Alkami Technology, Inc. (ALKT)Technology | Software - Application | Plano, United States | NasdaqGS
13.60 USD
-0.63
(-4.427%) ⇩
(Oct. 16, 2026, 1:21 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 2:46 a.m. EDT
The investment case for Alkami Technology is currently fractured by a severe disconnect between its operational growth and its financial reality. On the surface, the company is executing well, adding millions of users and expanding partnerships like Plaid, which justifies the 'Buy' recommendation from analysts. However, the market has priced out this optimism because the bottom line remains deeply damaged. The company is burning cash with negative operating margins and a trailing EPS of -$0.43, while carrying a debt load nearly three times its equity. This leverage structure makes the stock highly vulnerable to any further slowdown in growth or interest rate shifts. The price action confirms this skepticism. Despite the positive news flow, the stock has surrendered nearly 40% of its value over the last year and is trading significantly below its 50-day moving average, indicating that recent rallies have been rejected by sellers. The lack of a dividend and the activist investor's push for a sale highlight the internal pressure to cut costs or exit the business rather than invest in long-term profitability. While the technology is sound, the capital structure is precarious, making this a hold or avoid for now until the path to consistent profitability is clearly demonstrated. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.124538 |
| AutoETS | 0.124641 |
| AutoARIMA | 0.124643 |
| AutoTheta | 0.132923 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 34% |
| H-stat | 3.15 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 0.61 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 98.754 |
| Revenue per Share | 4.631 |
| Market Cap | 1,454,411,008 |
| Forward P/E | 12.39 |
| Beta | 0.60 |
| Profit Margins | -9.21% |
| Website | https://www.alkami.com |
As of Oct. 10, 2026, 2:46 a.m. EDT: Speculators are positioning defensively with heavy put volume concentrated at strikes below the current price (12.5 and 15.0), creating a significant floor around the current level. While there is some call interest at higher strikes (20.0-25.0), the open interest is thin compared to the put wall, suggesting traders are betting on a bounce off support rather than a sustained breakout. Implied volatility remains elevated, reflecting uncertainty over whether the stock can recover from its recent decline.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.35814166 |
| Address1 | 5,601 Granite Parkway |
| Address2 | Suite 120 |
| All Time High | 49.32 |
| All Time Low | 9.23 |
| Ask | 17.42 |
| Ask Size | 2 |
| Audit Risk | 4 |
| Average Analyst Rating | 1.9 - Buy |
| Average Daily Volume10 Day | 1,534,540 |
| Average Daily Volume3 Month | 1,609,501 |
| Average Volume | 1,609,501 |
| Average Volume10Days | 1,534,540 |
| Beta | 0.597 |
| Bid | 10.28 |
| Bid Size | 2 |
| Board Risk | 6 |
| Book Value | 3.391 |
| City | Plano |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 8 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.6 |
| Current Ratio | 2.133 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 14.47 |
| Day Low | 13.56 |
| Debt To Equity | 98.754 |
| Display Name | Alkami |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,793,221,200 |
| Earnings Call Timestamp Start | 1,793,221,200 |
| Earnings Timestamp | 1,793,217,600 |
| Earnings Timestamp End | 1,793,217,600 |
| Earnings Timestamp Start | 1,793,217,600 |
| Ebitda | -22,126,000 |
| Ebitda Margins | -0.04518 |
| Enterprise To Ebitda | -81.306 |
| Enterprise To Revenue | 3.673 |
| Enterprise Value | 1,798,987,392 |
| Eps Current Year | 0.80614 |
| Eps Forward | 1.09757 |
| Eps Trailing Twelve Months | -0.43 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 17.8096 |
| Fifty Day Average Change | -4.2096004 |
| Fifty Day Average Change Percent | -0.23636691 |
| Fifty Two Week Change Percent | -35.814167 |
| Fifty Two Week High | 24.465 |
| Fifty Two Week High Change | -10.865 |
| Fifty Two Week High Change Percent | -0.4441038 |
| Fifty Two Week Low | 13.205 |
| Fifty Two Week Low Change | 0.39500046 |
| Fifty Two Week Low Change Percent | 0.029912947 |
| Fifty Two Week Range | 13.205 - 24.465 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,618,407,000,000 |
| Float Shares | 54,516,883 |
| Forward Eps | 1.09757 |
| Forward P E | 12.39101 |
| Free Cashflow | 82,957,752 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,225 |
| Fullday Change | -0.62999916 |
| Fullday Change Percent | -4.4272604 |
| Fullday Price | 13.6 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.57359004 |
| Gross Profits | 280,903,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.17688 |
| Held Percent Institutions | 0.93573 |
| Implied Shares Outstanding | 106,941,980 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Ipo Expected Date | 2,021-04-14 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas. |
| Long Name | Alkami Technology, Inc. |
| Market | us_market |
| Market Cap | 1,454,411,008 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_106842888 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -45,108,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,561,352,908 |
| Number Of Analyst Opinions | 7 |
| Open | 14.32 |
| Operating Cashflow | 64,633,000 |
| Operating Margins | -0.058119997 |
| Overall Risk | 7 |
| Phone | 877 725 5264 |
| Previous Close | 14.23 |
| Price Eps Current Year | 16.87052 |
| Price Hint | 2 |
| Price To Book | 4.0106163 |
| Price To Sales Trailing12 Months | 2.9698403 |
| Profit Margins | -0.09211001 |
| Quick Ratio | 1.655 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.875 |
| Region | US |
| Regular Market Change | -0.62999916 |
| Regular Market Change Percent | -4.4272604 |
| Regular Market Day High | 14.47 |
| Regular Market Day Low | 13.56 |
| Regular Market Day Range | 13.56 - 14.47 |
| Regular Market Open | 14.32 |
| Regular Market Previous Close | 14.23 |
| Regular Market Price | 13.6 |
| Regular Market Time | 1,792,171,298 |
| Regular Market Volume | 797,216 |
| Return On Assets | -0.025929999 |
| Return On Equity | -0.12765999 |
| Revenue Growth | 0.159 |
| Revenue Per Share | 4.631 |
| Sand P52 Week Change | 0.16207206 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 106,941,980 |
| Shares Percent Shares Out | 0.0615 |
| Shares Short | 6,580,790 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 6,407,001 |
| Short Name | Alkami Technology, Inc. |
| Short Percent Of Float | 0.0889 |
| Short Ratio | 3.1 |
| Source Interval | 15 |
| State | TX |
| Symbol | ALKT |
| Target High Price | 25.0 |
| Target Low Price | 14.0 |
| Target Mean Price | 19.85714 |
| Target Median Price | 21.0 |
| Total Cash | 80,955,000 |
| Total Cash Per Share | 0.757 |
| Total Debt | 358,158,016 |
| Total Revenue | 489,727,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.43 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 17.65885 |
| Two Hundred Day Average Change | -4.0588493 |
| Two Hundred Day Average Change Percent | -0.2298479 |
| Type Disp | Equity |
| Volume | 797,216 |
| Website | https://www.alkami.com |
| Zip | 75,204 |