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Ameris Bancorp (ABCB)

Financial Services | Banks - Regional | Atlanta, United States | NYSE
85.28 USD +2.65 (3.207%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 85.75 +0.47 (0.551%) ⇧ (April 17, 2026, 7:52 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 19, 2026, 12:37 a.m. EDT

Ameris Bancorp presents a dichotomy: a robust long-term value play facing short-term selling pressure. While the fundamentals are exceptionally strong—driven by double-digit earnings growth, solid ROE, and a highly sustainable 13% payout ratio—the equity has received a brutal valuation reset. Options data confirms a relief rally conclusion rather than a momentum explosion; the mass exit of call positions and the contrast between $70 put buying and former call concentration signals heavy bears ending the festivity. Unless catalysts shift, expect a range-bound correction followed by secular growth.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.035394
AutoETS0.035416
MSTL0.035565
AutoTheta0.050955

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 80%
H-stat 0.76
Ljung-Box p 0.000
Jarque-Bera p 0.244
Excess Kurtosis -1.19
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-30
Last Dividend Date 2026-03-30
Revenue per Share 16.635
Market Cap 5,821,981,696
Trailing P/E 14.21
Forward P/E 12.22
Beta 0.94
Profit Margins 36.20%
Website https://www.amerisbank.com

As of April 19, 2026, 12:37 a.m. EDT: Options flow indicates a capitulation or rotation event rather than a buildup of new speculative direction. Call volume and OI collapsed significantly for both May and July expirations compared to the prior day, with the ATM 5/15 calls seeing 97%-99.7% of their volume/Paris Inventory Ratio (PIR) evaporate. Conversely, put volume at the $70 July strike surged 50% year-over-year. This disparity suggests that recent price dips triggered aggressive put buying from stop-loss sellers or defensive hedging, while the call book previously held by traders has likely exited. Open Interest remains highly concentrated at the current price for remaining options, implying short-term volatility expectations are weighted near the current fair value.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.26% 1.11% 1.27% 1.32%
Dividend History
Date Dividend Yield %
2026-03-31 0.200000 0.256443
2025-12-31 0.200000 0.269993
2025-09-30 0.200000 0.274258
2025-06-30 0.200000 0.311593
2025-03-31 0.200000 0.351266
2024-12-31 0.200000 0.324332
2024-09-30 0.150000 0.244731
2024-06-28 0.150000 0.303996
2024-03-27 0.150000 0.318926
2023-12-28 0.150000 0.286829
2023-09-28 0.150000 0.410466
2023-06-29 0.150000 0.450823
2023-03-30 0.150000 0.431374
2022-12-29 0.150000 0.330528
2022-09-29 0.150000 0.349304
2022-06-29 0.150000 0.391598
2022-03-30 0.150000 0.351117
2021-12-30 0.150000 0.318881
