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Affinity Bancshares, Inc. (AFBI)

Financial Services | Banks - Regional | Covington, United States | NasdaqCM
22.40 USD

Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★☆☆☆
Hot Take | April 18, 2026, 10:08 p.m. EDT

Critical volatility risk: A specific news headline suggests Fidelity BancShares is proposing an all-cash acquisition of AFBI at $142.8M total value, yet the current price is only ~$22.39 (stagnating near 52-week highs); this massive discrepancy combined with the launch of independent legal investigations by Kahn Swick & Foti and Halper Sadeh creates a volatile event-driven scenario with no established safe price or clear directional edge. Market makers are currently pricing in a waiting game due to these conflicting signals.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.045186
AutoARIMA0.045224
AutoTheta0.045442
MSTL0.045744

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 42%
H-stat 24.03
Ljung-Box p 0.000
Jarque-Bera p 0.236
Excess Kurtosis -0.89
Attribute Value
Sector Financial Services
Ex Dividend Date 2025-03-12
Last Dividend Date 2025-03-12
Revenue per Share 1.897
Market Cap 136,525,424
Trailing P/E 17.36
Beta -0.04
Profit Margins 10.91%
Previous Name Community First Bancshares, Inc.
Website https://myaffinitybank.com

Dividend Data

Dividend History
Date Dividend Yield %
2025-03-13 1.5 8.412787
Additional Data
exDividendDate 2025-03-13
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 1.5
lastDividendDate 2025-03-13
dividendDate 2025-03-27

Info Dump

Attribute Value
52 Week Change 0.21673
Address1 3,175 Highway 278
All Time High 22.5
All Time Low 5.916115
Ask 22.39
Ask Size 1
Average Daily Volume10 Day 22,130
Average Daily Volume3 Month 14,888
Average Volume 14,888
Average Volume10Days 22,130
Beta -0.041
Bid 22.35
Bid Size 1
Book Value 10.215
City Covington
Compensation As Of Epoch Date 1,735,603,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 22.4
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 22.405
Day Low 22.39
Display Name Affinity Bancshares
Dividend Date 1,743,033,600
Earnings Timestamp End 1,753,732,800
Earnings Timestamp Start 1,753,387,200
Ebitda Margins 0.0
Enterprise To Revenue 9.733
Enterprise Value 138,991,808
Eps Trailing Twelve Months 1.29
Esg Populated 0
Ex Dividend Date 1,741,824,000
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 20.55278
Fifty Day Average Change 1.8472195
Fifty Day Average Change Percent 0.08987687
Fifty Two Week Change Percent 21.673
Fifty Two Week High 22.5
Fifty Two Week High Change -0.10000038
Fifty Two Week High Change Percent -0.0044444613
Fifty Two Week Low 17.75
Fifty Two Week Low Change 4.6499996
Fifty Two Week Low Change Percent 0.2619718
Fifty Two Week Range 17.75 - 22.5
Financial Currency USD
First Trade Date Milliseconds 1,493,386,200,000
Float Shares 3,132,693
Full Exchange Name NasdaqCM
Full Time Employees 79
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 14,280,000
Has Pre Post Market Data 1
Held Percent Insiders 0.30085
Held Percent Institutions 0.26631
Implied Shares Outstanding 6,094,885
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,741,824,000
Last Dividend Value 1.5
Last Fiscal Year End 1,767,139,200
Long Business Summary Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates FitnessBank, a virtual bank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
Long Name Affinity Bancshares, Inc.
Market us_market
Market Cap 136,525,424
Market State REGULAR
Max Age 86,400
Message Board Id finmb_46106250
Most Recent Quarter 1,546,214,400
Name Change Date 2,026-04-20
Net Income To Common 1,558,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 136,525,424
Open 22.405
Operating Cashflow 1,858,000
Operating Margins 0.07202
Payout Ratio 0.0
Phone 770 786 7088
Prev Name Community First Bancshares, Inc.
Previous Close 22.4
Price Hint 2
Price To Book 2.1928537
Price To Sales Trailing12 Months 9.560604
Profit Margins 0.1091
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 22.405
Regular Market Day Low 22.39
Regular Market Day Range 22.39 - 22.405
Regular Market Open 22.405
Regular Market Previous Close 22.4
Regular Market Price 22.4
Regular Market Time 1,776,781,515
Regular Market Volume 29,069
Return On Assets 0.00525
Return On Equity 0.02049
Revenue Growth 0.042
Revenue Per Share 1.897
Sand P52 Week Change 0.34445214
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 6,094,885
Shares Percent Shares Out 0.0019
Shares Short 11,802
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 4,683
Short Name Affinity Bancshares, Inc.
Short Percent Of Float 0.0025
Short Ratio 0.54
Source Interval 15
State GA
Symbol AFBI
Total Cash 35,195,000
Total Cash Per Share 4.732
Total Debt 7,570,000
Total Revenue 14,280,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 1.29
Trailing P E 17.364342
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 19.79266
Two Hundred Day Average Change 2.6073399
Two Hundred Day Average Change Percent 0.13173267
Type Disp Equity
Volume 29,069
Website https://myaffinitybank.com
Zip 30,014