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Ally Financial Inc. (ALLY)

Financial Services | Credit Services | Detroit, United States | NYSE
45.36 USD +3.40 (8.103%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 45.05 -0.31 (-0.310%) ⇩ (April 17, 2026, 8 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 4:27 p.m. EDT

ALLY Financial Inc. presents a balanced opportunity with a moderate dividend yield and stable historical payouts, making it attractive for dividend-focused investors. The recent price movements show a mix of volatility and recovery, with analyst recommendations leaning positive. While the short-term outlook is neutral due to mixed options activity and low predicted price movement, the long-term fundamentals and analyst sentiment suggest potential for growth. Investors should consider the recent dip as a possible buying opportunity, especially if they are looking for long-term growth with a steady income stream.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.054954
AutoETS0.055922
AutoARIMA0.057541
AutoTheta0.059393

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 48%
H-stat 5.10
Ljung-Box p 0.000
Jarque-Bera p 0.158
Excess Kurtosis -0.62
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-30
Last Dividend Date 2026-02-01
Revenue per Share 23.786
Market Cap 14,020,400,128
Trailing P/E 19.14
Forward P/E 7.05
Beta 1.12
Profit Margins 11.55%
Website https://www.ally.com

As of April 11, 2026, 4:27 p.m. EDT: Options activity indicates mixed sentiment. The puts show significant interest in lower strike prices, suggesting potential downside risk, while calls show a concentration around the current price, indicating a possible bullish stance. High IV on certain strikes, especially for puts, suggests increased uncertainty or fear among investors. The overall activity reflects a cautious outlook with some speculative bets on both sides.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.71% 3.26% 3.68% 3.50%
Dividend History
Date Dividend Yield %
2026-02-02 0.30 0.711575
2025-10-31 0.30 0.775324
2025-08-01 0.30 0.822236
2025-05-01 0.30 0.950469
2025-01-31 0.30 0.794847
2024-11-01 0.30 0.902812
2024-08-01 0.30 0.739827
2024-04-30 0.30 0.826359
2024-01-31 0.30 0.870652
2023-10-31 0.30 1.330819
2023-07-31 0.30 1.067515
2023-04-28 0.30 1.248362
2023-01-31 0.30 1.025429
2022-10-31 0.30 1.220447
2022-07-29 0.30 1.028002
2022-04-29 0.30 0.858653
2022-01-31 0.30 0.724252
2021-10-29 0.25 0.607186
2021-07-30 0.25 0.567349
2021-04-29 0.19 0.430494
2021-01-29 0.19 0.590279
2020-10-29 0.19 0.843228
2020-07-30 0.19 1.101775
2020-04-30 0.19 1.391859
2020-01-30 0.19 0.710498
2019-10-31 0.17 0.677473
2019-07-31 0.17 0.633992
2019-04-30 0.17 0.705831
2019-01-31 0.17 0.809279
2018-10-31 0.15 0.737018
2018-07-31 0.15 0.704051
2018-04-30 0.13 0.629055
2018-01-31 0.13 0.554206
2017-10-31 0.12 0.585307
2017-07-28 0.12 0.677143
2017-04-27 0.08 0.510772
2017-01-30 0.08 0.524951
2016-10-28 0.08 0.564965
2016-07-28 0.08 0.582945
Additional Data
dividendRate 1.2
dividendYield 2.65
exDividendDate 2026-05-01
trailingAnnualDividendRate 1.2
trailingAnnualDividendYield 0.028598668
lastDividendValue 0.3
lastDividendDate 2026-02-02
dividendDate 2026-02-17

