American Coastal Insurance Corporation (ACIC)Financial Services | Insurance - Property & Casualty | Saint Petersburg, United States | NasdaqCM
11.91 USD
+0.11
(0.932%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 11.99 +0.08 (0.672%) ⇧ (April 17, 2026, 4:48 p.m. EDT) Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★☆☆☆ |
Hot Take | April 11, 2026, 3:14 p.m. EDT
ACIC appears to have a mixed outlook. While the stock has shown some momentum with recent price fluctuations, the short-term forecasting model suggests minimal directional movement. The stock has a history of dividend payouts, though they are inconsistent. Long-term investors may find the stock appealing due to its low price-to-book and reasonable earnings growth, but the high debt-to-equity ratio and short interest suggest caution. Overall, the stock is not a clear buy for either short-term or long-term investors without further positive developments. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.033631 |
| AutoTheta | 0.034932 |
| AutoARIMA | 0.035178 |
| AutoETS | 0.038091 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 47% |
| H-stat | 6.16 |
| Ljung-Box p | 0.001 |
| Jarque-Bera p | 0.874 |
| Excess Kurtosis | -0.38 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-01-01 |
| Last Dividend Date | 2026-01-01 |
| Debt to Equity Ratio | 48.018 |
| Revenue per Share | 6.92 |
| Market Cap | 579,495,424 |
| Trailing P/E | 5.54 |
| Forward P/E | 7.71 |
| Beta | -0.61 |
| Profit Margins | 31.85% |
| Previous Name | United Insurance Holdings Corp. |
| Website | https://www.amcoastal.com |
As of April 11, 2026, 3:14 p.m. EDT: Options speculators are showing mixed signals. The calls show some interest in higher prices, especially with increased open interest on the 15.0 strike for the November 2026 expiration, indicating potential bullish sentiment. However, the puts show limited activity, with most open interest concentrated on lower strikes, suggesting some bearish sentiment. The overall volatility and mixed positioning indicate uncertainty in the short-term direction.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 6.59% | 6.59% | 3.59% | 3.41% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-01-02 | 0.75 | 6.590510 |
| 2025-01-02 | 0.50 | 4.175693 |
| 2022-03-08 | 0.06 | 1.925838 |
| 2021-11-19 | 0.06 | 1.463196 |
| 2021-08-09 | 0.06 | 1.725252 |
| 2021-05-14 | 0.06 | 1.191062 |
| 2021-03-01 | 0.06 | 0.996491 |
| 2020-11-20 | 0.06 | 1.521197 |
| 2020-08-10 | 0.06 | 0.765602 |
| 2020-05-18 | 0.06 | 0.876678 |
| 2020-03-03 | 0.06 | 0.741372 |
| 2019-11-18 | 0.06 | 0.567693 |
| 2019-08-13 | 0.06 | 0.643251 |
| 2019-05-13 | 0.06 | 0.515382 |
| 2019-03-05 | 0.06 | 0.462952 |
| 2018-11-19 | 0.06 | 0.389173 |
| 2018-08-10 | 0.06 | 0.358727 |
| 2018-05-21 | 0.06 | 0.355155 |
| 2018-03-06 | 0.06 | 0.391817 |
| 2017-11-21 | 0.06 | 0.469939 |
| 2017-08-17 | 0.06 | 0.469657 |
| 2017-05-19 | 0.06 | 0.473740 |
| 2017-03-06 | 0.06 | 0.459002 |
| 2016-11-21 | 0.06 | 0.581363 |
| 2016-08-19 | 0.06 | 0.489248 |
| 2016-05-17 | 0.06 | 0.444680 |
| 2016-03-02 | 0.05 | 0.327113 |
| 2015-11-18 | 0.05 | 0.342906 |
| 2015-08-19 | 0.05 | 0.461895 |
| 2015-05-20 | 0.05 | 0.426749 |
| 2015-02-25 | 0.05 | 0.271543 |
| 2014-11-19 | 0.04 | 0.277317 |
| 2014-08-13 | 0.04 | 0.350557 |
| 2014-05-14 | 0.04 | 0.323186 |
| 2014-03-12 | 0.04 | 0.346795 |
| 2013-11-26 | 0.03 | 0.388242 |
| 2013-08-28 | 0.03 | 0.513664 |
| 2013-05-29 | 0.03 | 0.624647 |
| 2013-03-18 | 0.03 | 0.686735 |
| 2012-12-26 | 0.03 | 0.684397 |
| 2012-03-22 | 0.05 | 1.134930 |
| 2011-11-28 | 0.05 | 1.537260 |
| 2010-03-29 | 0.05 | 1.967944 |
| 2009-11-25 | 0.05 | 1.704299 |
| 2009-08-27 | 0.05 | 1.746640 |
| 2009-05-27 | 0.05 | 1.507856 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.09366393 |
| Address1 | 570 Carillon Parkway |
| Address2 | Suite 100 |
| All Time High | 28.43 |
| All Time Low | 0.29 |
| Ask | 11.94 |
| Ask Size | 1 |
| Audit Risk | 10 |
| Average Analyst Rating | 2.5 - Buy |
| Average Daily Volume10 Day | 182,010 |
| Average Daily Volume3 Month | 236,346 |
| Average Volume | 236,346 |
| Average Volume10Days | 182,010 |
| Beta | -0.611 |
| Bid | 11.86 |
| Bid Size | 1 |
| Board Risk | 6 |
| Book Value | 7.416 |
| City | Saint Petersburg |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 11.91 |
| Current Ratio | 1.051 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 11.945 |
| Day Low | 11.8388 |
