Alkami Technology, Inc. (ALKT)Technology | Software - Application | Plano, United States | NasdaqGS
20.22 USD
-0.13
(-0.639%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 20.22 |
Hot Take ↕ | Aug. 22, 2026, 3:31 a.m. EDT
The investment case for Alkami Technology is currently fractured by a severe disconnect between its operational momentum and its financial reality. On the bright side, the company is executing well: user base growth is accelerating, guidance was raised, and the strategic partnership with Plaid validates its product stickiness. However, these operational wins are being crushed by a persistent inability to translate revenue into profit. The company is burning cash, with negative operating margins and a forward P/E that implies profitability is still years away. This fundamental weakness has triggered a hostile response from the market, evidenced by the heavy put writing and the aggressive stance of activist investors like Jana, who are pushing for a sale or drastic restructuring. While the technology is sound and the growth trajectory is positive, the lack of a profitable bottom line makes this a high-risk speculative play rather than a solid long-term compounder. Until the path to profitability becomes clear and the activist pressure resolves, the risk of further downside outweighs the potential for a quick rebound. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.078377 |
| AutoETS | 0.081801 |
| AutoARIMA | 0.081803 |
| MSTL | 0.085191 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 45% |
| H-stat | 0.09 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.144 |
| Excess Kurtosis | -1.29 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 98.754 |
| Revenue per Share | 4.631 |
| Market Cap | 2,162,366,720 |
| Forward P/E | 18.61 |
| Beta | 0.59 |
| Profit Margins | -9.21% |
| Website | https://www.alkami.com |
As of Aug. 22, 2026, 3:31 a.m. EDT: Speculators are positioning defensively with heavy out-of-the-money put volume relative to calls, particularly at strikes significantly below the current price (e.g., $15 and $17.50). While there is some call activity near the money, the overwhelming open interest in deep OTM puts suggests a fear of a significant downside gap or a 'sell the news' reaction to the activist pressure, rather than a bullish bet on continued expansion.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.17671007 |
| Address1 | 5,601 Granite Parkway |
| Address2 | Suite 120 |
| All Time High | 49.32 |
| All Time Low | 9.23 |
| Ask | 26.04 |
| Ask Size | 2 |
| Audit Risk | 4 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 1,201,120 |
| Average Daily Volume3 Month | 1,651,144 |
| Average Volume | 1,651,144 |
| Average Volume10Days | 1,201,120 |
| Beta | 0.591 |
| Bid | 14.74 |
| Bid Size | 2 |
| Board Risk | 6 |
| Book Value | 3.391 |
| City | Plano |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 9 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 20.22 |
| Current Ratio | 2.133 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 20.59 |
| Day Low | 20.14 |
| Debt To Equity | 98.754 |
| Display Name | Alkami Technology |
| Earnings Call Timestamp End | 1,785,358,800 |
| Earnings Call Timestamp Start | 1,785,358,800 |
| Earnings Timestamp | 1,785,355,200 |
| Earnings Timestamp End | 1,793,217,600 |
| Earnings Timestamp Start | 1,793,217,600 |
| Ebitda | -22,126,000 |
| Ebitda Margins | -0.04518 |
| Enterprise To Ebitda | -110.258 |
| Enterprise To Revenue | 4.981 |
| Enterprise Value | 2,439,569,920 |
| Eps Current Year | 0.7596 |
| Eps Forward | 1.08669 |
| Eps Trailing Twelve Months | -0.43 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 18.3674 |
| Fifty Day Average Change | 1.8526001 |
| Fifty Day Average Change Percent | 0.100863494 |
| Fifty Two Week Change Percent | -17.671007 |
| Fifty Two Week High | 26.89 |
| Fifty Two Week High Change | -6.67 |
| Fifty Two Week High Change Percent | -0.2480476 |
| Fifty Two Week Low | 13.98 |
| Fifty Two Week Low Change | 6.24 |
| Fifty Two Week Low Change Percent | 0.44635192 |
| Fifty Two Week Range | 13.98 - 26.89 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,618,407,000,000 |
| Float Shares | 50,537,571 |
| Forward Eps | 1.08669 |
| Forward P E | 18.606962 |
| Free Cashflow | 82,957,752 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,225 |
| Fullday Change | -0.130001 |
| Fullday Change Percent | -0.638826 |
| Fullday Price | 20.22 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.57359004 |
| Gross Profits | 280,903,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.23821 |
| Held Percent Institutions | 0.93646 |
| Implied Shares Outstanding | 106,941,980 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Ipo Expected Date | 2,021-04-14 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas. |
| Long Name | Alkami Technology, Inc. |
| Market | us_market |
| Market Cap | 2,162,366,720 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_106842888 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -45,108,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 2,178,408,132 |
| Number Of Analyst Opinions | 7 |
| Open | 20.31 |
| Operating Cashflow | 64,633,000 |
| Operating Margins | -0.058119997 |
| Overall Risk | 7 |
| Payout Ratio | 0.0 |
| Phone | 877 725 5264 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 20.22 |
| Post Market Time | 1,787,959,806 |
| Previous Close | 20.35 |
| Price Eps Current Year | 26.619272 |
| Price Hint | 2 |
| Price To Book | 5.9628425 |
| Price To Sales Trailing12 Months | 4.4154534 |
| Profit Margins | -0.09211001 |
| Quick Ratio | 1.655 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.625 |
| Region | US |
| Regular Market Change | -0.130001 |
| Regular Market Change Percent | -0.638826 |
| Regular Market Day High | 20.59 |
| Regular Market Day Low | 20.14 |
| Regular Market Day Range | 20.14 - 20.59 |
| Regular Market Open | 20.31 |
| Regular Market Previous Close | 20.35 |
| Regular Market Price | 20.22 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 787,065 |
| Return On Assets | -0.025929999 |
| Return On Equity | -0.12765999 |
| Revenue Growth | 0.159 |
| Revenue Per Share | 4.631 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 106,941,980 |
| Shares Percent Shares Out | 0.0626 |
| Shares Short | 6,693,352 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 7,686,611 |
| Short Name | Alkami Technology, Inc. |
| Short Percent Of Float | 0.0904 |
| Short Ratio | 5.32 |
| Source Interval | 15 |
| State | TX |
| Symbol | ALKT |
| Target High Price | 25.0 |
| Target Low Price | 19.0 |
| Target Mean Price | 22.0 |
| Target Median Price | 21.0 |
| Total Cash | 80,955,000 |
| Total Cash Per Share | 0.757 |
| Total Debt | 358,158,016 |
| Total Revenue | 489,727,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.43 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 18.4889 |
| Two Hundred Day Average Change | 1.7311001 |
| Two Hundred Day Average Change Percent | 0.09362916 |
| Type Disp | Equity |
| Volume | 787,065 |
| Website | https://www.alkami.com |
| Zip | 75,204 |