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Enact Holdings, Inc. (ACT)

Financial Services | Insurance - Specialty | Raleigh, United States | NasdaqGS
42.89 USD +1.06 (2.534%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 42.91 +0.02 (0.052%) ⇧ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★★★☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 19, 2026, 12:12 a.m. EDT

Enact Holdings (ACT) presents a compelling core holding for risk-averse portfolios seeking value and yield, combining robust profitability margins with a bumpy but growing dividend trajectory. The low P/E (9.2x) suggests significant safety against a recession, while the recent technicals and analyst upgrades signal the market is correcting this valuation. For long-term investors, the 'buy and hold' thesis is strong, but short-term traders should watch the 45.0 strike; heavy options interest there suggests that level acts as a key technical barrier and potential catalyst for the next breakout leg.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.036246
AutoTheta0.049810
MSTL0.057279
AutoETS0.060082

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 80%
H-stat 0.12
Ljung-Box p 0.000
Jarque-Bera p 0.061
Excess Kurtosis -0.04
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-25
Last Dividend Date 2026-02-25
Debt to Equity Ratio 14.048
Revenue per Share 8.329
Market Cap 6,069,530,112
Trailing P/E 9.49
Forward P/E 8.48
Beta 0.51
Profit Margins 54.56%
Website https://enactmi.com

As of April 19, 2026, 12:12 a.m. EDT: Options activity indicates a distinct bullish skew. Price action scores show heavy Open Interest (OI) concentrations above the current price, particularly at the 45.0 strike (ATM and near ATM), which accounts for 98% of Call OI at the nearest expiration. This heavy positioning at higher strikes acts as a speculative long-term target. Conversely, Put OI is fragmented and lower, with 100% of dated Put OI sitting below the current price (protective floors around 30-40), while near-term Call OI is entirely above. The V/S ratio is heavily skewed toward calls, suggesting speculators are positioning for upside momentum, though the activity volume is relatively low overall.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.49% 2.19% 3.23%
Dividend History
Date Dividend Yield %
2026-02-26 0.210 0.493305
2025-11-21 0.210 0.548316
2025-08-18 0.210 0.569246
2025-05-19 0.210 0.584050
2025-02-21 0.185 0.574388
2024-11-18 0.185 0.560746
2024-08-28 0.185 0.545473
2024-05-29 0.185 0.634733
2024-02-27 0.160 0.623530
2023-11-15 0.870 3.267116
2023-08-30 0.160 0.604910
2023-05-30 0.160 0.698064
2023-02-22 0.140 0.633791
2022-11-17 1.260 5.855603
2022-08-25 0.140 0.614402
2022-05-06 0.140 0.700888
2021-11-24 1.230 6.674909
Additional Data
dividendRate 0.84
dividendYield 1.96
exDividendDate 2026-02-26
trailingAnnualDividendRate 0.815
trailingAnnualDividendYield 0.019483624
lastDividendValue 0.21
lastDividendDate 2026-02-26
dividendDate 2026-03-19

