AIFU Inc. (AIFU)Financial Services | Insurance Brokers | Shenzhen, China | NasdaqGS
21.35 USD
-0.73
(-3.306%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 22.00 +0.65 (3.044%) ⇧ (Aug. 28, 2026, 7:30 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 3:05 a.m. EDT
The investment case for AIFU is currently untenable due to a catastrophic collapse in business fundamentals. The company is generating massive losses, with free cash flow draining at nearly $405 million annually and operating margins deeply negative. The balance sheet is severely compromised, carrying debt that is eighteen times its equity base, creating a precarious solvency risk. While the stock recently surged on a reverse split and a strategic MOU, these are desperate attempts to restructure a failing entity rather than evidence of a turnaround. The price history confirms this deterioration, showing a brutal 96% decline over the last nine years, with the most recent annual performance being another sharp drop. There is no dividend to provide income, and the statistical models offer no guidance due to extreme volatility. Until the debt load is managed and consistent profitability is proven, this remains a high-risk speculative vehicle with no margin of safety. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.416955 |
| AutoARIMA | 0.418936 |
| MSTL | 0.425103 |
| AutoTheta | 0.612912 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 17% |
| H-stat | 12.06 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 1.42 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Last Dividend Date | 2022-04-10 |
| Debt to Equity Ratio | 18.417 |
| Revenue per Share | 1098.539 |
| Market Cap | 126,513,824 |
| Forward P/E | 39.54 |
| Previous Name | Fanhua Inc. |
| Website | https://www.aifugroup.com |
As of Aug. 22, 2026, 3:05 a.m. EDT: Speculator positioning is extremely thin and fragmented, offering no clear directional signal. Call interest is concentrated deep in-the-money at strikes far below the current price, while put volume is isolated at a single deep out-of-the-money strike. This lack of liquidity and concentration suggests a vacuum of speculative conviction rather than a coordinated bet on a specific near-term move.
| Date | Dividend | Yield % |
|---|---|---|
| 2022-04-11 | 60.0 | 2.262443 |
| 2021-12-07 | 60.0 | 1.320423 |
| 2021-09-10 | 60.0 | 1.129518 |
| 2021-09-03 | 60.0 | 1.069138 |
| 2021-06-10 | 60.0 | 1.020408 |
| 2021-03-30 | 100.0 | 1.811594 |
| 2020-12-08 | 100.0 | 1.793400 |
| 2020-09-04 | 100.0 | 1.199616 |
| 2020-06-09 | 100.0 | 1.156872 |
| 2020-04-01 | 120.0 | 1.501502 |
| 2019-12-04 | 120.0 | 1.136364 |
| 2019-09-03 | 120.0 | 1.130795 |
| 2019-06-05 | 120.0 | 0.952079 |
| 2019-03-20 | 100.0 | 0.980008 |
| 2018-12-04 | 100.0 | 1.081783 |
| 2018-09-04 | 100.0 | 1.041667 |
| 2018-06-01 | 100.0 | 0.835561 |
| 2018-03-28 | 80.0 | 0.725953 |
| 2017-12-07 | 80.0 | 0.900090 |
| 2010-05-18 | 104.0 | 1.043758 |
| 2009-06-24 | 88.0 | 1.671733 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.7822485 |
| Address1 | Room 1, Building 10 |
| Address2 | Jinzhong Guobin Hui Qinyuan 2nd Road Lihu Community Xili Street |
| All Time High | 15,300.0 |
| All Time Low | 11.3 |
| Ask | 16.28 |
| Ask Size | 1 |
| Average Daily Volume10 Day | 52,060 |
| Average Daily Volume3 Month | 18,301 |
| Average Volume | 18,301 |
| Average Volume10Days | 52,060 |
| Bid | 33.2 |
| Bid Size | 1 |
| Book Value | 67.99667 |
| City | Shenzhen |
| Country | China |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 21.35 |
| Current Ratio | 1.179 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 22.1 |
| Day Low | 20.9649 |
| Debt To Equity | 18.417 |
| Display Name | AIFU |
| Dividend Date | 1,650,931,200 |
| Earnings Timestamp End | 1,759,435,200 |
| Earnings Timestamp Start | 1,758,225,600 |
| Ebitda | -1,593,858,944 |
| Ebitda Margins | -2.86373 |
| Enterprise To Ebitda | -0.11 |
| Enterprise To Revenue | 0.314 |
