ACNB Corporation (ACNB)Financial Services | Banks - Regional | Gettysburg, United States | NasdaqCM
59.94 USD
+0.62
(1.045%)
⇧
(July 13, 2026, 4 p.m.
EDT)
After hours: 59.94 |
Hot Take ↕ | July 11, 2026, 4:47 a.m. EDT
This regional bank presents a compelling dichotomy between a deteriorating short-term trend and a fundamentally robust long-term business. The price action over the last two weeks is distinctly bearish, sliding from a high of $61.25 down to $58.31, erasing recent gains and trading well below the 50-day moving average. This technical weakness, combined with a low-confidence statistical forecast predicting a slight dip over the next month, suggests the immediate outlook is fragile. However, the long-term picture is exceptionally strong. The company has delivered a massive +70.81% cumulative return over the last nine years, driven by eight consecutive years of positive annual growth. Fundamentals are pristine: revenue grew 42.7% recently, ROE sits at a healthy 12.6%, and the payout ratio is a conservative 29%. The market appears to be punishing the stock temporarily, perhaps due to sector-wide rotation or specific regional concerns, rather than reflecting a broken business model. For investors willing to ignore the noisy short-term decline, the valuation (under 12x forward earnings) and the trajectory of earnings growth offer a significant margin of safety. |
| Model | MAE |
|---|---|
| MSTL_126 ✓ | 0.037705 |
| MSTL_70_126 | 0.048075 |
| AutoTheta | 0.064583 |
| AutoARIMA | 0.070443 |
| AutoETS | 0.070508 |
| MSTL | 0.071398 |
| MSTL_70 | 0.086698 |
Forecast horizon: 60 days | Selected: MSTL_126
| Forecast Reliability | |
|---|---|
| Score | 43% |
| H-stat | 12.44 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.195 |
| Excess Kurtosis | -0.46 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-05-31 |
| Last Dividend Date | 2026-05-31 |
| Revenue per Share | 15.282 |
| Market Cap | 612,109,888 |
| Trailing P/E | 12.11 |
| Forward P/E | 10.94 |
| Beta | 0.87 |
| Profit Margins | 32.12% |
| Website | https://www.acnb.com |
As of July 11, 2026, 4:47 a.m. EDT: Speculator positioning is extremely thin and ambiguous. Call volume is negligible across all expirations, while put activity is similarly sparse. The implied volatility skew shows elevated pricing for near-term protection relative to calls, suggesting a slight defensive bias among traders, but the lack of meaningful open interest or directional flow indicates no clear speculative consensus on immediate price direction.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.74% | 4.04% | 3.53% | 3.41% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-06-01 | 0.920000 | 1.738473 |
| 2026-02-27 | 0.380000 | 0.753968 |
| 2025-12-01 | 0.380000 | 0.792988 |
| 2025-08-29 | 0.340000 | 0.750221 |
| 2025-05-30 | 0.340000 | 0.817898 |
| 2025-02-28 | 0.320000 | 0.781059 |
| 2024-11-29 | 0.320000 | 0.682885 |
| 2024-08-30 | 0.320000 | 0.761542 |
| 2024-05-31 | 0.320000 | 1.013621 |
| 2024-02-29 | 0.300000 | 0.851305 |
| 2023-11-30 | 0.300000 | 0.767656 |
| 2023-08-31 | 0.280000 | 0.879673 |
| 2023-05-31 | 0.280000 | 0.950764 |
| 2023-02-28 | 0.280000 | 0.755940 |
| 2022-11-30 | 0.280000 | 0.712468 |
| 2022-08-31 | 0.260000 | 0.731159 |
| 2022-05-31 | 0.260000 | 0.753405 |
| 2022-02-28 | 0.260000 | 0.807955 |
| 2021-11-30 | 0.260000 | 0.895317 |
| 2021-08-30 | 0.250000 | 0.869565 |
| 2021-05-28 | 0.270000 | 0.937500 |
| 2021-02-26 | 0.250000 | 0.905469 |
| 2020-11-30 | 0.250000 | 1.003613 |
| 2020-08-28 | 0.250000 | 1.121076 |
| 2020-05-29 | 0.250000 | 1.006441 |
| 2020-02-27 | 0.250000 | 0.774473 |
| 2019-11-27 | 0.250000 | 0.704622 |
| 2019-08-28 | 0.250000 | 0.748503 |
| 2019-05-30 | 0.250000 | 0.682501 |
| 2019-02-28 | 0.230000 | 0.583756 |
| 2018-11-29 | 0.230000 | 0.626362 |
| 2018-08-29 | 0.230000 | 0.644258 |
| 2018-05-31 | 0.230000 | 0.730159 |
| 2018-02-28 | 0.200000 | 0.714286 |
| 2017-11-30 | 0.200000 | 0.689655 |
| 2017-08-30 | 0.200000 | 0.769231 |
| 2017-05-30 | 0.200000 | 0.710480 |
