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American Financial Group, Inc. (AFG)

Financial Services | Insurance - Property & Casualty | Cincinnati, United States | NYSE
143.35 USD +1.97 (1.393%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take | July 11, 2026, 4:33 a.m. EDT

American Financial Group presents a compelling value proposition anchored by robust profitability and a secure dividend, yet the growth story remains muted. The company boasts a healthy 19.4 percent return on equity and a 24 percent earnings surge, supported by a forward price-to-earnings ratio of 11.7 times, which implies significant margin expansion rather than top-line expansion. Technically, the stock trades above its 50- and 200-day averages, confirming a constructive short-term trend. However, the near-zero revenue growth suggests a mature business model where capital allocation efficiency matters more than scale. The options market reflects this caution, with put implied volatility outstripping calls, signaling that investors are prioritizing downside protection over aggressive speculation. For income-focused investors seeking stability with modest capital appreciation, this is a solid hold, but it lacks the explosive growth catalyst required for a premium valuation.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_60 ✓0.022398
AutoTheta0.028506
AutoETS0.028582
MSTL0.028693
MSTL_60_840.028817
AutoARIMA0.030785
MSTL_840.033905

Forecast horizon: 60 days | Selected: MSTL_60

Forecast Reliability
Score 40%
H-stat 35.87
Ljung-Box p 0.000
Jarque-Bera p 0.006
Excess Kurtosis 0.19
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-14
Last Dividend Date 2026-04-14
Debt to Equity Ratio 43.523
Revenue per Share 95.316
Market Cap 11,910,389,760
Trailing P/E 13.61
Forward P/E 11.89
Beta 0.61
Profit Margins 11.06%
Website https://www.afginc.com