2021-09-29 0.150000 0.298350
2021-06-29 0.150000 0.314616
2021-03-30 0.150000 0.300362
2020-12-30 0.150000 0.422469
2020-09-29 0.150000 0.707447
2020-06-29 0.150000 0.692653
2020-03-30 0.150000 0.699064
2019-12-30 0.150000 0.385380
2019-09-27 0.150000 0.409601
2019-06-27 0.100000 0.283400
2019-03-28 0.100000 0.319136
2018-12-28 0.100000 0.352950
2018-09-27 0.100000 0.245753
2018-06-28 0.100000 0.206607
2018-03-28 0.100000 0.213107
2017-12-28 0.100000 0.229718
2017-09-28 0.100000 0.234278
2017-06-28 0.100000 0.233557
2017-03-29 0.100000 0.253823
2016-12-28 0.100000 0.253533
2016-09-28 0.100000 0.325288
2016-06-28 0.050000 0.199663
2016-03-29 0.050000 0.195820
2015-12-29 0.050000 0.163364
2015-09-28 0.050000 0.202945
2015-06-26 0.050000 0.220141
2015-03-27 0.050000 0.217637
2014-12-29 0.050000 0.220649
2014-09-26 0.050000 0.258799
2014-07-02 0.050000 0.261986
2009-06-26 0.048632 0.928318
2009-03-27 0.048632 0.978307
2008-12-24 0.048632 0.548554
2008-09-26 0.048632 0.421212
2008-06-26 0.136170 1.654010
2008-03-27 0.136170 1.050404
2007-12-27 0.136170 1.002289
2007-09-26 0.136170 0.909743
2007-06-27 0.136170 0.735961
2007-03-28 0.136170 0.714451
2006-12-26 0.136170 0.617009
2006-09-27 0.136170 0.627211
2006-06-28 0.136170 0.839537
2006-03-29 0.136170 0.763411
2005-12-28 0.136170 0.872293
2005-09-28 0.136170 0.968520
2005-06-28 0.136170 1.002785
2005-03-29 0.136170 1.083003
2004-12-29 0.113475 0.845964
2004-09-28 0.113475 0.924314
2004-06-28 0.113475 0.925610
2004-03-29 0.113475 0.997523
2003-12-29 0.113475 1.122896
2003-09-26 0.113475 1.204952
2003-06-26 0.097264 1.165904
2003-03-27 0.097264 1.192885
2002-12-27 0.097264 1.214717
2002-09-26 0.097264 1.290877
2002-07-01 0.097264 1.151322
2002-03-26 0.097264 1.252041
2001-12-27 0.097264 1.291300
2001-09-26 0.097264 1.344974
2001-06-27 0.097264 1.589703
2001-03-28 0.097264 1.567700
2000-12-27 0.097264 1.948867
2000-09-29 0.097264 1.750480
2000-06-28 0.097264 1.884032
2000-03-29 0.081053 1.559656
1999-12-29 0.081053 1.465498
1999-09-28 0.067545 1.229191
1999-06-28 0.067545 1.221070
1999-03-29 0.067545 1.304923
1998-12-29 0.067545 1.302085
1998-09-28 0.067545 1.292984
1998-06-26 0.067545 0.994629
1998-04-13 0.067545 0.937270
1997-12-29 0.067545 0.923006
1997-09-26 0.067545 1.035466
1997-06-26 0.067545 1.003242
1997-03-26 0.054036 0.862311
1996-12-20 0.054036 0.985233
1996-09-26 0.054036 0.906262
1996-06-18 0.054036 0.935680
1996-03-27 0.054036 1.243246
1995-12-27 0.054036 1.188520
1995-09-28 0.054036 1.272097
1995-06-28 0.040527 1.185470
1995-03-27 0.040527 1.432112
1994-12-23 0.038500 1.357876
1994-09-26 0.038500 1.328705
1994-07-11 0.038500 1.337948
Additional Data
dividendRate 0.8
dividendYield 0.94
exDividendDate 2026-03-31
trailingAnnualDividendRate 0.8
trailingAnnualDividendYield 0.009681714
lastDividendValue 0.2
lastDividendDate 2026-03-31
dividendDate 2026-04-06

