Ameris Bancorp (ABCB)Financial Services | Banks - Regional | Atlanta, United States | NYSE
89.82 USD
-0.59
(-0.653%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 89.82 |
Hot Take ↕ | July 11, 2026, 4:59 a.m. EDT
Ameris Bancorp presents a compelling case for capital allocation driven by strong momentum and robust fundamentals, though investors should remain mindful of short-term resistance near the fifty-two-week high. The stock has rallied significantly over the past year, trading near its yearly peak with a positive price trajectory that validates the market's reassessment of its business quality. Fundamentally, the bank is delivering double-digit revenue growth and healthy margins, supported by a payout ratio that leaves ample room for earnings expansion. While the dividend yield is modest, the consistency and low payout ratio provide a reliable income floor without risking capital. On the short end, technicals are bullish, yet the statistical forecast models suggest a potential pullback, creating a tension between the strong price action and the immediate outlook. For the long term, while the company is a solid regional player with excellent profitability, it does not yet exhibit the hyper-growth metrics required for a top-tier compounder rating. Overall, this is a high-conviction momentum play with a stable foundation, suitable for investors seeking exposure to the regional banking recovery without expecting explosive valuation expansion. |
| Model | MAE |
|---|---|
| MSTL_126 ✓ | 0.025746 |
| MSTL_70_126 | 0.028736 |
| AutoTheta | 0.033779 |
| MSTL | 0.035369 |
| AutoETS | 0.039903 |
| AutoARIMA | 0.039904 |
| MSTL_70 | 0.051998 |
Forecast horizon: 60 days | Selected: MSTL_126
| Forecast Reliability | |
|---|---|
| Score | 49% |
| H-stat | 1.48 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.249 |
| Excess Kurtosis | -1.05 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-06-29 |
| Last Dividend Date | 2026-06-29 |
| Revenue per Share | 17.207 |
| Market Cap | 6,044,212,736 |
| Trailing P/E | 14.23 |
| Forward P/E | 12.64 |
| Beta | 0.92 |
| Profit Margins | 37.08% |
| Website | https://www.amerisbank.com |
As of July 11, 2026, 4:59 a.m. EDT: Implied volatility remains low to moderate across expirations. Call open interest clusters at the $85 in-the-money strike and $95 out-of-the-money strike, indicating speculative upside positioning. Put open interest is concentrated at the $70 strike and shows notable new flow at the $100 strike, suggesting a mix of hedging and defensive positioning against a potential move to round numbers.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.22% | 1.02% | 1.17% | 1.26% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-06-30 | 0.200000 | 0.221582 |
| 2026-03-31 | 0.200000 | 0.256443 |
| 2025-12-31 | 0.200000 | 0.269288 |
| 2025-09-30 | 0.200000 | 0.272814 |
| 2025-06-30 | 0.200000 | 0.309119 |
| 2025-03-31 | 0.200000 | 0.347403 |
| 2024-12-31 | 0.200000 | 0.319642 |
| 2024-09-30 | 0.150000 | 0.240423 |
| 2024-06-28 | 0.150000 | 0.297915 |
| 2024-03-27 | 0.150000 | 0.311591 |
| 2023-12-28 | 0.150000 | 0.279330 |
| 2023-09-28 | 0.150000 | 0.398618 |
| 2023-06-29 | 0.150000 | 0.436046 |
| 2023-03-30 | 0.150000 | 0.415397 |
| 2022-12-29 | 0.150000 | 0.316991 |
| 2022-09-29 | 0.150000 | 0.333927 |
| 2022-06-29 | 0.150000 | 0.373134 |
| 2022-03-30 | 0.150000 | 0.333333 |
| 2021-12-30 | 0.150000 | 0.301750 |
| 2021-09-29 | 0.150000 | 0.281479 |
| 2021-06-29 | 0.150000 | 0.295975 |
| 2021-03-30 | 0.150000 | 0.281743 |
| 2020-12-30 | 0.150000 | 0.395153 |
| 2020-09-29 | 0.150000 | 0.659051 |
| 2020-06-29 | 0.150000 | 0.641026 |
| 2020-03-30 | 0.150000 | 0.642398 |
| 2019-12-30 | 0.150000 | 0.351782 |
| 2019-09-27 | 0.150000 | 0.372578 |
| 2019-06-27 | 0.100000 | 0.256805 |
| 2019-03-28 | 0.100000 | 0.288434 |
| 2018-12-28 | 0.100000 | 0.318066 |
| 2018-09-27 | 0.100000 | 0.220751 |
| 2018-06-28 | 0.100000 | 0.185185 |