As of July 11, 2026, 4:33 a.m. EDT: Put implied volatility is significantly higher than call implied volatility in the nearest expiration, indicating a defensive bias among speculators. Open interest clusters suggest a defined upside target around 145 to 150, while put protection is concentrated near the 130 strike. The overall positioning reflects a cautious sentiment where downside protection is prioritized over aggressive upside speculation.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.67% 5.22% 5.76% 8.47%
Dividend History
Date Dividend Yield %
2026-04-15 0.880000 0.673865
2026-02-13 1.500000 1.163242
2026-01-15 0.880000 0.667172
2025-11-17 2.000000 1.439988
2025-10-15 0.880000 0.644783
2025-07-15 0.800000 0.634921
2025-04-15 0.800000 0.629723
2025-03-17 2.000000 1.580778
2025-01-14 0.800000 0.597015
2024-11-15 4.000000 2.902336
2024-10-15 0.800000 0.592812
2024-07-15 0.710000 0.560246
2024-04-12 0.710000 0.557694
2024-02-15 2.500000 2.023964
2024-01-11 0.710000 0.594043
2023-11-10 1.500000 1.383126
2023-10-12 0.710000 0.648402
2023-07-13 0.630000 0.538738
2023-04-13 0.630000 0.518092
2023-02-14 4.000000 3.042056
2023-01-12 0.630000 0.446112
2022-11-14 2.000000 1.437298
2022-10-13 0.630000 0.482833
2022-07-14 0.560000 0.422961
2022-05-19 8.000000 6.074873
2022-04-13 0.560000 0.381341
2022-03-14 2.000000 1.459428
2022-01-13 0.560000 0.413101
2021-12-22 2.000000 1.484230
2021-11-12 4.000000 2.859594
2021-10-14 0.560000 0.417008
2021-09-27 4.000000 3.063726
2021-07-23 2.000000 1.588436
2021-07-14 0.500000 0.405252
2021-06-07 14.000000 11.689071
2021-04-14 0.500000 0.419921
2021-01-14 0.500000 0.561419
2020-12-18 2.000000 2.343292
2020-10-14 0.500000 0.712657
2020-07-14 0.450000 0.748628
2020-04-14 0.450000 0.593824
2020-01-14 0.450000 0.408831
2019-11-14 1.800000 1.658528
2019-10-11 0.450000 0.437786
2019-07-12 0.400000 0.380156
2019-05-14 1.500000 1.510726
2019-04-12 0.400000 0.407872
2019-01-14 0.400000 0.430988
2018-11-15 1.500000 1.454193
2018-10-12 0.400000 0.393391
2018-07-12 0.350000 0.325672
2018-05-14 1.500000 1.357343
2018-04-12 0.350000 0.313311
2018-01-11 0.350000 0.323057
2017-11-16 2.000000 1.957522
2017-10-12 0.350000 0.334928
2017-07-12 0.313000 0.315524
2017-05-11 1.500000 1.538304
2017-04-11 0.313000 0.329682
2017-01-11 0.313000 0.356776
2016-11-21 1.000000 1.240387
2016-10-12 0.313000 0.409686
2016-07-13 0.280000 0.387222
2016-04-13 0.280000 0.406327
2016-01-13 0.280000 0.419287
2015-12-11 1.000000 1.404297
2015-10-13 0.280000 0.394366
2015-07-13 0.250000 0.369822
2015-04-13 0.250000 0.385862
2015-01-13 0.250000 0.421301
2014-12-11 1.000000 1.658100
2014-10-10 0.250000 0.441774
2014-07-11 0.220000 0.372124
2014-04-11 0.220000 0.395257
2014-01-13 0.220000 0.389449
2013-12-12 1.000000 1.794688
2013-10-10 0.220000 0.411138
2013-07-11 0.195000 0.381455
2013-04-11 0.195000 0.406250
2013-01-11 0.195000 0.470787
2012-12-13 0.250000 0.629723
2012-10-11 0.195000 0.511677
2012-07-11 0.175000 0.473741
2012-04-11 0.175000 0.466169
2012-01-11 0.175000 0.468415