| Debt To Equity | 48.018 |
| Display Name | American Coastal Insurance |
| Dividend Date | 1,767,916,800 |
| Earnings Call Timestamp End | 1,771,538,400 |
| Earnings Call Timestamp Start | 1,771,538,400 |
| Earnings Growth | 4.257 |
| Earnings Quarterly Growth | 4.371 |
| Earnings Timestamp | 1,771,534,800 |
| Earnings Timestamp End | 1,778,184,000 |
| Earnings Timestamp Start | 1,778,184,000 |
| Ebitda | 152,828,000 |
| Ebitda Margins | 0.45561 |
| Enterprise To Ebitda | 3.306 |
| Enterprise To Revenue | 1.506 |
| Enterprise Value | 505,255,936 |
| Eps Current Year | 1.48 |
| Eps Forward | 1.545 |
| Eps Trailing Twelve Months | 2.15 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,767,312,000 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 11.3172 |
| Fifty Day Average Change | 0.59280014 |
| Fifty Day Average Change Percent | 0.05238046 |
| Fifty Two Week Change Percent | 9.366393 |
| Fifty Two Week High | 13.06 |
| Fifty Two Week High Change | -1.1500006 |
| Fifty Two Week High Change Percent | -0.08805517 |
| Fifty Two Week Low | 9.97 |
| Fifty Two Week Low Change | 1.9399996 |
| Fifty Two Week Low Change Percent | 0.1945837 |
| Fifty Two Week Range | 9.97 - 13.06 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,194,445,800,000 |
| Five Year Avg Dividend Yield | 5.5 |
| Float Shares | 24,147,891 |
| Forward Eps | 1.545 |
| Forward P E | 7.708738 |
| Free Cashflow | 67,100,624 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 68 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.57106 |
| Gross Profits | 191,555,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.49266 |
| Held Percent Institutions | 0.33448002 |
| Implied Shares Outstanding | 48,656,206 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,767,312,000 |
| Last Dividend Value | 0.75 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida. |
| Long Name | American Coastal Insurance Corporation |
| Market | us_market |
| Market Cap | 579,495,424 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_36852377 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-04-18 |
| Net Income To Common | 106,795,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 575,521,164 |
| Number Of Analyst Opinions | 1 |
| Open | 11.88 |
| Operating Cashflow | 71,025,000 |
| Operating Margins | 0.46234 |
| Overall Risk | 4 |
| Payout Ratio | 0.0 |
| Peg Ratio | 2.54 |
| Phone | 727 633 0851 |
| Post Market Change | 0.07999992 |
| Post Market Change Percent | 0.6717038 |
| Post Market Price | 11.99 |
| Post Market Time | 1,776,458,894 |
| Prev Name | United Insurance Holdings Corp. |
| Previous Close | 11.8 |
| Price Eps Current Year | 8.0472975 |
| Price Hint | 2 |
| Price To Book | 1.6059871 |
| Price To Sales Trailing12 Months | 1.7275732 |
| Profit Margins | 0.3185 |
| Quick Ratio | 0.488 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.5 |
| Region | US |
| Regular Market Change | 0.11 |
| Regular Market Change Percent | 0.9322 |
| Regular Market Day High | 11.945 |
| Regular Market Day Low | 11.8388 |
| Regular Market Day Range | 11.8388 - 11.945 |
| Regular Market Open | 11.88 |
| Regular Market Previous Close | 11.8 |
| Regular Market Price | 11.91 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 167,473 |
| Return On Assets | 0.08006 |
| Return On Equity | 0.38608003 |
| Revenue Growth | 0.09 |
| Revenue Per Share | 6.92 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 48,342,811 |
| Shares Percent Shares Out | 0.0139999995 |
| Shares Short | 676,023 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 501,782 |
| Short Name | American Coastal Insurance Corp |
| Short Percent Of Float | 0.0275 |
| Short Ratio | 3.58 |
| Source Interval | 15 |
| State | FL |
| Symbol | ACIC |
| Target High Price | 14.0 |
| Target Low Price | 14.0 |
| Target Mean Price | 14.0 |
| Target Median Price | 14.0 |
| Total Cash | 219,858,000 |
| Total Cash Per Share | 4.573 |
| Total Debt | 152,488,000 |
| Total Revenue | 335,439,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.75 |
| Trailing Annual Dividend Yield | 0.06355932 |
| Trailing Eps | 2.15 |
| Trailing P E | 5.5395346 |
| Trailing Peg Ratio | 2.5438 |
| Triggerable | 1 |
| Two Hundred Day Average | 11.4062 |
| Two Hundred Day Average Change | 0.50379944 |
| Two Hundred Day Average Change Percent | 0.04416891 |
| Type Disp | Equity |
| Volume | 167,473 |
| Website | https://www.amcoastal.com |
| Zip | 33,716 |