| 2018-03-28 | 0.100000 | 0.190658 |
| 2017-12-28 | 0.100000 | 0.205128 |
| 2017-09-28 | 0.100000 | 0.208768 |
| 2017-06-28 | 0.100000 | 0.207684 |
| 2017-03-29 | 0.100000 | 0.225225 |
| 2016-12-28 | 0.100000 | 0.224467 |
| 2016-09-28 | 0.100000 | 0.287356 |
| 2016-06-28 | 0.050000 | 0.175871 |
| 2016-03-29 | 0.050000 | 0.172176 |
| 2015-12-29 | 0.050000 | 0.143390 |
| 2015-09-28 | 0.050000 | 0.177873 |
| 2015-06-26 | 0.050000 | 0.192604 |
| 2015-03-27 | 0.050000 | 0.190042 |
| 2014-12-29 | 0.050000 | 0.192308 |
| 2014-09-26 | 0.050000 | 0.225124 |
| 2014-07-02 | 0.050000 | 0.227376 |
| 2009-06-26 | 0.048632 | 0.803857 |
| 2009-03-27 | 0.048632 | 0.840334 |
| 2008-12-24 | 0.048632 | 0.467726 |
| 2008-09-26 | 0.048632 | 0.357397 |
| 2008-06-26 | 0.136170 | 1.398603 |
| 2008-03-27 | 0.136170 | 0.876096 |
| 2007-12-27 | 0.136170 | 0.828894 |
| 2007-09-26 | 0.136170 | 0.746667 |
| 2007-06-27 | 0.136170 | 0.599572 |
| 2007-03-28 | 0.136170 | 0.578513 |
| 2006-12-26 | 0.136170 | 0.496807 |
| 2006-09-27 | 0.136170 | 0.502513 |
| 2006-06-28 | 0.136170 | 0.669217 |
| 2006-03-29 | 0.136170 | 0.604491 |
| 2005-12-28 | 0.136170 | 0.686275 |
| 2005-09-28 | 0.136170 | 0.756757 |
| 2005-06-28 | 0.136170 | 0.777778 |
| 2005-03-29 | 0.136170 | 0.833334 |
| 2004-12-29 | 0.113475 | 0.645757 |
| 2004-09-28 | 0.113475 | 0.701052 |
| 2004-06-28 | 0.113475 | 0.696865 |
| 2004-03-29 | 0.113475 | 0.745872 |
| 2003-12-29 | 0.113475 | 0.833334 |
| 2003-09-26 | 0.113475 | 0.886638 |
| 2003-06-26 | 0.097264 | 0.850459 |
| 2003-03-27 | 0.097264 | 0.862687 |
| 2002-12-27 | 0.097264 | 0.870825 |
| 2002-09-26 | 0.097264 | 0.917429 |
| 2002-07-01 | 0.097264 | 0.810809 |
| 2002-03-26 | 0.097264 | 0.874634 |
| 2001-12-27 | 0.097264 | 0.894186 |
| 2001-09-26 | 0.097264 | 0.923075 |
| 2001-06-27 | 0.097264 | 1.081079 |
| 2001-03-28 | 0.097264 | 1.054943 |
| 2000-12-27 | 0.097264 | 1.297295 |
| 2000-09-29 | 0.097264 | 1.149698 |
| 2000-06-28 | 0.097264 | 1.222927 |
| 2000-03-29 | 0.081053 | 0.999994 |
| 1999-12-29 | 0.081053 | 0.930227 |
| 1999-09-28 | 0.067545 | 0.772952 |
| 1999-06-28 | 0.067545 | 0.761910 |
| 1999-03-29 | 0.067545 | 0.808086 |
| 1998-12-29 | 0.067545 | 0.800005 |
| 1998-09-28 | 0.067545 | 0.788182 |
| 1998-06-26 | 0.067545 | 0.601507 |
| 1998-04-13 | 0.067545 | 0.563384 |
| 1997-12-29 | 0.067545 | 0.551728 |
| 1997-09-26 | 0.067545 | 0.615388 |
| 1997-06-26 | 0.067545 | 0.592596 |
| 1997-03-26 | 0.054036 | 0.506332 |
| 1996-12-20 | 0.054036 | 0.575543 |
| 1996-09-26 | 0.054036 | 0.526319 |
| 1996-06-18 | 0.054036 | 0.540544 |
| 1996-03-27 | 0.054036 | 0.714290 |
| 1995-12-27 | 0.054036 | 0.677970 |
| 1995-09-28 | 0.054036 | 0.720725 |
| 1995-06-28 | 0.040527 | 0.666671 |
| 1995-03-27 | 0.040527 | 0.800005 |
| 1994-12-23 | 0.038500 | 0.752467 |
| 1994-09-26 | 0.038500 | 0.730761 |
| 1994-07-11 | 0.038500 | 0.730761 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.32294405 |
| Address1 | 3,490 Piedmont Road N.E. |
| Address2 | Suite 1550 |
| All Time High | 92.44 |
| All Time Low | 3.355615 |
| Ask | 0.0 |
| Ask Size | 100 |
| Audit Risk | 7 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 563,570 |
| Average Daily Volume3 Month | 523,919 |
| Average Volume | 523,919 |
| Average Volume10Days | 563,570 |
| Beta | 0.915 |
| Bid | 0.0 |
| Bid Size | 200 |
| Board Risk | 6 |
| Book Value | 60.842 |
| City | Atlanta |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 89.82 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 90.175 |
| Day Low | 89.11 |
| Dividend Date | 1,783,296,000 |
| Dividend Rate | 0.8 |
| Dividend Yield | 0.88 |
| Earnings Call Timestamp End | 1,784,923,200 |
| Earnings Call Timestamp Start | 1,784,923,200 |
| Earnings Growth | 0.283 |
| Earnings Quarterly Growth | 0.257 |
| Earnings Timestamp | 1,784,836,800 |
| Earnings Timestamp End | 1,784,836,800 |
| Earnings Timestamp Start | 1,784,836,800 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 4.868 |
