ACI Worldwide, Inc. (ACIW)Technology | Software - Infrastructure | Elkhorn, United States | NasdaqGS
52.55 USD
+1.48
(2.898%)
⇧
(Oct. 15, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 6:58 a.m. EDT
The investment case here is defined by a stark divergence between the company's explosive recent performance and its current lack of income generation. Fundamentally, ACI Worldwide has executed a remarkable turnaround, delivering a +144% surge in the trailing twelve months and expanding earnings growth to 165%. With a forward P/E of just 13x against a trailing P/E of 23x, the market appears to be pricing in a significant deceleration, creating a compelling value setup for a business with dominant competitive moats and a fortress-like balance sheet. However, the stock currently offers zero dividend yield, making it unsuitable for income-focused portfolios. On the tactical side, the options market is screaming 'bullish,' with heavy positioning in call strikes well above the current price, while the statistical forecast model remains neutral. This suggests that while the long-term thesis is solid, the immediate path may be choppy as the market digests the recent volatility before the next leg up. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.097167 |
| AutoARIMA | 0.099913 |
| AutoETS | 0.100332 |
| AutoTheta | 0.202045 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 46% |
| H-stat | 3.19 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.189 |
| Excess Kurtosis | 0.80 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 57.698 |
| Revenue per Share | 17.778 |
| Market Cap | 5,305,197,568 |
| Trailing P/E | 24.00 |
| Forward P/E | 13.47 |
| Beta | 0.99 |
| Profit Margins | 12.40% |
| Website | https://www.aciworldwide.com |
As of Oct. 10, 2026, 6:58 a.m. EDT: Speculators are overwhelmingly bullish on the near-to-intermediate term, evidenced by massive open interest in out-of-the-money calls (strikes $60-$65) compared to negligible put activity. The call volume significantly outweighs put volume across all expirations, suggesting a strong consensus for upside continuation despite the recent price dip.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.07794869 |
| Address1 | 6,060 Coventry Drive |
| All Time High | 61.08 |
| All Time Low | 1.42 |
| Ask | 66.57 |
| Ask Size | 2 |
| Audit Risk | 4 |
| Average Analyst Rating | 1.8 - Buy |
| Average Daily Volume10 Day | 642,900 |
| Average Daily Volume3 Month | 862,651 |
| Average Volume | 862,651 |
| Average Volume10Days | 642,900 |
| Beta | 0.986 |
| Bid | 37.44 |
| Bid Size | 2 |
| Board Risk | 2 |
| Book Value | 14.786 |
| City | Elkhorn |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 52.55 |
| Current Ratio | 1.582 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 52.765 |
| Day Low | 51.65 |
| Debt To Equity | 57.698 |
| Display Name | ACI Worldwide |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,786,019,400 |
| Earnings Call Timestamp Start | 1,786,019,400 |
| Earnings Growth | 1.652 |
| Earnings Quarterly Growth | 1.606 |
| Earnings Timestamp | 1,786,019,400 |
| Earnings Timestamp End | 1,793,881,800 |
| Earnings Timestamp Start | 1,793,881,800 |
| Ebitda | 383,158,016 |
| Ebitda Margins | 0.21051 |
| Enterprise To Ebitda | 15.663 |
| Enterprise To Revenue | 3.297 |
| Enterprise Value | 6,001,393,664 |
| Eps Current Year | 3.5975 |
| Eps Forward | 3.9025 |
| Eps Trailing Twelve Months | 2.19 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 51.6216 |
| Fifty Day Average Change | 0.92839813 |
| Fifty Day Average Change Percent | 0.017984683 |
| Fifty Two Week Change Percent | 7.794869 |
| Fifty Two Week High | 61.08 |
| Fifty Two Week High Change | -8.530003 |
| Fifty Two Week High Change Percent | -0.13965295 |
| Fifty Two Week Low | 38.05 |
| Fifty Two Week Low Change | 14.5 |
| Fifty Two Week Low Change Percent | 0.38107753 |
| Fifty Two Week Range | 38.05 - 61.08 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 793,636,200,000 |
| Float Shares | 99,616,575 |
| Forward Eps | 3.9025 |
| Forward P E | 13.465727 |
| Free Cashflow | 260,535,632 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,930 |
| Fullday Change | 1.4900017 |
| Fullday Change Percent | 2.9175675 |
| Fullday Price | 52.55 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.49082002 |
| Gross Profits | 893,348,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01244 |
| Held Percent Institutions | 1.0509601 |
| Implied Shares Outstanding | 100,955,241 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Ir Website | http://www.aciworldwide.com/en/Who-we-are/Investor-relations.aspx |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,405,036,800 |
| Last Split Factor | 3:1 |
| Long Business Summary | ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI digital central infrastructure, a solution that offers real-time payments service. Further, it offers ACI Payments Orchestration Platform, a payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions; ACI Fraud Scoring Services with artificial and human insights with data intelligence; and Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. Additionally, it offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well distributes software developed by third parties. It has strategic partnerships with dLocal. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska. |
| Long Name | ACI Worldwide, Inc. |
| Market | us_market |
| Market Cap | 5,305,197,568 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_35695 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 225,690,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 4,971,036,066 |
| Number Of Analyst Opinions | 4 |
| Open | 51.77 |
| Operating Cashflow | 329,848,992 |
| Operating Margins | 0.10466 |
| Overall Risk | 1 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.78 |
| Phone | 402 390 7600 |
| Previous Close | 51.07 |
| Price Eps Current Year | 14.607366 |
| Price Hint | 2 |
| Price To Book | 3.5540376 |
| Price To Sales Trailing12 Months | 2.9147341 |
| Profit Margins | 0.124 |
| Quick Ratio | 0.866 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.8 |
| Region | US |
| Regular Market Change | 1.48 |
| Regular Market Change Percent | 2.89798 |
| Regular Market Day High | 52.765 |
| Regular Market Day Low | 51.65 |
| Regular Market Day Range | 51.65 - 52.765 |
| Regular Market Open | 51.77 |
| Regular Market Previous Close | 51.07 |
| Regular Market Price | 52.55 |
| Regular Market Time | 1,792,094,401 |
| Regular Market Volume | 842,975 |
| Return On Assets | 0.06984 |
| Return On Equity | 0.15617 |
| Revenue Growth | 0.073 |
| Revenue Per Share | 17.778 |
| Sand P52 Week Change | 0.16207206 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 1 |
| Shares Outstanding | 100,955,241 |
| Shares Percent Shares Out | 0.0634 |
| Shares Short | 6,395,790 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 6,305,177 |
| Short Name | ACI Worldwide, Inc. |
| Short Percent Of Float | 0.0915 |
| Short Ratio | 8.42 |
| Source Interval | 15 |
| State | NE |
| Symbol | ACIW |
| Target High Price | 70.0 |
| Target Low Price | 56.0 |
| Target Mean Price | 64.5 |
| Target Median Price | 66.0 |
| Total Cash | 167,398,000 |
| Total Cash Per Share | 1.658 |
| Total Debt | 863,593,984 |
| Total Revenue | 1,820,130,944 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 2.19 |
| Trailing P E | 23.995432 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 46.75885 |
| Two Hundred Day Average Change | 5.791149 |
| Two Hundred Day Average Change Percent | 0.1238514 |
| Type Disp | Equity |
| Volume | 842,975 |
| Website | https://www.aciworldwide.com |
| Zip | 68,022-6482 |