1.73%
Dividend History
Date Dividend Yield %
2026-05-15 0.09 0.403587
2026-02-13 0.09 0.401070
2025-11-14 0.09 0.511364
2025-08-15 0.09 0.453400
2025-05-15 0.09 0.492881
2025-02-14 0.09 0.377358
2024-11-14 0.09 0.375000
2024-08-15 0.09 0.445104
2024-05-14 0.09 0.387764
2024-02-13 0.09 0.418216
2023-11-13 0.09 0.472689
2023-08-14 0.09 0.452944
2023-05-12 0.09 0.543478
2023-02-10 0.09 0.310988
2022-11-14 0.09 0.301104
2022-08-16 0.09 0.305292
2022-05-12 0.09 0.324207
2022-02-10 0.09 0.264007
2021-12-21 0.06 0.175439
Additional Data
dividendRate 0.36
dividendYield 1.41
exDividendDate 2026-05-15
trailingAnnualDividendRate 0.36
trailingAnnualDividendYield 0.014117648
lastDividendValue 0.09
lastDividendDate 2026-05-15
dividendDate 2026-05-29

Info Dump

Attribute Value
52 Week Change 0.27372622
Address1 220 Alhambra Circle
All Time High 36.72
All Time Low 9.01
Ask 0.0
Ask Size 300
Audit Risk 2
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 397,120
Average Daily Volume3 Month 282,218
Average Volume 282,218
Average Volume10Days 397,120
Beta 0.878
Bid 0.0
Bid Size 100
Board Risk 3
Book Value 22.962
City Coral Gables
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 25.63
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 25.74
Day Low 25.34
Display Name Amerant Bancorp
Dividend Date 1,780,012,800
Dividend Rate 0.36
Dividend Yield 1.41
Earnings Call Timestamp End 1,784,923,200
Earnings Call Timestamp Start 1,784,923,200
Earnings Growth 0.571
Earnings Quarterly Growth 0.495
Earnings Timestamp 1,784,836,800
Earnings Timestamp End 1,784,836,800
Earnings Timestamp Start 1,784,836,800
Ebitda Margins 0.0
Enterprise To Revenue 4.456
Enterprise Value 1,780,400,640
Eps Current Year 1.81
Eps Forward 2.165
Eps Trailing Twelve Months 1.42
Esg Populated 0
Ex Dividend Date 1,778,803,200
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 23.524
Fifty Day Average Change 2.105999
Fifty Day Average Change Percent 0.08952555
Fifty Two Week Change Percent 27.372623
Fifty Two Week High 26.34
Fifty Two Week High Change -0.710001
Fifty Two Week High Change Percent -0.02695524
Fifty Two Week Low 15.62
Fifty Two Week Low Change 10.009999
Fifty Two Week Low Change Percent 0.640845
Fifty Two Week Range 15.62 - 26.34
Financial Currency USD
First Trade Date Milliseconds 1,539,869,400,000
Float Shares 35,215,771
Forward Eps 2.165
Forward P E 11.838337
Full Exchange Name NYSE
Full Time Employees 699
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 399,568,992
Has Pre Post Market Data 1
Held Percent Insiders 0.034059998
Held Percent Institutions 0.71819997
Implied Shares Outstanding 39,182,750
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,778,803,200
Last Dividend Value 0.09
Last Fiscal Year End 1,767,139,200
Last Split Date 1,540,339,200
Last Split Factor 1:3
Long Business Summary Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit. It also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high net worth customers; brokerage and investment advisory services in global capital markets; retail banking; mortgage; and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines ATM, and banking by mobile devices, telephone, and mail. It also operates banking centers. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.
Long Name Amerant Bancorp Inc.
Market us_market
Market Cap 1,004,253,888
Market State PRE
Max Age 86,400
Message Board Id finmb_4920873
Most Recent Quarter 1,774,915,200
Net Income To Common 58,332,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 999,160,125
Number Of Analyst Opinions 4
Open 25.49
Operating Cashflow 127,692,000
Operating Margins 0.30473
Overall Risk 4
Payout Ratio 0.2535
Phone 305 460 8728
Pre Market Change 0.2800007
Pre Market Change Percent 1.0924724
Pre Market Price 25.91
Pre Market Time 1,784,017,283
Previous Close 25.5
Price Eps Current Year 14.160221
Price Hint 2
Price To Book 1.116192
Price To Sales Trailing12 Months 2.5133429
Profit Margins 0.14599
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change 0.129999
Regular Market Change Percent 0.509801
Regular Market Day High 25.74
Regular Market Day Low 25.34
Regular Market Day Range 25.34 - 25.74
Regular Market Open 25.49
Regular Market Previous Close 25.5
Regular Market Price 25.63
Regular Market Time 1,783,972,803
Regular Market Volume 122,115
Return On Assets 0.0058099995
Return On Equity 0.06409
Revenue Growth 0.033
Revenue Per Share 9.709
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 38,468,450
Shares Percent Shares Out 0.0354
Shares Short 1,386,016
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 1,191,186
Short Name Amerant Bancorp Inc.
Short Percent Of Float 0.0437
Short Ratio 4.2
Source Interval 15
State FL
Symbol AMTB
Target High Price 29.0
Target Low Price 26.0
Target Mean Price 27.25
Target Median Price 27.0
Total Cash 213,256,000
Total Cash Per Share 5.358
Total Debt 973,550,016
Total Revenue 399,568,992
Tradeable 0
Trailing Annual Dividend Rate 0.36
Trailing Annual Dividend Yield 0.014117648
Trailing Eps 1.42
Trailing P E 18.049295
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 21.2153
Two Hundred Day Average Change 4.4146996
Two Hundred Day Average Change Percent 0.20809036
Type Disp Equity
Volume 122,115
Website https://www.amerantbank.com
Zip 33,134