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ACI Worldwide, Inc. (ACIW)

Technology | Software - Infrastructure | Elkhorn, United States | NasdaqGS
44.47 USD +1.67 (3.902%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 44.57 +0.10 (0.234%) ⇧ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ☆☆☆☆☆
Hot Take | April 18, 2026, 10:18 p.m. EDT

ACI Worldwide presents a classic 'buy-and-hold' value play with significant upside potential (FG Score 83/100), but the recent price action shows no momentum to sustain a short-term bet. With earnings upcoming and no dividend yield to buffer downside, the stock relies entirely on a re-rating of its high P/E relative to forward earnings.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.085725
AutoARIMA0.086823
AutoETS0.086823
MSTL0.089914

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.81
Ljung-Box p 0.001
Jarque-Bera p 0.701
Excess Kurtosis -0.52
Attribute Value
Sector Technology
Debt to Equity Ratio 56.984
Revenue per Share 16.928
Market Cap 4,584,324,096
Trailing P/E 20.59
Forward P/E 11.74
Beta 1.03
Profit Margins 12.88%
Website https://www.aciworldwide.com

As of April 18, 2026, 10:18 p.m. EDT: Speculators show mixed signals with low volatility across all fronts. Call activity is roughly balanced (OTM heavy in near term), while put positioning is sparse but concentrated at the 35-40 strike range for the May expiration, indicating defined-floor protection rather than crash hedging. IV levels are negligible (approx 0.4-2%), suggesting low uncertainty and a lack of aggressive directional positioning.


Info Dump

Attribute Value
52 Week Change -0.105771184
Address1 6,060 Coventry Drive
All Time High 59.71
All Time Low 1.42
Ask 44.68
Ask Size 3
Audit Risk 4
Average Analyst Rating 1.4 - Strong Buy
Average Daily Volume10 Day 731,690
Average Daily Volume3 Month 847,704
Average Volume 847,704
Average Volume10Days 731,690
Beta 1.034
Bid 44.38
Bid Size 8
Board Risk 3
Book Value 14.79
City Elkhorn
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 44.47
Current Ratio 1.543
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 44.98
Day Low 43.91
Debt To Equity 56.984
Display Name ACI Worldwide
Earnings Call Timestamp End 1,778,157,000
Earnings Call Timestamp Start 1,778,157,000
Earnings Growth -0.333
Earnings Quarterly Growth -0.347
Earnings Timestamp 1,778,157,000
Earnings Timestamp End 1,778,157,000
Earnings Timestamp Start 1,778,157,000
Ebitda 372,761,984
Ebitda Margins 0.21181999
Enterprise To Ebitda 13.93
Enterprise To Revenue 2.951
Enterprise Value 5,192,664,576
Eps Current Year 3.34333
Eps Forward 3.78667
Eps Trailing Twelve Months 2.16
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 40.8556
Fifty Day Average Change 3.6144028
Fifty Day Average Change Percent 0.08846775
Fifty Two Week Change Percent -10.577118
Fifty Two Week High 55.45
Fifty Two Week High Change -10.98
Fifty Two Week High Change Percent -0.19801623
Fifty Two Week Low 38.05
Fifty Two Week Low Change 6.420002
Fifty Two Week Low Change Percent 0.16872542
Fifty Two Week Range 38.05 - 55.45
Financial Currency USD
First Trade Date Milliseconds 793,636,200,000
Float Shares 100,561,390
Forward Eps 3.78667
Forward P E 11.743828
Free Cashflow 303,421,376
Full Exchange Name NasdaqGS
Full Time Employees 2,930
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.48991
Gross Profits 862,131,008
Has Pre Post Market Data 1
Held Percent Insiders 0.012920001
Held Percent Institutions 1.04755
Implied Shares Outstanding 103,088,007
Industry Software - Infrastructure
Industry Disp Software - Infrastructure
Industry Key software-infrastructure
Ir Website http://www.aciworldwide.com/en/Who-we-are/Investor-relations.aspx
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,405,036,800
Last Split Factor 3:1
Long Business Summary ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI digital central infrastructure, a solution that offers real-time payments service. Further, it offers ACI Payments Orchestration Platform, a payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions; ACI Fraud Scoring Services with artificial and human insights with data intelligence; and Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. Additionally, it offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well distributes software developed by third parties. It markets its products and services under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.
Long Name ACI Worldwide, Inc.
Market us_market
Market Cap 4,584,324,096
Market State CLOSED
Max Age 86,400
Message Board Id finmb_35695
Most Recent Quarter 1,767,139,200
Net Income To Common 226,658,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,524,504,754
Number Of Analyst Opinions 4
Open 44.05
Operating Cashflow 322,831,008
Operating Margins 0.23138
Overall Risk 1
Payout Ratio 0.0
Peg Ratio 1.78
Phone 402 390 7600
Post Market Change 0.10400009
Post Market Change Percent 0.23386572
Post Market Price 44.574
Post Market Time 1,776,462,489
Previous Close 42.8
Price Eps Current Year 13.30111
Price Hint 2
Price To Book 3.0067613
Price To Sales Trailing12 Months 2.6050522
Profit Margins 0.1288
Quick Ratio 0.91
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.4
Region US
Regular Market Change 1.67
Regular Market Change Percent 3.90187
Regular Market Day High 44.98
Regular Market Day Low 43.91
Regular Market Day Range 43.91 - 44.98
Regular Market Open 44.05
Regular Market Previous Close 42.8
Regular Market Price 44.47
Regular Market Time 1,776,456,001
Regular Market Volume 1,074,911
Return On Assets 0.06909
Return On Equity 0.15401
Revenue Growth 0.063
Revenue Per Share 16.928
Sand P52 Week Change 0.38150132
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 1
Shares Outstanding 101,719,981
Shares Percent Shares Out 0.0401
Shares Short 4,083,718
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 3,716,093
Short Name ACI Worldwide, Inc.
Short Percent Of Float 0.059699997
Short Ratio 5.54
Source Interval 15
State NE
Symbol ACIW
Target High Price 70.0
Target Low Price 60.0
Target Mean Price 64.0
Target Median Price 63.0
Total Cash 196,462,000
Total Cash Per Share 1.931
Total Debt 865,638,976
Total Revenue 1,759,782,016
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 2.16
Trailing P E 20.587963
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 45.72275
Two Hundred Day Average Change -1.2527504
Two Hundred Day Average Change Percent -0.027398841
Type Disp Equity
Volume 1,074,911
Website https://www.aciworldwide.com
Zip 68,022-6482