Affirm Holdings, Inc. (AFRM)Financial Services | Credit Services | San Francisco, United States | NasdaqGS
64.50 USD
+4.22
(7.001%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 64.69 +0.19 (0.295%) ⇧ (April 17, 2026, 7:59 p.m. EDT) Short-term: ★★★★☆ | Long-term: ★★★★☆ | Dividends: ★★☆☆☆ |
Hot Take | April 19, 2026, 12:47 a.m. EDT
With analysts raising targets post 'Top Pick' upgrades, Affirm is exhibiting classic pre-breakout volume characteristics. The options market is aggressively pricing in a move toward $80-$100 over the next month, overriding the conservative fundamental forward-PE valuation. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.299923 |
| AutoETS | 0.300288 |
| MSTL | 0.301698 |
| AutoTheta | 0.327951 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 56% |
| H-stat | 2.47 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.128 |
| Excess Kurtosis | -0.78 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 258.872 |
| Revenue per Share | 11.3 |
| Market Cap | 21,485,637,632 |
| Trailing P/E | 79.63 |
| Forward P/E | 17.18 |
| Beta | 3.63 |
| Profit Margins | 7.60% |
| Website | https://www.affirm.com |
As of April 19, 2026, 12:47 a.m. EDT: Options flow indicates a significant bullish bias with heavy call volume exceeding open interest at strikes above the current price (65-75), specifically in the May 15 and June 18 expirations. Notable 'New Flow' activity is concentrated in out-of-the-money calls, suggesting speculators are positioning for a move toward the upper analyst targets (100). While volatility skew shows elevated IV for deep out-of-the-money options, the volume imbalance heavily favors upside. Puts show notable open interest at defined downside levels (35-40), implying a floor, but current incoming flow prioritizes the upside.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.5867158 |
| Address1 | 650 California Street |
| All Time High | 176.65 |
| All Time Low | 8.62 |
| Ask | 64.53 |
| Ask Size | 12 |
| Audit Risk | 1 |
| Average Analyst Rating | 1.7 - Buy |
| Average Daily Volume10 Day | 5,480,830 |
| Average Daily Volume3 Month | 6,509,170 |
| Average Volume | 6,509,170 |
| Average Volume10Days | 5,480,830 |
| Beta | 3.633 |
| Bid | 64.26 |
| Bid Size | 15 |
| Board Risk | 7 |
| Book Value | 10.677 |
| City | San Francisco |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 8 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 64.5 |
| Current Ratio | 13.846 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 66.0 |
| Day Low | 62.33 |
| Debt To Equity | 258.872 |
| Display Name | Affirm |
| Earnings Call Timestamp End | 1,778,187,600 |
| Earnings Call Timestamp Start | 1,778,187,600 |
| Earnings Growth | 0.593 |
| Earnings Quarterly Growth | 0.613 |
| Earnings Timestamp | 1,778,184,000 |
| Earnings Timestamp End | 1,778,184,000 |
| Earnings Timestamp Start | 1,778,184,000 |
| Ebitda | 527,048,992 |
| Ebitda Margins | 0.14184 |
| Enterprise To Ebitda | 55.219 |
| Enterprise To Revenue | 7.832 |
| Enterprise Value | 29,103,050,752 |
| Eps Current Year | 3.13009 |
| Eps Forward | 3.75476 |
| Eps Trailing Twelve Months | 0.81 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 49.9436 |
| Fifty Day Average Change | 14.5564 |
| Fifty Day Average Change Percent | 0.29145676 |
| Fifty Two Week Change Percent | 58.67158 |
| Fifty Two Week High | 100.0 |
| Fifty Two Week High Change | -35.5 |
| Fifty Two Week High Change Percent | -0.355 |
| Fifty Two Week Low | 39.42 |
| Fifty Two Week Low Change | 25.080002 |
| Fifty Two Week Low Change Percent | 0.63622534 |
| Fifty Two Week Range | 39.42 - 100.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,610,548,200,000 |
| Float Shares | 279,343,261 |
| Forward Eps | 3.75476 |
| Forward P E | 17.178196 |
| Free Cashflow | 457,454,752 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,206 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.47777 |
| Gross Profits | 1,775,337,984 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04361 |
| Held Percent Institutions | 0.85301 |
| Implied Shares Outstanding | 333,110,651 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ipo Expected Date | 2,021-01-13 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,751,241,600 |
| Long Business Summary | Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California. |
| Long Name | Affirm Holdings, Inc. |
| Market | us_market |
| Market Cap | 21,485,637,632 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_695381746 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 282,328,000 |
| Next Fiscal Year End | 1,782,777,600 |
| Non Diluted Market Cap | 21,485,636,989 |
| Number Of Analyst Opinions | 26 |
| Open | 63.865 |
| Operating Cashflow | 833,334,976 |
| Operating Margins | 0.10474 |
| Overall Risk | 8 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.78 |
| Phone | 415 960 1518 |
| Post Market Change | 0.19000244 |
| Post Market Change Percent | 0.29457742 |
| Post Market Price | 64.69 |
| Post Market Time | 1,776,470,344 |
| Previous Close | 60.28 |
| Price Eps Current Year | 20.606436 |
| Price Hint | 2 |
| Price To Book | 6.041023 |
| Price To Sales Trailing12 Months | 5.782069 |
| Profit Margins | 0.07598 |
| Quick Ratio | 10.207 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.66667 |
| Region | US |
| Regular Market Change | 4.22 |
| Regular Market Change Percent | 7.00067 |
| Regular Market Day High | 66.0 |
| Regular Market Day Low | 62.33 |
| Regular Market Day Range | 62.33 - 66.0 |
| Regular Market Open | 63.865 |
| Regular Market Previous Close | 60.28 |
| Regular Market Price | 64.5 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 8,894,765 |
| Return On Assets | 0.01232 |
| Return On Equity | 0.08917 |
| Revenue Growth | 0.296 |
| Revenue Per Share | 11.3 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 10 |
| Shares Outstanding | 292,409,876 |
| Shares Percent Shares Out | 0.0513 |
| Shares Short | 17,101,506 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 17,709,657 |
| Short Name | Affirm Holdings, Inc. |
| Short Percent Of Float | 0.059 |
| Short Ratio | 3.03 |
| Source Interval | 15 |
| State | CA |
| Symbol | AFRM |
| Target High Price | 100.0 |
| Target Low Price | 53.0 |
| Target Mean Price | 78.54231 |
| Target Median Price | 81.0 |
| Total Cash | 1,564,432,000 |
| Total Cash Per Share | 4.696 |
| Total Debt | 9,181,845,504 |
| Total Revenue | 3,715,908,096 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.81 |
| Trailing P E | 79.62963 |
| Trailing Peg Ratio | 0.7777 |
| Triggerable | 1 |
| Two Hundred Day Average | 67.80275 |
| Two Hundred Day Average Change | -3.3027496 |
| Two Hundred Day Average Change Percent | -0.048711147 |
| Type Disp | Equity |
| Volume | 8,894,765 |
| Website | https://www.affirm.com |
| Zip | 94,108 |