Info Dump

Attribute Value
52 Week Change 0.5074775
Address1 Ally Detroit Center
Address2 Floor 10 500 Woodward Avenue
All Time High 56.61
All Time Low 10.22
Ask 45.98
Ask Size 1,000
Audit Risk 2
Average Analyst Rating 1.7 - Buy
Average Daily Volume10 Day 3,630,630
Average Daily Volume3 Month 3,957,672
Average Volume 3,957,672
Average Volume10Days 3,630,630
Beta 1.122
Bid 45.74
Bid Size 300
Board Risk 2
Book Value 42.704
City Detroit
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 45.36
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 45.84
Day Low 43.57
Display Name Ally Financial
Dividend Date 1,771,286,400
Dividend Rate 1.2
Dividend Yield 2.65
Earnings Call Timestamp End 1,776,430,800
Earnings Call Timestamp Start 1,776,430,800
Earnings Growth 2.654
Earnings Quarterly Growth 2.028
Earnings Timestamp 1,776,429,000
Earnings Timestamp End 1,784,205,000
Earnings Timestamp Start 1,784,205,000
Ebitda Margins 0.0
Enterprise To Revenue 3.825
Enterprise Value 28,203,399,168
Eps Current Year 5.3407
Eps Forward 6.43039
Eps Trailing Twelve Months 2.37
Esg Populated 0
Ex Dividend Date 1,777,593,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 40.1028
Fifty Day Average Change 5.257202
Fifty Day Average Change Percent 0.13109314
Fifty Two Week Change Percent 50.747753
Fifty Two Week High 47.27
Fifty Two Week High Change -1.9099998
Fifty Two Week High Change Percent -0.040406175
Fifty Two Week Low 29.91
Fifty Two Week Low Change 15.450001
Fifty Two Week Low Change Percent 0.5165497
Fifty Two Week Range 29.91 - 47.27
Financial Currency USD
First Trade Date Milliseconds 1,390,919,400,000
Five Year Avg Dividend Yield 3.16
Float Shares 277,419,074
Forward Eps 6.43039
Forward P E 7.0540047
Full Exchange Name NYSE
Full Time Employees 10,300
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 7,374,000,128
Has Pre Post Market Data 1
Held Percent Insiders 0.10187
Held Percent Institutions 0.85204005
Implied Shares Outstanding 309,091,700
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,769,990,400
Last Dividend Value 0.3
Last Fiscal Year End 1,767,139,200
Last Split Date 1,397,088,000
Last Split Factor 310:1
Long Business Summary Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
Long Name Ally Financial Inc.
Market us_market
Market Cap 14,020,400,128
Market State CLOSED
Max Age 86,400
Message Board Id finmb_955855
Most Recent Quarter 1,767,139,200
Net Income To Common 742,000,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 13,967,171,547
Number Of Analyst Opinions 17
Open 44.15
Operating Cashflow 3,728,999,936
Operating Margins 0.20402001
Overall Risk 4
Payout Ratio 0.50630003
Peg Ratio 0.46
Phone 866 710 4623
Post Market Change -0.31000137
Post Market Change Percent -0.68342453
Post Market Price 45.05
Post Market Time 1,776,470,400
Previous Close 41.96
Price Eps Current Year 8.493269
Price Hint 2
Price To Book 1.0621957
Price To Sales Trailing12 Months 1.9013289
Profit Margins 0.11554
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.66667
Region US
Regular Market Change 3.4
Regular Market Change Percent 8.10296
Regular Market Day High 45.84
Regular Market Day Low 43.57
Regular Market Day Range 43.57 - 45.84
Regular Market Open 44.15
Regular Market Previous Close 41.96
Regular Market Price 45.36
Regular Market Time 1,776,456,003
Regular Market Volume 6,490,184
Return On Assets 0.00439
Return On Equity 0.05796
Revenue Growth 0.12
Revenue Per Share 23.786
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 307,918,244
Shares Percent Shares Out 0.0354
Shares Short 10,901,686
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 11,076,059
Short Name Ally Financial Inc.
Short Percent Of Float 0.0355
Short Ratio 2.78
Source Interval 15
State MI
Symbol ALLY
Target High Price 70.0
Target Low Price 45.1
Target Mean Price 51.88824
Target Median Price 51.0
Total Cash 10,030,000,128
Total Cash Per Share 32.45
Total Debt 21,888,999,424
Total Revenue 7,374,000,128
Tradeable 0
Trailing Annual Dividend Rate 1.2
Trailing Annual Dividend Yield 0.028598668
Trailing Eps 2.37
Trailing P E 19.139242
Trailing Peg Ratio 0.5
Triggerable 1
Two Hundred Day Average 40.85965
Two Hundred Day Average Change 4.500351
Two Hundred Day Average Change Percent 0.110141695
Type Disp Equity
Volume 6,490,184
Website https://www.ally.com
Zip 48,226