2011-10-12 0.175000 0.529181
2011-07-13 0.163000 0.468525
2011-04-13 0.163000 0.465847
2011-01-12 0.163000 0.494389
2010-10-13 0.163000 0.523443
2010-07-13 0.138000 0.472279
2010-04-13 0.138000 0.476519
2010-01-13 0.138000 0.546968
2009-10-13 0.130000 0.504658
2009-07-13 0.130000 0.574713
2009-04-13 0.130000 0.686378
2009-01-13 0.130000 0.626808
2008-10-10 0.125000 0.782228
2008-07-11 0.125000 0.448994
2008-04-11 0.125000 0.487140
2008-01-11 0.125000 0.438905
2007-10-11 0.100000 0.335345
2007-07-11 0.100000 0.301568
2007-04-11 0.100000 0.289352
2007-01-10 0.100000 0.288268
2006-10-11 0.092000 0.286070
2006-07-12 0.092000 0.325933
2006-04-11 0.092000 0.331571
2006-01-11 0.092000 0.352490
2005-10-12 0.083333 0.384851
2005-07-13 0.083333 0.375261
2005-04-13 0.083333 0.420025
2005-01-12 0.083333 0.415419
2004-10-13 0.083333 0.426619
2004-07-13 0.083333 0.408762
2004-04-13 0.083333 0.418478
2004-01-13 0.083333 0.468163
2003-10-10 0.083333 0.569733
2003-07-11 0.083333 0.544423
2003-04-11 0.083333 0.609159
2003-01-13 0.083333 0.535789
2002-10-10 0.083333 0.561796
2002-07-11 0.083333 0.550416
2002-04-11 0.083333 0.428080
2002-01-16 0.083333 0.523887
2001-10-11 0.166667 1.157410
2001-07-11 0.166667 0.832780
2001-04-10 0.166667 1.019994
2001-01-10 0.166667 1.005027
2000-10-11 0.166667 1.230772
2000-07-12 0.166667 0.941178
2000-04-12 0.166667 0.919542
2000-01-13 0.166667 1.017814
1999-10-13 0.166667 0.936770
1999-07-13 0.166667 0.715565
1999-04-13 0.166667 0.729929
1999-01-13 0.166667 0.647250
1998-10-13 0.166667 0.792081
1998-07-13 0.166667 0.571430
1998-04-13 0.166667 0.567377
1998-01-13 0.166667 0.634922
1997-10-10 0.166667 0.555557
1997-07-11 0.166667 0.568183
1997-04-11 0.166667 0.716847
1997-01-13 0.166667 0.701756
1996-10-10 0.166667 0.760458
1996-07-11 0.166667 0.858371
1996-04-11 0.166667 0.851066
1996-01-10 0.166667 0.809718
1995-09-27 0.166667 0.833335
1995-06-28 0.166667 0.970876
1995-03-27 0.166667 1.036272
1994-12-23 0.166667 1.030930
1994-12-13 0.166667 1.052634
1994-09-26 0.146667 0.814817
1994-06-24 0.146667 0.858539
1994-03-25 0.146667 0.862747
1993-12-27 0.146667 0.709679
1993-09-24 0.140000 0.672000
1993-06-24 0.140000 0.633962
1993-03-29 0.140000 0.796209
1992-12-24 0.140000 0.884211
1992-09-24 0.133333 1.052629
1992-07-02 1.000000 7.741935
1992-06-10 0.133333 0.987652
1992-03-30 0.133333 0.869563
1991-12-24 0.133333 0.772945
1991-09-24 0.113333 0.693876
1991-06-24 0.113333 0.715787
1991-04-01 0.113333 0.697434
1990-12-24 0.113333 0.866240
1990-09-25 0.080000 0.548571
1990-06-25 0.080000 0.524590
1990-03-30 0.080000 0.475248
1989-12-22 0.080000 0.468293
1989-09-25 0.066667 0.372095
1989-06-26 0.066667 0.377360
1989-03-30 0.066667 0.423283
1988-12-23 0.066667 0.425534
1987-12-23 0.016667 0.118697
1987-08-13 2.833333 14.847161
1986-12-22 0.016667 0.092809
Additional Data
dividendRate 3.52
dividendYield 2.46
exDividendDate 2026-07-15
trailingAnnualDividendRate 3.44
trailingAnnualDividendYield 0.024331588
lastDividendValue 0.88
lastDividendDate 2026-04-15
dividendDate 2026-07-24

