AGI Inc (AGBK)Financial Services | Banks - Regional | Campinas, Brazil | NYSE
7.12 USD
-0.16
(-2.198%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 7.12 |
Hot Take ↕ | July 11, 2026, 4:34 a.m. EDT
The immediate outlook is clouded by severe technical weakness and deteriorating earnings. Despite a recent credit rating upgrade from Moody's for its subsidiary, the stock has failed to capitalize on this news, trading significantly below its 50-day and 200-day moving averages with a heavy short interest suggesting persistent skepticism. Fundamentally, the business is under stress, evidenced by negative revenue growth of 22% and a sharp 47% contraction in quarterly earnings. While the forward P/E appears attractive at roughly 3.7x, this likely reflects the market pricing in a prolonged recovery rather than immediate value. With no dividend history to provide income, investors are left exposed to capital loss risks as the company navigates post-IPO expansion challenges and shrinking top-line performance. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.070098 |
| AutoARIMA | 0.070100 |
| MSTL | 0.074285 |
| AutoTheta | 0.115027 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 43% |
| H-stat | 1.10 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.346 |
| Excess Kurtosis | 0.49 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 340.783 |
| Revenue per Share | 4.416 |
| Market Cap | 1,138,702,080 |
| Trailing P/E | 6.78 |
| Forward P/E | 3.62 |
| Profit Margins | 24.00% |
| Website | https://agibank.com.br |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.32279068 |
| Address1 | Rua Sergio Fernandes Borges Soares |
| Address2 | 1,000, PrEdio E1 |
| All Time High | 12.21 |
| All Time Low | 6.32 |
| Ask | 0.0 |
| Ask Size | 800 |
| Average Analyst Rating | 1.4 - Strong Buy |
| Average Daily Volume10 Day | 218,120 |
| Average Daily Volume3 Month | 433,765 |
| Average Volume | 433,765 |
| Average Volume10Days | 218,120 |
| Bid | 0.0 |
| Bid Size | 300 |
| Book Value | 5.6255493 |
| City | Campinas |
| Country | Brazil |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 7.12 |
| Current Ratio | 1.517 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 7.23 |
| Day Low | 7.0 |
| Debt To Equity | 340.783 |
| Display Name | AGI |
| Earnings Call Timestamp End | 1,785,960,000 |
| Earnings Call Timestamp Start | 1,785,960,000 |
| Earnings Growth | -0.49 |
| Earnings Quarterly Growth | -0.467 |
| Earnings Timestamp | 1,785,960,000 |
| Earnings Timestamp End | 1,785,960,000 |
| Earnings Timestamp Start | 1,785,960,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 3.53 |
| Enterprise Value | 12,858,953,728 |
| Eps Current Year | 7.42538 |
| Eps Forward | 1.9679573 |
| Eps Trailing Twelve Months | 1.05 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 7.033 |
| Fifty Day Average Change | 0.08699989 |
| Fifty Day Average Change Percent | 0.012370239 |
| Fifty Two Week Change Percent | -32.279068 |
| Fifty Two Week High | 12.21 |
| Fifty Two Week High Change | -5.09 |
| Fifty Two Week High Change Percent | -0.41687143 |
| Fifty Two Week Low | 6.32 |
| Fifty Two Week Low Change | 0.7999997 |
| Fifty Two Week Low Change Percent | 0.12658224 |
| Fifty Two Week Range | 6.32 - 12.21 |
| Financial Currency | BRL |
| First Trade Date Milliseconds | 1,770,820,200,000 |
| Float Shares | 21,195,532 |
| Forward Eps | 1.9679573 |
| Forward P E | 3.6179647 |
| Full Exchange Name | NYSE |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.68767 |
| Gross Profits | 2,505,221,120 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.14258 |
| Held Percent Institutions | 0.86486 |
| Implied Shares Outstanding | 159,930,070 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | AGI Inc provides technology-powered specialized financial services in Brazil. The company offers social security benefits; severance fund benefits; public or private sector payrolls through secured lending solutions; and complementary banking, credit, and insurance products. It provides its services through cloud-based software, AI-driven automation, and mobile applications. The company was founded in 1999 and is based in Campinas, Brazil. |
| Long Name | AGI Inc |
| Market | us_market |
| Market Cap | 1,138,702,080 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_1982236282 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 874,385,024 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,164,290,909 |
| Number Of Analyst Opinions | 10 |
| Open | 7.28 |
| Operating Cashflow | -342,635,008 |
| Operating Margins | 0.26161 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.16 |
| Phone | 55 19 3031 4000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 7.12 |
| Post Market Time | 1,783,976,700 |
| Previous Close | 7.28 |
| Price Eps Current Year | 0.95887345 |
| Price Hint | 2 |
| Price To Book | 1.2656542 |
| Price To Sales Trailing12 Months | 0.3125678 |
| Profit Margins | 0.24001 |
| Quick Ratio | 1.477 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.4 |
| Region | US |
| Regular Market Change | -0.16 |
| Regular Market Change Percent | -2.19781 |
| Regular Market Day High | 7.23 |
| Regular Market Day Low | 7.0 |
| Regular Market Day Range | 7.0 - 7.23 |
| Regular Market Open | 7.28 |
| Regular Market Previous Close | 7.28 |
| Regular Market Price | 7.12 |
| Regular Market Time | 1,783,972,802 |
| Regular Market Volume | 120,445 |
| Revenue Growth | -0.22 |
| Revenue Per Share | 4.416 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 58,700,711 |
| Shares Percent Shares Out | 0.0115 |
| Shares Short | 1,845,310 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 2,679,052 |
| Short Name | AGI Inc |
| Short Percent Of Float | 0.0864 |
| Short Ratio | 5.01 |
| Source Interval | 15 |
| State | SP |
| Symbol | AGBK |
| Target High Price | 16.274857 |
| Target Low Price | 9.0814705 |
| Target Mean Price | 13.92106 |
| Target Median Price | 15.201195 |
| Total Cash | 4,143,142,912 |
| Total Cash Per Share | 25.906 |
| Total Debt | 15,863,395,328 |
| Total Revenue | 3,643,056,128 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.05 |
| Trailing P E | 6.7809525 |
| Trailing Peg Ratio | 0.1628 |
| Triggerable | 1 |
| Two Hundred Day Average | 8.124466 |
| Two Hundred Day Average Change | -1.004466 |
| Two Hundred Day Average Change Percent | -0.12363472 |
| Type Disp | Equity |
| Volume | 120,445 |
| Website | https://agibank.com.br |
| Zip | 13,054-709 |