| Enterprise Value | 174,947,328 |
| Eps Forward | 0.54 |
| Eps Trailing Twelve Months | -664.24 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 34.8846 |
| Fifty Day Average Change | -13.534601 |
| Fifty Day Average Change Percent | -0.3879821 |
| Fifty Two Week Change Percent | -78.22485 |
| Fifty Two Week High | 139.6 |
| Fifty Two Week High Change | -118.25001 |
| Fifty Two Week High Change Percent | -0.84706306 |
| Fifty Two Week Low | 11.3 |
| Fifty Two Week Low Change | 10.05 |
| Fifty Two Week Low Change Percent | 0.8893805 |
| Fifty Two Week Range | 11.3 - 139.6 |
| Financial Currency | CNY |
| First Trade Date Milliseconds | 1,193,923,800,000 |
| Float Shares | 605,960 |
| Forward Eps | 0.54 |
| Forward P E | 39.537037 |
| Free Cashflow | -404,825,376 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 603 |
| Fullday Change | -0.73 |
| Fullday Change Percent | -3.30616 |
| Fullday Price | 22.0 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.49278 |
| Gross Profits | 274,267,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.87665004 |
| Held Percent Institutions | 0.00026 |
| Implied Shares Outstanding | 5,925,706 |
| Industry | Insurance Brokers |
| Industry Disp | Insurance Brokers |
| Industry Key | insurance-brokers |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,649,635,200 |
| Last Dividend Value | 60.0 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,781,568,000 |
| Last Split Factor | 1:20 |
| Long Business Summary | AIFU Inc., through its subsidiary, distributes insurance products in China. The company provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an insurance sales and service platform; Fanhua RONS Assistant Digital Operating Platform, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Shenzhen, China. AIFU Inc. operates as a subsidiary of YS Management Company Limited. |
| Long Name | AIFU Inc. |
| Market | us_market |
| Market Cap | 126,513,824 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_37846198 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-08-28 |
| Net Income To Common | -2,278,616,064 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 127,461,936 |
| Open | 22.1 |
| Operating Cashflow | -16,273,000 |
| Operating Margins | -6.1415696 |
| Payout Ratio | 0.0 |
| Phone | 86 755 2267 1879 |
| Post Market Change | 0.6499996 |
| Post Market Change Percent | 3.0444946 |
| Post Market Price | 22.0 |
| Post Market Time | 1,787,959,806 |
| Prev Name | Fanhua Inc. |
| Previous Close | 22.08 |
| Price Hint | 2 |
| Price To Book | 0.31398594 |
| Price To Sales Trailing12 Months | 0.22731104 |
| Profit Margins | 0.0 |
| Quick Ratio | 1.144 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.72999954 |
| Regular Market Change Percent | -3.3061576 |
| Regular Market Day High | 22.1 |
| Regular Market Day Low | 20.9649 |
| Regular Market Day Range | 20.9649 - 22.1 |
| Regular Market Open | 22.1 |
| Regular Market Previous Close | 22.08 |
| Regular Market Price | 21.35 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 6,093 |
| Return On Assets | -0.35199 |
| Return On Equity | -1.4684501 |
| Revenue Growth | -0.398 |
| Revenue Per Share | 1,098.539 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 5,925,706 |
| Shares Percent Shares Out | 0.0008 |
| Shares Short | 4,500 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 878 |
| Short Name | AIFU Inc. |
| Short Percent Of Float | 0.0041 |
| Short Ratio | 0.6 |
| Source Interval | 15 |
| Symbol | AIFU |
| Total Cash | 36,291,000 |
| Total Cash Per Share | 5.876 |
| Total Debt | 86,771,000 |
| Total Revenue | 556,566,976 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -664.24 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 41.8414 |
| Two Hundred Day Average Change | -20.4914 |
| Two Hundred Day Average Change Percent | -0.4897398 |
| Type Disp | Equity |
| Volume | 6,093 |
| Website | https://www.aifugroup.com |
| Zip | 518,055 |