Info Dump

Attribute Value
52 Week Change 0.101261854
Address1 301 East Fourth Street
All Time High 152.29
All Time Low 4.666667
Ask 226.69
Ask Size 100
Audit Risk 1
Average Analyst Rating 2.4 - Buy
Average Daily Volume10 Day 544,970
Average Daily Volume3 Month 513,208
Average Volume 513,208
Average Volume10Days 544,970
Beta 0.614
Bid 57.97
Bid Size 100
Board Risk 8
Book Value 56.303
City Cincinnati
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 143.35
Current Ratio 2.145
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 143.7999
Day Low 141.825
Debt To Equity 43.523
Display Name American Financial
Dividend Date 1,784,851,200
Dividend Rate 3.52
Dividend Yield 2.46
Earnings Call Timestamp End 1,777,563,000
Earnings Call Timestamp Start 1,777,563,000
Earnings Growth 0.246
Earnings Quarterly Growth 0.24
Earnings Timestamp 1,777,492,800
Earnings Timestamp End 1,777,492,800
Earnings Timestamp Start 1,777,492,800
Ebitda 1,319,000,064
Ebitda Margins 0.16597
Enterprise To Ebitda 9.486
Enterprise To Revenue 1.574
Enterprise Value 12,512,390,144
Eps Current Year 11.59714
Eps Forward 12.06
Eps Trailing Twelve Months 10.53
Esg Populated 0
Ex Dividend Date 1,784,073,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 513 352 9230
Fifty Day Average 134.6632
Fifty Day Average Change 8.686813
Fifty Day Average Change Percent 0.0645077
Fifty Two Week Change Percent 10.126185
Fifty Two Week High 150.02
Fifty Two Week High Change -6.669998
Fifty Two Week High Change Percent -0.044460725
Fifty Two Week Low 122.11
Fifty Two Week Low Change 21.240005
Fifty Two Week Low Change Percent 0.17394157
Fifty Two Week Range 122.11 - 150.02
Financial Currency USD
First Trade Date Milliseconds 322,151,400,000
Five Year Avg Dividend Yield 2.04
Float Shares 71,616,049
Forward Eps 12.06
Forward P E 11.886401
Free Cashflow 299,875,008
Full Exchange Name NYSE
Full Time Employees 8,500
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.1929
Gross Profits 1,532,999,936
Has Pre Post Market Data 1
Held Percent Insiders 0.20371
Held Percent Institutions 0.68167
Implied Shares Outstanding 83,086,083
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Ir Website http://www.afginc.com/phoenix.zhtml?c=89330&p=irol-irhome
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,776,211,200
Last Dividend Value 0.88
Last Fiscal Year End 1,767,139,200
Last Split Date 1,166,400,000
Last Split Factor 3:2
Long Business Summary American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. It operates through Property and Casualty Insurance and Other segments. The company offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, other specialty transportation niches, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. It sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was formerly known as American Financial Group Holdings Inc and changed its name to American Financial Group, Inc. in July 1997. The company was founded in 1872 and is headquartered in Cincinnati, Ohio.
Long Name American Financial Group, Inc.
Market us_market
Market Cap 11,910,389,760
Market State PRE
Max Age 86,400
Message Board Id finmb_295539
Most Recent Quarter 1,774,915,200
Net Income To Common 879,000,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 11,746,710,414
Number Of Analyst Opinions 6
Open 142.63
Operating Cashflow 1,664,999,936
Operating Margins 0.14636
Overall Risk 4
Payout Ratio 0.3191
Peg Ratio 2.3
Phone 513 579 2121
Pre Market Change -0.010299683
Pre Market Change Percent -0.007184975
Pre Market Price 143.34
Pre Market Time 1,784,026,334
Previous Close 141.38
Price Eps Current Year 12.360806
Price Hint 2
Price To Book 2.5460455
Price To Sales Trailing12 Months 1.4987278
Profit Margins 0.11061
Quick Ratio 0.836
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.42857
Region US
Regular Market Change 1.97
Regular Market Change Percent 1.39341
Regular Market Day High 143.7999
Regular Market Day Low 141.825
Regular Market Day Range 141.825 - 143.7999
Regular Market Open 142.63
Regular Market Previous Close 141.38
Regular Market Price 143.35
Regular Market Time 1,783,972,803
Regular Market Volume 309,131
Return On Assets 0.02454
Return On Equity 0.19383
Revenue Growth 0.003
Revenue Per Share 95.316
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 83,086,083
Shares Percent Shares Out 0.023
Shares Short 1,913,358
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 1,827,329
Short Name American Financial Group, Inc.
Short Percent Of Float 0.0277
Short Ratio 3.3
Source Interval 15
State OH
Symbol AFG
Target High Price 173.0
Target Low Price 127.0
Target Mean Price 147.16667
Target Median Price 144.5
Total Cash 1,434,000,000
Total Cash Per Share 17.259
Total Debt 2,036,000,000
Total Revenue 7,946,999,808
Tradeable 0
Trailing Annual Dividend Rate 3.44
Trailing Annual Dividend Yield 0.024331588
Trailing Eps 10.53
Trailing P E 13.613486
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 133.92915
Two Hundred Day Average Change 9.420853
Two Hundred Day Average Change Percent 0.070342064
Type Disp Equity
Volume 309,131
Website https://www.afginc.com
Zip 45,202