| Enterprise Value | 5,707,161,088 |
| Eps Current Year | 6.73 |
| Eps Forward | 7.10714 |
| Eps Trailing Twelve Months | 6.31 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,782,777,600 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 86.565 |
| Fifty Day Average Change | 3.2549973 |
| Fifty Day Average Change Percent | 0.03760177 |
| Fifty Two Week Change Percent | 32.294403 |
| Fifty Two Week High | 92.44 |
| Fifty Two Week High Change | -2.6200027 |
| Fifty Two Week High Change Percent | -0.028342737 |
| Fifty Two Week Low | 64.64 |
| Fifty Two Week Low Change | 25.18 |
| Fifty Two Week Low Change Percent | 0.38954207 |
| Fifty Two Week Range | 64.64 - 92.44 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 769,354,200,000 |
| Five Year Avg Dividend Yield | 1.22 |
| Float Shares | 59,662,286 |
| Forward Eps | 7.10714 |
| Forward P E | 12.637995 |
| Full Exchange Name | NYSE |
| Full Time Employees | 2,642 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 1,172,459,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.054780003 |
| Held Percent Institutions | 0.98372 |
| Implied Shares Outstanding | 67,292,503 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://ir.amerisbank.com/corporateprofile.aspx?iid=100594 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,782,777,600 |
| Last Dividend Value | 0.2 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,277,683,200 |
| Last Split Factor | 211:210 |
| Long Business Summary | Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia. |
| Long Name | Ameris Bancorp |
| Market | us_market |
| Market Cap | 6,044,212,736 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_343936 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 434,711,008 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 6,083,915,196 |
| Number Of Analyst Opinions | 6 |
| Open | 89.38 |
| Operating Cashflow | 530,480,000 |
| Operating Margins | 0.4938 |
| Overall Risk | 3 |
| Payout Ratio | 0.1258 |
| Peg Ratio | 1.1 |
| Phone | 404 639 6500 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 89.82 |
| Post Market Time | 1,783,981,118 |
| Previous Close | 90.41 |
| Price Eps Current Year | 13.3462105 |
| Price Hint | 2 |
| Price To Book | 1.4762828 |
| Price To Sales Trailing12 Months | 5.155159 |
| Profit Margins | 0.37077 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.28571 |
| Region | US |
| Regular Market Change | -0.590004 |
| Regular Market Change Percent | -0.652587 |
| Regular Market Day High | 90.175 |
| Regular Market Day Low | 89.11 |
| Regular Market Day Range | 89.11 - 90.175 |
| Regular Market Open | 89.38 |
| Regular Market Previous Close | 90.41 |
| Regular Market Price | 89.82 |
| Regular Market Time | 1,783,972,802 |
| Regular Market Volume | 315,039 |
| Return On Assets | 0.01592 |
| Return On Equity | 0.109969996 |
| Revenue Growth | 0.128 |
| Revenue Per Share | 17.207 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 67,292,503 |
| Shares Percent Shares Out | 0.0446 |
| Shares Short | 3,000,705 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 2,409,959 |
| Short Name | Ameris Bancorp |
| Short Percent Of Float | 0.0644 |
| Short Ratio | 4.66 |
| Source Interval | 15 |
| State | GA |
| Symbol | ABCB |
| Target High Price | 100.0 |
| Target Low Price | 90.0 |
| Target Mean Price | 95.16667 |
| Target Median Price | 95.5 |
| Total Cash | 1,345,163,008 |
| Total Cash Per Share | 20.057 |
| Total Debt | 1,028,486,016 |
| Total Revenue | 1,172,459,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.8 |
| Trailing Annual Dividend Yield | 0.008848579 |
| Trailing Eps | 6.31 |
| Trailing P E | 14.234549 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 79.77425 |
| Two Hundred Day Average Change | 10.0457535 |
| Two Hundred Day Average Change Percent | 0.12592727 |
| Type Disp | Equity |
| Volume | 315,039 |
| Website | https://www.amerisbank.com |
| Zip | 30,305 |