| 2017-02-27 | 0.200000 | 0.683761 |
| 2016-11-29 | 0.200000 | 0.635930 |
| 2016-08-30 | 0.200000 | 0.751315 |
| 2016-05-27 | 0.200000 | 0.809062 |
| 2016-02-26 | 0.200000 | 0.896057 |
| 2015-11-27 | 0.200000 | 0.904568 |
| 2015-08-28 | 0.200000 | 1.007557 |
| 2015-05-28 | 0.200000 | 0.987654 |
| 2015-02-25 | 0.200000 | 0.988142 |
| 2014-11-26 | 0.200000 | 0.971345 |
| 2014-08-27 | 0.190000 | 0.993724 |
| 2014-05-28 | 0.190000 | 0.979381 |
| 2014-02-26 | 0.190000 | 1.016043 |
| 2013-11-26 | 0.190000 | 1.074661 |
| 2013-08-27 | 0.190000 | 1.086957 |
| 2013-05-29 | 0.190000 | 1.128936 |
| 2013-02-27 | 0.190000 | 1.134328 |
| 2012-11-28 | 0.190000 | 1.186017 |
| 2012-08-28 | 0.190000 | 1.266667 |
| 2012-05-30 | 0.190000 | 1.310345 |
| 2012-02-28 | 0.190000 | 1.288136 |
| 2011-11-29 | 0.190000 | 1.373825 |
| 2011-08-30 | 0.190000 | 1.356174 |
| 2011-05-27 | 0.190000 | 1.245902 |
| 2011-02-25 | 0.190000 | 1.187500 |
| 2010-11-29 | 0.190000 | 1.225806 |
| 2010-08-30 | 0.190000 | 1.328671 |
| 2010-05-27 | 0.190000 | 1.357143 |
| 2010-02-25 | 0.190000 | 1.467181 |
| 2009-11-27 | 0.190000 | 1.507936 |
| 2009-08-28 | 0.190000 | 1.407407 |
| 2009-05-28 | 0.190000 | 1.696429 |
| 2009-02-25 | 0.190000 | 1.909548 |
| 2008-11-26 | 0.190000 | 1.520000 |
| 2008-08-27 | 0.190000 | 1.202532 |
| 2008-05-28 | 0.190000 | 1.225806 |
| 2008-02-27 | 0.190000 | 1.288136 |
| 2007-08-29 | 0.190476 | 1.169590 |
| 2007-05-30 | 0.190476 | 1.086955 |
| 2007-02-27 | 0.190476 | 1.032524 |
| 2006-11-29 | 0.200000 | 1.063291 |
| 2006-08-30 | 0.190476 | 0.999999 |
| 2006-06-09 | 0.190476 | 1.049999 |
| 2006-02-27 | 0.190476 | 1.024389 |
| 2005-11-29 | 0.253968 | 1.393033 |
| 2005-08-30 | 0.190476 | 0.939596 |
| 2005-02-25 | 0.190476 | 0.830039 |
| 2004-11-29 | 0.244898 | 1.044488 |
| 2004-08-30 | 0.190476 | 0.843373 |
| 2004-05-27 | 0.190476 | 0.799999 |
| 2004-02-26 | 0.190476 | 0.783581 |
| 2003-11-26 | 0.235828 | 0.998082 |
| 2003-08-28 | 0.190476 | 0.826771 |
| 2003-05-29 | 0.190476 | 0.871368 |
| 2003-02-27 | 0.190476 | 0.913043 |
| 2002-11-29 | 0.253968 | 1.342924 |
| 2002-08-29 | 0.181406 | 1.000001 |
| 2002-05-29 | 0.181406 | 0.952382 |
| 2002-02-28 | 0.181406 | 1.117319 |
| 2002-01-02 | 0.181406 | 1.078168 |
| 2001-11-28 | 0.253968 | 1.534245 |
| 2001-08-29 | 0.181406 | 1.111112 |
| 2001-05-30 | 0.181406 | 1.197605 |
| 2001-02-27 | 0.181406 | 1.240311 |
| 1996-01-02 | 0.907029 | 5.479449 |
| 1995-11-29 | 0.154195 | 0.944444 |
| 1995-08-30 | 0.154195 | 1.062500 |
| 1995-05-25 | 0.145125 | 0.780489 |
| 1995-02-23 | 0.145125 | 1.066669 |
| 1994-11-28 | 0.181406 | 1.250001 |
| 1994-08-31 | 0.136054 | 0.666665 |
| 1994-05-27 | 0.131519 | 0.613755 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.3577478 |
| Address1 | 16 Lincoln Square |
| All Time High | 61.73 |
| All Time Low | 7.2 |
| Ask | 76.16 |
| Ask Size | 2 |
| Audit Risk | 4 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 97,120 |
| Average Daily Volume3 Month | 68,103 |
| Average Volume | 68,103 |
| Average Volume10Days | 97,120 |
| Beta | 0.866 |
| Bid | 42.79 |
| Bid Size | 2 |
| Board Risk | 2 |
| Book Value | 41.156 |
| City | Gettysburg |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 59.94 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 60.36 |
| Day Low | 59.215 |
| Display Name | ACNB |
| Dividend Date | 1,781,481,600 |
| Dividend Rate | 1.68 |
| Dividend Yield | 2.83 |
| Earnings Timestamp | 1,776,970,800 |
| Earnings Timestamp End | 1,784,833,200 |
| Earnings Timestamp Start | 1,784,833,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 5.037 |
| Enterprise Value | 800,088,896 |
| Eps Current Year | 5.4 |
| Eps Forward | 5.4775 |
| Eps Trailing Twelve Months | 4.95 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,780,272,000 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 55.5118 |
| Fifty Day Average Change | 4.4282 |
| Fifty Day Average Change Percent | 0.07977042 |
| Fifty Two Week Change Percent | 35.77478 |
| Fifty Two Week High | 61.73 |
