AGI Inc (AGBK)Financial Services | Banks - Regional | Campinas, Brazil | NYSE
6.15 USD
+0.02
(0.326%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 6.15 |
Hot Take ↕ | Aug. 22, 2026, 2:49 a.m. EDT
The short-term outlook remains cautiously bearish due to a distinct lack of price momentum; the stock is trading significantly below both its 50-day and 200-day averages, indicating persistent selling pressure despite recent credit rating upgrades. While the long-term fundamentals present a complex picture with a fortress-like balance sheet relative to book value and a massive analyst consensus target implying substantial upside potential, the business is currently deteriorating with negative revenue and earnings growth, which severely caps the investment thesis. The most critical flaw is the complete absence of a dividend program, eliminating any income floor for investors. Ultimately, while the valuation appears cheap and the credit profile is improving, the combination of shrinking revenues, negative operating cash flow, and a stock price trapped in a downtrend suggests the market is correctly pricing in significant structural challenges that outweigh the attractive multiples. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.050323 |
| MSTL | 0.062211 |
| AutoETS | 0.062360 |
| AutoARIMA | 0.062366 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 44% |
| H-stat | 0.12 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.309 |
| Excess Kurtosis | -0.82 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 410.83 |
| Revenue per Share | 4.218 |
| Market Cap | 982,990,336 |
| Trailing P/E | 2.28 |
| Forward P/E | 3.46 |
| Profit Margins | 23.28% |
| Website | https://agibank.com.br |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.427907 |
| Address1 | Rua Sergio Fernandes Borges Soares |
| Address2 | 1,000, PrEdio E1 |
| All Time High | 12.21 |
| All Time Low | 5.91 |
| Ask | 6.44 |
| Ask Size | 300 |
| Average Analyst Rating | 1.4 - Strong Buy |
| Average Daily Volume10 Day | 196,930 |
| Average Daily Volume3 Month | 321,853 |
| Average Volume | 321,853 |
| Average Volume10Days | 196,930 |
| Bid | 5.88 |
| Bid Size | 500 |
| Book Value | 5.8035407 |
| City | Campinas |
| Country | Brazil |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 6.15 |
| Current Ratio | 1.554 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 6.26 |
| Day Low | 6.04 |
| Debt To Equity | 410.83 |
| Display Name | AGI |
| Earnings Call Timestamp End | 1,785,963,600 |
| Earnings Call Timestamp Start | 1,785,963,600 |
| Earnings Growth | -0.278 |
| Earnings Quarterly Growth | -0.238 |
| Earnings Timestamp | 1,794,427,200 |
| Earnings Timestamp End | 1,794,427,200 |
| Earnings Timestamp Start | 1,794,427,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 5.09 |
| Enterprise Value | 17,757,130,752 |
| Eps Current Year | 6.53351 |
| Eps Forward | 1.7797118 |
| Eps Trailing Twelve Months | 2.7 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 6.7176 |
| Fifty Day Average Change | -0.5675998 |
| Fifty Day Average Change Percent | -0.08449443 |
| Fifty Two Week Change Percent | -42.7907 |
| Fifty Two Week High | 12.21 |
| Fifty Two Week High Change | -6.06 |
| Fifty Two Week High Change Percent | -0.4963145 |
| Fifty Two Week Low | 5.91 |
| Fifty Two Week Low Change | 0.24000025 |
| Fifty Two Week Low Change Percent | 0.04060918 |
| Fifty Two Week Range | 5.91 - 12.21 |
| Financial Currency | BRL |
| First Trade Date Milliseconds | 1,770,820,200,000 |
| Float Shares | 21,400,451 |
| Forward Eps | 1.7797118 |
| Forward P E | 3.4556158 |
| Full Exchange Name | NYSE |
| Fullday Change | 0.02 |
| Fullday Change Percent | 0.326264 |
| Fullday Price | 6.15 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.63654 |
| Gross Profits | 2,220,460,032 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.14258 |
| Held Percent Institutions | 0.86824995 |
| Implied Shares Outstanding | 159,835,830 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | AGI Inc provides technology-powered specialized financial services in Brazil. The company offers social security benefits; severance fund benefits; public or private sector payrolls through secured lending solutions; and complementary banking, credit, and insurance products. It provides its services through cloud-based software, AI-driven automation, and mobile applications. The company was founded in 1999 and is based in Campinas, Brazil. |
| Long Name | AGI Inc |
| Market | us_market |
| Market Cap | 982,990,336 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_1982236282 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 811,913,984 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 979,793,637 |
| Number Of Analyst Opinions | 11 |
| Open | 6.17 |
| Operating Cashflow | -991,913,984 |
| Operating Margins | 0.110640004 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.3 |
| Phone | 55 19 3031 4000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 6.15 |
| Post Market Time | 1,787,959,806 |
| Previous Close | 6.13 |
| Price Eps Current Year | 0.94130105 |
| Price Hint | 2 |
| Price To Book | 1.059698 |
| Price To Sales Trailing12 Months | 0.281792 |
| Profit Margins | 0.23275 |
| Quick Ratio | 1.53 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.36364 |
| Region | US |
| Regular Market Change | 0.02 |
| Regular Market Change Percent | 0.326264 |
| Regular Market Day High | 6.26 |
| Regular Market Day Low | 6.04 |
| Regular Market Day Range | 6.04 - 6.26 |
| Regular Market Open | 6.17 |
| Regular Market Previous Close | 6.13 |
| Regular Market Price | 6.15 |
| Regular Market Time | 1,787,947,202 |
| Regular Market Volume | 227,868 |
| Revenue Growth | -0.152 |
| Revenue Per Share | 4.218 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 58,606,471 |
| Shares Percent Shares Out | 0.0164 |
| Shares Short | 962,739 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 1,656,276 |
| Short Name | AGI Inc |
| Short Percent Of Float | 0.045300003 |
| Short Ratio | 2.49 |
| Source Interval | 15 |
| State | SP |
| Symbol | AGBK |
| Target High Price | 15.68525 |
| Target Low Price | 8.822953 |
| Target Mean Price | 12.21686 |
| Target Median Price | 12.698735 |
| Total Cash | 2,944,293,888 |
| Total Cash Per Share | 18.386 |
| Total Debt | 19,716,593,664 |
| Total Revenue | 3,488,354,048 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 2.7 |
| Trailing P E | 2.2777777 |
| Trailing Peg Ratio | 0.2985 |
| Triggerable | 1 |
| Two Hundred Day Average | 7.73029 |
| Two Hundred Day Average Change | -1.5802898 |
| Two Hundred Day Average Change Percent | -0.20442827 |
| Type Disp | Equity |
| Volume | 227,868 |
| Website | https://agibank.com.br |
| Zip | 13,054-709 |