Info Dump

Attribute Value
52 Week Change 0.6281023
Address1 3,490 Piedmont Road N.E.
Address2 Suite 1550
All Time High 87.98
All Time Low 3.355615
Ask 85.25
Ask Size 100
Audit Risk 7
Average Daily Volume10 Day 536,000
Average Daily Volume3 Month 574,593
Average Volume 574,593
Average Volume10Days 536,000
Beta 0.936
Bid 85.03
Bid Size 300
Board Risk 6
Book Value 60.122
City Atlanta
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 85.28
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 86.3
Day Low 83.63
Dividend Date 1,775,433,600
Dividend Rate 0.8
Dividend Yield 0.94
Earnings Call Timestamp End 1,777,035,600
Earnings Call Timestamp Start 1,777,035,600
Earnings Growth 0.169
Earnings Quarterly Growth 0.148
Earnings Timestamp 1,776,974,400
Earnings Timestamp End 1,776,974,400
Earnings Timestamp Start 1,776,974,400
Ebitda Margins 0.0
Enterprise To Revenue 4.763
Enterprise Value 5,423,234,048
Eps Current Year 6.52333
Eps Forward 6.97833
Eps Trailing Twelve Months 6.0
Esg Populated 0
Ex Dividend Date 1,774,915,200
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 79.7998
Fifty Day Average Change 5.4802017
Fifty Day Average Change Percent 0.06867438
Fifty Two Week Change Percent 62.81023
Fifty Two Week High 87.98
Fifty Two Week High Change -2.7000046
Fifty Two Week High Change Percent -0.030688845
Fifty Two Week Low 52.03
Fifty Two Week Low Change 33.25
Fifty Two Week Low Change Percent 0.6390544
Fifty Two Week Range 52.03 - 87.98
Financial Currency USD
First Trade Date Milliseconds 769,354,200,000
Five Year Avg Dividend Yield 1.23
Float Shares 63,694,379
Forward Eps 6.97833
Forward P E 12.220689
Full Exchange Name NYSE
Full Time Employees 2,673
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 1,138,624,000
Has Pre Post Market Data 1
Held Percent Insiders 0.053839996
Held Percent Institutions 0.97162
Implied Shares Outstanding 68,269,019
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://ir.amerisbank.com/corporateprofile.aspx?iid=100594
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,774,915,200
Last Dividend Value 0.2
Last Fiscal Year End 1,767,139,200
Last Split Date 1,277,683,200
Last Split Factor 211:210
Long Business Summary Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
Long Name Ameris Bancorp
Market us_market
Market Cap 5,821,981,696
Market State CLOSED
Max Age 86,400
Message Board Id finmb_343936
Most Recent Quarter 1,767,139,200
Net Income To Common 412,153,984
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 5,821,981,940
Number Of Analyst Opinions 7
Open 83.64
Operating Cashflow 390,183,008
Operating Margins 0.54807
Overall Risk 3
Payout Ratio 0.1333
Peg Ratio 1.1
Phone 404 639 6500
Post Market Change 0.47000122
Post Market Change Percent 0.55112714
Post Market Price 85.75
Post Market Time 1,776,469,945
Previous Close 82.63
Price Eps Current Year 13.073077
Price Hint 2
Price To Book 1.418449
Price To Sales Trailing12 Months 5.113173
Profit Margins 0.36198002
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 2.65
Regular Market Change Percent 3.20707
Regular Market Day High 86.3
Regular Market Day Low 83.63
Regular Market Day Range 83.63 - 86.3
Regular Market Open 83.64
Regular Market Previous Close 82.63
Regular Market Price 85.28
Regular Market Time 1,776,456,002
Regular Market Volume 788,188
Return On Assets 0.01533
Return On Equity 0.10531
Revenue Growth 0.03
Revenue Per Share 16.635
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 68,269,019
Shares Percent Shares Out 0.0352
Shares Short 2,402,453
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,788,517
Short Name Ameris Bancorp
Short Percent Of Float 0.0505
Short Ratio 3.94
Source Interval 15
State GA
Symbol ABCB
Target High Price 97.5
Target Low Price 85.0
Target Mean Price 89.92857
Target Median Price 88.0
Total Cash 1,099,686,016
Total Cash Per Share 16.255
Total Debt 753,433,024
Total Revenue 1,138,624,000
Tradeable 0
Trailing Annual Dividend Rate 0.8
Trailing Annual Dividend Yield 0.009681714
Trailing Eps 6.0
Trailing P E 14.213333
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 75.12035
Two Hundred Day Average Change 10.159645
Two Hundred Day Average Change Percent 0.1352449
Type Disp Equity
Volume 788,188
Website https://www.amerisbank.com
Zip 30,305