Info Dump

Attribute Value
52 Week Change 0.24138927
Address1 8,325 Six Forks Road
All Time High 44.8
All Time Low 18.76
Ask 53.93
Ask Size 2
Audit Risk 3
Average Analyst Rating 2.6 - Hold
Average Daily Volume10 Day 296,470
Average Daily Volume3 Month 324,587
Average Volume 324,587
Average Volume10Days 296,470
Beta 0.51
Bid 30.55
Bid Size 2
Board Risk 2
Book Value 37.657
City Raleigh
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 42.89
Current Ratio 1.025
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 43.37
Day Low 41.825
Debt To Equity 14.048
Display Name Enact
Dividend Date 1,773,878,400
Dividend Rate 0.84
Dividend Yield 1.96
Earnings Call Timestamp End 1,778,068,800
Earnings Call Timestamp Start 1,778,068,800
Earnings Growth 0.155
Earnings Quarterly Growth 0.089
Earnings Timestamp 1,778,011,200
Earnings Timestamp End 1,778,011,200
Earnings Timestamp Start 1,778,011,200
Ebitda Margins 0.0
Enterprise To Revenue 5.049
Enterprise Value 6,239,347,712
Eps Current Year 4.81
Eps Forward 5.05698
Eps Trailing Twelve Months 4.52
Esg Populated 0
Ex Dividend Date 1,772,064,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 41.6854
Fifty Day Average Change 1.2046013
Fifty Day Average Change Percent 0.02889744
Fifty Two Week Change Percent 24.138927
Fifty Two Week High 44.8
Fifty Two Week High Change -1.9099998
Fifty Two Week High Change Percent -0.042633925
Fifty Two Week Low 33.94
Fifty Two Week Low Change 8.950001
Fifty Two Week Low Change Percent 0.2637007
Fifty Two Week Range 33.94 - 44.8
Financial Currency USD
First Trade Date Milliseconds 1,631,799,000,000
Float Shares 27,033,393
Forward Eps 5.05698
Forward P E 8.481346
Free Cashflow 1,108,248,576
Full Exchange Name NasdaqGS
Full Time Employees 419
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.73603
Gross Profits 909,606,016
Has Pre Post Market Data 1
Held Percent Insiders 0.81469
Held Percent Institutions 0.21991
Implied Shares Outstanding 141,513,865
Industry Insurance - Specialty
Industry Disp Insurance - Specialty
Industry Key insurance-specialty
Ipo Expected Date 2,021-09-16
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,772,064,000
Last Dividend Value 0.21
Last Fiscal Year End 1,767,139,200
Long Business Summary Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
Long Name Enact Holdings, Inc.
Market us_market
Market Cap 6,069,530,112
Market State CLOSED
Max Age 86,400
Message Board Id finmb_317807518
Most Recent Quarter 1,767,139,200
Net Income To Common 674,243,968
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 6,055,497,863
Number Of Analyst Opinions 5
Open 41.93
Operating Cashflow 724,518,976
Operating Margins 0.75335
Overall Risk 3
Payout Ratio 0.18030001
Phone 919 846 4100
Post Market Change 0.022499084
Post Market Change Percent 0.052457646
Post Market Price 42.9125
Post Market Time 1,776,462,488
Previous Close 41.83
Price Eps Current Year 8.91684
Price Hint 2
Price To Book 1.1389648
Price To Sales Trailing12 Months 4.9113107
Profit Margins 0.54557997
Quick Ratio 0.941
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.6
Region US
Regular Market Change 1.06
Regular Market Change Percent 2.53406
Regular Market Day High 43.37
Regular Market Day Low 41.825
Regular Market Day Range 41.825 - 43.37
Regular Market Open 41.93
Regular Market Previous Close 41.83
Regular Market Price 42.89
Regular Market Time 1,776,456,001
Regular Market Volume 280,348
Return On Assets 0.084759995
Return On Equity 0.13027
Revenue Growth 0.036
Revenue Per Share 8.329
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 141,186,707
Shares Percent Shares Out 0.026099999
Shares Short 3,678,651
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 3,245,736
Short Name Enact Holdings, Inc.
Short Percent Of Float 0.14060001
Short Ratio 10.98
Source Interval 15
State NC
Symbol ACT
Target High Price 50.0
Target Low Price 42.0
Target Mean Price 45.6
Target Median Price 44.0
Total Cash 582,492,992
Total Cash Per Share 4.116
Total Debt 752,310,976
Total Revenue 1,235,826,944
Tradeable 0
Trailing Annual Dividend Rate 0.815
Trailing Annual Dividend Yield 0.019483624
Trailing Eps 4.52
Trailing P E 9.488938
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 38.71915
Two Hundred Day Average Change 4.170849
Two Hundred Day Average Change Percent 0.10772057
Type Disp Equity
Volume 280,348
Website https://enactmi.com
Zip 27,615