| Fifty Two Week High Change | -1.7900009 |
| Fifty Two Week High Change Percent | -0.028997261 |
| Fifty Two Week Low | 40.8 |
| Fifty Two Week Low Change | 19.14 |
| Fifty Two Week Low Change Percent | 0.46911764 |
| Fifty Two Week Range | 40.8 - 61.73 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 765,466,200,000 |
| Five Year Avg Dividend Yield | 3.12 |
| Float Shares | 9,801,418 |
| Forward Eps | 5.4775 |
| Forward P E | 10.942948 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 501 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 158,856,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.038900003 |
| Held Percent Institutions | 0.40952 |
| Implied Shares Outstanding | 10,212,044 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,780,272,000 |
| Last Dividend Value | 0.92 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,196,208,000 |
| Last Split Factor | 105:100 |
| Long Business Summary | ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs that include personal residential mortgages, residential construction loans, and investment mortgage loans. In addition, the company offers other services that are related to testamentary trusts, life insurance trusts, charitable, guardianships, powers of attorney, custodial accounts, investment management and advisory accounts, wealth management, and retail brokerage and services. Further, the company offers property and casualty, health, life, and disability insurance products to commercial and personal clients; online, telephone, and mobile banking; as well as automated teller machine services. ACNB Corporation was founded in 1857 and is headquartered in Gettysburg, Pennsylvania. |
| Long Name | ACNB Corporation |
| Market | us_market |
| Market Cap | 612,109,888 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_246951 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 51,026,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 605,778,450 |
| Number Of Analyst Opinions | 3 |
| Open | 59.5 |
| Operating Cashflow | 79,314,000 |
| Operating Margins | 0.45664 |
| Overall Risk | 5 |
| Payout Ratio | 0.2909 |
| Phone | 717 334 3161 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 59.94 |
| Post Market Time | 1,783,981,120 |
| Previous Close | 59.32 |
| Price Eps Current Year | 11.099999 |
| Price Hint | 2 |
| Price To Book | 1.4564098 |
| Price To Sales Trailing12 Months | 3.8532374 |
| Profit Margins | 0.32121 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.25 |
| Region | US |
| Regular Market Change | 0.619999 |
| Regular Market Change Percent | 1.04518 |
| Regular Market Day High | 60.36 |
| Regular Market Day Low | 59.215 |
| Regular Market Day Range | 59.215 - 60.36 |
| Regular Market Open | 59.5 |
| Regular Market Previous Close | 59.32 |
| Regular Market Price | 59.94 |
| Regular Market Time | 1,783,972,801 |
| Regular Market Volume | 60,183 |
| Return On Assets | 0.0156 |
| Return On Equity | 0.12562001 |
| Revenue Growth | 0.427 |
| Revenue Per Share | 15.282 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 9 |
| Shares Outstanding | 10,212,044 |
| Shares Percent Shares Out | 0.0231 |
| Shares Short | 235,441 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 130,940 |
| Short Name | ACNB Corporation |
| Short Percent Of Float | 0.024 |
| Short Ratio | 3.02 |
| Source Interval | 15 |
| State | PA |
| Symbol | ACNB |
| Target High Price | 65.0 |
| Target Low Price | 57.0 |
| Target Mean Price | 59.66667 |
| Target Median Price | 57.0 |
| Total Cash | 99,216,000 |
| Total Cash Per Share | 9.716 |
| Total Debt | 287,195,008 |
| Total Revenue | 158,856,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.44 |
| Trailing Annual Dividend Yield | 0.024275118 |
| Trailing Eps | 4.95 |
| Trailing P E | 12.109091 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 50.13305 |
| Two Hundred Day Average Change | 9.80695 |
| Two Hundred Day Average Change Percent | 0.19561845 |
| Type Disp | Equity |
| Volume | 60,183 |
| Website | https://www.acnb.com |
| Zip | 17,325 |